Shiur Torah #76 Okay You Left Wall Street For Torah, But WHY Do KIRUV?? (JACLA Los Angeles)

we're here thank you for having me um you know wanted to cover a lot of different things we don't have that much time but uh I guess we'll Bree through some of my personal story what got me here you know it's the uh most people know the first part of the story or at least the people that know me know the first part of the story which is what got me to leave Wall Street uh but most people don't truly understand what got me to do this uh you know leaving Wall Street is one thing but uh leaving the business world and going from a business that you can make millions to in essence in so many words working for free uh when you don't have any more money is Not Unusual it's not a usual thing so um we'll go over some of that and then then we'll go from there and if you have any questions along the way by all means I'll try to leave some time for the end uh so uh to start off my uh my story starts you know we came to the United States from Israel when I was 10 years old uh and the uh first thing that my dad told us is when we were kids when we were mature enough to understand what uh you know what the world was about uh is that uh you can make money in two ways you can make it the legitimate way and you can make it the not legitimate way legitimate way will take you more time but you'll survive longer not legitimate way you'll make a lot of money really quickly but you won't survive uh so we always chose the legitimate way way uh and worked really hard you know so during high school I had a few jobs I delivered newspapers I worked at clothing stores I uh uh what else I uh fixed computers sold computers pretty much did everything and anything we can do to to make money while still going to school uh and helping the family so when I was 18 years old um I you know and got into I I left College after a year and um I decided even though I had a you know was a good student I was an honor student and had uh 3.9 GPA I saw it as a waste of time because most kids were just you know hanging out and partying and uh for the most part for me I was already used to making money so it's not you know so so for me I didn't necessarily need the uh the help to uh to know what I wanted to do I just wanted to go into the business world just had no clue how to get there um for most people college is good if they don't know what they want to do especially at 18 years old again I had a I had a head start starting you know working at 10 years old um so uh at 18 years old I had a couple of different jobs and eventually somebody told me about the stock market business you know in those days you didn't necessarily need to be a Harvard graduate to get into the industry uh so I got into uh I got into the business worked for a couple of different places uh just to uh get an idea of what it is and um eventually went to uh a company called Raymond James and uh you know after getting screwed around for a little while this decided you know it's time for me to uh start my own book of business and you know and hopefully uh things work out I was a hard worker and uh I you know at at that time in my life I uh knew that the only way for me to catch up to all these old men was to outwork them because you know each guy was in the business 15 years 20 years 30 years you know how is this 20-year-old kid going to uh reach my experience so I figured okay so they work eight hours a day I can work 17 or 18 and and you know in no time I'll catch up that was you know kind of A Simple Theory but uh in practice it's a little more difficult uh but that's what I did you know when you're a young kid you don't really have any responsibilities uh you know I was already living on my own but I didn't have wife and kids and so on so uh that's what I did I worked really hard um but when I first started uh building my book uh my my client base uh was an interesting time September 11th just happened so it wasn't necessarily an ideal time to get clients because most people think thought the world was going to end um shortly after I uh got to a point where I was $35 away from being homeless uh because I just started my business started you know working for this company but you know there was no salary or anything like that so I uh and I was too proud to tell am ABA and IMA that I don't have any money uh so I uh you know went through some serious struggle borrowed a dollar from this guy Demitri every every single day uh just to eat a dut and coffee and uh just put my head down and worked early 2002 I finally around March or so of 2002 when you know struggled for a few months and uh really uh uh went through uh you know I guess uh some difficult mental and uh mental battle um finally made $1,000 which to me was all the money in the world a month later I made $5,000 a month later I made another $7,000 and things started flowing in by November of 2002 I made $117,000 in one month and then after that everything changed one of the positions that we invested in worked out really well uh and uh clients started flowing in obviously I didn't really connect all this to God at the time I connected it to my genius ability to pick stocks Nextel Nextel was $4 it went to 20 and uh you know everybody the Market's down I think it was 26% that year and we were up 70 or 80% so you know when you're up and the Market's down you're a genius uh but everything started everything that would touch turned to Gold Nextel then Nextel partners then Price Line you know just the list went on and every stock we would pick just worked out didn't matter what the market was doing um and I was uh I got to a point where I was just printing money you know it went from you know struggling to make $5,000 a month uh to A bad month would be1 or $200,000 a month I left framing James in 2003 as the third largest producing broker in the country for them uh started my own firm and uh again the money just continued flowing in you're making a few million dollars a year and young and uh very very ambitious but don't actually have any direction as far as the ultimate purpose just the direction of as far as making money I thought that God brought me to this world I believed in God and I actually did Chua the first time when I was 17 kept shabat for about a year and a half uh but then after you know I stopped learning I stopped uh uh doing uh so little by little you go off and off and off and further and further from Hashem further and further from the basics and uh once I started making some money I realized that uh you know maybe that's why hasm brought me to this world to make money so I could donate a lot CU I like donating I don't really care for money that much I just like making it I like the challenge uh and a lot of the money that I had I would give people you know people in need family friends you know Charities and so on instant analysis is Ron ruven he's an independent Trader president of ruven Enterprises and Ron uh we were hoping you'd come in because you had some interesting analysis on this whole Howard Stern versus Oprah situation but let's just start with XM or serus once that subscription runs out they're not renewing it so some of these sub fiber growth numbers could be pretty pie in the sky well that's proven by the churn rate and the churn rate is the uh number that's uh you know the loss of customers and their churn rate was only 1.5% if you look at similar industries that need subscribers like cell phones for example the average turn rate is over 4.5% this industry only has 1.5% for serus and a little bit over that for XM you did a breakdown of the you compared the cost of Oprah and Howard Stern and uh you did it a little differently than most people but what did you find explain it to us well the thing is though is that Wall Street has made every analyst have their own proprietary way of analyzing things which is very complicated for the individual investor to understand these cash flow analysis the PE ratios everything that the average investor out there whether they have money or not can't understand we did it the simple way you know howt Stern has approximately a 4-Hour show just on one of his stations not including the second one per day 5 days a week which is about 1,040 hours a year year right he's getting paid $100 million a year for him and his crew which is about $93,000 an hour granted it's a lot of money okay it's obviously a lot of money but because of his tracker H in the past because he's already brought in at least a million subscribers that pays for it now Oprah on the other hand is getting paid $55 million for 3 years which is about $18.3 million a year okay now she's only going to do a 30 minute show per week that's it oh I don't really think that anybody is going to to subscribe to just you know a little bit extra if they're a big fanatic of Oprah just for that extra 30 