Toldot: The Satan's Best Friend | STUMP THE RABBI (251)

hard [music] know he'll Gren [music] within [music] the struggle is real but He's got a plan heal. Even if it seems like things fall apart, he's pulling us closer from the star. [music] is with [singing] us strength and even when it's tough [music] in shaping our lives from within the heart [music] it beat Don't let it win. by our side. Every single day we'll overemph [music] within. >> [music] >> It ain't the answer. [music] It a We're back here on a Wednesday night stump the rabbi which is going to be a very very interesting sh for those that like a little bit of gossip a little bit of what's going on a little bit of what happened this is the sh for you but don't worry everything's going to be kosha Torah tonight is the shu Who is for the format and all of Isra and all the righteous nohides that continue to support the organization continue to contribute donating on our website bzashem.org or bhhora.org or or subscribe to the AI rabbi and of course the smartest people on planet earth that buy as many of those kiru boxes that simply save namote and take them from gay to ganed I can't emphasize it enough get as many of these as you possibly can because um they're simply going to save not only people's but your because of the mitzvah of actually doing k So, tonight we're going to go into parat and parat unveils something incomprehensible, an incomprehensible reality that two nations came from the same place. Our sages teach us that there's one angel who's inside the mommy's belly, but the moment that the baby is born, another angel takes over and the two angels are enemies. Life experience also teaches us a little bit. In fact, it teaches us that sometimes the person that you thought is your best friend is in reality your worst enemy. And worst of all, the guy that is trying to destroy you is usually looking at you with a smile. The more you think about it, the easier it is to see why the sages call this world almadika, the world of lies. And tonight, we're going to dig deeper into this. Here's some amazing recent events at in my life that will actually shock some of you. and then open up for some questions of course that all of you have been carrying for a whole week that will give us the answers and of course the question from last week that uh many of you have sent me responses answers interesting ones and will address that as well. So we have starts off with Abraham Abraham. These are the offsprings of son of Abra. Abraham begott gave birth to What do you mean gave birth to? Ara is a man. Well, as you know from some of our previous ther tells us that after was kidnapped by aime and also by paro two different times [sighs] and at that time there were no kids in Ara's life and then you see that uh all of a sudden a year later they have a baby. So some wicked people said oh of course you know that is not really the father of is the father is the father anyone but this which is in essence putting out a bad name was unacceptable toadu and therefore Before made a miracle when had the celebration of having as a baby right in front of everyone changed it's face to such a point that they could not tell the difference between and a mirror open miracle in front of everyone to such a point that everyone knew not only is the son of Abra and not anybody else. But it's almost like gave birth to him. He looks like him so much. Sometimes there's sometimes there's much somebody decides to say a story to people about somebody else. Our Torah tells us you're not allowed to believe it. Either it's meaning they're making this story up. It's not true and they're making a bad name for this person and therefore you're not allowed to believe it. If you believe it, you're not only a s sinner and considered wicked, but you're believing the wicked person over the innocent person. But what about if the story is true? Even if the story is true, if it came from one person with no witnesses, then it's called and therefore you're forbidden from from believing it as well. And if you believe it, you are wicked for believing it. Yeah, but it's true. According to Allah, if there's no witnesses and only a single person is saying it, it's considered a sin to even tell the story, to hear the story, and needless to say to believe the story. So whether something is a person has to know that they do not want to acquire more sins just for foolish behavior. that somebody decided to take upon themselves. But sometimes sometimes there is all types of things that are out there that make you question things. Make you question things. Put a question mark on what you believed. Put a question mark on what you thought you knew. Does that mean that you have to start publicizing things? Well, let's see. The same parat tells us in chapter 25 23, and Hashem said to her, meaning tokah, two nations are in your womb. Two regimes from your inside shall be separated. The might shall pass from one regime to the other, and the elder shall serve the younger. Here we see something that's really doesn't make sense. The same mother, the same womb, same belly, the same time, two babies, one's Jewish, one's a One's Sadik, one's Asha. one is the enemy of the other to such an extent that there's an that is hates Yakov. Now in the belly of every Jewish mother when a baby is there's also an angel that's studying with him as the says studying with that baby the entire Torah. And the moment that baby is born, that angel is no longer there. He gives him a little hit on the lip to make him forget the entire Torah that he just taught him. And then a new angel takes over. That angel is the Satan is the And the doesn't leave. And the the good angel is nowhere to be found for years. 13 years to be exact for a boy and 12 years for a girl. Meaning that the has do whatever you want. free to convince this kid to do every bad thing in the world. But if you look and pay attention, kids usually they're not killing anybody. They're not doing anything so bad. Usually when they do bad things, it's when they're older. After the showed up, what gives In life, you'll see that sometimes you have somebody that you're so close to, you tell him all your secrets, you confide in him, you are best friends with her. And then one day you discover that all this time this so-called best friend of yours was really disclosing all of your secrets to other people. And not just any other people, to people that don't like you, to people that hate you, to people that are looking for ways to make fun of you. in so many words, she's not your best friend, she's your best enemy. And the whole time she was doing it with a smile. Nowan tells us a little bit more about how all of this transpires and how it affects us. The baa in chapter 16 ba number two says as follows. How does the evil inclination remove a person from the world? The sages said that the evil inclination is in a person and in fact he's in a person for 13 years longer than the good inclination where from the time that the baby is born and leaves his mother's womb, the evil inclination continually grows with them. And as time goes by and the boy starts to desecrate Shabbat, little six-year-old, sevenyear-old kid turns on the light on Shabbat, plays with fire. What does the evil inclination do? Nothing. The evil inclination doesn't protest against him doing it. Even if he commits murder, 8, 9, 10, 11 year old kid, what does the evil inclination do? Nothing. He smiles at him. H just killed that guy. Wow. Doesn't protest. If he goes and commits a sin of immorality because he didn't watch my tikun film yet because his parents think he's too young. The evil inclination doesn't protest. Doesn't say anything. Oh, look. He's watching immorality. He's looking at that picture, that video. The does nothing. Meaning this kid could commit the worst crimes on planet Earth. Whether it's Shabbat, which is the equivalent of idolatry, committing murder, or immorality. These are the three cardinal sins. The sits there smiling at him after 13 years and the evil inclination has been there making itself comfortable. The good inclination is born inside him the tries to wean him from the sins which he's become accustomed to when it sees he's about to desecrate Shabbat just like he's been doing all this time the tells him empty one it says in the Torah that you studied in your mommy's his belly. You shall observe the Shabbat, for it is holy to you, and its desecrators shall be put to death. In so many words, why are you putting your life at risk? You're going against Hashem. And now this 13, 14 year old decides he's going to commit murder because he's become accustomed to it like the tells him empty one. It says in a Torah, whoever sheds the blood of a man by man shall his blood be shed. This is in parn Genesis chapter 9 verse 6. And now when the boy wants to go to his girlfriend, wants to commit immorality, wants to look at things that are he's become accustomed to looking at. The tells him empty one. The Torah says the adulterer and the adulterous shall be put to death. This is in Vayik, Leviticus 20:10. And when a person arouses himself to commit matters of immorality, all of his limbs stand ready to obey him in his sinful desire. Because the evil inclination is like a king of over all of that person's 248 limbs. However, when it comes to performing a mitzvah, then all of his limbs begin to become burdensome to him because the evil inclination that's in one's inards is like a king over all of the person's 248 limbs. Whereas the good inclination is like nothing more than someone who's bound in a prison. As says because the prison because from the prison he emerged to reign. This is referring to the the good inclination. What is it telling us here? It's telling us one of the most extraordinary things that a person does not realize without thinking about it. that the the Satan is not the scary one that people think. In fact, the Satan is the one that's smiling. The Satan is the one that's looking for you to become his best friend from the moment you're born by simply not telling you anything when you're about to go against Hashem, by simply not rebuking you, by simply not getting in your way. Oh, you're going to be to your parents. Good job. Oh, you're going to hit your sister. Listen, sometimes a slap or two is what uh what the doctor ordered. The Satan sees you making fun of somebody. Quiet, silence. Satan sees you looking at things that are forbidden. Nothing. Just sits there. sits next to you like he's a best friend. Best friends forever. In reality, he's letting