Transcript
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[Music]
if let's say for example you have a
situation you have a very difficult
circumstance you now heard my Shu let's
say about the uh cash advance
business it's getting good traction we
had very very good news a couple of
hours ago YouTube send us a uh a message
they're saying that my video has to be
censored from now on so anyone that
wants to watch that particular video has
to press confirm I'm I'm allowing myself
to watch this censored video why why is
this video being censored what is it
nudity what you guys see me uh with with
no shirt on what happened why is it
being censored like it's I uh I'm
showing dead bodies why because the
Satan doesn't like
it Satan doesn't doesn't like when you
tell people the truth especially when
those same people were already on is
trained to G any single person that's in
the business right now and ignores what
I said has no chance in the world to
come zero chance doesn't matter if they
give every single
penny you can't make mitvah in a way of
sin it's
impossible so now the people that
watched it a few people send me a
questions you have this you have that
question all types of nice questions no
problem but then some people say
hey this guy's ruining my business this
guy's ruining my business how do I take
this thing down how do I get I don't I
make sure that nobody else sees this
video why all of his employees are
Yeshiva kids all of his employees are
Jewish kids if they see this video
they're all going to quit tomorrow why
they have they just simply don't know
the
truth they don't know the truth most
people that are involved in his business
don't know half the truth of what
happens behind the scenes why because
most of the guys that are in are brokers
now anyone that's in a business long
enough is going to find out why you have
to be evil to stay in
it we're not going to delve into it but
I'm going tell you
why now if you made it for six months a
year you don't really know anything yet
why all you know is you call Mr Jones Mr
Jones says yes I'll borrow 10,000
100,000 500,000 whatever it is you're
happy gol lucky you're going to give the
guy the money that's all you see you got
the commission check the commission's
very high you're as happy as can be yay
to you you go spend the money before you
even got
it next day you come back to work hey
I'm the guy that got the half a million
dollar deal oh yeah yeah you got a new
chair you got a new chair today
yesterday you didn't have a chair now
you have a new chair course you got to
close the guy so you get a chair today
okay so this day you have a chair you
close the guy for a million dollars ah
million dollars you get two chairs now
you get an assistant you get this you
start feeling good about yourself you
get all these clients you start calling
people yeah I got to call my client back
yeah I got a meeting with them start
feeling important because you're 18
years old 19 20 years old you feel like
you have clients
you feel like you have client you feel
like you're Mr important you're giving
people money like it's your money like
that's if it's your
money what's the problem problem is that
you don't understand what's actually
happening these people just signed their
own death
sentence
why any one of you that's old enough to
have
credit knows that once you actually have
a credit card with 25% interest it is
almost impossible for you to ever pay a
back unless you pay large sums large
one-time sums why because even with 25%
interest even with 25% interest it eats
so much it creates so much added Capital
that you owe that it makes it very very
difficult to sustain now in the cash
advanced business we went to one of
the
went to ask him about this business make
sure that before I say anything there's
much much bigger rabbis that know what
they're doing better than I could ever
know we said let's be conservative we're
not going to say 400% if I say 400%
they're going to start saying I'm
uh not GNA say 400% I said we said to
them listen
b he said listen there's a business
where people lend money for 47 or 49% I
don't remember 47 or 49 we asked but
give or take 2% 40 7% 49%
interest but only to go not even to Jew
I didn't even mention the whole argument
the Jews you don't have to be a for that
you just need to read one time in your
life you're already going to know that
you're not to land to Jews not even you
can already learn I said only Le toim at
47% they started yelling at us why are
you stealing from people you're going to
create the Holocaust what's the matter
with you people all you care and I said
no it's not me it's not me I'm not I'm
oh okay okay okay tell the people
they're stealing I said tell the people
it's an
industry and it's not
47% somewh is close to 400% if it's
cheap it's 80 70
9050 said it's not
allowed it's this and that oh they
started giving me rules I said okay okay
it's enough is enough okay I got the
point it's not allowed you tell this to
people some people they say okay I have
to change career why because uh it's not
allowed but then other people say what's
so bad about it what's so bad about it
so I'm going to tell you I'm going to
tell you what's bad about it as a broker
broker okay worst part of my
career I had a very good career 16 years
on Wall Street made a lot of people a
lot of money for a long time worst part
of my career is when I started losing
people money not on purpose accident
investment didn't work out calling
people and telling them hi Mr Jones you
know the deal that we had you see it on
the market we bought it this it's lower
worst possible thing in the world you
can do why you feel responsible that you
took the money even though you didn't
you lost money also I was my own biggest
investor I lost more money than any my
my investment but I still felt horrible
to tell people I lost money why you gave
trust to me to make the right decision I
made the right decision but the right
decision was still wrong was not
sufficient we lost money we lost a lot
of money I felt horrible about
it this is much worse why because what
