Daf Yomi Makkos Daf 3 by R’ Eli Stefansky

[Music] Good morning Graboy live in Chicago in my very good friend's restaurant the giver the balami so He's today for with the after we finish today's going to do a you know what let me uh I'll turn this around real quickly. So you say everybody say hello real quickly. Real quickly thanks for ruining it. You could always count on you. You know that kid that makes the funny face. Okay. Um, so is thanks for the you should continue to be able to just give and give and give from the I want to start off this with the first email picture with our one and only washing the dishes at the mat bakery as he's learning to at the same time and uh going from to my very good friend Schlami Klene. I haven't seen him or heard from him in a while. But here is he's very famous in MDY. He shaking your head. Zentoski is here also a good friend of his. Greens greens fruit. He's Mr. Greens. So Schlamy is a fruit guy. He works all night. He goes through the night. He buys the fruit in the night. So here he is. Take a look at this. We need some volume though. Mark, you got volume. What's the latest? He's wearing MDY voice. He always does. Tomorrow starts never too late. We have M here for you also. We could have all inclusive Marcus and M all together. The way it works is Benji stock is atic. He gives tons of people coupons. They come into the store, we treat them like a regular customer. We're proud to support. This pushka goes to uh every four or five months. It's a huge pushka. We empty it. We've given him over the years over the last 20, 20 years. We've given him probably at this point tens of thousands of dollars out of this pushka in nickels, dimes, quarters, and pennies. Join the do. Join mdy.com. Join daff.com. It's the right time of the year. Top. It's only 23 block. You get it done. First time I made him see him on I was 42 years old. Joined.com. Never too old to do it and it'll change your life. I met during co he was in the hospital. He thought he's going to die. He's one of those guys that was like, you know, teetering between life and death and he found the daff and he's doing the daff and he made his first and he's been a huge part of MDY since then. So what else do we have? This is Oh my boy said we have sem coming in. This is the seum in Manchester. This is the sem in Toronto. The high class meal that they do this them in Toronto. This is the same in Bora Park. It's a huge sem. This is in Albany in Albany New York from all places. Unbelievable. My mdy manavod. This is from Bark Goldstein and Ellie Dykeman Dman. Oh, um, Nan Gens, the one from the fire before the fire, he put this out, this uh, beautiful calendar. It was actually on the back of magazine or ami magazine, one of those. And, um, he says that anybody could go to mdydaf.com. Uh, what else did I want to tell the Yeah, you know, it's never too late to grab another guy before Yantiff. We have a few available. Gumar, only a few we shipped out. in Israel. 1,600 people joined in America. Over 200 people joined. That's a total of 4,000 people plus. And we need more. We need more. Mak is shortfa. Let's get them going. All right. What else? Let me just see make sure I I have it all covered. Oh, let me just read this real quickly because this guy is a powerhouse in Stroll. His name is Jacob Shafness and he did the CM over there in St. Revel. I just want to thank you for giving me the opportunity to be part of something special beyond the joy of finishing and making a seal. I've discovered something much deeper. As I'm sure you know, I've had this finished many before and finished too. But this time there was something different. There's something powerful about being part of a not for the first time but a very special one for the first time. This makes the feeling so much more signific meaningful. Today my daughter approached me as she finished scratching off the last day off of the magnet. You guys have the magnet here in America. So the n they give out these magnets MDY magnet and every day you scratch off. That's their the Hebrew stick. She said, "Daddy, I'm so proud of you for finishing Sanhedrin." I asked her, "How come you're so proud of me now? I finished other mas. He finished sh already before and your brothers also makes him all the time." She replies, "Because this time I feel like I had something to do with it. That is the impact it makes in our on our home and this is the impact it makes on our lives around me. Last night when we're dancing the Bish and you were in your basement in Chicago, not the basement, the garage in the in the my office in Chicago being part of the group, but dancing in your cheer from far. I couldn't help but feel so happy for how proud you must be for so many people making a change in their lives. For so many people feeling significant for making a seal. Some for the first time and some for the 20th time. Yes. Still feeling significant and being part of Is anybody in this room that's the first time they're making a first time? Wow. So what's your name? Aron Bowman. Your first first ever. That's a big 112. What? Where did you start from? Uh Saudi Benn. You start from Saudi B. You work your way backwards. No, sadly bay is forward, but this is going to be my 22nd straight off. Oh, unbelievable. Galdic. Excellent. All right. Home. This is the impact makes lives around me. Last night when we're