you become accustomed to these sins. So by the time the shows up and tells you empty one, how dare you go against Hashem and put your life at risk? You're like, "Come on. Why you so so much pressure? Why you so judgmental? Why you telling me what to do? I'm trying to save you, you fool. I'm trying to save you." And when a person is about to commit immorality sits there, listen, he's my best friend. I'm not going to get in his way. Yeah, but he's hanging himself. He's destroying himself. Listen, you mind your business. Yet wants to be best friends. What's the best friend? The best friend is trying to kill. It's really the biggest enemy. The best friend is the one that does not want to say anything to help his friend is not a good friend. He's not only not a best friend, he's an enemy. Whereas somebody that cares about somebody and sees themselves hurting themselves sees themselves doing bad things and says, "You know what? Even if you don't like the way I sound and even if you argue with me and even if you hate me, it's still worth it for me to tell you you're doing something wrong because maybe I'll save you. Maybe I'll save you. People think that the is scary, but in reality, it's the that's the scary one. The good inclination is the scary one. Why? He's the one that keeps telling you, you do this, death penalty. You do that gum. You do this kafella. You do that, you lose all your money. You do that, you lose your entire world, this world and the next. He keeps telling you scary things, but the Torah testifies the one that's scaring you, that's the good guy. That's the good guy. All this time you thought that the good guy smiles at you and says, "Come on, let's go have fun. Do whatever you want. I won't say anything. I won't judge you." All this time you thought that that was your best friend. But the Torah says otherwise. The Torah says, the best friend, he's going to tell you when you're doing something wrong. He's going to tell you the consequences of you doing something wrong. He's going to tell you. And yeah, that's scary. And why does the beret say that the one that commits immorality the takes over all of his limbs all of the parts of his body. Why? Because that's wasting seed. Once a person does that, he simply gives the complete control. And now he starts desiring more and more bad, more and more evil. And it's as if he puts the one that's trying to save him. The one that's trying to tell him, "Don't go to Gome. Don't do that." He puts him in prison. I don't want to hear you anymore. But I'm trying to save you now. I want to have fun. You only live once. He puts the sadik in prison while the Rashad takes over. This is how much of the world is. The Sultan has convinced them he's their best friend because he smiles, because he doesn't judge them, because he seems to be very friendly. There's so many things that are confusing in the world that unless someone is paying attention and they have dishaya, they're simply going to fall into traps after traps after traps. Many of you ask me about who is this rabbi? Is it this one? Is it that one that I mentioned to you that we will eventually talk about? Some things are coming out already. We're not ready to disclose the name, so don't continue asking me. But I can tell you one thing to the world. The world views whoever knows this person, this this so-called rabbi, he's the best friend, the best. He smiles, he's happy, he's uh righteous. But in reality, as part of our investigation, which went on for a couple years following this whole thing and finding out a lot of things that we wish we didn't find out, our bed, our dam, our went to ask some questions and they were invited to come talk, but their invitation was a trap. They showed up at the so-called representative of this rabbi. They showed up and within moments they were surrounded by people. Not the good ones, not the ones you want to see when you're alone in dark at night, criminals. And anyone that didn't look like a criminal quickly showed that they are with their disgusting foul mouths started cursing, insulting, and threatening our rabbis that are just coming to simply ask questions. Get clarification. This coming from a rabbi. These are the representatives. Maybe the rabbi didn't know. Well, apparently this is a standard for this mafioso. Anyone that asks questions, anyone that has doubts is threatened and some even worse. Within moments, they're surrounded by people. They're threatened. They're cursed. And literally, the fact that they came out of there alive was a miracle. This is the world of lies we live in. Another example of something that happened saved us from it. When we started Bottom Organization in 2016, nearly 10 years ago, we needed a merchant bank, some place to process donations, online donations. And we found this company that had great marketing, showed that they could help us do a lot of things, whether it's a uh campaigns, online donations, send you the money that people donate to you within five business days. Looked good. And we used them. Name was Flip Cause. And for years we used them. And even though we had issues along the way here and there, delays overall because of the way we do things was still functionable. But in the last couple of years, things changed. All of a sudden, we ask for our money that people have already donated. instead of five days, it's a few weeks. Well, if the money is there since people already donated, why do they take three weeks to get the money? And every time they would have a different excuse. Oh, the AC system was bad. Oh, the banking. Oh, this. But this delay became a standard. And because of Hashem Bahu gave us a lot of experience in life, I started questioning things, started asking tough questions, not getting answers. And one day after I saw that this is getting worse and worse, the delays are getting worse and worse, they owe us a lot of money. I told him if you would have made this mistake for a month or two or three or four or five, let's say I believe the story that it's a banking issue and so on, but this is already going on for a long time and it's getting worse and worse to the point where literally you have to fight with them to get anything. So this is a Ponzi scheme. You guys don't have the money. No, no, Rabbi, we promise we have we just a delay. And I knew that this Ponzi scheme is going to blow up one day. And before it blows up, we decide to make a very very difficult decision that to go and find a different company. It doesn't seem like a difficult decision for anybody who doesn't know the mechanics behind it of what it takes and all that. Especially when you have thousands of people that are donating that have automated donations that uh you've set up the whole CRM system and you know you can't do it in one shot. You can't just do okay I have a new company that's it from now on we use this because you already have existing stuff there. So, we had to transition and then we tried transitioning into one company and they were not a problem as far as getting us our money, but everything else was a problem. So, we ended up wasting a lot of time and money, tens of thousands of dollars going through that horrible experience. And now we were on a search for another one. And then we found another company and we said okay we got to make the move. So we started we saw things were going okay. This is the same donation system that we're using now. We use a couple of them but we have PayPal we have Stripe. We have give butter. But we saw okay it's time now to make a very very difficult move which is what? Cancel all of the automatic donations. Anyone that has automatic donations, we're canceling it and hoping that the people will resign up on their own because we don't have their information. It's all hidden in the uh in in the uh through in the system and um so we can't do it for them and we're hoping they're going to do it. And of course, everyone that's in the uh in in this type of business knows that if you do that, you're going to lose 50, 60, 90% even of your donors. People just simply don't redo it. But why didn't we want to just let it be and continue with this flip cause? Because we knew that the day was going to come that it's not just going to be a delay of getting the money for a few weeks or a few months. It's simply not going to come. And I don't want to hurt all of these people that are donating their hardworking money and have their money stolen. They think that they're donating to us and it really is being stolen by some criminals. So had to make the difficult decision and literally myself started cancelling one donation after another. send emails to everyone hoping that they'll all sign up. Whoever signed up signed up. Whoever didn't didn't. I can't spend my days on it. I even have my uh you know some assistants help me with it. But still, it was simply better for me to have those people stop donating than have them think that they're donating, but in reality their money is being stolen. I don't want to take the responsibility for such a thing. rather simply them not donate because they're not donating because the day was going to come and most companies don't make this transition especially because of this. Most nonprofit organizations, charitable organizations depend their their life source is people that set up automatic donations every month where at least you know how much you're going to have every month. You can build on that. Whereas if you don't have automatic donations, then you don't really know how much you can spend, how much you could have. You have to live out a miracle. So the automatic donations are the ones that's the lifeblood of the of uh of any business really. Some people it's donations, some people it's subscribers that are paying a a me uh monthly membership for phones, for uh software, for so on. So imagine AT&T or or or Microsoft or whoever else cancels all of their members and says, "If you still want our service, you have to do the whole process again of signing up on a different system that we have." Now, of course, some of the people say, "You know what? Well, you know what? I don't really need it anymore. I don't really want to anymore. I don't have time to do it. Everyone's going to lose customers and a lot of them. But for us, it was better for us to lose those supporters than to have these supporters have their money stolen. Even though at this point we're still getting the money that they owe us, but it's just taking a long time. But Hashem, we know at some point it's it's going to blow up. Well, we did it. Hashem, we