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I want to speak about the topic of unfortunately we see a lot of people are building a liability versus an asset. They're building themselves a job versus wealth. I want to from an accountant perspective the value you've seen a lot of exits. You have worked with companies that actually work towards an exit. Give us that an accountant's view as far as uh you could make a living for x amount of years, but at the end of the day if you don't have x y z you're not building a wealth. You're not building an asset that you could leave for your kids or for future for a sale. Give us the fundamentals around that.