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Mishpatim - Borrowing Power
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Why does the Torah ask us not to charge interest when we lend money? What does the midrash mean when it says that all of Hashem's creations 'lend to each other?' Why does the midrash choose the many symbols it does, amongst them - moon and stars, day and night? What is the concept of money and lending of one's money? Find out in this week's parsha podcast.
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Auto-generated transcript. Not time-synced to the video.
you're listening to the weekly paral
podcast recorded with hm's never earning
assistance in ra Israel 5775 2015 this
week's para is par in the par this week
we have a number of different laws
different different concepts of the
Torah teaches us in order to become more
aware spiritually how to deal with our
fellows how to interact with others and
speaking about the concept of lending
money the T tells us that when a person
lends money there's a Prohibition of
lending money to one's fellow Jew with
ribus with interest and this is very
interesting because if I'm going to lend
of my money so that you can make money
or so that perhaps you can get it back
on your feet or whatever it is whatever
you need to borrow the money for so
naturally this money if I'm giving it to
you and I I could have used it so I
would have made use of it I might have
made money with it nevertheless the
terus says that when I L lend you money
when I lend someone else money I'm not
allowed to take interest I'm not allowed
to charge for the fact that you're using
the money that I'm lending you now the
medish goes into very interesting detail
in describing the concept of not of not
taking interest for Lending money and in
speaking about this idea the maner tells
us that the way of Hashem is and this is
what we're expected to emulate the way
of Hashem is that all of his Creations
lend to each other and they don't try to
get anything back from one another as a
result of having lended something
whatever it may be to them we'll see
very shortly what this means we'll see
very shortly the details of this but the
idea is that hashem's way is that a
person is meant to lend to give of his
own money to someone else despite the
fact that he could have made use of that
money he's supposed to recognize that
the money that a person that that that
person has each person has to recognize
the money that they have is theirs
because Hashem gave it to them and
sometimes it's meant to be shared with
someone else without trying to get any
benefit for oneself now as we read the
medish I want to notice as we're going
along I want to notice the Sim those
things that the medis uses to
represent the spiritual aspects the
those that represent hashem's Creations
that indeed lend to each other it's
interesting to note and to notice what
the medis uses in this representation so
here's the Mish it says like
this come and
see all of the creations of borrow from
one
another the day borrows from the
night and the night borrows from the day
we'll see what this means
shortly
zabri and they don't get into arguments
with each other like human beings do
what does it mean so thef here explains
that it's referring to the fact that
sometimes the days are longer and the
nights are shorter and sometimes the the
nights are longer and the days are
shorter meaning the time of the day the
the time of the day sometimes borrows
from the night time it's not always
equal it's not always the same it
fluctuates it goes in and it goes back
and forth and
nevertheless when the day has more the
night doesn't complain so to speak and
when the night has more the day doesn't
complain the moon borrows from the stars
there are times in the month when the
moon shines more brightly and one can't
see the stars as
well and there are times where the stars
borrow from the Moon they borrow power
so to speak they shine more brightly
because when the when the moon waines
you can't see the moon but you can see
the stars more
brightly But ultimately is the source of
all of the light when hasem decides he
can just make it that all of the stars
and the moon all of them are
invisible as the verse says in in job
9:7 the verse indicates the fact that
Hashem can take away the light
of the Stars if he so desires so again
the idea that we see here is that the
stars have a light that they want to
shine which is of course the light of
Hashem they want to shine into the world
so the people can see the moon has light
that it wants to shine so the people can
see it wants to benefit the world with
hashem's light and but they're willing
to give up sometimes the moon doesn't
shine as brightly and and the stars
shine more brightly sometimes the the
the it's the other way around I'm
skipping a few lines here
there are times that the heavens borrow
from the earth so to speak that the
heavens have the the evaporation of the
water goes up from the earth and comes
up to the
heavens and there are times that the the
rains come down to the Earth and the
Earth borrows so to speak from the
heavens the verse
says God will open up for you his good
Treasure House from the heaven