survived. We lost some people, but we moved on. A few days ago, I got notice. What we feared was going to happen happened. Attorney General in California shut down flip cause cease and desist corrupt owes millions of dollars to people to companies to organizations. It wasn't butem we got out of it for the most part most of the money that's owed to us already six eight months ago. It's like literally running out of the building right before it blows up. But if you look at the advertising, if you look at the communications, if you look at the emails, was always smiling, it was always friendly, was always promising, supportive, but it was all lie. The Ponzi schemer pretends to be your best friend. The Satan pretends to be your best friend. Sometimes the Satan will pretend to be your best friend, your supporter in different ways. Another story I could tell you that mash happened this week. Anyone that's been watching my lectures over the years knows that one of the hot topics that we've been warning [snorts] people about for the last five, six, seven years has been the corrupt predatory lending business called merchant cash advance, which unfortunately is a uh very popular in the uh Jewish world, especially the religious Jewish world, at least those that think that they're still religious by being in still being in that business where you do not have to have any skills whatsoever, but yet you can make a million dollars even during your first year. and of course lose all and go to go get gain and destroy a bunch of people's lives because you're lending them money at 60 80 150 400% 500% all types of predatory rates that literally the customers have to win the lotto multiple times just to pay back the loan. And we have a and a couple of the frames uh has written whether it's [clears throat] the uh uh book or it's a u the response that in the fifth volume of why this is not [snorts] considered lending This is considered giza. It's considered stealing and it's 100% forbidden. Anyone that reads the chuva will understand why this is not what the Torah meant when it said that you're allowed to lend money to uh to to Gentiles and charge interest. This is not what it meant. Well, anyway, after I came out with those videos, they became very very popular. more popular on different channels that people reposted them than even our own channels. Literally millions and millions of views, anti-semmites who publicized um all types of people who publicized them. There's been even some famous uh podcasters or whatever they're called that have uh publicized them. Literally tens of millions of views and was part of our Oregon news film. And I've spoken to many people in the business trying to convince people to leave the industry and bo successfully in some cases and unsuccessful in others. And many times these people that are in the cash advance business would invite me to come to their office and I would always tell them no. Why? because I knew how vicious these people were, how aggressive they were, and uh I knew that it's not going to be to my interest to enter such a lion's den. Well, sometimes wants you to do things that you don't even know how you're going to come out of. the past uh couple of weeks, my family and I were away taking care of some personal family matters and uh we had to go somewhere and uh while we were waiting in this office building that we went to, we're waiting there was like some type of uh rooftop place waiting and uh this guy comes up to me and says, "You're Rabbi Ruben, right?" I said, "Yeah." Oh. Nice Jewish guy. Nice guy. And uh we start talking and then right away he goes, he goes, "You know what's one thing I wanted to say, Rabbi, about the whole thing that you see about cash advance?" I already knew within the first two seconds that he's in the cash advance business and he starts talking to me about it and I tried to explain to him how we have a chuva and so on and uh he's like well we listen we just there's a new office in this building mash right next to two seconds away two steps away from where we're sitting on this rooftop you get out of the rooftop uh or whatever this balcony thing and the first office is a cash advance business full of people that don't realize, at least not at first, that they're destroying people's lives with every phone call. And most of them have a keepa titan and call themselves religious Jews. How do I know? because he invited me into the office. I told him and I said, "Listen, I don't know if I want to. It's a uh" He go, "No, no, we're nice. We'll talk about I'm like, listen, I have what I'm telling you. I have a book. I I'll give it to you." And I had one of the books in my car. I went to the car, got the book, and I said, "Since I already am in the car, I had some key roof boxes with me. I said, "Okay, let's make an investment." I went to the guy and he was waiting for me telling me to come to his office. And literally, I had to pray before entering this place that I'm going to come out alive because I knew that the people in there knew who I was. And I can promise you they don't like me. As soon as I come in, people come up. Hello. This that the owner comes up and this guy introduces me. He goes, "Oh, you know, Rabbi Ruben, right? He says that the cash advance business is not allowed. Guy looks at me goes, "Yeah, I'm ass. You're going to get punished for this." [laughter] So the guy's face went from a smile to not so smiley. We sit down in the guy's office, start talking about it, start try to show him, give him some points, tell him why it's not allowed to be in the business. Then as people keep coming in to join, but they're all being very friendly. Oh, Rabbi, yeah, you help me with tikun. Thank you so much. I'm like, yeah, why are you in this business? It's a well, why is it a Why is it Why is it forbidden, Rabbi? I said, because you're destroying people's lives. It's predatory business. And everyone is like in shock. Another one comes in and uh says, "Rabbi, come on. Give me a give me a blessing, Rabbi." I said, "I'm sorry. I can't. You're in a forbidden business. I can't give you maka and uh to make money in this business. He's like, "Please, please, Rabbi, just uh you know a uh blessing." I said, "Okay, I'll give you a blessing. May you succeed in everything in your life except this business." He appreciated the the the blessing, but was shocked at how I was not concerned that I was in the lion's den and yet still told them the truth as as much as it takes, as much as necessary. When they saw the kiru boxes, they were shocked like, "Wow, you just give these out for free." I'm like, "No, not really. We sell them, people buy them, people distribute them, but I make investments in people and sometimes people sponsor it and I give it to the right people. I feel like you guys are you have some people here. I see almost everybody here is wearing a keepa it seems like. So let's make an investment. So we gave some kiru boxes. They loved it. And I said, "Oh, I want to introduce you to everybody to see this." I'm like, "Listen, just make sure you tell everybody notes daka. Do not give me any money." Because usually when people see you, they they want to give you taka. Said no money. Don't give me any money. This is probably the first and last time they're ever going to hear a rabbi say, "Don't give me any money. Don't give me any taka." Not allowed to take from these people. And I've told this to people many times. If you send me taka, I'm going to return it to you. Don't send anything. I don't care how much it is. Cannot cannot do kiru with stolen money. You destroy the entire organization if we do it knowingly. And all the guys tries to tell me, listen, you know, a lot of the guys here, my my cousins, my brothers, my this, they're everybody's in it. You know, we we donate a lot of money to to to Torah, to yes. And I said, yeah, all of those places will be destroyed when the Mashiach comes. Why? Why, Rabbi, is that bad? You know, it's that bad. I start talking to him and he says, listen, I agree with you that there's a lot of, but what if you do this? What if you do that? Long story short, he calls his rabbi while I'm there. He calls his rabbi. I'm still living on borrowed time with, you know, living inside the lion's den. The uh you never know what's going to happen. Even though everyone's smiling at you, if they will destroy other people's lives, you still don't know what's going to happen. But long story short, the rabbi answers I he's completely unfamiliar with the suga with the whole issue of uh things. He says, "I know it's not a good business. I would never recommend for anyone to uh to be in it, but uh you know um you're saying it's I said it's forbidden from the Torah." What makes you we have a chuva? The rabbi can study the chuva, can study it properly. It's not going to take two minutes. This is a 17page chuva, 17page response. It's not like uh some Harry Potter book. You could just skim through it. And the rabbi said, "Okay, well, you know, initially he was a little bit condescending, but then after that he became a little bit more serious and said, okay, well, you know, I'm not just going to study. I'll give it to a GDA to that I know." But uh and I sent him the stuff all I sent him the uh the book on uh on a message and uh I sent it to the other guy and I gave him the physical book and I saw that the guy that I met really had a good heart. He really knew inside that it's bad. But he wants to know from and it was so new to him, so unusual to him that this is that bad that this rabbi is saying that he's not even willing to take daka. This rabbi is saying that it's a that [snorts] he wanted to study it. I told him, "Listen, study it. You have the book. Look how much Hashem loves you despite the fact that you're in his business. You already knew it was bad, but you're in his business for all these years. Hashem had mercy on you and the one guy that you heard one time talk about it comes all the way to your neck of the woods to where you are to you run to him and on top of that he happens to have one copy of the physical book that has the chuva that you can study and see with your eyes learn it with a rabbi learn it with learn it seriously and comes into your office literally a kadosh is bringing bring you so much clarity that he's sending you to truth handd delivered into your office. Now it's up to you to decide what you're going to do with that. At the end of the meeting, he says to me, "Rabbi, what what should what what should I do?" Because he hasn't read the answer yet. Obviously, it's going to take