Mortgage Series with Zindy Fish from the Z Team!

Welcome here to the Inner City Mortgage Series with Cindy Fish from the Z Team. Cindy, take it away. Hello, welcome here to the Inner City. It's an honor to be here. And so I'm going to try to focus on the different different loan programs that are out there. So do three types of loan programs in All American Mortgages. So do full doc loans, so do alternative doc loans, and no doc loans. A full doc loan is basically items that you get your income to qualify and income is provided by the IRS. Business income. Garnishments that are under investment properties. This is provided by the IRS. This is the golden standard income. So the basics that we back up with income. No more to no doc loan. On the extreme, some of this is income that we allow. This income is not from the rental properties or the collateral income. This is the other extreme again. No more to loan programs versus somewhere in between. Brief this other light doc. Other alternative doc. This is basically what I mentioned. See. Some of you have filed your tax returns, but might not have shown as much income as you have made. All day. The 80% of you qualify for the mortgage, but all of the tax returns that you are losing you cannot qualify. So I do so that I can loan programs so you can as I said earlier you can actually get this so you can qualify for a mortgage. And so we focus guys on on education of the non-traditional loan programs that we do out there. If you have any questions, feel free to reach out. I'll be happy to help.