minutes and when you do the math 30 minutes a week is 26 hours a year which is about $75,000 an hour if it was a if she was spending just as much time on XM as how it turn is then uh har contract will be worth about $3.7 billion okay now this is not to say that the contract is a bad contract it's going to give them obviously a lot of publicity but the reality days look to see that the howt stern contract technically is not as expensive as some people may pretend for it quickly as things continue to progress you know my personality is you know when you're young your personality continues to develop and I realize that I'm one of these people that needs to bring Justice to the world at least that's what I thought I I can't I despise dishonesty I uh I can't stand people that are fake and um in the in in the money world it's a a overwhelming supply of it so when I would see things in you know on on Wall Street happening I would say something and that's not usually the best idea when you're a small company so uh for example one of the things that uh led to a lot of problems is uh I saw that uh the head of finra the uh or you know the head regulatory body for The Brokerage business um was leaving and uh after the crisis and going to the SEC that's fine people change jobs only problem was that her pay package her parachute was $15 million now for all these years finra told us that they are not a government body they're owned by the firms now if you're owned by the firms then that means that I should decide I should vote for it whether I want to give this former CEO that screwed up everything $15 million to leave now if you're not a government body and you're owned by us you should give us a vote if you are a government body then how come you're making so much more money than the president of the United States he makes 400,000 so I wrote an article about this and just asking that clear question which was very logical that wasn't a very good idea because from the minute I wrote that article I went on their radar and they pretty much spent the next several years trying to torture me so you know if you have a big company like a Goldman Sachs they always have somebody from the regulator in their office but usually it's one audit at a time two audits at a time I had six audits at a time six simultaneous audits for you know 10 15 man firm with 10 assistants we never did anything wrong we didn't sell any private deals we didn't do any IPOs we just did clean business we never stole any money we never churn we never we never there was never anything wrong no one sued us there was nothing to look for but when you have Regulators sitting on your head every single day it makes it very difficult to work in general uh it's like going to a bar and you're surrounded by cops naturally you're not going to want to drink so this was one of the beginning you know this is the beginning of the tests and uh again business was fine I was making money but uh little by little problems started happening but I wouldn't notice the signs uh a little bit before this uh this article that I wrote and other articles that I wrote were that were relatively controversial because if it wasn't controversial I wasn't interested in it um where it was calling uh you know investors in Gold fools because they're valuing it based on something that doesn't exist or any you know people that are uh you know fans of mergers and and uh you know and stock splits different things and I would have usually a unique way of looking at things uh nonetheless I uh saw that things were getting a little bit more difficult but didn't pay attention that all of it is coming from Hashem started losing a little bit of money which is usually a sign that Hashem is giving you a uh you know one of these final warnings before he starts affecting you in a harder way uh in thear it says that money is D money is Bloods which means that when someone loses a lot of money it's in replacement of their life so anytime you lose a lot of money you should actually thank God at the time obviously I wasn't thankful um so started losing some money some friends turned into enemies but things kept going going in uh at the end of 2006 I had an elective surgery pretty much a surgery I didn't really need to have that I could choose not to have and it would really wouldn't change my life but but I decided that I wanted to perfect everything and uh including my own body and I said okay you know what how much does it cost oh it's few th000 fine how many days out of work do I have he says uh probably you'll be uncomfortable that's how doctors call it uncomfortable they don't call it pain no doctor in the world ever tells you you're going to have pain so you're going to be uncomfortable it's going be a little discomfort for the next couple of days but you're back to work on Monday said all right a couple of days vacation is not the worst thing in the world that didn't work out I woke up out of the surgery I started screaming and screaming and screaming and screaming and the drugs they gave me didn't work and since I never took drugs in my life um I didn't know what should should work what impact I'm supposed to have or not all I knew is that I felt like someone was taking a knife and cutting my body open over and over again and it just wouldn't stop so I asked my wife to kill me and she didn't listen I asked my mom to do the same she also didn't listen and eventually the amount of morphing they gave me they said was the most amount of legal Al allowed and eventually calm me down and they released me the same day which was foolish and I went home and I ate a sandwich I told everybody okay the hell is over I'm going to sleep I woke up 45 minutes later and I started screaming again worse than what I was in the hospital only this time I didn't stop for 62 days so for 62 days the most amount of consecutive sleep that I got was 15 minutes which when that happens you start dying your body starts failing so you start peeing blood blood comes out of your eyes infections hell after a couple of months life started becoming somewhat normal which means that I was pain all the time but not to that level of pain so I only need to get about 20 or 25 pain kills in my system and I was perfectly normal and to go from here to let's say the end of the room would take me somewhere in a neighborhood of about a half hour 35 minutes so I was a uh instead of a young 20s something year old guy was walking like this and saying ow every single moment but for me it was perfect because 62 days I had wasn't exactly Pleasant so I thought things were going to get better and Hashem sent me this uh you know this interesting screw up that happened I thought medically again I still didn't blame Hashem yet I just figured that the doctor screwed up and I had all the money in the world so I could fix it 9 months later I had a complication I had an infection with something completely not connected to it that was worse than the first surgery in this case I was an intensive care unit for 10 days pretty much surrounded by a bunch of people that are dying 3 months later another surgery 4 months later another surgery and it just continued over and over again for the next seven years the next seven years I went to over 50 doctors of every type of practice whether it's holistic or traditional just to figure out what happened just diagnose it don't fix it you can't fix it I'll give you a million dollars if you can fix it but just tell me what happened it got to a point where some extreme you know big professionals that were in the business for you know medicine medical world for 20 25 years wouldn't even want to touch me they were just tell me listen I can't see you because I'm afraid I'm going to make it worse and my body continued failing I got to a point where I couldn't walk for a little while I walked with a cane for about a year I was in pain 24 hours a day from my neck down all the way to the bottom of my feet my legs doubled in size they also they kind of uh I want the first diagnosis was on the feet part on the legs doubling in size was maybe it's the heat that wasn't uh wasn't the best diagnosis um so again all this time I'm trying to figure out how am I going to get out of this hole but at the same token I'm still trying to run this business hi Ron nice to meet you and Welcome to our showet thank you I would like you to introduce yourself first I am uh Ron ruven just a regular like everyone else but I try to do things a little bit differently uh I have been in the financial services business for 12 years now uh my main focus has been in the investment World from doing uh Financial uh investments in the stock markets to uh fixed income life insurance and uh about a year ago uh we started doing International insurance for uh International organizations governments uh as well as individuals uh in the US as well as abroad