him time. I said, "I'll tell you if you really study that chuva, if you have an ounce of you'll find a different business." He says to me, "Something that I'll never forget." Says, "It's that bad, Rabbi." It's that bad. I hope that warning stayed with him. I hope that his rabbi is an honest man that's really going to learn the chuva with him and really guide him properly. I don't know if he will or he won't, but I do know that this person must have must have some merits from his ancestors, must have great love from Hashem and mercy from Hashem to bring him the message. But from this point forward, you can't say I didn't know. Can't say I didn't know. So how could somebody be in that business for so many years and not know? Simple. The Satan pretends to be your best friend. The Satan tells you, "Look, how could it be forbidden if only one rabbi in the whole world is speaking against it. The answer to that, by the way, is because no other rabbi has looked into this business the way we have and have decided to publicly speak about it. There are some rabbis that have looked into it and realize it's forbidden and they tell their own students and people that they know that it's forbidden, but they're not willing to speak about it publicly either because they just don't speak publicly or because they don't want to take the burden on. But the ones that say it's allowed, needless to say, the ones that stay silent despite their knowledge of the business, they're either corrupt or ignorant of the truth. And the Satan makes sure they stay ignorant. Satan makes sure that those that are corrupt stay corrupt. And they he sends them many many donations from that business to build another building to build another yeshiva to build another shul to build another thing and makes them think look look how many mits are coming from this how could it be bad one of the sections in the book talks about the history of lending money to the goim with high interest and how much destruction it brought to Ami is whether it was the Spanish Inquisition, the Holocaust in Germany, the pilgrims in in a uh in England, in Morocco, in Poland, anyone that looks into it literally sees that this business is a death sentence. But the Satan will do everything possible to smile at you and say, "No, no, come on. Nothing to see here. Move on. Move on. Nothing to see. There's only one rabbi speaking about it. Same thing with that rabbi that will eventually talk about the world will tell you nothing to see here. Nothing to see here. Everything's okay. Keep donating. Keep giving. keep doing because Satan his expertise is to cool you off from anything that has to do with what Hashem wants you to do it and to stay silent as you do everything to destroy yourself, your family, your nation. He lets you do it and once in a while he even tell you good. Now this world of lies is everywhere. These are just some personal experiences that I've had in just the past week protected us. We whether it was from flip cause or was from the merchant cash advance business. We went in one in one in one uh one piece. We came out in one piece. And I know that some people think I'm exaggerating and so on, but I promise you say I've seen things a lot more than what I say. And it's not a uh it's not what people think. It's much worse. It's much much worse. Another example that shows you how a world that's absent of Torah, a person that's absent of Torah, how they could smile at you while killing you. Just in this past couple of weeks, less than couple of weeks, was a uh reported that one of the commanders, a aloof aloof [snorts] in the Israeli army that is responsible to defend the soldiers in the media, in the public, instead of defending them. This wicked woman took videos of the Israeli soldiers that arrested one of the terrorists of October 7th and manipulated the videos in such a way that it looked like the Israeli soldiers were doing something immoral. They were doing something illegal. And then she took it and she sent it out to the enemies of Amis, to the media. Everybody wondered where did this video come from first of all. Second of all, this didn't happen. But no one wants to believe the soldiers. And even after you show them the real video, people think that maybe you manipulated the video until now where it came out where who did it? treason within the Israeli army. Why would she do such a thing? The is her best friend. The Satan is her best friend. Instead of protecting the soldiers, she did the exact opposite. She put all of AmI all Jews in the world in a position where the world now has a reason to hate us or at least they think they have a reason to hate us. Your conquerors, your destroyers will come from within you. The paray tells us that there are two nations coming from the same place. These two nations are enemies. When one will be up, the one the other will be down. In fact, the situation is such that Abraham uh uh that Yakov is in a position where in order for him to get the blessing that he needs, the blessing that we need, he has to be a liar, but not an outright liar. rather he has to be a trickster just like his enemy and pretend like he's Asav. And we see that in chapter 27 verse number 19 verses in chapter 27 verse number 33. There are two sentences that seem the same. One says which means uh I am uh I am a sav is your firstborn. I am which sounds like I am your firstborn. And the other one says which translates to um I am your son, your firstborn, Asav. The words are nearly identical. Only difference is one is said, the first one is said by Yakov, the second one is said by Asav. The difference is since Jacob did not want to lie, he broke up to the sentence into two. He said I am meaning I'm here. Asav is your firstborn. Whereas whenav was speaking about himself, he said, "Ah, your son, your firstborn, Asav meaning giving himself adjectives, different ways to describe himself. It's me, your son, your firstborn, Asav. Why this trickery, Rabai? Because sometimes in order to defeat the enemy, you have to use his tools. But you have to know how to use them in accordance to the Torah. You can't just lie just because he lies. You can't just kill just because he kills. You can't just do everything he does. You have to have in order to know how to use all these things. And this will also answer our question from last week. The question was, the cab driver tried to cheat the passenger by saying he forgot to turn on the meter and therefore he's going to charge 70 $70 for the uh ride when the passenger knew that this ride usually is only $20. So, the passenger held up a $100 bill in his hand, but didn't say a word. And when the uh they got to the destination, the passenger that knew that this guy wants to cheat him. Instead of charging only 20, he's wants to charge 70 pretended like he dropped $100 in the car that was very dark at night. and uh knew that since this guy is a liar, he's probably going to take even more if he had the opportunity. So, he said, "Let me go inside and get a flashlight and I'll come back to find the $100 that I dropped in the car." He went into the house and by the time he came back, he saw that the taxi driver drove away assuming that the $100 is there to not only not take $20, not only not take $70, now take even $100. And the question was, obviously, there's injustice here on the taxi driver's end, but in reality, he got nothing because the $100 is still in the passenger's hand. Does the passenger owe him any money? If he does, does he owe him $20, $70, or $100? And was he even allowed to do this? The answer is Rabai is that we learned from Yakovu that the way he dealt with Asab, the way he dealt with Lavan that with a trickster, with a liar, you have to sometimes to defend yourself act accordingly. That doesn't give you permission to do whatever you want. So the passenger was allowed to do what he did, but he still has to pay for the ride. How much does he have to pay? What the market rate is, which is only $20. But now the pass, now the taxi driver left. So what does he do? Does he have to go chase him to give him the money? No. He has no obligation to go chase him. He didn't tell the taxi driver to drive away. He could simply wait if the taxi driver comes back. Here's your $20. I've had it all along for you to take. It was waiting for you here. If the taxi driver does not come back, then he doesn't have to pay it. He doesn't have to donate it. He doesn't have to pay it. Simply becomes his money. It's the taxi driver gave up on it. So he doesn't have to chase the taxi driver to go pay him because it's not his responsibility or obligation to do it. He certainly does not have to give him $70 because he never told him he agrees to that price. The fact that he held a $100 bill in his hand does not mean he agrees. and he only did it because of that's the way that the corrupt taxi driver was acting and he was therefore allowed to do the same thing. Now the next question for next week, a story happened where there was one guy that went on a shid with a girl and we'll call him Shimon. And Shimon wasn't a very nice guy. And uh the girl caught on to it very quickly on the first date and she said look it's not for me. Shimon was also a very arrogant person. It was unthinkable for him to think how could somebody say no to me. Sometimes people are megalomaniacs and they think that the whole world is owes them something. The whole world has to submit to them. And in Shiman was one of those people. So, he wanted to hurt this girl and of course someone else that he didn't like, a guy named Ruven. So, what did he do? He told Ruven, "Ruben, there's this nice girl that I want to set you up with, and uh she uh she's interested." Oh, really? Yeah. Yeah. Yeah. I spoke to her about it. I showed her I told her who you are. She's very interested. You go to our house Thursday at 7:00 and uh you guys can talk, but she you'll meet her uh parents. Great. Thank you. Ruven uh doesn't know how much evil is behind the smile of Shimon. He doesn't know that Shimon really hates him. He doesn't know that Shimon is jealous of him because until now Shimon was pretending to be his friend. Reuben shows up to the house and the father opens up the door. He says, "Can I help you?" Goes, "Yeah, I'm here for the date." Date? What date? The date with with with your daughter was who told you that there's a date? And Ruven said, "Well, no, it was Shimon. Shimon set up. He spoke to you. He told you about me." And quickly the father understood what happened here and he felt bad for the boy and he said, "You know what? Come, come