OJBA 2025

Okay, let's go. Coffee cookies check. Let's go. Energy doar. How are you? >> How are you? >> Let's hear about I hear it's booming. How many people are moving there? What's going on there? >> Oh, they keep on coming. People are going into contracts all the time. People are closing. has enough members. >> Yeah. >> I hear you're becoming a coordinator. It's true. >> 10. >> I hear you becoming a coordinator. Is it true? >> No, no, no, no, no, no. >> Not yet. Okay. Let's Let's see. Let's see. Do you service that man with your vacuums also? Let's see. What do you do here? >> That's my primary business. Central vacuum systems. >> Here you have the system that we install. >> Wow. So like that you don't have to pull the vacuum all over. >> You pull out the hose. You vacuum. >> Let's hear your son has elite locksmith. What does he do? My son Shamyani is very successful. He does laxid Staten Island. >> Okay. You'll send me the number. We'll put on the number. Let's talk about it. >> Okay. We have here David from Scan Pay. I heard people talking about this 2 and a.5% for swiping credit cards for merchants. This is unbelievable. Can you tell us something more about it? >> Yeah, so we're a payment processing app. Free of charge. No monthly fees, no annual fees. The only fee that you'll ever see is the 2 and a half% on all credit card charges. even MX, Visa, Discover, it doesn't really matter. 2 and a half% on all the charges. It's a free app. You download it on your phone. You can download on your computer. You can send out invoices to your customers all for free. You can manage, you can keep track of everything. We do offer financing. We offer a payments for a dollar for a transaction. We also have checks where you can scan a check in. It's really a full cycle of payment processing. Big >> How long does it take to sign up? I saw somebody trying to sign up before. How long did it take him? >> 10 minutes. You get approved instantly. It's super easy to use and come come try us out. Try out David. You're not going to regret it. Thank you so much. >> Status Island viewers have status. Okay, we have here Zindy fish from the Z team at the Mint Capital. Hi, how are you? How are you? >> So, what type of loans can you deliver? We do all type of residential mortgages. We do primary residence, full, noack, we have DSCR, credit programs, especially for investment properties. How's the paperwork? Is it like a very complicated process or you have a smooth uh system? >> So when you go with the conventional loan then there's paperwork obviously but we have lots of programs when you have to provide minimal paperwork for example DSCR and it's a very very easy and quick process. >> Okay. So what what does a no loan mean? I hear a lot of people talking about it. A NAP is basically a DSCI loan. That's service coverage ratio where you look on the rental income of the property and if that will cover the monthly expense and you have a good credit score, you will qualify. Okay, thank you so much. Just one more question. Just one more question. People ask, is it already a good time to consider refinancing? People hear rates went down a little. Is it already a good time to refinance? >> It's a very good question and every scenario is different. Obviously, it depends how much money you will save each month. So for many people it's already worth it to refinance. Many people it's worth waiting. If you want you can check in and I can monitor how much you want to save each month and I will let you know when it's worth for you to refinance. Okay. What's the best way to reach you if somebody wants to reach out? You can reach out to my office at 78843596 or at my cell phone at 3476831708. >> Thank you so much. Thank you. That's it. Okay. and Yodi from clear cut glass and I know a lot of people Staten Island look a lot of times who will come down to Staten Island for shower doors and stuff. Let's hear a little what do you do? >> Yeah. Hello. So we do we've been around the tri-state area for since 2007 and obviously we uh take care of Staten Island as well. We have a Yoli who services that area and we focus a lot um glass railings for pools obviously but interior work. We do shower doors, glass railings, customers, anything you can buy in Home Depot. Any custom glass work for your home, we're here to service you. We have a special person here that will take care of you. Obviously, we do on a lot of commercial buildings, but for you in Staff Mountain, we take care of our residential clients. >> Okay. Thank you very much. So Yuri, if somebody wants to contact Clearcot Glass, what's the best way to reach you? >> Best phone number is 929318-4223 and clearglass.com. >> Thank you very much. How are you? >> So first of all, I know I use your service in my house and now in the winter it feels warm. Amazing. Let's hear what you a little bit more about what you do. Okay, we do insulation, spray foam insulation, any type of insulation, commercial, residential, anything. We do insulation. The main point from insulation is as follows. Keeps the house in the winter warm. In the summer, summer, it keeps it cool. The idea is that the heat does not escape and the heat does not come in in the summer and it keeps the house nice and cool and cozy. The best part of it is saves you money on your energy bills and you'll save a lot of money on it by doing it. Okay, sounds great. What's the best way to contact you? >> I you can call me at 9175971516 or you can send me an email at [email protected] is sac blaze eform.com. That's the way to reach me. >> Thank you so much. Nice. See what else going on here. garage door open from first loans financing real estate property. But main focus is loans tax income fix loans up to 95% for the purchase. Thank you so much. >> Why? What's the best way to reach you? Call me 917 9479781. Thank you. Thank you. to my boss. Okay. Until next time.