and uh some of the things that I try to do are to to distinguish ourselves from some of the larger firms right so we've built a um a pretty unique firm that is uh has the wherewithal and capabilities of the big firms that you hear about all the time but without the nonsense that you have to deal with sometimes trying to run this business only now I have many many more enemies if you notice on uh you know in the business world when you're strong you have a lot of friends when you're weak somehow it connects to enemies so so now the uh The Regulators continued torturing me but again they never found anything because there was nothing to find but they still wasted a lot of my time until this day even though I've been out of the business for a while they still try to ask me questions and just waste my life um the people that I made Rich that used to work for me suddenly they wanted to sue me so it was an interesting time and I got to a point where at one point I didn't really want to be in this world and the only reason I stayed and I I say this all the time and remind myself is for only two people one my wife and the second one my mother even though my father is amazing my brothers are amazing uh everyone is amazing the amount of tears those two women shed on because of me I don't think anyone in uh in history has has done more for anyone else and I knew that yeah I can leave this world but it'll ruin their life so I kind of felt bad so so I continued battling it and you know when you're sick and you're in pain 24 hours a day the pain you never NE necessarily get used to it but you just learn how to live with it the mental battle is the worst one especially when the only thing you thought you had is slowly but surely disappearing money had tons of it and slowly but surely a million here half a million there a guy that was supposed to do a deal with me to give me5 million ended up taking a half a million dollars from me everything that could go wrong went wrong I used to turn dust into uh into gold now the golden Platinum was turning into something worse than dust everything would just go wrong and again for a while I just thought it was just bad luck I thought it was a uh the tide would change and never truly connected it to Hashem eventually I said you know what okay maybe uh I'll spend some some of my time doing other things so I continued working but I started going to sh I went to RAB Pinto pentu in in uh in New York he used to have a uh Yesa over there so I would go there every Tuesday night problem was that 5 minutes later I would fall asleep uh so one of the things that I learned later on is that in the beginning when you first start learning to the toah is very bitter it's very hard to learn toah in the beginning and that's because of all the sins you've made has built some type of shell a kipa around you that makes it very difficult for the truth to actually uh come in so in the beginning it was very very difficult for me to learn anything so but because I was a student and I uh you know I uh I've studied a lot in my life and uh on my own and schools I knew that there has to be a way so I forced myself to stay up by bringing a notebook and writing down every single thing he says but again it was only once a week and you know little by little you get a little stronger you start keeping a few things here and there and start caring a little bit say that there's a God but again when you're dealing with pain 20 TW pain 24 hours a day you're going to surgeries every other uh month it's kind of hard to stick with it unless you're doing it on a regular basis eventually things got a little better and then they got a little worse and then the miracle happened right at the time that it got the worst right at the time that I was pretty much over the whole concept of sticking around just for my wife and my mom I decided that you know what maybe it's time to uh be nice to everyone so I could at least leave this work on a good note so um I tried being more in touch Than I Used to Be and uh one day um I call my mom and uh she picks up the phone hysterical CL and she keeps telling me talk to him talk to him I said who say the fry who's the fry just please talk to me he can help you and I have no idea what she's talking about cuz she's already in the middle of the story and I'm just getting into this conversation so who is this a fry my mom that day knew that I was in bad shape as every mother knows her son better than most people do and uh she started calling rabbis around the world trying to get a blessing for her sick son and but that day when she was going to her little phone book and calling rabbis from everywhere no one would answer eventually she reached the phone number in Israel after about an hour an hour and a half of dialing and uh she spoke in Hebrew and you know asked for a certain rabbi and the woman on the other side of the phone said that it's the wrong phone number there's no such Rabbi in this location and that was too much for my mom to handle so she broke down she started crying to this strange lady on the phone and then the lady says does which is my mom's name and my mom obviously is in shock go who are you how do you know my name and she goes well I'm your niece but I have no idea how you reached me because we've never spoken on the phone before and she dialed the wrong phone number in a different country and she says well how did I get to you and she says well I don't know how you got to me but if you got to me obviously it's from mem because Pina was part of the uh uh religious part of the family so she told her what happened my son is sick I need help I need a blessing from a rabbi and so on she says well if you need a blessing why don't you call my brother a he's a big he studies in jerus JM you know he studies with uh you know big rabbis over there and he also lives next door to Rabbi he's already written several books in his 20s considered one of the people that uh could one day be one of is talk to him so she calls him he's in the Calla obviously and she talks to the wife and uh he calls her back now when I left Israel Ephraim was a baby so I never even knew he existed he starts talking to my mom and she tells him the story and a few minutes later he just asks her he goes to the bottom line he says well does he speak Hebrew and she says yes can I talk to him she says no he's probably never going to talk to you doesn't talk to us barely and at that very moment that's when I called my mom and that's when she was saying talk to him talk to him because on the other line was a fry so me not knowing what just happened I only found this out later on uh months later um I said just fine whoever you want me to talk to just tell him to call me and I'll talk to them just stop crying so FR calls me and uh I tell him a problem and he shows me a source in the Torah I ask him a question and he gives me the source on the spot and that was the one main thing that made me uh I guess or at least gave me an excuse to stop being religious after my first run at chuva when I was 17 is that I assumed that every Rabbi that was or at least anyone that called themselves a rabbi or anyone that's even religious is supposed to know everything about everything so if I ask you a question about dinosaurs and you tell me they don't exist there's something wrong with your religion not you or if I ask another one if are there dinosaurs and they tell me yes it's called then one of you guys is lying and I would ask other questions and you would get different answers because again the types of questions I was asking were mostly scientific and most rabbis don't usually learn science Ina I just didn't know this so I use it as an excuse to H something's wrong with the religion something's wrong with the people and then you hear the stories or see the things you see people that say they're religious ask you know uh act even worse than the biggest criminals and it just gives you an excuse to just not be religious it gives you an excuse to just disconnect yourself from the Creator this is what's happening to the world every day so when a frim started giving me answers but not only giving me answers and giving them to me on the spot but giving me sources and I could open a book and I would open the book and he show me that exact verse and it would be anything whether it was business related health related science related anything I've never met anybody like him not before or after something extraordinary he tells me years later he told me that the first nine months of us talking he would pray a special prayer before our conversation to have the answers and I said what do you mean you know the answers why would you even what's the big deal he goes no you don't understand I didn't even know your questions I never asked those questions I just got the answer Satay at the minute you asked me after that first