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Spending on Tzedaka and other mitzvos is there a maximum or minimum - Shiur by Rabi Nachum Scheiner
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First of all, I would like to personally
invite everybody this mat shave mala and
mamaashana
in my house. I'm looking forward to
seeing everybody there.
Today's shar
the topic is about
7:45.
The topic is giving me micer the amount
a minimum and a maximum
and at least some of the shittas it's
learned out of this week's para the in
this week's para says
said,
"Whatever you're going to give me,
whatever you're going to give, I'm going
to give my I'm going to give 10%." The
this is a den that we know that a person
is supposed to give 10% of his wealth to
miser
that's what this is saying.
everything that you're going to give me
everything. If you turn back
in the previous para
it says
so Rashi brings the rabbi
already gave me
on fruits on like the Rambam says the
the Rambam empiric test from the Rambam
goes through the mitzvah till we got
And then afterwards
was got the mitzvah of Milo and he was
shaker.
That messer is miser on fruits. But now
what Jacob gave
the is is the
to give me not only on fruits that we
know is no
on trumus micerus on fruits but rather
on anything any income that you make you
have to give mice you have to give 10%.
The over here brings a that from this
we learn that to give 10%.
Interesting the in the says that Jacob
gave micer on everything even on his
children. One of his kids he gave that
was Ley you know Ley was to learn but
what we're focusing today is on the
micer of a person's income. Yakavin who
said whatever you're gonna give me any
money any income I'm gonna give 10%.
That's one the medish the brings from
our
10%.
is
brings us
and the truth is it's not in the saf I
took a look at the sea and I didn't find
it over there on the p of whereus brings
it but could be it's somewhere else but
the ms over there is m that it's not a
sri but it's actually a medum and the
med says on the of we layer to asser
by um
to asser
to give me
as
to give you have to give me. So the the
says
something that's not
read over here.
A person has to give me on his on his
when you make a business deal and you
make money any income
that you have to give.
It could have just said
what's
so you see here another way another
of for a person to give me these of that
we're not talking about now I'm talking
about the dinner of micer to give a
person makes $100,000
the year he has to give $10,000
What would we say? We would say till now
either it's a medish learn from our Pix.
So maybe it's only it's a but from the
we have a call
even money that you have to give me the
but that is coming to say that
and the truth in the matter is that
brings the
says that it's
that the dinner of givinger
However,
learns that it's not a derisa.
The Mishna we say every single day
of
one of the mitzvah that we list out is
what's
the a person could do
which means you help a person out you
give them a ride. You bring something.
You deliver. You give them an hand.
That's
then
it's a person needs money for groceries.
A person needs money. So it's also
so the rah says that when the says
there's no she what is no she by only
there's no she as there's no she there's
no amount however says when it comes to
how much money to give there there is a
she and we're going to speak about it
Soon the Gomorrah says that he's a
maximum a person should give is a is
which is 20%. Which speaking about 10%
but he's a cap up until up until 20% a
person could give. So what does the
Mishna say?
There is a So the says the Mishna is
only speaking about
there is a that's what the RA says.
However, the
and the on the side
the
both explain that the den of the mission
of gimm is speaking about also about
money. Well, it's also speaking about
about doing of giving money.
there is a
so they say that
you'll find these other other cases that
also have a that it says when you say
this every single morning
they explains
but there is a so there is a cap above
which is up until but that's
says he kind of asks what happened to
the din that we're speaking about now
that you about about messer to give a
tenth. In other words, we just said he's
a druss that you're supposed to give
just like you're supposed to give me on
fruit, you're supposed to give me money
with the
so
how much money you're supposed to give.
He's supposed to give 10%.
Serve says that that rush is
not only
the a person is supposed to give miser
on his money is only.
So we have so far
we have two places we had to learn the
micer either from our para or
and we so far have a
but we're not finished yet. There's
another in the
sim.
It's the longest sim in all of
146.
The last seif in that simmon sim
after the goes through
and mistress
the ra says
why did the leave outerani
what happened to hilmi
and the says it's important to bring
huserani just like the tour broughti
because many of saddaka alerted from
so at the end of asks after 146
going through asks the what happened to
the ofani that's the ra's question
so the raos says
that the already relied on what he spoke
wrote in
hedaka is 13 long from z all the way up
So the left out my because my is to
know.
So said we know it already. The spoke in
length about
says the and the is right there on that
ram.
This den of
just quote the inside.
We only speak about myer.
A person that gives me of his from his
money.