inside." He came inside, started talking to him, gave him a drink to relieve him of this embarrassment. But in the process of talking, the father actually liked the boy. said, "Wow, you're really are a nice guy. Maybe uh maybe you are a good shiduk. You want to meet my daughter and uh perhaps you guys could talk, see if there's a match." Sure. Well, they met, they liked each other, and within just a few weeks, they decided they're going to get married. When Shimon found out about this, how This whole plan blew up in his face. This megalomaniac had the audacity to come up to this new couple and tell them according to our traditions and custom is if somebody makes the you have to pay a shid fee that's usually at least $1,000. Says you guys each owe me $1,000. I made the That's the custom. That's what everybody pays at least. Some people even pay for each one of you owed me $1,000 cuz I made the shid. If it wasn't for me, you guys wouldn't have met. Now you can say, "Yeah, technically if that's the tradition, that's the custom, that's what people pay, then they have to pay because who cares that uh it really wasn't his plan. At the end of the day, they only met each other because of him." Or you can say, "No, they shouldn't pay him because he's a bad guy." Okay, he's a bad guy, but he still made the shid. Or you can say, "Oh, maybe they should pay half a discount, $500 each, or maybe some other answer." The question is, do they have to pay this $1,000 each as is the custom for a long, long time in the community all over the world? And if yes, how much? And if no, why? How can you just ignore a custom? Or maybe there's some type of other answer that you guys could come up with. That's the question. You guys give us the answers. >> You know, it took a lot of time and effort to study for this lecture. I really hope that you're enjoying it and really growing with every word cuz I did. If you liked it, if you're enjoying the constant challenge from the Torah, then please like, subscribe, and make sure to share with the people that you care about because you can end up changing their eternity. Thanks again for learning with me. And now back to the lecture. Now you guys start asking some questions will give us the answers. Rashi bilish chapter 27 verse42 says that Rifka was Rifka was told of Asab's intentions through Raesh why is Rifka not one of the prophetesses ah so the in says that is had over 1.2 2 million prophets in their history, but only 55 of them are mentioned in the Tanakh. 48 males, seven females. And the names of the seven females areu the sister of Mushe and Aon A and Estto. Those are the ones that are prophets. Now this means that and were not prophets, but they still hadesh that gave them the ability to communicate with Hashem to a certain extent. It's just to a lesser extent in prophecy. They had the ability to know things that were happening that others did not. Whereas a prophet has the ability to know things that are going to happen before they happen. Is the holiday of Sigd among the Ethiopian Jews kosher? According to according to many of the uh especially safari there's no problem with the Ethiopian custom of sigd that they celebrate uh because it does not contradict any part of our Torah. It's a time of year where they uh uh strengthen their covenant or commemorate their covenant with Hashem and his and uh they this starts I believe 50 days after Yum Kip. The rest of Am is does not celebrate this. This is not uh our custom. uh it's not uh anyone else's custom and uh but it's not a problem for them to uh for the Ethiopian Jews to uh uh to celebrate and in fact um the he actually attended their uh celebration of this uh customary holiday a few years ago and uh took the opportunity to uh speak about how His father shalom was the one that uh Pascin that the Ethiopian Jews are legitimately Jewish and have been and uh they uh and not uh not like some others thought that they were not Jewish. He investigated it and saw that there were that spoke about the Ethiopian Jews already from centuries and centuries ago and concluded that the Ethiopian Jews are really Jewish uh with no with no doubt whatsoever. See >> [snorts] >> Why didn't Rifka tell about what Hashem told her about the twins? Very good question. I actually just saw that Rafki Shalom wrote in this called Shag that uh that asks the famous question of why didn't ask or about what to do with the two babies that is happening with her and uh it says Kany says she did not want to uh to bring sorrow to them. She did not brought want to bring sorrow to them and therefore she didn't ask them. That was the uh answer of Kyfki brought uh let's see where anything else also show you read this today. [snorts] Yep. That's the only That's what he said. Can you explain why rebat and kazad vance is forbidden if it is for towards non-Jews? Okay. So I mean I've I've made several lectures about this. I have uh many lectures on my channel about cash advance. So for more extensive answer, I would recommend you go watch those lectures and you'll find out more. Now there's a few parts to it. It's not something I could answer in two seconds. It's it's a whole shu or I've made many shulim about it talking about different parts of it. uh anyone that wants to study the answer completely from a sephil I could send you the sephil uh send you the book and you can read it with yourself or with your rabbi or um it's put it this way the chuva that uh rabb wrote in the is so conclusive that we have already publicly stated many times over the years that we're willing to pay anybody $100,000 000 cash if they're able to write a chuva, like a legitimate chuva that shows that it's allowed to do cash advance and prove our answer wrong. That's our conclusive. We've sent this book many to many that initially thought that cash advance is not a problem. Every single one of them that has read the cha has agreed and said no, it's 100% forbidden. every single one with no with no questions. The only ones that remain in disagreement are ones that simply not read the cha and just decide that they agree because they want to agree because they benefit from it. But every that has actually read this cha, you know, arrives at the conclusion without any doubts. Now, there's a couple of things. Number one, when uh somebody is in a dire situation and comes to the cash advance business and uh says I want to borrow 100,000 or 100 million or whatever it is. Uh they present it as if listen he wants to make a lot more money out of it and therefore he's willing to pay the interest. He's signing off on it and he's not Jewish. Obviously, if he's Jewish, you're not allowed to to lend the money with interest anyway. But if he's not Jewish, they think that they're allowed. So, number one, the person that's signing the contract to borrow the money at 70 80 90%. He is someone that you compare to somebody that's gambling. And everyone knows that gambling is not allowed according to the Torah uh and according to the sages for many reasons. One of them being was is that the loser does not want to give the money to the winner. It's against his will. Even though he gives him the money and he technically agreed to those rules before he sat and played the game. When he actually does lose, he gives the money against his in against his will. He hasn't. And had he known that he would lose for sure, meaning there would be a 0% for him to uh to win, then he would not play. So when he gives him the money as a loss, he gives it to him against his will. And therefore, gambling is considered stealing. Now when the person signs a contract uh in the cash advance business as a customer, they are not agreeing to these terms of 70% in in a way where they're uh thinking that there's a chance for them to lose. Meaning they're assuming that either their deal, their investment is going to work out so well that and so quickly that they're never going to have to pay this 70%. They're going to pay back faster or they're going to make 500% and it's worth it for them to make 70% and so on. So in essence, when they're signing it, they're not signing it with a uh uh anic uh permit uh a uh acceptable way that this is really what they're uh they're paying. They're they're signing off on. This is again a minimization of that issue. There's a whole uh section of the chuva actually two sections about that chuva that explains this part which again like I said a to to really understand it you have to understand what what loca is and kanya is it's different terms and again we have it available there's a chuva that we could send it's on our website uh uh for free I could send you the hard copy of the book for free it's not it's not uh being hidden but that's one part the second part is is that you're not allowed to lend to give somebody something that is destructive to them. Okay. The reason why highinterest lending which is anything in today's and mathematically speaking anything above 30 35% is already at a stage where you could already start calling it uh uh predatory. Why is it called predatory? because it the interest is so much higher than people actually understand that you literally um are going to be destroyed by this uh by the interest. Now in the cash advance business they don't charge 35%. They don't even charge 40%. The guy that I was talking to he says he charges 70% or more in some cases much higher than that. So charging somebody 70% and thinking that that's honest business is is is is obviously not. It's it's it's obviously foolishness. So to give somebody something that is so predatory, that's so destructive to them that for him to succeed, he has to now pay you 170,000 instead of a 100,000. Which means that his business has to more than double within a short period of time, which is unrealistic. Therefore, it's not only unethical, but it is completely forbidden in every society. And the only reason it's being allowed within the cash advance business is only because of a loophole. Like if you go to a bank that is regulated by the government, they cannot lend anybody money for 70%. The only reason why the cash advance industry is able to do it is because of a loophole, not because uh that it's legal. And that's why the government and in New York and other places is cracking down on it and putting people behind bars and looking for different issues and looking to shut this business down. So, it's predatory lending has had its uh reappearance throughout history since the beginning of time. So to go and give something some to someone that is against their interest is