conversation we spoke for an hour and 40 minutes a week later he called me on a Thursday and we spoke for three hours a week later we spoke for about 5 hours a week later we spoke for 7even hours and then every single Thursday ever since we've spoken every Thursday and obviously now much more often than just Thursdays average of about 7 hours worth of Torah sometimes less depending on how busy but overall very very long conversations full of Torah and I got a lot of my answers got a lot of my questions answered I got everything that I wanted to answer but little by little things in the business world were continuing to deteriorate even though I was started to start keeping a few things okay so maybe we'll take on kosher a little more seriously maybe that pizza from the non kosher store is not exactly good because it has Pig in it but it doesn't say on the menu that has Pig in it it's just in the cheese you it's one of the ingredients if you look at uh for example u a uh non kosher cheese non non kosher cheese in the supermarket kosher cheese you'll maybe have five of them five different kosher cheeses non kosher cheese in the supermarket you probably see 100 or 150 different brands why was the rabbis are so uh strict on uh cheese or they're charging so much money that big companies uh don't want to pay them no it's just the non kosher cheeses willing to use ingredients that Jews are not willing to use which come out of the stomach of pigs or other animals and when someone's eating pizza at Pizza Hut or dominoes which seems like it's perfectly fine because it's not meat not only they violating the kosher laws but they're also violating milk and meat also the sauce if anyone knows how to cook sauce usually the way it gets flavoring is because of the meat that it's cooked in not just because of tomatoes are so delicious in one Petri next to the other but this again you didn't know I didn't know any of this stuff no one ever told me I just figured that if I'm not eating meat outside I'm keeping kosher I'm a sadic so I continued learning more and more about the stuff learning more and more about how my entire world and everything that I believed in was just up you know was just wrong I did business legitimately I tried bringing Justice to Justice to the world but the only place that I didn't contribute enough time to is in my soul I contribute in everybody else's life except my own so I decided to continue learning and despite everything continuing to deteriorate for the first time in my life I actually felt like I have someone with me I'm not alone and actually wanted to live pain continued but it didn't matter as much anymore later on as you can see me today I'm much better today than I was in the past uh no contribution by any doctor in the world other than one above as it says in our prayer every morning says I am Hashem your doctor the type of disease that I had was not something for a doctor to fix it just took me a few years to realize it so when I found out that if you do his will he does your will said okay it's a good deal let's start doing it so as things started you know continue to deteriorate and I lost more and more money eventually losing the rest um that more bad things happened or at least seemed bad the more reason I had to connect to him and unfortunately today that's the majority of the case in most people of do Chua it's usually because something bad happens most people do Chua it's not because one day they wake up it's like oh you know what I love Hashem most usually it's because something bad happens you have a problem at home you have problem with health you lose money uh something happens something has to drive you there in most not all obviously but in some case in most cases it's that for me that's what it was it was losing everything that I thought I had and gaining something I didn't want which was the illness and but along the way as you know when things got really really bad Hashem delivered on on his promise which is that he's not going to leave us alone but that answers the first part of the question which is why did I leave Wall Street I left it because eventually got to the point where even rebuilding I had no interest in I lost and so on and I could go somewhere and make money and work for some big firm or start my own thing and it's not you know once you have the uh Talent or experience it's never goes away it's not a cold and I was on Wall Street for 16 years I was on television I had some you know a decent name I was on CNBC and Bloomberg and CNN and all these things and I was a little mini celebrity for a small firm and you can use that Talent for other things you know actually as a matter of fact before things got really bad um friends and family would constantly ask me why don't you just sell your firm or just go work for Goldman Sachs in one of these big places and my motto was that I rather die fighting for my dream than living somebody else's and that was my mentality still is it's just that it's a different business so when the situation came up which is you know do you want to rebuild do you want to start something else I already got to a point where I became addicted to this stuff I became addicted to Torah you know spending any time doing anything else became painful and it's not necessarily that should be the case for everyone I mean people should live a normal life and work regular jobs and you know but still connect God to it somehow do something with God in mind before you do a business deal ask yourself what does God think about how what I'm doing am I mistreating this person am I doing honest business because that's the first question they ask us once we get up there how did you how did you conduct your business they don't ask you how' you conduct yourself in synagogue because in a synagogue it's very easy to pretend to be righteous in the business world most people that's when they act like they are you know a guy that's not that's not honest he's going to act like he's honest in the synagogue and dishonest in business because that's where he makes money so the think for us to do is to live normal lives but still ask ourselves before we do anything what is God think have develop it takes time for me I know that God gave me the ability to speak for many years I thought that he gave me the ability to speak so I could become the next Bill Gates and later on I realized that the story is somewhat interesting and I have a interesting way of looking at things so maybe I can teach not making any money out of doing it but nonetheless he still pays the bill somehow but getting to the point of leaving became easier and easier because rebuilding was just completely out of the question as far as doing this as far as getting to the point of actually contributing something to am and uh doing Zim that has more to do with Torah than it does with money actually has nothing to do with money because money doesn't make any sense so I go over a few things with you guys that are more Torah related so you get an understanding that it's still the same mentality still the same investment mentality just a different investment everyone knows the uh saying from the sages that g the one who leads others to do benefits more than the ones who actually does someone who leads someone else to do a Mitzvah benefits more in sh than the ones that actually does a Mitzvah so for example if you're doingin for yourself you get obviously it's a big Mitzvah it's one of the covenants if you tell your friend family or stranger to doin and they do it you actually get even a bigger benefit than he does it's even bigger than you doing your owning obviously have to do your ownin because you can't be hypocrite because the Torah hates Hypocrites but you actually get a bigger benefit from him doingin or anything uh because of you than even from yourself one of the things that kiru people understand or at least one of the re one of the driving reasons that they do it is because of this it's because they know that obviously am needs it but at the same token it's a very very good investment now in AAR there was a rabbi by name of RAB Ria was got to such a level that the sages say that he's the only one in history including everyone from the beginning of the world to the end of the world the only one in history that after he passed he was able to obviously were able to communicate with them somehow but he was the only one that was able to roam around any one of the Chambers or uh or Worlds Of Heaven you know usually when people go TOA you know if they want to go to a different section there's angels that take him to different places could just roam around freely anywhere he wants my answer is why because he spent his time doing doing K where he would go instead of learning to and getting even bigger in than he was he would go to different places different you know areas and Villages