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[Music]
how did you give myself okay so from
stocks who investments not just stocks
so let's say a person has $100,000 in
cash or $10,000 or whatever the number
is all relative and he wants to invest
it and the investment goes up in value
they love the chef now he does not have
to give my cell on the money until he
realizes that gain meaning so long as he
did not sell that investment it's not a
real game it's an unrealized gain and
therefore he does not have to give my
cell on it and he should not give my
cell on it because he doesn't really
have the profit yet even if the $10,000
went to a million he bought a stock at
$1 and it went to whatever went to and
he made a million dollars now until he
sells that stock it's not really a
million dollars it's paper gains it only
becomes realized gains once he exits the
position the minute he exits the
position he has to calculate his game
and his take myself from that game
whatever the game is let's say he went
ten thousand turned into a hundred
thousands ninety thousand dollars in
game it take 10 percent at least of the
$90,000 $9,000 and give that as ma sale
after that he reinvest the money into
something else
this becomes a lot more complicated for
people that date trade and the reason
why is because they do so many
transactions the vast majority of them
lose or break even some of them gain but
so little dat the end up losing so it
becomes much more problematic to gain
myself for something like that usually
you're not going to be able to do a sell
like I just explained because you're
holding on the position for could be
seconds or minutes so usually people
that are have you got your mine they are
going to give myself based on the gains
on a quarterly basis on a monthly basis
on a yearly basis depending generally
speaking the word of advice is to try to
give myself as often as you gain it
meaning as soon as you got a game try to
get the the Marcel and
why is that because until you give them
our cell you don't have a benefit for me
you don't have a meets vine your hand
now why would you wanna meet swap a
couple came to rob you deaf taya I love
Shalom and they told him about the lab
we have a boy that supposed to do bleach
me now but the father is very very sick
and he's not gonna be able to attend the
bleach Milla so we thought maybe we
should delay the bleach Milla and Toby's
let us share maybe the father is gonna
get better in a few days and we could do
the bleep Milla what does the rough
think I'll be the first I looked at him
he says dude the bleep me lot right now
oh and it shouldn't wait no no right
this second right now you do it wait
tomorrow we'll do it we got to get
tomorrow right now right now do it right
away
get him oil right now do whatever you
can to get to moil right now and load it
with me now so the couple come through
one of the biggest rabbis in the world
to make kebab someone that talks to the
people of the other world on a regular
basis he says do bleep me like right now
you do the Primera all right now so they
called the more in the memorial comes
everybody's ready to see this little
baby get bleeped me LA all of a sudden
they see the father come out of the room
dancing to the tutu tutu Mizrahi music
like he was never sick in his life he
didn't bleed me rhyme but then after
that okay we have to go back to the Rob
explained tells what just happened here
a few hours ago the guy was go sis was
almost dying
now he's dancing now so the comfortable
beautiful and he's sick for the love
long Danny teach us what happened here
was it like a Kabbalah thing no no no no
come on a little did you see when
someone gets sick
don't smoke who has to send an angel to
heal him right it's an angel the fight
it's the night a fair deal that the
person that sick but sometimes the
person doesn't have the merit to get
their friend to come visit him right
away
it's to suffer a little bit a week a
month a year whoever so how do you get
an angel to come how do you get an angel
to come to heal you if you don't have
the minute to get the angel to come
since you told me you are complete to me
now what happens in a bleak milla Eliana
memory comes they enjoy a meal when if
he comes confidently Ellen of he comes
and they tell you I want to be listen to
Leo society going down there
we're supposed to go there next week to
heal this guy well just take care of
that also here the guy you barely know
me that's why don't you look weak no all
right now bring the angel right now so
when you have my cell when you have any
Mitzvah in front of you that Mitzvah is
the most important meets right in the
world meaning on Monday on Monday
morning you just got out of the bathroom
what's more important keeping Shabbat or
saying I share yourself saying I said
itself why now if you violate sure but
it's correct if you don't see a share it
does not cut it so I'll come and say
it's ours more important because the
Shelia Todd is right now because you
just went to the bathroom you have to
say I show you it's on Shabbat is in
five days from now Eunice tan
so right now let me try you out right
now that's the most important meets lie
in the world so when you got income
you got a paycheck most importantly try
give my set right away do not delay why
don't delay it's an opportunity meets
fun yeah but I could do even now meets
fun later on when I gather $5,000 stead
of $50.00 why you have an opportunity to
do that share this meets roll with 500
times instead of one time yeah but maybe
it's gonna help more if I give 5,000 who
is it gonna help can help you you can do
more meets worth every time you give us
another meets huh should do that you
should do meet well as often as possible
even though it's sometimes a difficult
to do it whether it's uh you know you're
you're only making small money so it's
not like every time you get $20 you take
myself out of it and you give it to
somebody so the way
you already start developing the meat
slaw is you already separate the money
meaning you don't necessarily have to
give it to the end user to the the
organization right away let's you got
$20 then $5 there $500 there and so on
you don't want to give every single day
so what do you do you take the masa out
of the money right away you put it in a
box or some special account and then
when you decide to give it you give it
but the key is to try to separate that
money from your money immediately like
it's killing you guys know what key lime
is key lime is we're not allowed to grow
two different foods together and root
them together to make a new fruit it's
forbidden two items right so you're not
allowed to do to two different things
it's forbidden so the one you have to
look at your money as if the Marcel
money and your money are a key lime
they're forbidden to be next to each
other
separate the money why cuz that once you
get yourself used to separating the
money right away you already start
thinking it's not my money it's not
about your money is money Hashem gave me
100% I gotta take it share ten percent
over here 90% over here finished and
then whatever you decide to give it to
whatever you want to give it to at that
point but you have to be very very
strict when it comes to it and you have
to try to do it as often as you can
simply because like I said it's a
meet-up and you gotta try to do as many
meets well as possible so as far as
investments the long and short of it is
when the gains are realized gains are
realized especially when it comes to
real estate stocks things like that that
can change value you know aggressively
in a short period of time one day the
stock is ten
so you have to take that into account
and don't give my side of time simply
because again it could be it could be a
major change in a very short period of
time do it only after you realize the
gain oh and last thing last thing I
could tell you this I know from the
business world is for tax purposes this
has nothing to do with meat so this is
just a financial benefit some of my
clients in the past when I was in the
business of investing people's money
they would when they would give myself
to do their whatever they wanted to do
they would actually give it in stock
form instead of in money form meaning
let's say they had 10,000 shares of XYZ
company that appreciated in value
instead of selling the stock and then
giving myself from that they would just
give a thousand shares to the entity why
because when you sell the stock you have
to realize games you have to pay taxes
on it so whereas if you donate the
actual shares to the company then what
ends up happening is that the company is
a you know they have to deal with the
taxes and if there are nonprofit that
also pay taxes on it so you have a tax
gain from that
now don't do that if it's like a hundred
dollars but don't bother the the rabbi
or the whoever you want to give it to
for some you know 100 or 500 dollars to
open some brokerage account if it's a
substantial amount of money it's you
know tens of thousands of dollars and
it's significant then it's worth it for
them to have a brokerage account yeah
but if it's like $50 I'm like that don't
do that to them just give them the money
and you know you deal with the taxes but
if it's a substantial amount they may
even want to keep it who knows but
either way that's a that's a way that
people take advantage of the US tax code
your tax code by giving away stock or or
actual an asset rather than giving the
the money itself yes
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