dancing with this energy, I said this um yes, still feeling significant and being part of this incredible move of MDY. So, thank you for enabling me to be part of this great group and for this wonderful opportunity every day all over again. looking forward to making many more together of so what's the father-in-law the father-in-laws what's his name Ben should have all right here oh we have to do the sponsors how many minutes are we into this already eight minutes good is sponsored by anonymous turns in honor of my family in memory of their uncle Shamshi. If that's not the way you pronounce it, please let me know. Anonymous. May our learning bring us closer to one another and to Hashem. Monthly sponsors. you this basifa coyle sponsor for the month. Thank you Rebelly's wife and kids for great sacrifice they make allowing him to spread to the masses daily sponsors they have a Kramer the coveted dober grade seven TTNY in RBS starting Makis with MDY love Sabah Sitner Sitner who's okay that's that's his name he's a he's a rabbi Where in North Carolina? North Carolina. I hope this is the same guy. In honor of our three amazing sons, Ruven, Akiv, and Mayor all starting Makus together. Yavald. Huh. That's right. Instead of Bloomington, you're right. It's pagan tension. N is from Jialter in honor of the MDY Jibralter Kaburo the dedicated AM David Belilo and NJH on his birthday yesterday. There's a lot of Rashid Tavis over here dedicated AM David Belo and NJH on his birthday yesterday and kids monthly official Rifty and Mrs. art of the month for inazi for all the work they do. We're holding on the bottom of that B three lines from the bottom. So we brought this four cases that are an exception to the rule. The rule is that if Adam testify falsely and they accuse somebody of something and we find out that they're false, so whatever they try to do to that someone we do to them. But there's four exceptions to the rule and says there's a fifth one and that is that if the admit on their own that they are they don't have to pay my time. Why is it that they don't have to pay? Because he holds that the whole concept of is not a payment. There's no real payment going on here. Nobody lost money. They wanted somebody to lose money. The fact that they have to pay, that's a penalty. We have the famous rule of what's the rule? If a person admits before he has to pay the penalty, then he doesn't have to pay. It's absolved of the penalty. What's a good example of a penalty? Let's say kayful. When av has to pay double for what he stole, that's a penalty. He really only he should pay once. double as a penalty. It's a I'll prove it to you. These didn't do any didn't take any action. They didn't do anything. They just spoke and you they get killed over that and they pay and I'll prove it. Says, "Where's the money right now?" In the original owners, nobody lost money. By the way, very interesting. The ask a very interesting question. When these Adam pay, who do they pay? Honus. The person they accused. The question is why don't they pay Bezon? Why don't they pay Daka? Why does the guy that they accused why why should he get the money? So says a very nice idea. He says think of it. If you go to a RV and you ask a RV, is this cow kosher or trafe? And he says it's are you upset at anybody? No. You just take it as is. He ask him. Great. If you go to a RV, you go to a rabbi, you say, do I owe this guy 100 bucks? And the rabbi says yes. Forget 100 bucks. $100,000. You're convinced you don't owe him a dime. And he thinks you do owe him. You go to the rabbi the rabbi says you have to pay him $100,000. What do you do when you leave? You curse the rabbi out. You say he's the worst rabbi that ever existed. He's a terrible human being. You you call up all your friends. You bashm. Why? What's the difference? The rabbi said that you lost the cow cost $2,000. And the rabbi said you have to pay this guy $2,000. So says because the idea is when you have to give somebody something that hurts a lot. You have to give somebody if it costs you, you know, it's between you and Hashem, that doesn't hurt. But to give to your friend money that you don't want to, that hurts. So these false wanted to cause this guy pain to give money that he didn't want to give that he didn't have to give. So that's why he give the same pain. You don't get not money to duck is good. It feels good to give. Give it to somebody you don't want to give it to. Give it to that guy. just again time of the cross sort of now the ask saying the same exact thing his whole point is that they didn't take any action what does it mean the money is still in the original guy's hand meaning they didn't take money out of his hand they just accused him of owing money so they're saying this exact same thing says you're right they are saying the same thing he's not saying a new idea. He's just saying that I agreed to he mentions his rav or his he always says over things from his and over here he says what I call a riddle like riddle one should pay based on his portion. What does mean? What does that mean? What if it means that let's say two came to be and said Ru know owes $100 and we found out that they're lying. These two were not even in the country at the time. They how could they witness that? So each one pays 50 bucks for a total of a hundred tan that we already learned. That's exactly what we do. If if they if