looking for people that are completely ignorant children that are completely ignorant children that no one's willing to teach people that are completely clueless and he would teach them tah he would actually go through a whole process where he would actually write a and he would teach them and then he would teach the older ones Mish to make sure that there's regardless of what Wars the nation of Israel goes into regardless of what disasters the world goes into is always going to be a jeice somewhere that knows toah now his Rabbi was Rabbi RAB Udi Rudi the sages say that if anyone deserved to be the Messiah he did not only was he a giant sadik and but the only reason why we have today is because of him you know for many years we weren't allowed to write the oral Torah we got it in AR we weren't allowed to write the Torah but he realized that we're slowly but surely deteriorating during the generations that he that we have to make a decree to write it so he decided to write the mishna and from there we wrote the this is the you know the uh the Cornerstone of the oral Tora which is pretty much where we know all the MIT people that don't believe for example in the old T which is commonly viewed as a bunch of rabbis arguing which is what I used to think it's like why would I want to learn this it's just a bunch of rabbis arguing why would I care uh first of all I didn't realize what they're arguing about you know it's not arguing about whether you keep Shabbat or not keep Shabbat it's about perfecting how to do it it's not about whether you should do kma or not do kma it's about what exact time you should do it and they spend pages and pages and Pages arguing about 15 minutes so much they cared so much about Hashem and servicing him and serving him that they would literally debate for years in some cases for 15 minutes so when you're thinking it's yes or no obviously it's very easy to be misled but the easiest example for me to believe in the OR tah and that the apparently the go and the non-religious don't know is that we without the oral tah there wouldn't be tah period because if you you know you went to beet you see the scroll the scroll doesn't have Nik the scroll is not allowed to have the the dots those dots are the vowel system in English the equivalent of the vowel system so for example every word in the English language has one of these letters AE i o u and sometimes y and in order for you to be able to read any word it has to have one of those letters so if I said Moses but I remove the vowels then it would become Miss it's a completely different word could those dots are the vowel system in Hebrew the scroll is not allowed to have them so that's why every time you go to B and they open a scroll you see that there's no vowels so how do we know how to read it that is a critical part of the all to called the Codex in English or or Kel which means that without this Kel without this codex we wouldn't know even one sentence forget about knowing the story knowing the MIT knowing the secrets the prophecy the number of stars in the universe that we already knew 3,000 years ago the fact that the sun was in a shell that we only discovered in the last few decades the the fact that Germany and the whole uh uh Holocaust was already prophesized 2,000 years ago in we already know about all this m page I believe six already says that Germany is going to take over the world and it's going to D try to destroy it and actually says Germany doesn't say like some code name that you could translate as Germany Germany for anyone who doesn't know didn't exist 2,000 years ago if you look at the US archives Germany was created as a combination of 300 barbaric Nations Barbarian Nations that came together and tried to join power about 800 years ago and later on called themselves Germany so at the time this gar that no one wants to believe in was written Germany didn't exist when you don't know any of this stuff it's easy to say oh not it's just a bunch of rabbis arguing and over and over again there's endless amount of Prophecy and knowledge that's not human there's no way that a human could have known that the sun is in a shell there's no way that a human could have known that the number of stars in the universe is one 6434 Z and then 12 zeros after it because even today we don't use such numbers it's 10 to the 18th power there's no way a human could know that there's no way that a human could know the exact amount of time of the minimum amount of time that the moon would take to rotate around the earth which is 29.5 you a few other numbers I think 5367 or something like that it's five different digits or six different digits which again we only discovered recently and it's over and over again the GMA is full of this stuff the all to is full of this information rebi is the one that put this in a format ready for us we can learn this stuff so obviously if his generation is saying that he should be the Messiah and today we only know anything about anything because of what he started the mishna and later on thear he's a big deal right rebi says after he saw Rabia which was actually his uh his student if I'm not mistaken either his student or his cousin I believe it was his student yeah he was a student that his student is getting to such a high level that he became very jealous and he started chasing people looking for people to help them do chuva he says the level that is getting to is surpassing mine surpassed them already why because the level that the amount of reward that someone that helps somebody do Chua is is extraordinary and what source did he use he used Jeremiah 15:19 Jeremiah 15:19 it says therefore thus said hasem if you repent I'll bring you back let you stand before me meaning if you do chuva I'll always accept you everyone is able to do Chua doesn't matter what you did obviously there are certain things that you can repent for in this world there are certain things you can't repent for in this world but nonetheless chuv is available for allem created the concept of chuva before he created the world because he knew that we wouldn't survive without it so if you want to do chuva you can don't ever think that it's too late but further it says if you bring forth an honorable person from a glutton meaning if you help somebody do cha then you will be like my own mouth what does it mean then you will be like my own mouth Rashi says this means that the kiru person whoever is helping somebody do cha like Rabbi mrai Rabbi zamir Cohen Rabbi ala many really you know there's a few really really good rabbis out there that are truly working and spending the last 20 or so years saving Souls Rashi says that like my mouth you will be means that the C person would not only deliver the word of Hashem but could actually override hashem's decrees Hashem is saying that if you're actually helping my children not only will I take care of your children but if I decrete something for example someone someone to die or Shalom someone to lose money or someone to get sick or some some type of trouble in the world and that c of person truly prays for it and wants Hashem to change it his prayer will count more than anyone else inan it says that anyone that returns one Jewish soul is as if he created him not as if not that we just a common thing that we know anyone that returns a Jewish soul is B himself a new world you know it's like if you chase a uh Jew to make him do chuva over 70 years you know your your life was worth it your life you bought yourself the next World here he's saying it's even higher he's saying it's as if you were God himself and created that person and where is you get it it's the same source which is from this Jeremiah the midash on um M inim 116 say says to theim again this this this particular verse K PTA says I am the creator of the worlds and bring back the dead and you are the same so much so that the zor says that if Jews actually knew the magnitude of making someone do chuva they would run around in the streets like crazy people just looking for someone to help them do chuba they would leave everything and just look for someone to help du chuba in the Book of Daniel it's a very very interesting story in general but in the Book of Daniel in verse 123 I think ever since the whole uh L battle that happened a few months ago or a month or so ago I am trying extra to uh use sources because people always look for something wrong so no one think that I'm actually making this up or translating it as I as if I want to translate it this way I'm not that smart sorry can I can I ask you said on page six of of a mishna that they mentioned Germany country that's in no yes it's actually here show it to you I actually brought it I'm sorry no it's okay I didn't get a Jewish Education so what's no no it's perfect we'll show show it to you here this is what it says what is the m meaning it's one of the