forbidden. Furthermore, if a person looks at the statistics without being optimistic or pessimistic, simply looking at the statistics of predatory lending in general, you would see that the majority of the people that take these loans for 60% and 70% and 100% and so on end up losing. end up losing. So it's not just like we fear that they will lose. It's a reality that they will lose. And in many cases they lose everything. They start off with a $10,000 loan and they end up owing a h 100,000 or 200,000 meaning amount of money that's beyond their worst nightmares. Because when they cannot pay that 17,000 that it started off with 10 turning into 17, they have to now refinance into a new loan, but now the next loan now balloons into 50,000, a h 100,000. In so many words, what started off as a innocent mistake turns out to be hundreds and hundreds of thousands of dollars. Another thing is when somebody's willing to be unethical, when somebody's willing to act like a like like a like a uh alligator, like a monster, that means in one way, they they won't do in other ways. So many of the different policies and standard business practices within [snorts] the cash advance business are based on lying to customers of what they're really charging them. They're not telling them they're really charging them, you know, uh 50% or 80%. They're telling, "No, no, no. We're only charging you 3% a week. That's it. 3%." So the customer thinks, "Oh, so this is 3%. So, okay, so 3% a week." And he does uh, you know, incorrect math because he doesn't know what does it mean 3% a day, 3% a week, 3% a month. He doesn't really understand that it actually translates into hundreds of percent. So they lie about what they're actually doing. Third or fifth or sixth, whatever it is, they have different policies within the industry where they have a the ability that if the person does not pay them on time, they could take over all of his assets within 24 hours. Now, this is not in every loan and this is not everywhere, but it does happen often enough that there's plenty of articles about it. So, and that's another way that they steal money from people. And there's many, many other reasons. The point I'm trying to tell you is that Schlomik forbid anyone from lending money with interest to the nations because of this business 3,000 years ago, just called something else. Every major Jewish disaster that we've had in the last couple thousand years before that disaster happened, the number one business that was prospering for the Jews before it was this business just called something else. In the end, it's highinterest lending to the Gentiles brought disaster to the Jewish people. So history has shown us that this business is a disaster for society, for people, for for for uh uh for the Jewish people. Another thing that you'll see in a chuva is what different have said throughout history about this industry of high interest lending. It says this not only brings anti-semitism but this bringse and worst of it all a person that lends money with eye interest to to thee is considered af is someone that's trying to kill you. And if someone is trying to kill you, you're allowed to kill them. Why is why is somebody that's in the business called a according to some? because he's bringing so much hatred to the nation that it's as if he's trying to kill the nation. And one of the common sense ways that the have explained of why this is so bad, he said if you are living in America, in England, in Australia, obviously that's not your home. It's the home. It's the American home. It's the Australians home. It's the English home. It's the French home. And they're allowing you to live among them, which obviously you owe them a gratitude for allowing you to live in peace in their country, in their land. So when you as a Jew that is supposed to say thank you to the non-Jew for allowing you to live in peace in their country instead of saying thank you are cheating them in business or giving them a product that is predatory you are an ungrateful horrible person and in fact Rashi wrote You are strengthening Amalik with every transaction. Instead of saying thank you to the Gentile that is allowing you to live in peace in their country, you are taking advantage of them. And you know if you've been in the business for at least a year, you know what the history of your customers are. you without even reading the book. How do you know? Simple. Look at what happened to your customer after a year. You have, let's say, 10 customers you got in the first month and then you continue getting more customers each month. Do yourself the service and look at what happened to the lives and business of those 10 customers on the average after a year. And every single broker in that business that I've spoken to that was honest told me, "Rabbi, everything you're saying is 100% right. The average person loses and not only loses, loses a lot as a result of that. But where else am I going to make a h 100,000 a month?" And the answer they all get is, "I don't care where you're going to make 100,000 a month. And in fact, I don't think you're going to make $100,000 a month. in a different business, at least not right away. But that doesn't matter. You're ruining people's lives. Just because you want to make money doesn't mean you're allowed to be a hitman. So a person could do one of two one of three things. one they want to want to study the reason that is conclusive that's indisputable according to the according to the according to the according to all opinions there's no once you read the you will see there's no debate whatsoever that cash advanced business is against the Torah not against the rabbis against the Torah and you everyone that's in the business that's supporting the business that's even silent knowingly and accepting donations from that business knowing that it's coming from there all of them will be punished endlessly as a result of it anyone that wants to learn the read the you will see it and your eyes will open and then it'll be easier for you hopefully to make a decision to realize that you have to run away from this business and pretty much spend the rest of your life fixing your mistake. Option two, you don't want to read the answer, but you want to know for sure that it's bad. Simple. Look at what happens to your customers. And don't tell me, "No, listen, I lent this one guy $100 million and he doubled in last year." I'm not talking about this oneoff situations. I'm talking about average Statistical average what happened? You have 100 customers. What happened to the majority of them and not just 51%. Majority even more than that. You will see it ends up destroying them. It ends up hurting them. This is not some statistic I made up. It's a reality that everyone knows and is undeniable. any news nation, any journal, any uh financial experts that have discussed this industry calls it predatory lending for a reason throughout all of history. No one calls something predatory if there's a chance, statistical chance, that it's good. Only reason it exists is because people are greedy. That's it. It's not good for the economy. It's not good for the customers. is not good for anyone other than the greedy people that simply do it. So you don't want to look at the reason look at what you're doing to people's lives. Are you okay with ruining people's lives? If you are, you'll simply deal with the consequences that come eventually because don't forget, Hashem runs the world. And eventually, he will pay you the punishment that will literally make your worst nightmares look like good dreams. One example that just was reported to me by one of my students that told me that one guy in the business lost his wife and kids in a single day. All of them died. And the rabbis told them, "It's because you're in a cash advance business." These are some of the few rabbis that actually tell people to run away from it. When I told this story to the guy that I met in the cash advance business this week, he told me, "Yeah, I know the guy. I know him personally." He gave me his name. Whatever. Point is that I said, "Listen, I don't know. Somebody told me about it and I figured I'd share with you and you happen to know the guy." Goes, "Yeah, the story is true. They uh [sighs] he lost his wife again. He's he's uh big in the cash advance business." What do you think? This is just it it happened that way. It's a chance. No, you look at look at what happens. Eventually, people that are in bad businesses that are hurting society, that are hurting people, people that are doing bad things, eventually they will pay the bill. Hashem runs the world. So, if you don't care about ruining people's lives, don't cry when Hashem ruins your life to such a point that your average day is a nightmare of all nightmares. And remember, that's just the punishment you're getting in this world. What you're going to get in the next world is much worse. Much worse. If you have any interest in seeing some of the details, watch my film called Ghom. After that, watch the movie I made I made called uh uh that is what the future looks like for those people without a doubt. I say this with zero doubt in my mind and it's not my opinion. You look at the chuva, you look at what the sages said, no one can dispute it. Opinions, opinions are worthless. People's ability to debate useless. In the world of Torah, we have truth, we [snorts] have false, based on what the Torah says, not based on how you want to manipulate it and how you want to understand it. There is a way to understand things based on what the wrote. That's option two. Option three, completely ignore reality of hurting people. completely ignore the ala that says it's forbidden. Ignore and continue in the business and suffer the consequences. When the consequences will happen, I don't know. I don't run the world. Hashem does. He doesn't tell me. To that guy last week or two weeks ago, apparently his punishment started and it's for sure not over. For other people, Hashem may let them continue earning more and more punishments for the rest of their lives or for a few more months. But I promise you, no doubt that they will all be punished in this world and the next because the Mishna says someone that desecrates Hashem's name in private will be punished in public. They're all doing it in offices. They're all doing it behind the scenes. They're all doing it pretending that they're helping people because they give some charity sometimes because they think that they're helping. In reality, everyone that's in the business knows it's corrupt. And