and again I'm skipping a few
lines the Torah sometimes it borrows
from the Commandments meaning someone
who is focused completely on learning
Torah so there are times where he
continues to stay focused even if a
Mitzvah comes along if it's a Mitzvah
that could be done by others so he stays
focused on his Torah he doesn't fulfill
that commandment but other times MIT
there are times when a Mitzvah comes
along it can't be done by someone else
there's an obligation to do it himself
and so he has to stop his learning and
the mitvah the Commandment so to speak
borrows from
Torah keep my Commandments and live now
the me sums up the whole idea and
says the creations
of they borrow from each
other and they have peace with each
other without getting involved with
words they don't need to talk it out
they don't need to to do anything they
respect each other each one borrows from
the other and they respect each
other when it comes to Flesh and Blood
to to mankind to to the human
[Music]
being person will borrow from
another and the person who lends will
try to swallow him up by taking interest
by
stealing and now those people the very
people who take interest so they say
they say to God himself as it
were they say God why don't you take any
payment any rent so to speak from all
the Creations that are within
it you should take payment for the fact
that you give water to the Earth you
water the
Earth you should take payment for
causing all of the growth to
grow should take payment for CA to
giving the light to all of The
Luminaries should take her a reward a
payment for the soul that you blew into
the human
being should take payment for the body
that you guard now the magish when it
says this it's not saying that there's
an actual conversation that's occurring
between those who take interest and God
but it's more of a statement that when a
person does an action when a person does
something there's a statement within
that that action there's an assumption
within the action so when a person takes
interest what he's really doing in his
in his what he's really saying with his
action is he's saying that something
that's that that a favor that I'm doing
deserves payment and therefore with
their action they're saying to Hashem as
it were the favors that you do for the
world all the goodness that you give to
the world you too should take payment
for
them what does Hashem say how does hasem
respond hem responds through hisra by
telling him don't take interest what
does hasem
say see how much I have lent see how
much I give but I don't take interest I
don't charge for that which I
give look what the Earth gives and
doesn't take interest as we said
before all I take back is that which I
lent if I lend something I take it
back and the Earth also takes back that
which belongs to it as the verse says in
coal in Ecclesiastes
12:7 the dust returns to the Earth just
as it
was and the spirit meaning the soul of a
person will return to God who has given
it now in looking at this Mish and
thinking about this Mish I think that
what we see here is a very powerful idea
that really gives us a the torah's
perspective on money because us the
torah's perspective on what is the idea
of that someone has money someone has
wealth someone has something and they're
going to lend this money they're going
to share that wealth that that potential
for growth that potential for
accomplishment to do to be of service to
someone else they're going to share that
with someone else and they're not going
to charge for that what is the idea what
is the Ty coming to teach us what is the
idea when the T says don't take interest
what is that concept what is that lesson
and I think that by the by the different
choices that the Mish makes the
symbolism that it uses to teach us this
lesson is very powerful it's telling us
that we have stars and we have a moon
now these are things which classically
represent the the light that Hashem
brings into the world hashem's control
Hashem uses the Zodiac uses the Stars as
per uses the Zodiac to send the flow
into the world that's word masle is flow
the the concept of of luck so to speak
in Tyra there's no such thing as luck
but there is masle and masle means that
that which flows from above God's masle
the the goodness that God wants to bring
down into the world God sends it as it
speaks about inem God sends it through
the Stars through the celestial bodies
through the the that which we see in the
heavens there's a represent that we can
see things through the Stars if a person
studies the proper manual studies the
proper cabalistic Works he can
understand he can even understand things
about the future now what's the idea why
is that because a person can look at
hashem's creation and see how Hashem is
bringing goodness into the world
whatever or whatever um thing that's
meant to happen in the world it comes
through the Stars so to speak so the
light of hasem the shef the influx that
which hasm wants to bring into the world
is brought through the Stars through the
moon and the cycle of the moon the
cycling of of all of reality the cycle
of the Stars the light that they have
this is all something that goes in and
out as the mes told us it goes in and