tractates of the gar of the of the oral tah and yes is a tud is another name for the Tam it's synonymous and um this one is uh on page six it uh it's talking about in essence a story of how uh Jacob is praying to Hashem and I'll read you the language it says Jacob said before the Holy One blessed is he Master of the Universe do not Grant asav the Wicked the desire of his heart do not remove his nose ring so this is one of the verses in the Torah which is isav is in essence Edom he's the nation that's been trying to destroy am forever and he says even though I know that you're going to use Edom to punish the Jews when they're not righteous and to pretty much also uh as one of your tools do not Grant asav the Wicked the desire of his heart meaning don't give him full power treat him like a bull that has a nose ring why a bull that has a nose ring because a bull as strong as he is if you pulled the nose ring that he has he can't do anything about it you can control the bull by the nose ring so this refers to so here it continues to say this this verse they're quoting from the Torah what is they're actually saying what is it referring to what bull why we care about a bull so they're saying here in the this refers to gmania a royal province of Edom gmania in Hebrew means Germany who if they would but go forth would destroy the entire world 7 years ago they tried to do that didn't they and they tried to save Europe stupid 70 and said continues this so how do we know it's the same Germany I could just say German Germania it's a coincidence maybe there was a town named Germania 2,000 years AG how do we know it's the same one gives us more details about this Germany says this Germany this Germania there are 300 Crown princes in gmania of AD and there are 365 chieftain in Rome and every day one group Goes Forth to encounter the other group and one of them is killed and they would then have the trouble of appointing a new ruler instead if you remember I just told you the US archives told us what is the foundation or if you go even to Germany's history you look it up yourself as far as the history of Germany what's the uh where do they start and and you'll see that Germany started from exactly 300 barbaric Nations 300 princes like it's mentioning I'm German so I can't and uh in uh there's a lot of uh uh Germans in the world it's say say uh you could testify to this stuff it's not a it's not something I'm making up but um even more than that the reason why they lost power wasn't necessarily just because the US decided to jump into battle was because they also had leadership problems as a matter of fact if it wasn't for a bad decision by England to uh give Czechoslovakia to uh to Hitler to avoid war there would have never been a second world war because we found out from the trials later on from the Germans themselves was say that the day that you called Hitler to make peace and give Czechoslovakia pretty much give almost half of Czechoslovakia to to uh to us the other leaders of Germany were discussing when we should kill Hitler because he's causing us so much trouble but obviously after you gave them uh pretty much exactly what we wanted he went to even higher power than he had before and that's it so we see that this is again another one of if Hashem wants something to happen it'll happen in so many words but nonetheless again this is just one of the many sources that you have as far as the the stars is in another tractate of the all the things I can show you after all the sources for all of them um in the Book of Daniel it says in verse 123 the wise will shine like the radiance of the firmament and those who teach righteousness to the multitude will shine like the stars forever and ever so in essence the people that learn tah which is he calls hasem is calling wise they're uh you know they're going to shine like uh the sky going to have Radiance they're going to have you know good place to be after this world but those that teach righteousness to the multitudes meaning to the general public not the ones not to the wise those that do kiru those that people help people do chuba will shine like the stars so the one of the mid called in says why is it comparing the sky to the Stars what's the comparison between the sky and the Stars just like the stars are much higher than the sky that's the people that are making people do chuva in comparison to somebody that's just learning toah further It also says that the highest level of is to do K what's if anyone that learned a little bit about the end of times the Messianic times the sages say that there's only two things that are going to save us our money is not going to save us our brain's not going to save us our friends and family are not going to save us only two things are going to save us at the end of times Torah and Torah is obviously learning toah and putting it into our life not just being a scholar that knows a lot of things but does nothing and means kindness but kindness that requires effort you know there is just giving someone money someone needs money you just give the money kindness means that you not only giving him money or sometimes don't give him money but you give your time which is more important so instead of going out there and telling guy Listen by the way you should listen to so and so Rabbi I think he's good you actually give the guy the dis or you give him the link make his life easier by doing part of the work for him or instead of let's say for example telling the guy directions actually take him there that's kindness so the highest level of kindness is kiru highest level of kindness is actually helping somebody do CH there's a point to all this at the end by the way and as far as another thing is that's relevant really relevant to our times and especially the last couple of months is that there's a lot of people today in the Jewish world that uh feel the need to I guess call out Justice their own version of justice and make comments or videos against rabbis uh especially ones that are actually helping Jews and are telling people the truth that is not very common most rabbis don't have the Comfort I don't really want to say the desire but the Comfort to tell people the full truth of what the Torah says because the full truth is not all Rosy it's not all fun you know it's nice to hear about Moses it's not nice to hear about Jacob it's nice to hear about the 12 tribes it's not nice to hear that if you're not keeping Shabbat you're not considered Jewish it's not nice to hear that someone that died and his family is a bunch of people that are not keeping Shabbat if they say kadish about him it actually makes his situation worse rather than better it's not nice it's not politically correct no one really wants to say it and there's very few that do and there as many people that use their time instead of trying to become better trying to get closer to Hashem they go against those very few people that are actually saying the truth so before anyone decides to write comments negative comments about anybody else or make blogs and all of this other stuff they should know that even though these kiru people are stars that look very very small from far the midash is also explaining is they only look small but in reality they're very very very big and in so many words not worthy to mess around with because someone that goes against someone that's doing kiru is in essence turning himself into which is the opposite of it's instead of helping people dovah you're actually helping people do sins and someone that's helping people do sins has no share of the world to come and a lot of other interesting punishments that we're not going to get into one time there was a uh a k person that came to RAB to visit him RAB was known to not only be a huge pretty much the or not pretty much but and loved by all rabbiya loved am is like no other and he paid special attention to anyone any Jew whether he knew him or didn't know him if he was across the world or wasn't it was right next to him he pay special attention to people but he was also very very precise with his time because he had to dedicate enough time to to Torah so one time a kiru person came to him about a half hour before they were doing M so he sat with him and started talking to him and then his assistant came to him and said listen you know a few minutes away we have hundreds of people waiting at the Beet for you to pray he just ignored them which was unlike the rabbi 10 more minutes it's 2:00 which is when they start praying he's still not coming 2 10 to 15 to 20 and each time somebody comes he's completely ignoring them at 220 had to respond finally to his assistant telling him listen according to the Torah this person that's helping he never said who the person is so I don't know who it is but whoever this person was that was in front of him that's doing kiru he says he's one of