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Mortgage Series with Zindy Fish from the Z Team!
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Mortgage Series with Zindy Fish from the Z Team! Contact Zindy https://wa.me/message/ZAQX3WZGE3COB1 Follow Status Island https://wa.me/17187878217 #weekly #loans #advice #success #real-estate #credit #income #buyingahome #nyc
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Transcript
Auto-generated transcript. Not time-synced to the video.
Welcome here to the Inner City Mortgage
Series with Cindy Fish from the Z Team.
Cindy, take it away.
Hello, welcome here to the Inner City.
It's an honor to be here.
And so I'm going to try to focus on the
different
different loan programs that are out
there.
So do three types of loan programs in
All American Mortgages. So do full doc
loans, so do alternative doc loans, and
no doc loans.
A full doc loan is basically
items that you get your income to
qualify and income is provided by the
IRS.
Business income.
Garnishments that are
under investment properties. This is
provided by the IRS. This is the golden
standard income. So the basics that we
back up with income.
No more to no doc loan. On the extreme,
some of this is income that we allow.
This income is not from the rental
properties or the collateral income.
This is the other extreme again. No more
to loan programs versus somewhere in
between. Brief this other light doc.
Other alternative doc. This is basically
what I mentioned. See. Some of you have
filed your tax returns, but might not
have shown as much income as you have
made.
All day.
The 80% of you qualify for the mortgage,
but all of the tax returns that you are
losing you cannot qualify. So I do so
that I can loan programs so you can
as I said earlier you can actually get
this so you can qualify for a mortgage.
And so we focus guys on on education of
the non-traditional loan programs that
we do out there. If you have any
questions, feel free to reach out. I'll
be happy to help.