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Dave Ramsey ASTONISHED as Jewish Rabbi Shares The Truth About Money

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Rabbi Josh Zebberman avatar
Rabbi Josh Zebberman

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so Rabbi Daniel Lapin and financial advisor Dave Ramsey sit down in a conversation and Rabbi Daniel lapen shares with Dave a transformative Insight in our relationship with money but what I see here is not just how we can uh shift our relationship or enhance our relationship with money what I see is how we can actually enhance our relationship with people I'd love to show you take a listen to the video we've seen a deterioration of this view of business or view of success the the success has become there's an enemy there's a a war on success a particularly a war on business all business is evil all rich people are evil all successful people are evil a and it's gotten just and social media has hyped it up even more and less mature voices uh more ridiculous voices have added to the this this war on success and and you know this idea that business executives are overpaid they're greedy and and all of all of this that the rich don't pay their fair share and that runs contrary to uh to a Jewish belief system yes very much so and uh it's precisely that Jewish belief system that has uh created it what you alluded to earlier is disproportionate Jewish success with money but in as much as you also said earlier brothers from a different mother and the connection uh it also lies at the heart of what Max Weber wrote about a hundred years ago which is the Protestant ethic and the spirit of capitalism it's not an accident that that is what has created wealth in what we think of as the west but in in Practical terms what what what has happened in in the country at the moment certainly in this country and also in many other countries is that uh there has been a uh a collapse of an understanding of the spiritual now I just want to make absolutely clear that when I say spiritual I'm speaking from the point of view of my background as a physicist not as my background as a rabbi so when I say spiritual I don't mean holy or Godly or anything at all I mean there's good spiritual there's spiritual just means things that you cannot measure in a lab and so a violin or a saxophone or physical I can measure their weight and how long they are a tune is indistinguishable from a noise according to any lab laboratory instrument what transforms what converts vibrating air molecules into a a tune that can make you happy and make you dance or make men March off to war or bring a dump to your throat all of that happens between our ears in our brains in our hearts in our souls and so music is spiritual a musical instrument is physical and so the the key question becomes what is money you know is it discs of metal or strips of colored paper or uh how about it's the orientation of iron oxide molecules on the magnetic stripe behind your credit card or zeros and ones on your financial institution's computer what is money and it's a really important question because if it's physical then it corresponds to the laws of physics and one of the immutable laws of physics is that something can only be in one place at a time and so uh this book right here is now here with me and if I turn away a moment and I turn back and it's now with you you took my book there's no other solution but if I um if I teach you a tune and you go away here with my tune you've taken nothing away from me spiritual things can be in more than one place at a time physical things can't and that's where it gets critical because if money is physical then if you have a few dollars you must have taken it from other people you see socialists secularists uh atheists don't comprehend the idea of making money they understand taking of money it's a very very different thing and the whole idea that money can come into existence as spontaneously as a tune can is alien and so you know I can I could sit in a a room all by myself and compose a tune and then send it off by uh as an MP3 file to my publisher and my publisher markets it and starts collecting royalties and he can then order a caterer to send a meal to my room and I've produced something concrete and tangible and physical in the form of a meal in my room come about purely because of a spiritual Act of creativity and so what's happened is over the last 20 years that that you and I have been talking there has been a marked deterioration in people's comprehension of of spiritual hugely important for everybody trying to make a living everybody trying to build a business because a good number of the decisions that we make in life particularly financial decisions are made for Spiritual not physical or utilitarian reasons and so when a certain lady I know very well whose name I will not reveal drives across town because her little app shows her gasoline cost less in another place the fact that I explained to her it's not worth your time it's not worth the the the wear and tail on the Cod just buy the gasoline wherever it is she says no I can't do that well she grew up in New York she can't do anything else that's a spiritual thing when a person pays more money for a pair of jeans that's got a funny label on it why it it's it's all these are all spiritual reasons well I love that phrase there's uh the difference in making money making money means creating you created out of nothing out of well of creativity that is where money out of service rather than taking you everyone say the fixed pie right it's not a fixed pie all right talk about one of my favorite riffs is candles and cakes yeah well it's the same as musical instruments and music and tunes uh and that is that um money is brought into existence when one of God's children does something for another now we can use the right terminology we can call it marketing we can call it sales call service we can call it service and there's a reason why we have a worship service and we also say customer service those two are related and um and and we can look at our financial statements as a as a detached and vitally important set of data as to how our business is doing but what is important not to lose track of is that at its root it service to another human being if that doesn't happen you don't have a business in the same way that we'd say if you do not have profit you don't actually have a business a hobby you have a hobby that's right it's a that's a great way of putting it uh if your profit if your Revenue doesn't in isn't more than your expenses you do not have a business the the the Socialist fallacy is like you said earlier if I take the book you don't have the book and so if they look at the economy as cake yes that if I uh if I get a big if you get a bigger slice that means there's not as much left for me and you have taken yes rather than made correct and that distinction in the in the first segment was vital uh and you say that is not how the economy works well it's put it this way there are two ways of getting money into your pocket one way is by serving another human being it might be a customer a client a boss anybody another way is using a 357 Magnum Revolver now somebody who decides to get money that way comes home from work at the end of the day and uh his wife says honey how was