It's not included in my
opinion
that we give
which we saw before could either be a
week's par or
it's not to say that those are
so what is it yet
the
Over there on Hilas Trumus
the chuba brings let's see what's cotton
cotton base the chuba comes to defend
this
because they all go out on the how could
he be such a thing that my saxoph is not
even how could you how could you say
such a thing so the chuva says that I
don't know what your question is if you
take a look the chu marameenberg which
was the rebby of The rush one of the
already say that it's not the dinner of
my not
but what is it? Yeah it's a it's a m to
give micer
but therefore he says since it's a mig
just like any m that a person's if a
person's a mik it becomes a nether and
he's you have to you can't stop doing it
you can make a tus but you can't stop
doing it. So if a person starts giving
me it's like a it's it's a
and you can't stop. So what we have so
far in the mitzvah of my thesim
the either it's the to give the raon and
now we see even a third sad not the not
the ra but it's a min.
Now we'll move on to the second part
which is also said and mism from our
but this den is for sure only a it's
notice it's not aonom
says
they made a takoaz
person wants to be generous made a lot
of money have millions of dollars and
you could afford to give way more than
you'll still be left with a lot of money
or even a person not with millions of
dollars. A person who wants to give more
than meer
don't give more than 20%. Don't give
more than 20%. You could 10% but not
more than 20%.
From $100 $10 to don't give more than
$20.
And the Gomorrah says why? Why not?
In other words, if a person is going to
give away too much saddaka, he might
become poor. He's not going to have
funds for himself. And therefore, these
are maximum to how much mice a person
should give.
>> What' you say?
>> Yeah.
>> Oh, David's asking a very good question.
So, David's making is going to be making
even much more. And he wants to he wants
to give a lot more. Person wants to give
he want to give more than more than
it's not for right now. But these have I
once gave a shir these 11 different ways
or however you want to call it that one
could give more than
one is actually mlig a person who made a
lot of money. But we could I could give
it to you afterwards. It's a shir I
could send you the link. I could give
you the the notes of it. But these these
11 different that a person could give.
But we're going to focus on the the is
that a person should not give more than
more than
>> is it broken down in a specific way.
>> So that also is you're asking is it
David's asking is it broken down in a
specific way? The question is not only
by it's by miser also. So the b and it's
brought in
explain this is the basic but obviously
the of micer and are complex
from what what's called re what's an
expense that obviously we can't cover
over here but one thing I do want to
share with you is what the b already
brings that the way to give mser and the
same thing withish is the first year you
take off from the karen the base money
10% % which means you start off this
year you have capital however you have
the money whether if you got a person
got it as a gift as a yusha person has
now $100,000 you give 10% of that not
more than a kish then every year
afterwards it's 10% of your gain so
after the first year from the second
year the person made $100,000 profit
from that $100,000 profit you give 10%
not how much the company's valued at you
give 10% of the profit
So there's a dinner a person should not
give more than 20% more than
the Gmorra brings the par the says
not that it's a it's a but
explains it could have said
means Jacob was saying I'm going to give
myer I'll give my asser I'll Give me
micer. What's a reenu? Arenu means I'll
give micer and then I'll give micer like
the first messer which means one time
10% and again 10% which equals 20% and
the garra says that's the cap not to
give more than 20%.
Now before we mentioned there are ways
that even though the gammor says you
should not give more
is one is it
but you're really allowed to or it's an
iser
is one allowed to give above 20% above
>> the way you just said it is 10%
$100,000 $10,000
$9,000
$9,000. You giving another 10.
>> Well asked. You want to know when you
gave me micer 10% and then you give
another 10% it's not going to be another
$10,000 of 100,000 because you're only
left with 90. So the answer is no. It's
not less than 10,000 right from the
beginning. The 100,000 that you have you
take off 20,000. Very good. And even
when I read Rashi Asarasenu that the
second Meister will be like the same. It
doesn't mean that it's going to be taken
off later after you only left. It just
means right from the beginning I'm going
to take off two 10%s which obviously
equals 20% a full 20,000 out of 100,000
for an example.
Is one allowed to give more than
or you're not allowed
on that? The Rambam seems pretty clearly
that it's ava.
You're you're allowed to
just left out the on the giving the over
here on this week's on the says it's the
so this that the Gora says it's even a
gamatria but it's a ra the raom appay
the ram says is the following.
You don't you're not to give more than
20%.
If a person wants, he's allowed to. But
it's not. There's no requirement to give
more, but you're allowed to
find doesn't argue on the Rambam. But
first he says is that the mashmo of the
gamorra brings a different gamorrah is
masha clearly that it's asser person's
not allowed to give more than 20%. Again
we mentioned before there are exceptions
but in the din itself a person's not
allowed to give more than 20%. And he's
and he learns like that.
So we have a this
of giving 20 not more than 20% is it or
it's actually is you're not allowed.