out this one borrows power sometimes the
Moon is ascendant sometimes the stars
are ascendant and the idea here is that
there's a light there's a shefa there's
an influx that God wants to bring into
the world and he brings it into the
world through these Celestial be beings
and there are times when one is more
powerful there are times when another is
more powerful and the celestial bodies
the celestial beings do not have
jealousy we find this also in regards to
the angels and Angels also are in in a
very similar vein the Angels also are
these messengers of Hashem they are that
which brings hashem's will into the
world that's represented by what we say
every
day
our prayer service speaks of these
angels speaks of these messengers of God
that which brings down God's will into
the world and it speaks of them as they
all receive they're all ready to do
hashem's will and they give permission
to each other there's no angst there's
no anger there's no this one grabbing at
everyone is focused on serving Hashem
bringing hashem's light into the world
and and doing it a way sometimes I have
more
sometimes you have more that's how the
Angels perceive
it you go first no you go first
depending on who's supposed to go first
but the idea is that there's a balance
of power but there's also there there
are cycles and there are times when one
aspect of hashem's creation has more
power and another aspect has more power
and and there's this back and forth
there's this interplay and there's a
it's an amazing L it's an amazing
language this one borrows from the other
sometimes the daytime sometimes the day
which represents the light which
represents activity sometimes the day is
more powerful in the summertime the day
is longer more can be accomplished in
the winter time the days are shorter
less can be accomplished and so the day
borrows from the night in the summertime
the day is longer that that time for
activity is longer there's more time
there's more time to accomplish but in
the winter months there there's less
time to accomplish now is that good or
bad the answer is yes the answer is
depends on the time depends on the time
and and the day is not jealous of the
night when there's when the night is
longer and the night is not jealous of
the day when the day is longer and I
think this's an incredibly powerful
parallel here and a lesson here we're
going to speak soon about money and and
the idea that uh what it represents and
the power of money and what it
represents as far as a person's purpose
in the world
and as far as a person doing that which
hasem wants him to do in the world but
before that there's just it's just very
powerful also to see that sometimes the
lesson of the day and the night I think
is that sometimes a person has more to
accomplish more actions can be taken
more R more spirituality can be gained
and that's represented in the in the
summer that's represented when the day
is long the nights are short but
sometimes there are parts of the year
it's cyclic there are parts of the Year
where the days are shorter and the night
is longer and that means that actions
the accomplishments that which I want to
do in the world they have to be limited
that's represented by the winter when
the whole world goes into hibernation
where there's limitation in the world
where there's darkness in the world
where there's coldness in the world
where there's constriction and the meish
is telling us that the day is not
jealous of the night even though the
night is borrowing from it and the night
is not jealous of the day even though
in the summertime the day borrows from
the night so to speak and the idea here
is the is telling us that there are
times when I have more there are times
when I can accomplish more there are
times when there's more to do and
there's more spirituality to be gained
there's more physicality to be gained or
to be used channeled in the service of
Hashem and there are times when there's
less and that's okay it's cylic we go
through these different Cycles now let's
look for a moment at money because the
topic here really very much is money
it's about lending money it's about
giving from my money the money that I
have spent time earning lending it to
somebody who's in need because he needs
to get back into the earning phase he
needs to get back into being able to
support himself so the tyus says lend
him money but don't charge for that what
is it saying it's saying recognize that
it's cyclic it's saying recognize that
sometimes this aspect has more sometimes
the day is longer borrows so to speak
from the night sometimes the night is
longer and borrows from the day there
are people who are Richer there are
people who have more money accomplish
more in the world so perhaps they would
say well look Hashem is giving to me I
am like the day I am the one who
accomplishes I should accomplish more
and there are those who are represented
by the night time they may be poor they
might not have as much of an earning
capability so maybe they shouldn't have
any money at all maybe they shouldn't be
able to earn at allm says no lend them
money help them out help them get back
on their own two feet help them but but
they're the nighttime why should they