your day he says not bad you know did okay she said how much did you take and he says uh you know I I held up three people I took a total of about $150 and some odd change you know that's one way of getting money and the other way is actually serving other human beings who then give money to you voluntarily and the essence of business is also the essence of being a good human being which is finding ways to please other human beings it's beautiful it's a wonderful thing to do and it's Limitless absolutely Limitless that's why the idea of the cake example is so fallacious there's only so much cake you took too much you know you got all kinds of things must be you took it from me this generates envy and unpleasantness and recrimination and basically breaks AP part of society which is what we see happening it's not an accident that no atheistic regime has ever succeeded in building an effective economy it can't happen that's why we have the words in God we trust not on the walls of churches but on the currency so instead of cake it's candles candles you can light your candle from my burning candle you've taken nothing from me you've just brought more light into the world it's the Christmas Eve service yes when I light your candle you light another candle you light another candle you light another candle and the whole place up now and it started dark uh but no one stole no one was diminished that's right by passing their light along and by passing the service along you're not diminished if you view Money correctly because it is um that's why they call it a currency is because it is a current yes it is not a fixed item great point it's not a fixed Idol right so uh changing gears just a second before I before we run out of this segment cuz I I want to be sure to get as much of your wisdom as I can get thank you um one of the things you've said recently that has jived again was something that I believe is you said that a completely different subject that leaders who are not willing to engage in confrontation are not leaders yes talk about that yeah of course people don't like hearing that because today the whole you know uh toxic masculinity and after all it's masculine to be willing to confront etc etc and so there's this huge attack on this but but look um I think the first thing to recognize is you know who is the biggest villain in your life who has caused you more aggravation through all your life than anybody else who is it who has obstructed you at every turn who's made life difficult for you I got a clue his name is on your driving license he's in your mirror yes she's in your mirror exactly so uh so the most important thing is to be able to confront yourself and you know pop psychology keeps telling us worry about your self-esteem I'm terrific everything I'm doing is no you screwed up you know stop doing that it isn't any good so being able to confront yourself obviously is is is a very crucial step in building a business and developing Financial Independence and Financial Peace uh you know everybody knows they shouldn't spend more than they make so now that that knowledge is there why are you still around we why do we need you you've told us what to do and the answer is information is not enough there has to be inspiration as well and that is the spiritual Dimension absolutely Pat lyion talks about in uh his book the advantage that a company that creates a corporate culture of healthy conflict yes is the has a brand advantage over any other company that does any other thing you you beat smart people a great point you be people smarter than you every time if you can have a mentally healthy organization that does healthy cont conflict and leaders that will not create healthy Conflict for the good of progress yes are not real leaders and uh they're just acquiescing and um you get a Neville Chamberlain event when you have just acquiescing that's right and um and that will birth a Churchill yeah that's what it'll do so uh wow it happens on the world stage and it happens uh in our little businesses and in our little lives it's so relevant in order to have a spiritual relationship with money a metaphysical Rel relationship with money which shows us which which shifts our Focus not just on the quantifiable amount of money that we have but how that money can actually change lives in order to do that I believe we have to have a stronger connection with the ultimate provider of the money uh which is which is not just to our job because that's not the ultimate provider that is a source by which our money passes through but when we strengthen our relationship with the ultimate provider of the money we have a deeper spiritual awareness of what we can do with that money because we don't just see that money for money we see that money for the purpose by which it was created this is what cabala refers to as elevating Sparks because we're not just seeing bodies we're seeing Souls we're not just seeing pieces of paper that have value we're seeing its intrinsic value and the the the midus tells us something fascinating when the Jews had escaped Egypt they're crossing the Red Sea and it says Moses had to force them out of the sea they didn't want to leave why didn't they want to leave so the mid says that they were collecting money from the dead Egyptians they were collecting gold and silver and which is a a puzzling thing because the splitting of the Red Sea was an incredible divine revelation that took place why are they focused on money and the reason is because of that divine revelation that had taken place they were so focused on the true value of the money the true value of the gold the true value of the silver the potential that it could bring them um otherwise they had no use for it they're going to the desert or they were going to go straight to Israel and they didn't really need it uh but there was incredible significance there spiritual value there that they had recognized and here's the kicker if you have the strength to develop a strong relationship with the ultimate provider of money God and you have the strength to see what the true value spiritual value of money really is is which is the potential and goodness it could bring to the world we can have the strength to apply that to our relationships we could see the true value of people as well where people are not just bodies standing in front of us but people have inherent and in unlimited value if money has value because it could bring happiness it could bring peace it could bring Serenity it could bring Serenity it could bring Health how much more so does human beings who spend that money and human beings whom we spend that money on have unlimited incredible incredible value the moment we shift our Focus from seeing things to seeing its true source and potential is the moment we could look at people whether it being our marriage our friendships our um our work relationships we can look past all the uh all the distractions and see the ultimate truth of who people are the inherent inherent Unlimited incedible uh value which is the fact that every s every single human being is created in the Divine image and has a purpose and when we look at the purpose by which people were created the purpose for whom they are there to serve all all all of the sudden everything kind of just clicks into place okay that's my story and I'm sticking to it