Now let's explore this den
of giving meer and the same is also
about giving not not giving more than
ash is it only by saddaka on the income
that you made or is it said by other
mitzvah as well
meaning to say if a per there's a
certain mitzvah that you want to be mim
for an example in astri most of the got
ruined there's very very limited
And the only way you can be the mitzvah
of to buy an aster is by spending a lot
of money is the is there how much to
spend in we said clearly a person these
a minimum either
or to give minimally a minimum of 10% a
maximum of 20%. What's about mitzvah? So
The
says
a person doesn't have the
any other mitzvah. He does he doesn't
have an aster and the only way to get is
to spend a lot of money.
You don't have to spend a lot of money
on the mitzvah.
This dinner of the Rama is the it's the
Russian
and how the mission explains
why is a person not supposed to give
more than 10 20%
because a person shouldn't
a person shouldn't become poor.
If that's the reason, you could say that
reason for other mitzvah also. Yes, the
Tory says to a mitzvah of Estri, but not
on if it's going to make you poor, then
you don't have to. So therefore, says
there a person does not have to spend
above 20% on buying the mitzvah. We're
not talking about hid over here. We're
talking about that if you're not going
to buy the you're not going to have the
not the mitzvah. The maximum is 20%.
Furthermore says the which both of this
is basically almost in the
minimum there's also a minimum
just like messer there's a minimum of
10% so too by these mitzvah a person has
to spend 10% of his money for a mitzvah
that he cannot he will not be able to
get the mitzvah without spending that
amount
that's the
brings
asks and the bes says true by a person
has to give 10% and a maximum of 20%.
But maybe by mitzvah you have to give
even more than 20% because it's a
mitzvah which means if you're not going
to pay the money for an astri it's going
to come sukus you're not going to have a
to do the mitzvah so therefore you have
to pay more than 20%. So even though the
gammor says that don't give more than
20% of your wealth
you shouldn't have to come to collect
yourself but maybe that's only if it's a
da when it comes to other mitzvah if
you're not going to pay money for the
mitzvah you're not going to be able to
crime the mitzvah could be you have to
spend more
so we have the
which is said by
say it's by other mitzvah and they
basically
questions that
over here invas
to explain the toothard but we see by
other mitzvah
there's also a den minimum 10% maximum
20%.
But here's one more den. The final den
for today in this topic
says
when it comes to
not to be a what's over there
maximum a tenth a 20th
mitzvah also a 20th what's about he
could get away not doing an ao by paying
a lot of money. What's the cap over
there? What's the maximum?
He gives all he has to give all his
money.
He has to give all his money.
What's the difference? What's the
between a mitzvah and a mitzvah? that a
mitzvah say there's a cap of 20% a
maximum and say there's no maximum you
have to give away all your money
on this
is and this brings out what what is what
the reason the between a mitzvah and a
mitzvah
a mitzvah if you don't do that say what
happens if you don't you can't you buy.
So what's going to happen to asteric?
What's going to come? You just didn't do
the mitzvah as opposed to
let's give an example to each. If a
person doesn't spend the money, what is
he doing? He's going to be a
he's physically going to do the by the
mitzvah. If you don't do that, if you're
not going to buy the mitzvah, you're
just not going to have it and it's just
going to pass without not being
you're not being the mitzvah. However,
the laugh by a person not doing the by a
person not getting himself out of the
he's actually being
says theam I'll show you
there is an
which you could be
it's an that it's to eat
not to do business with
not to ruin it
So what happens if a person wants to get
out of not ruining or not doing with the
peris
so if he's not going to pay money what
is he going to do he's going to be
usually is is taking lulaf so if you
don't spend you know if not doing just
means not taking the lulaf by if a
person how you not doing that not doing
means you're being perish
say you're doing something.
So therefore says theam if the reason
why
the cap is 20% because it's not as bad
just avoiding doing a mitzvah but if
avoiding doing a mitzvah means doing it
physically by it's doing it physically
doing ruining the pis it could be even
by you'll have to give
The same is the opposite says theam.
What's a can anybody offer a lav? That's
not being is not you don't do anything
by not doing something.
Very good. That's the the case that
brings
noer.
You don't do any you don't do any
if you leave it over.
So this says since you're not doing it
could be over there you only have to pay
up until 20% not to be over the
go
not paying a worker which would be and
there also it's alisa. Let's say you
could work it out to not to be over but
it'll cost you more than 20%. Says
since it's
you don't have to pay more than 20%. So
this of by by mitzvah that you gift up
until 20% and by
the way we see so far from the it's not
in it's totally if you're going to be
over the physically or you're just not
going to be over
in shu
maharit.
I'm sorry. The rev the reash and simmon
shimp
the revash learns this den of 20% by sh
mitzvah is by across the board doesn't
make a difference what type of and
always you have to give even like a case
you said a case of no you have to give
so just to be mak what we had today this
morning messer to give me micer There.