have money I should charge them for that
no no no no the day doesn't charge the
night the day doesn't get upset when the
night gets longer the night doesn't get
upset when the day gets longer no they
respect each other they respect the fact
that there are cycles that sometimes
that one aspect of reality the aspect
that seems to shine God's light more the
one that you know money or or or earning
money when someone pays somebody else
for a service that means that they
respect that that service that the
person is giving is a light from Hashem
it's something that has value so to
speak it has value and therefore they're
willing to pay for it they're willing to
take the money that they earned when
they gave someone else a service and
they're willing to use that money to
purchase someone else's service to to to
get something else so money represents
that which I can shine in the world that
which the service that Hashem uniquely
gave to me to be able to give in the
world and Hashem is telling us that I
need to respect someone else I need to
be able to respect when someone else
needs to be able because this person
doesn't seem to be able to do it on his
own he needs to borrow from me just like
the Knight sometimes needs to borrow
from the day and the day needs to borrow
from the night there's an there's an
inter connectedness in the reality which
is what the the magish is telling us so
I see here that there are two connected
ideas the Mish is coming to teach one is
as we said that there there's a cycle
within reality there are times when when
the the aspect of accomplishing the
aspect of shining God's light the aspect
of Shining hashem's Light brightly let's
say like like the moon or like the
daytime is ascendant and there are times
when the Stars which only very faintly
shine hashem's light into the world they
are more powerful or the nighttime when
when things go into quietude into
hibernation when that aspect of reality
is ascendant and there is a time for
each one and sometimes this one is
ascendant and sometimes that one is
ascendant sometimes each of the
different aspects is more powerful and
person needs to know that it's okay it's
okay to be living in a time in this in
the winter when we don't accomplish as
much perhaps and it's okay to be in a
time where we're in overdrive and we're
accomplishing more reality is cyclic and
we need to recognize that and we need to
remember that when we're in the times of
the cycle especially when things are
down when things are not you know the
production capability isn't as as high
sometimes perhaps that's the first point
and the second point is to respect to
respect that there needs to be a there
needs to be a lending sometimes the day
will lend to the night and sometimes the
night will lend to the day sometimes
when I get money sometimes that money is
not meant for me that money is for
whatever reason Hashem gives it to one
side to one aspect to to the daytime so
that the the night time can now borrow
from it it's given to the day initially
and the night has to borrow from it and
the idea is that I need to recognize
that what I have is not all mine and
what he has is not all his and at some
point I'm going to need to borrow from
him as well there's a cycle of reality
and I need to respect that and not
charge for it not take possession of it
and that's what the me says Hashem says
when I give that Soul into the world I
don't charge for it I lend it but sh
with a full heart I give it for it to be
used for that soul to be used I send
down the rain for for for the water to
be used by the Earth
the heavens don't begrudge it to the
Earth and the Earth doesn't begrudge it
when it goes back up to the heavens so I
want to bless you and please bless me
back Hashem should help us to be able to
focus and recognize which parts of the
Cycles we may find ourselves in and
respect the fact that sometimes we might
be in the waning of the Moon we might be
in a time where the aspect of Darkness
or the aspect of inactivity is borrowing
from us so to speak should help to
realize that that's okay hasem should
help us to be able to be generous to be
able to recognize when we have to give
up of ourselves give up of our
accomplishments even give up of our
money give up sometimes there's a
there's a time when I'm supposed to
shine when I'm supposed to be there and
and I'm the one that's supposed to be
noticed and there are times where others
are meant to be noticed and they're also
supposed to to be shining and that's
okay and that's good and there there are
more than one king that can have the
same Crown hasm should help us to to get
past the automatic nature of our of the
human psych which is to want to grab
that money to to try to have someone pay
that interest so to speak that feeling
of it's all mine it's all mine Hashem
should help us get past that feeling and
be able to give up be M let others shine
even if their light is not perhaps as
bright as ours let others shine as well
so that all of the different lights all
the stars all of the celestial bodies
can serve Hashem in the way that they're
precisely meant to serve hasem thank you
so much for listening have a wonderful
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