you're going to see if you're a broker
for long enough in a cash advanced
business six months after people borrow
the money eight months after they borrow
the money a year after they borrow the
money a lot of them are going to start
calling you hey Steve yeah my name is
not really Steve it's really Yakov but I
go by Steve because it's more American
okay okay yakob listen uh listen buddy I
appreciate you lending me the money
about a year ago you remember that yeah
I remember you I remember you John yes I
remember okay well uh listen uh business
didn't work out so well and um I need
more time but apparently this Bank you
tied me up with like as if it's your
father's Bank like you look responsible
you work for the company and the bank
that you tied me up with well they just
put my house on their name why because
that was part of the collateral and now
they own my house Steve
Yakov give me my house back what are you
going to do I can't I'm just a broker
I built my company for 30 years Steve
they just took the
company give me my company back Steve
you're the one that put me in it you
little 19y old
nothing what you going to do what are
you going to say oh was just a broker I
made my $2,000 commission yeah but you
ruin my
life you ruin my life with your 2,000
you should have told me listen I could
ruin your life or you could just send me
$2,000 which one do you want guess what
the guy would have sent you 5,000 just
don't ruin his life
just don't ruin his life but that's
what's happening people don't think the
future the future is going to be where
people can't pay this interest back and
then they want to get a new loan to buy
the old loan to get themselves more time
and that just puts them into a deeper
hold than they got into in the first
place and guess what you ruin their life
even without the CJ even without the Mal
that I talked you about last week even
without it you still ruin their life why
because they have credit they cannot pay
back and no one's going to buy this
credit why no one wants this credit
no one wants this so now you have a
business that literally ruins people's
lives and the people that don't like to
hear the truth guess what they do they
go complain to YouTube they complain to
Facebook they complain to whoever they
except to Hashem except to the person
that's in the mirror they complain to
them so why he censor this guy don't
have him continue speaking about this
why he's going to ruin my business I'm
not going to be able to steal from
people
anymore
so says that
a person that is going to go to this
change where now he has to change a
career last month he made $10,000
finding a replacement for $10,000 a
month is not easy it may take you a
while who is telling you don't worry
it's going to be okay if you left a sin
for
me I guarantee you're G to be okay
guarantee you're gonna be okay even
though it doesn't look like it even
though you're only 20 25 30 years old
with zero skills and it doesn't look
like you could you could replace A1
$20,000 a month income I promise you
you're going to be okay you have to
have it's very very difficult very
difficult to overcome the test of money
I remember when I was a kid the industry
that was happening at the time was
Electronics a lot of Jewish people wear
in electronics at the
time and the way to make money in that
time to be be a criminal at the same
time was to sell brand new Goods as as
refurbish Goods as as brand new so stuff
that broke people return it to the store
goes back to the manufacturer they
rehash it fix it they send it back they
sell it resell it again to stores as a
refurbished product but unfortunately
some criminals what they would do is
they would remove the stickers that it's
actually a refurbished product they'd
get some other Thief to give them brand
new boxes and make it seem as if this is
brand new Goods they would sell old or
used Goods in essence secondhand Goods
as brand new now the customer for the
most part it didn't really matter to
them because the product was fine the
product was
working but it's still is still stealing
according to the Tor why you're selling
them
something that's not new as
new it's not new you're selling it as
new the price is significantly different
you're talking about 30 50 60%
difference this still goes to this day
by the
way the problem is when a person does
not have fear of hem he's always going
to go to different things that are
always going to be sins always going to
be against hem and the reason why is
because he feels like he has to help hhm
give him money he wants to make more
more money than anybody else so he needs
to help hem because if he goes to a
regular job go to work I don't know UPS
or something and UPS is going to pay him
in the beginning going to pay him I
don't $60,000 a year he's like yeah
60,000 a year is good for me five years
ago but I already got used to 120 I
already got used to 150 I already got
used to $200,000 so I'm going to have to
help him so I'm going to work for UPS
but I'm also going to steal a few
packages on aite I'm gonna help hem why
because hm is didn't he didn't help me
enough and he wants me to send my kids
to Yesa so I'm going to send my kids to
Yesa I'll steal an iPod once a
week every shipment that comes from
Apple I'll steal one and it's lost UPS
has so many shippments they won't even
notice or like somebody that I know this
uh good friend of mine from actually
works for UPS he told me years ago this
is maybe seven eight years
ago a uh group of his uh of his people
that worked in his Center got caught
doing
what they were they decided to have a
side gig use UPS trucks use their
everything else but they have a side gig
what transferring either one of them was
transferring stolen products another one
was actually the one stealing the
products and the third one wanted to go
the extra mile he was transferring
cocaine via
UPS thank you for coming come back
again people have no in and they start
doing stupid things why they think they
need to help Hashem to give them p
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