two aiden together try to to force somebody to pay 100 bucks against his will, which is a lie, they both pay 50/50 for a total of mus. In other words, even if there's three Adams, each aid would pay $33. If it's two of them, each aid pays 50. When it comes to malus, you can't give each one half a 39. again a time of the crow kind of thing this comes from the bi says that the reason it is so because money you can divide evenly there's $100 he pays 50 he pays 50 it's a perfect 100 but when it comes to malus you can't do that why because I never got malus but I could I hear what he's saying it makes a lot of sense when you give a guy with a whip you Give him once, that hurts a lot. When you give him the second time, it hurts even more cuz it's on top of his wound. And you give him a third time, it hurts even more. They accuse this guy of needing to get Malcus or now sometimes it's not like that. Sometimes in our case, not really, but in a case like they accuse somebody to to get Malcus. They said that he uh I don't know what he ate he ate trafe. So he gets Malcus. How could you divide the Malcus in half? They accused him of deserving 39 malcus one after another and each one hurts more than the other. So how are you going to give it to the Aiden? You can't stop at you know 19 and a half or whatever it is at 20 let's call it you can't stop there it hurts much more at 21 22 and they accuse that that's a said it's a nice it's impossible that would say this he doesn't need to repeat it maybe the story is that this testified you only one out of the two witnesses were with us on the safari. They were with us on the on the cruise and day that he comes and he has to pay his 50 bucks. The other aid there's no aid him against him. So they he doesn't have to pay his $50. It's not true. He doesn't have to pay 50 out of 100. The only time you pay anything is if both are. If one of them is here's another we just learned another you need both them to be in order for any of them to pay at all the aid is testifying about himself that he lied in other words you know like the two come and say you were with us he says about himself I wasn't even in this country. When I I testified that I saw Ruven owes Shim $100. I wasn't even in the country. I He comes to business and says, I lied. I was I don't know. I was I was on a cruise. So, he has to pay his share. It's impossible. Once Adam come along and they say that they saw a certain thing, they can't come back to Bez and say, "No, we didn't see it." Once there's a once there's a testimony, you can't take the testimony back. Rather, it's talking about that say, you know, we are testifying about ourselves that we are from another bez. already established the fact that we're not testifying about themselves. They're just admitting that they owe money because in another they said that they're says command like this doesn't go according to that's a problem because usually is like we want to be like you want to fit in with you don't want to go against we just learned three lines from the bottom we repeated from yesterday that's one of the things says that with myths that he's from another he doesn't have to pay. We said it's a eting another over here. Not only did the say that we're but they also said you have to pay and we're telling you that the establish that we have to pay. So I would think since he can't force his friend to pay so he himself shouldn't have to pay that he does have to pay. It's interesting. What if somebody says a story about himself which involves another person I'm asking and in you say over a story it was a bad story. Me and Dovi my friend we stole we we we broke into somebody's house and we stole a bunch of stuff. Are you allowed to believe his half and not the other half or you not allowed to believe anything? What do you guys say? Similar to our over here we we believe him on his half. We can't believe about his friend. Huh? What do you say? Anybody says you're allowed to believe him on his part but not on his friend. Okay. Yeah, you could believe a person about himself, but you can't believe the lashar saying in somebody else also had that issue. That's why I knew what you were about to say. Says the brand new Mishna. We testify about a certain individual that he divorced his wife and so what and he owes her $1,000 in the By the way, how much is auba today? Does anybody know approximately? How much? 7,000. So a lot of people think it's 50,000. Why 50,000? Because it's a number. I heard that number floating around. It's a, you know, typical year salary maybe something. So, somebody that got divorced told me that it was about $45,000. I couldn't believe it. It's a very fact. It should be some something similar to 10 times the amount of money that you pay in a pinion. Something like that. So, it's not that much. It's not as it's not $50,000. It's with the party. What you're talking about the pione the not of the sue the the the coins. You ever did a pione? Okay. So, you know, you have to get those special coins. That's what it is. That's why I don't have no I I do think it's less than five. I think it's less than $5,000. I got it. today. Today with the party planner in New York, it's a whole different uh the vakna costs more than a kasan in Chicago. Yeah, you know, I was a caterer here for many years. You know how many people made before the I can count them on one hand. It's