that's it. Three options available to whoever is in the business. You want to ruin this world and the next world for yourself, continue in the business. Continue ignoring reality. You want to know why it's against the Torah, you have the you could simply send me a text message or an email. I could send you the book or you could go to my website bzem.org. Over there, there is a uh uh free educational PDFs or in books. You could it's in there. There's one of the uh books that's there. You could uh there's two books that this chuva is in. You could download one or the other. And if you want a hard copy of the book, send me a message. What's your address? I'll send it to you. I'll send it to you free. I'll even pay for it. Meaning, you have to think about this. What do I have to gain here? All this has brought me, like all of the other wars, is only a headache. What do I care about people doing cash advance? Do I have some type of stock and their loss? No. Why would I fight so hard against this? If I have no benefit whatsoever and only a downside, if I was looking for my own personal interest, I'd tell everybody it's allowed. Tell them, "Do whatever you want and just donate the money to me. But I don't. So why am I speaking against it so often? Because like we said in the lecture, there's that doesn't say anything. Those are the rabbis that stay silent even though they know that this is bad. Then there's the tells you about the dangers of your sins. I don't think about my personal interest. I think about people's interest. I invest in Jews. I invest in people doing chuva. If that means that some people will listen and some people will go against, then so be it. And so be it. You have to understand I have no benefit whatsoever in doing any of this. Not in people being in the business, not people leaving the business. But we do what we do because that's what the Torah commands us to do. So if you're going to be in the business, you have to make sure that you either have a reason to do it that's allowed according to or you simply decide I don't care about I don't believe in I don't believe in a Torah and suffer the consequences that come with that. Simple. Uh, I didn't really want to spend so much time on this question, but this is one of those issues where it boggles my mind how evil can people be. Boggles my mind. How evil people can be that they're simply decide that their personal interest is so valuable to them that they're willing to destroy people's lives in the process. To me, it's no different than a murderer. It's no different than Nazis. I know people going to criticize, oh, how can you call Jews Nazis? If you're in that business, you're not different than a Nazi. If you're in that business and you don't care about destroying people's lives, you're not. What distinguishes you and a Nazi? Oh, he killed. Yes, you're also destroying people's lives. Maybe not in the same way, in a vicious part, but it's a vicious thing. It's a vicious thing. How can you [screaming] allow yourself to be so evil? There has to be a limit. There has to be a limit somewhere that okay fine. You want to do some bad things. You want to go with this girl. You want to go gamble. You want to go violate Shabbat. You want to go certain things. I understand people have tabot. I lived as a secular person most of my life. I understand that there's desires and lust. But how evil can a person be? How can fall to such a level? How how do you allow yourself on a regular basis? You wake up in the morning and you go to office and destroy people's lives. How can you allow yourself to live that way? How how can you kiss your kids good night every night? Say, you know, you're having a dinner with your wife and kids with with a normal head, knowing you just destroyed somebody's life by lending money and and the guy not realizing he's going to literally have to borrow 50 times just to hopefully one day break even if he doesn't declare bankruptcy. He has to literally win the lotto get out of this hole you put him in. How can you live with yourself? The guy worked for 10, 20 years to build a business. He has employees. They all depend on their salary. They all depend on the product. And you're going to destroy it because you want to make a 10, 20, $30,000 commission. How can you live with yourself? How greedy can you possibly be? There's so many easy ways to make money in the world. If I went back into the business, I can guarantee you within the first year, doesn't matter what business you put me in, I'll make seven figures. It's so easy to make money. Why do you have to do it? Destroying people's lives. Why? Why? You can't sell anything else. You're such a You can't do anything honest. Why can't you do honest business? There's so many ways to make money with artificial intelligence, with selling kosher products, with being in all types of businesses in real estate and stocks and and in in insurance, in basic businesses. You could trade businesses. You could do so many things to make money from home, from an office. Literally, you have to be not to make money in this economy. Why do you have to do it in a dishonest dishonest way? Why destroy people's lives? Come [screaming] on. It boggles my mind. If you put your effort into something, you'll succeed. Yes, people have different skills. Yes, people have bad timing, good timing. I understand. But it's you don't need to cheat. You don't need to cheat. You just need to have persistence, patience, persistence, and patience. That's it. That's all you need. You don't need to cheat. You don't need to steal from anybody. You don't need to ruin people's lives. It's not right. It's evil. And my whole life, even before I did chuva and started teaching Torah, I've always hated evil. I've always hated evil people. I've always hated people that steal, people that destroy lives. I remember in the brokerage business, people literally would take money from people, telling them they're investing in stuff, and in reality, they're not investing it. They're stealing it or they're buying things and and churning the accounts. And I hated those people. I hated those people with a with a passion when they offered me deals to do. So I come to them, literally laughed in their face, one guy I remember early on in my career in 2003, said, "Listen, you come work for me on your first day, I'm giving you $7 million cash. First day, I'm 23 years old at this time." He said, "You come work for me. First day, I'm giving you $7 million cash. I can give it you in suitcase. I can give you a wire trench for any way you want. What 23y old will say no to a $7 million deal? And that's just on the first day. Much more is going to come after that. I laughed at this guy. You want me to steal money from people, pretending I'm investing it, and use the money to buy your junk, your fake companies? You think I'm going to do that? I didn't have to be religious to know I'm not going to be a thief. [snorts] Yeah, but it's $7 million. I don't care if it's $700 million. I got a Jewish heart. How could I allow myself to ruin people's lives? Where is your Jewish [screaming] heart, AI is? We have suffered for 2,000 years and cry till [screaming] this day anti-semitism, anti-semitism. Look how the goim are hurting us. But yet we allow some of our brothers to do this quietly without anyone speaking against it. How how [screaming] is this how am I the only one talking about this? six years [screaming] I'm fighting against this horrible terrorism within our own communities. Nobody wants to speak up. Why are we waiting for a holocaust? Like it happened every single other time. There's ways to make an honest living even if you want to be a millionaire. And the and also in both of them on page 16 says that decides how much money you're going to make on which means that if you are in a cash advance business or you are in a business selling plastic pens if a kadosh decided you will make a million dollars you will make a million dollars. on that year. Which means that if you made a million dollars in a corrupt, horrible business that destroyed people's lives, and you'll be punished for it. Guess what? You didn't only lose out by destroying people's lives, by acquiring sins, but you also lost out because Hashem would have given you the million dollars anyway. Hashem would have given you the million dollars anyway. And the other way would have been a mitzvah. The other way would have been kosher. Just a little bit of amuna, a little bit of ethics, a little bit of mercy, a little bit of a Jewish heart. So, yeah, it bothers me. And yeah, I'm going to continue fighting against it. And yeah, one day everyone's going to say, you know, you were right. And that's not going to do anything good for me because it would have already been late. Too late. I don't need to be right. I need people to help themselves and get themselves out of this disaster. That's what I need. That's what everybody needs. You can look at the ala or you look at the statistical reality. Whichever one you pick, you'll arrive at the same conclusion. It's a bad business. It's a bad business. And the only reason why anyone is in that business is simply because it's a temporary license to steal. That's it. That's all it is. It's a temporary license to steal. Some people have been given the permission to steal for the last 5, 10 years, 20 years. But eventually, Akadoshu shuts down the show. And when he does, it's going to hurt. It's going to hurt. I hope enough of you make the decision before you get there because now you can help yourself. Later on, nobody can help you. And if you think that you're making a mitzvah by donating money, even if you donate a 100% of that money, it's not a mitzvah because it's all considered stolen money. Not a dollar of it is considered a mitzvah. Doesn't matter if you donate a billion dollars. It's not a mitzvah. It's a sin. And every single person that's in that business will be punished for it. Even the secretaries that answer the phones. You think I'm wrong. Prove it. Not with words. Prove it with prove it with this is what is stands on. We have a chuva. We're willing to even pay anyone that could prove our chuva wrong. Any amount you want. I threw $100,000 out there just because we figured it's a nice amount. You want more? We'll higher the stakes. 