the Stars which means he's worth more than the rest of the people that are waiting so let them wait because he cares enough about the the children of Israel the children of of of Hashem himself he deserves special treatment it says that each of the righteous gets in the next world gets 310 worlds something that's the good that we get in the next world is not really comprehensible for us us we understood good here good here unfortunately most of the things that we think are good are usually not good you know whether it's women or it's sex or it's money or it's a lot of other things most people don't usually use those things or power for good they can be used for good money can be used for good and a woman can be used as a wife and a husb and a man can be used as a husband and so on and so forth everything can be used for good the internet can be used for good or it could be used as the worst place on Earth uh somebody told me that the internet was founded uh originally became public based on porography sites I'm not really sure if that's true or not but they said that the original websites that became public were just pornography sites again I don't know if that's true or not I can't really quote it but the fact that it's even a story is enough to say what you know the mindset is of Our Generation obviously there's a lot of good you can do the only reason why anyone in the world in California or anywhere else knows that I exist is because of the internet so you can use things for good but unfortunately there's a lot of bad out there but the good that the sages are telling us that is promised to a righteous person is 310 worlds in uh in in Judaism each one of the letters that we have has a numerical value you know so Olive has one bed has two and so on and so forth It's called gatria the numerical value of Zim which means benefiting the public or doing kiru is 310 same thing as the 310 worlds It also says in Proverbs 8:21 where Hashem is promising us these 310 worlds is this is what it says I have what to Beque to those who love me and I shall fill their storehouses the uh I have what to be Beque in essence in in Hebrew it's called yesh and yesh the numerical value of yes is 310 so again from all of this we learned a little bit of an idea of the significance of so in one end why am I even telling you all of this it's not necessarily for for me to toot my own horn because it's not exactly I'm doador or anything but first of all is to understand that the mentality is still the same it's still an investment mentality it's just a different investment why is it relevant to you or anyone that's watching is because everyone could be a MIM just in different ways you don't have to be aan you don't have to be someone that speaks to be to M to do if you can't speak if you have money contribute money buy a few of these discs of people that are actually doing it and give it to someone that's not keeping anything or even if someone is keeping but perhaps not enough if you don't have money a lot of the stuff is wor is available for free get it you know get a link on the internet of a gooda of a good lecture and send it to a friend or a family hey by the way look this Torah and sence by RAB mrai is lifechanging it's four hours you can cut it into three parts but it change it'll change your life this uh life after death movie that he made is also amazing this uh near-death experience that Rabbi Al Nava made is also amazing you send people a link on YouTube they watch it if they do something about it after learning the truth it changes their entire life and all of what I said is if you just save one person which means that the 310 is just for one person each person that you save is an endless amount of benefit both in this world and the next on my end I see the benefits every single day mainly because I see myself physically I see myself mentally and obviously I'm living a life where somehow the bills are being paid I haven't worked in over a year I can't tell you that I have millions in the bank I don't have anything in the bank but somehow the bills are being paid happy all the money in the world that I had is not even worth an hour of today not even an hour the best thing that ever happened to me is that entire disaster that I thought thought was a disaster healthwise listen I'm near perfect especially if I compare myself to where I was yes of course here and there there's a few things but overall the fact that I could speak in front of you today is a miracle of its own so I know it works I'm the example some people have different stories some people died and came back to life some people just woke up by seeing something different people have different stories my story is more comprised of a combination of millions of dollars a medical mystery a disaster and a bunch of Miracles after it every single person will have their own story and and like I said everyone every single person can take advantage of the one main thing that'll get us saved at the end of days that we find ourselves in anti-Semitism is not exactly shrinking if anything it's the worst it's been since World War II we find ourselves in a place where World War III began it's just quiet you know a lot of people don't really want to believe it they don't really want to believe that we're in a big war right now but you don't really need to look too far just pay attention to the details you see that everyone is saying this whole big deal that's happening in Syria is about Isis fine if you want to believe the media that's fine I just don't understand why Russia brought 200 Atomic bombss to fight Isis before they brought the Army before they brought the tanks before they brought the planes before they brought anything they sent a ship with 200 atomic bombs for what the most important reason they intervene is to keep if it was just to keep America out then it means it's not necessarily just about Isis and if it was just to keep America out they wouldn't bring another submarine about a month ago that has even more than the first one if it was just to keep America out why is China getting involved why is North Korea also getting involved the world is heating up is what you see the point is I'm trying to make is that we don't really know exactly what's happening on a based on the liit lied amount of news that we have what we do know is that the world is heating up we're only 30 seconds away from somebody stupid pressing a button everyone wants to fight all of a sudden and at the top of every headline is the fact that Jews are trying to defend themselves from terrorists but somehow the Jews are wrong somehow Israel is too aggressive when they're killing a terrorist that just tried to killing a bunch of people somehow there's something wrong with this everything is upside down everyone wants to fight and it fits the bill it fits exactly what thear says at the end of the last page of M which is one of the tractates in the it tells you what's going to happen at the end of times and when you read that page page 49 it's like reading the newspaper people's faces uh people will uh uh there will be hyperinflation you know the price of things will be drastic ially higher you know if you noticed milk when I came to this country 26 years ago was about a dollar today if you know if people were still making $5 an hour they wouldn't be able to afford it even people that are making minimum wage can't afford it there's a problem it's not just here it's everywhere only country in the world that has gasoline at normal places is the United States the rest of the world's paying $10 a gallon you know you have the animosity towards the leaders of the generation the faces of men will look like faces of dogs there's actually scientific proofs of it see I actually have a picture on my phone if anybody wants to see they compare dog owners to their to their dogs is an unusual resemblance it also means that people will be uh very rude and countless other things that it says in there that are not just general like the ones that I mentioned to you things that are very very specific to our generation the point I'm trying to make is that everything seems like it fits also according to the prophecies even if we don't want to dis even if we don't want to agree with everything I just said it still says we don't really have that much time at the end of days it says the Messiah will come before Shabbat but it didn't mean like literally a day of the week it meant that each one of the thousand years is considered one day one one day forem is the equivalent of a thousand years according to the mid and also in Psalms so the Jewish calendar says we're at 5,776 so 5,000 means that we've completed 5 days the 776 means that it's 3/4 of the sixth day if you do the math every hour is approximately 41 years which means that right now it's about 6:15 Friday night average Shabbat comes in