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Customer owes you $50,000? That's your money. That's your money. In essence, if it's not monitored and you don't you're not on top of your collections, you in essence became a bank. It is money out of your pocket because the costs associated to it was already paid for. So, if let's say somebody is working on a his business gives a net profit of 10 10% right, which which could be normal, right? After everything, a guy makes 10% right? If a customer owes you $50,000, right? You would have to do $500,000 of sales to make that back if you lose it. >> Sometimes we see business owners, let's say, go for loans, we'll talk about it separately, and they're paying interest just because they could have made it from their own money that's sitting out there.