not a thing here. Maybe today changed things maybe I'm assuming things might have changed. A lot of New Yorkers came in and they whatever. So, they're lying. Two of them come and lie. They say so and so got divorced and he owes this woman $1,000. On the one hand, eventually this guy, if he dies or divorces his wife, he's going to have to payub. Now, it's not so true, right? What if she dies? So, first we have to estimate how much a person is willing to buy off heruba. There's a market for it. People will buy people buy insurance policies. People buy kubas. She might get it. She might get divorced one day. She her husband might die. So, he buys auba. How much is it worth? Because on the one hand she could become a widow or a divorce and she'll get the suba on the other hand the mesa. But what if she dies first? Yeah. So here's what's going on. What do you think? How much should a person pay? How much should these aiden pay? You have a kubo. Let's say the kub is worth $1,000. If the husband dies, she'll get $1,000. The adam are saying today that he divorced his wife, he should pay $1,000. So how much how much do they have to pay? How much damage? We have to think about how much damage did these want to cause? Let's say he would have to pay today. How much did he lose? $1,000. How much people willing to pay? Say how much people willing Hold on. I like what he's saying. I already hear what he's saying. What are you saying? Options. Oh. Oh, he should really pay the full the difference between the full suba and the option. He said, nice word. The option of whatever it's worth today. So, the husband today is willing to pay on a $1,000 sub. Maybe he'll pay $400 for it today so that he doesn't have to pay the $1,000 later. So therefore, if that's the case, he should pay the difference between the 400 and the,000, which is $600. That's how much money they wanted the husband to lose. That's why the the someone's over there. Okay. So, let's see inside. There's there's two possibilities here. What are the possibilities? Um, how do we do this? Seems complicated. Okay, so it's pretty simple. Here are the two options. Again, the is $1,000. If you bought the option of the Sububa off the woman, you would pay less money. You'd pay only 400. Why? Because right now if she if you buy that option, you get zero. You get a piece of paper and also it's hard to collect. You have to collect it from the husband. So you get let's say you would get you would buy it for 400. But if you bought that option off the husband, then you the husband would get more money. It would be 500. Why? Because now you get to use let's say in this case he set aside a piece of property that's mishub that has a lean on the theuba has a lean on it. So this piece of property that he set aside for his wife said look if I ever divorce you I'm going to give you this piece of property. If the husband sells the option of the tuba, then the buyer of that has the same the same usage that the husband has and the husband has the right to use that field that he set aside for his wife. And therefore, so there's some fruit going on here. There's some there's some uh if it's a nursing home, he gets to he gets the he gets the the Paris of the nursing homes here. Let's take a look. If he buys it from the husband, it would cost him 500 and he'd get the usage here. That little he get he'll get whatever the husband had in that field. He gets to eat the fruit. But if he buys it from the woman, he would only have to pay her 400 for the option because she has less in that field and it's harder to collect. So, let's go back. if he purchases it from the [Music] husband. So the husband in this case that he had to pay a thousand, he only loses 500 because he could get 500 today for it at any time. So he only lost 500. If he but if the guy went and bought it from the wife, if we view it from the wife's side, then he caused the husband a 600 loss. There's a 600 loss because the wife the husband at any given time could pay off his wife. The husband would go to his wife and say, "Listen, I don't want to give you $1,000 eventually. I want to give you $400 today. Do you accept?" Yes. Great. So therefore, his loss is only $600. It's never a,000 year. It's never a,000 because it has value today. Either 400 or 500. That's what says. So again, we view it from the husband's side. Why do we view it from the husband's side? Because maybe the wife doesn't want to sell. I don't know. who says she wants to sell. Go home tonight and ask your wives. They'll sell the tuba for I I guarantee you most of them will say what are you talking first of all they'll they kick you out of the house just for asking the question etc. But even if they nobody's gonna nobody's going to ask him to sell. Okay. But let's say but the other says I remember a joke. I'll tell you why not. A couple were celebrating an older couple. They were celebrating their anniversary. So the wife says, wife tells the husband, she says, "I wish you a life, a long life to 120." So the husband says, "And I wish you a long life to 119." He says, "What? What? Why 119? Where do you get 119?" He says, "What? I can't enjoy life for one year. What? I want to enjoy my life for one year from 119 to 120 something. Huh? Yeah. And I also gain exactly. Oh, he'll gain a monetary gain. Oh. Oh. Alfie. Alfie. [Music] So we have twoas. First of all, how do you how much