500,000. Every single that has read the Chuvat arrived at the same conclusion. I only wish they spoke about it publicly as often as we do. [sighs and gasps] All right. is the laws of Torah. Are we just going for you? Go means nations. It's not a derogatory word. Thank you for the compliments, guys. But I don't need you to compliment me. I just need you to share these lectures and help people do chuva. I've told you guys a million times, I don't need people to like me. I just need people to listen to what Toa says. I appreciate it, but it's not necessary. >> [clears throat] >> What about fantasy sports? Not gambling but skilled gaming. I don't provide a service is I don't provide a service of gambling but people choose who they think will be good. And they talked about gambling and I'm worried. Fantasy sports is also a form of gambling. Um because at the end of the day it's based on statistics and it's considered according to like dice. dice is uh a form of uh gambling but uh or in the also gives a uh um the people that raise doves which also required specific skills much more than fantasy sports. Uh so no none of them are are permitted. None of them are permitted. And there's also anyone that you see that's in the in the business of gambling, you see that they have no in their life. They may have a lot of money coming through the door uh but they don't have a blessed life. They have a lot of problems uh a lot of uh a lot of uh horrible things happen in their life. What about the victims of cash advances? their suffering meaningless? No, it's not meaningless. If somebody suffers, then certainly it's Can you give an example of what honoring the wicked is? Telling somebody that's in the cash advance business that they're a sadik because they donated a lot of money to the synagogue or to some cause. That's honoring the wicked. You know that the guy is wicked. He just pretty much destroyed people's lives with his corrupt business and yet you're still calling him a sadic because he donated money. Uh then that's honoring the wicked. There's many other examples, but that's just one of them that has to do with what we're talking about. Can you take Can you attend an event that has taken place in a reformed synagogue? Uh no. It's you're not allowed to enter a synagogue. Is it true that if you have a black shirt that your teeth must be black? No, it's not true at all. All right. [clears throat] [sighs] Gambling is stupid. I don't know why people doing it. stupid or not, gambling is fun, but it's forbidden. We don't do it because it's not fun or it's it's not allowed because it's considered stealing. It's considered moshim, which is a uh place of gestures. Uh it's a uh it's destroys the world. It's bad for society. There's multiple reasons why the says that gambling is not allowed. Um and the same concept with anything else like the in I believe it is says that the uh um actually maybe in somewhere else but it says that the um says don't ever say that we don't eat pig because it's uh it tastes bad or something like that. It tastes good but we're not allowed to do it. meaning it's not that we're not there are certain things that are forbidden in the Torah and it's not that we're forbidden to do it because they're not good or they taste bad or they're unhealthy or something like that. Something could be healthy but still forbidden. Something could be good for you in some ways but still forbidden. We don't if if the Torah says something is forbidden, we don't do it because the Torah says it's forbidden, not because of any other reason. So, you know, gambling may be fun, but we're still not allowed to do it. You know, the uh uh stealing may be fun for people, but we're still not allowed to do it. Eating non-coosher food may be delicious for for for people, but we're still not allowed to do because the Torah says not allowed to do it. So, the reason of why there are things we are allowed to do or not allowed to do is based on the Torah says allowed, not allowed. It's not because of, you know, the the benefits or or or the uh uh negatives of of it in some way or losses of it. It's about Torah says no, but Torah says yes. And Torah is the word of God. Who is the most influential rabbi in history? Every generation has had a uh extraordinary rabbis that have influenced the generation. They are called the uh you know in in our generation we had Ra uh that has been the most influential in the uh you know in according to most opinions a uh not only for Ashkinazim but also Faradim. Uh we had a uh uh Raul Yashiv, we had the stiplon, we had uh the Benishai, we had uh we had a uh the labbi, we had uh many that have influenced the generation in very very big ways. uh in the you know but the previous generation before that also had whether it's a uh um the the or if you want to go further back uh the uh the the vil nagon uh the the ramal uh kawa before him uh you know the um uh the yavitz the uh the darizal if you want to go further you go the ram uh before that ram uh you know the uh uh before them rashi slightly after them you know after him uh then you have the uh you know the ra you have a uh um um you have aan you have a and the list go is endless literally endless I mean these are just not even 1% of 1% of all the great uh rabbis we've had in the last couple thousand years, every generation had that influenced not only their generation but the generations that followed them, you know. So, it's a uh it's certainly a uh uh a blessing that Akadosh Bahu gave us that we have and it's a necessary blessing. >> [snorts] >> Why is there a lot of girls in Jewish in good Jewish schools go off to I don't know if it's a lot or it's a little depends what schools they go to can't just make such a general statement um based on uh one school that a person attended or two schools depends where they are located in the world it depends what uh uh what school it was depends uh on a lot of different factors the fact that there are people that going off to both girls and boys Sure. Yes, there's plenty of them, but there's also plenty of people that are not going off to and there's plenty of people doing chuva. So, you know, as far as why do people go off to, it's a combination of things. It could either be a simple uh uh ignorance of reality and not knowing the, you know, what they're really doing and not knowing what Torah really says and and being miseducated. It could also be simply falling for uh their lust and you know and liking their and and becoming addicted to their lust so much that they forsake the Torah for their lust. Um and uh it could also be a bad experience. A bad experience could ruin a person's life. a bad teacher, uh bad friends, uh bad uh you know, I have this one uh young girl uh comes from a good home, comes from a fantastic home, comes from a good family and everything, but uh she had a bad experience with uh other girls that were in her seminary and literally got to a point where she was going off to not because of the teachers, not because of her parents, not because of uh of uh you Oh, money. Why? Because girls made fun of her in school. Girls made fun of her in school and she decided to that she wants to go off and had the merit to uh help uh you know get back on the uh that's why I know the story. But the point is is that there are plenty of stories like this. There's plenty of stories like this that it's not just bad education. It is sometimes bad education, but it's not just that. It's not just bad parenting. It's sometimes bad parenting, but it's many other things. It's not just, you know, lusts. It's sometimes that. And more often than not, it's that. More than anything else, it's that. But there's other factors, you know. So, it depends. It depends. We have a uh two young two two guys that when they came to us, both of them uh literally had tragic stories for what happened to them and yeshiva, you know, like tragic stories like literally uh you know, they got insulted in such ways and and and just degraded in such ways and uh in uh by this by by by the rabb same rabbi, same evil guy that calls himself a rabbi. and literally got these guys to become more secular than the secular people. And we had the merit to help them. And uh they even both of them ended up completing the shas one of them a couple times. But this was a process that took many years. Why? Because their bad experience was so bad that it changed their mindset and and and their trajectory in their life. And by the time they became receptive to a certain extent it took many years and even when they were somewhat receptive it was not so simple. So my point is is that we cannot generalize that people go off the de because of uh one thing or another and there's many factors but generally speaking it's it's a it comes out of ignorance. It it's or lust or foolishness. Those are the three reasons which we actually discussed in the lecture on Sunday of why people sin. These are three reasons of why people sin. It's either ignorance, foolishness or lust. >> [sighs] [snorts] >> Okay, it's um it's been uh an interesting an interesting night. We spoke about some things that oh hashem could certainly help anyone that's receptive whether it's the first part of the lecture or the second part of the lecture but um either way we learned will decide to which ears and eyes this is going to be sent to anyone that wants to support more than anything else share these these lectures, share them with as many people as possible, as often as possible. If you want to support further, you want to donate, whether you want to donate money or you want to donate stock and Bitcoin, all that stuff, you can do it on our website, bzashem.org. Um, anyone that has uh specific skills, graphics, developing a marketing skills, wants to help our team and volunteer, by all means, contact us. Uh, send an email, send a WhatsApp message. We always want uh volunteers. It's not always easy to give each person a task. It depends on their skill sets. But nonetheless, we appreciate our volunteers more than you can imagine. Uh and uh the team makes amazing things. Amazing things. The volunteers make amazing things. Employees also, but the volunteers are have a special gratitude towards them because they're um this they're doing it purely because of the passion for the Torah, for our teachings, for for for the truth. And um it's a much very very special people. So we always appreciate more. We always want more. If you want to contribute by all means uh please do. And uh we will learn again next week and we will all do. We're finally here. The new Kiru box. opens up. A nice little cushion here. We got Let's see if it's charged. >> Isn't that amazing? Now available at.com.org.org. >> Get yourself 20 of them, 30 of them, 50 of them. distribute them to all the people that you care about and you get people to do the chuba.