Stop Using A Debit Card!

three reasons why you should stop using a debit card number one purchase protection many credit cards will pay for your items if they're damaged or stolen and premium cards like the AmEx Platinum will pay for them even if you lose them number two cash back even if you get just a simple cash back credit card you will start earning two percent back on all of your purchases in a year that can start adding up quickly to huge savings number three credit cards have incredible benefits like travel insurance baggage Insurance primary car rental insurance access to airport lounges Elite status return protection dispute resolution and so many more incredible benefits I have saved tens of thousands of dollars thanks to these benefits and if I had a debit card I'd be out of luck but with that said if you are not physically responsible or if you can't treat a credit card like the cash you have in your bank account you should not open a credit card stick with your debit card and be happy you're not going into debt