around now 6:30 6:45 the point I'm trying to make is that Shabbat doesn't come in at 10:00 at night we don't have 100 years we don't have 200 years it's and according to the tah it says it come mhia will come before Shabbat you're not supposed to necessarily put an exact time on it and I'm not telling it's going to happen today tomorrow or even next week or even five years from now but either way you see the things are happening the world is changing even the Prophecies of an enormous amount of converts is actually happening there's actually a very interesting story that I know firsthand is that there's a uh guess you call them a tribe but it's really a country in Africa that their King found the truth of Judaism and decided to convert the next person in line in the Royal Family is also converted to Judaism they actually met with the RAB mosha Feinstein the king me met with him and when rabie mhha Feinstein asked him are you a real king he says what do you mean can you kill someone if he wanted to obviously the guy doesn't really know why he would ask him such a question he says yes I'm the king if I wanted to do it I want I could kill someone and Rabbi mosha Feinstein celebrated and actually did did aanu uh uh prayer for a very rare event because today we don't really have real Kings we have politicians we don't have Kings the point is is that this particular King wants to convert his entire nation there's a m of whether he's allowed to forcefully do it or not because it's not really a normal thing for Judaism but either way his country is two to 300 million people and they've been calling themselves the tribe of man for years that's the only reason they converted supposedly they're one of the Lost tribes the tribe of man so these 15 million people were all arguing about and whether they're lefty or righty or agree or religious or non-religious there's 200 million people just from one place that are interested and this is just a beginning so you're seeing us all the time and I have converts contacting me from all over the world where they're Bulgaria or Norway or Africa or Israel or America and is you're seeing you're seeing things happening all I'm saying now is that if we take advantage of some of the things we learned that there is a judge there is a purpose and there's a ticket out there's definitely a ticket out there's definitely a ticket that get guarantees you every reward you could ever imagine got a few minutes don't worry and it doesn't cost much if anything it cost it's free it's a link it's an email that's the investment I'm making you and anyone that watch this will join me any questions I'd actually like to spend some time with you quality time uh it's opened up first of all you're very likeable you know and uh I have a lot of guests you know and there you that I really just want to take out and sit down and just B all means b means can't talk with what are your plans after after this right now I did uh lecture every day this week uh since uh I came here since Thursday so almost every day we've done a lecture uh tomorrow tomorrow I don't have one um Saturday night I'm supposed to have something uh but I'm going back to uh Florida on uh Sunday what about tonight like the rest of tonight uh nothing planned stick around for a little sure sure yeah I'll be happy to uh I'll be happy do anyone has questions you have questions sure you have some questions drove all the way from Phoenix to see me you have to have some questions um I have one question yeah um I always read in U in lectures all around you have to do a complete chuba what does that mean or what does it mean for me as a well actually this is a very God bless you for actually asking the question because it reminds me of something that I wanted to mention that I forgot and the messenger was sent me from Phoenix to remind me um there was a uh I guess I made a mistake and not explaining this in the past where for some reason people think that in order to do chuva you have to get to the highest level overnight and spend you know be on the internet at 4:00 in the morning posting videos and making lectures and studying nonstop and that's the minimum cuz I have a few people two people just this week said you know what listen I can see myself keeping Shabbat I can see myself keeping kosher but I can't be you man I can't you you don't have to be me you don't have to do anything why would you even compare yourself and they actually told me that for some reason or another yet convinced them that I am the minimum I hopefully I'm I'm even a minimum but the point is is that no to be CH to do chuva is does not require you to do any of this what it requires you to do is to keep the basics which is keep Shabbat keep you know do every day even if you can't stay for the whole prayer and be there for you know for an hour then 10 minutes you know is where you can get started Shabbat it's not really a big deal you're taking off of work it's not you know even if you sleep all day it's still better than driving to sh because driving to sh negates the entire thing as a matter of fact a lot this is a very very big problem in America today where for some reason some some places are telling people that it's okay to drive to sh on Shabbat this is a pure contradiction to the Tora because according to the sages in it says that someone doesn't keep Shabbat is considered a go it's considered someone Idol worships so much so that if they keep everything if somehow they found a loophole in the mitv they found a way to keep 612 mitv you can't because most of them are not relevant to everyone some are relevant to women some are relevant to men some are relevant to the BET mikdash and so on but somehow you found out a way to do 612 MIT but you don't keep Shabbat it's worthless so I don't know why people do this but none you know the the point is that a Shabbat has to be part of chat there's no as CH without Shabbat even if you sleep all day it's still fine obviously it's better if you go to sh you learn T you have K but if you can't do any of those things at least you have to do that you have to keep kosher and you have to learn toah you have to if you're married you have to have in the house there's a few other basic things that are smaller than and easier than even the ones that I mentioned to you it's cha it's not that difficult the difficult part is sticking with it and the only way you can stick with it is if you acknowledge you have a yet if you acknowledge that you have a yet then you know that the only way to beat them is with learning toah whether you learn toah 5 minutes a day 15 minutes a day an hour a day that's going to be up to you I started with 15 minutes a day I do more now but a uh 15 minutes a day was the only thing I could handle that was the beginning 15 minutes a day was already up to here I was like too much you know other than be sh with my very charismatic uh cousin but uh 15 minutes every day is better than 7 hours one day a week even though technically 7 hours is more but 15 minutes feeds your soul every day why 15 minutes a day why not 7 hours because just like you eat food if I tell you listen instead of eating every day I'll give you a giant meal for 24 hours a day you don't stop eating survive you won't survive right all right same thing with Torah your to won't your your soul won't survive the whole week without making some big sin so hasem sometimes you know when you know in Mount sa tell you know we were scared when we so heard the voice of Hashem um and one of the reasons that hem Moses told us is that one of the reasons he's doing this to test us is because if we're scared of him it'll stop us from sinning and which is the reason why one of the most important things in my opinion the most important things that someone needs to work on as far as chuva is developing fear of the almighty developing there's a concept of which is loving AEM that is commonly thought taught today the problem is that most people don't know what that means you cannot love AEM without fearing him first it doesn't exist meaning that the highest level of fear of hem which is the most commonly thing mentioned in the tah love of hasem is not mentioned many times in the tah the highest level of fearing hasem is just the beginning of loving him which means that most of us don't even have a concept of what it really means to love hem so when people are are teaching yeah listen love hm love hm love hm and the guy's not even keeping Shabbat yet it's a little confusing so as far as Chua Chua is not that difficult it should developing some type of fear of hem ask yourself what is he think before you do whatever it is that you want to do before you go on a date before you do business before you uh you know learn certain things before you do anything ask yourself what does he think that's the beginning and then over time you gets even better amen amen