money we're talking about? How much money is this worth now? And how much money did the aden that lied and said that the husband owes the how much they want to cause? What kind of damage do they want to cause? You said either we go with how much the the woman is willing to sell it for and how much the husband is willing to sell it for or what the market dictates. If you buy from the woman, it's worth 400. You buy it from the husband, it's worth 500. Says, he doesn't add anything. He doesn't argue. He just says we go by the woman and the woman is 400. I say also in other words, it has to be only I don't even know if we have to embarrass here, but we definitely have. So, in other words, this is what's not included. It's interesting. You remember we have an upgrade in her face changed a lot and so did her husbands is as follows. Let's say a woman I said this I know people here in Chicago that they have a lot of nursing homes and they give their children nursing homes before they get married. Somebody I know somebody ate by by me for she says I own a nursing home. She's 18 years old. I own a nursing home. My dad gave me a nursing home. Okay. So then she gets married this this girl and Betsy knows who I'm talking about right so when she gets married look look what happened to lit he also got a little older over here he this is from whoever was with us in the dar knows of this guy so he gets the profits from the nursing home during the marriage and what happens is since so if it goes down if it's so He guarantees whatever price it was when they came into the marriage, that's what he guarantees that she should get when if the marriage is dissolved or he dies, that's what she gets. So if it was worth a million dollars when she got married, she gets a million dollars. But let's say it went down in value. So he would have to pay the million dollars. If it's then he keeps on getting the profits and then when he goes bye-bye goes down in value. Byebye. She gets $600,000. She get she gets it as is and that's it. So that's what Papa says the the what you have to pay is whatever is included in the let's say embar stuff and all extra money that he promised but not okay. Now we go back to our says the Mishna another pair of liars. They come they come, they lie. They say so and so owes $1,000 to so and so. Now, the truth is he does owe $1,000, but they stick in that the loan was only for 30 days when in fact the loan was for 10 years. for 30 days. You have to pay back in 30 days. But the guy that took the loan, the the borrower says, "No, what 30 days? 10 years. How much would a person be willing to have this thousand?" I don't know. I think if you put it in the S&P Yeah. The S&P 500 probably almost triples itself. No. In years. No. Interest. It's more than But kids are It's worth something. It's worth a lot more than 30 days. So whatever that difference is. Wow. If you It's really If it really doubles, they would have to pay that double. more says. Huh? Ah, expensive. You got to get the door. I need that wine. So, we have the the P here. So we know that if you have a loan and comes erases the loan. It's gone. Says in the it erases it does to your loan. And this is important because at the end of the P says you cannot press your friend. You can't press him for money. So therefore says interesting huh I just noticed it now on the top of the it says in the name of his ra and I said over there and look at the bottom of now says in the name of his other great on the same page we have both. So he says very interesting. If I lend money to somebody for 10 years, within 10 years there's going to be a because every seven years. So obviously there's going to be any way you cut it there's going to be somewhere in there and it's going to erase the loan. Therefore, now we have a problem because if you look at this, it seems like time out. If you look at the it says and in the same poss says maybe I would have that they're in they're dependent on each other in order for there to be a to erase alone you also have to have don't press your friend I think they're connected but you they can't be connected why because I can't collect my loan my loan is for 10 years comes before the end the loan. So I never have an opportunity to do. So maybe therefore I shouldn't have sh I can't erase the loan if I can't be on don't press but there is no pressing because it's 10 years later and comes before the 10 years. However, he says, "No, even though I'm not going to fulfill this, at the end of the day, after 10 years, there will be. You're right. There won't be a a pressing, but I'll be able to press you after 10 years, and that's why it's okay. We have a big problem. What do we do with our how do I know how much these women when they found out to be false? Oh my goodness. Check this out. You saw Goldstein's car daff MDY is full of Nissan Ganza's magnets. He drives around Bar. I guess you can just grab one off and do the daff with him. Beni Nis you want to give Nis everybody in this room just call up N say what an unbelievable calendar just tell he's gonna she has such a Ben's already texting him it's unbelievable calendar who can't you came up with this idea yourself give him give him a little you know he needs a little the guy and I'm not worried that he's going to hear this on the sh so just pretend you came up with this idea yourself and don't tell him you heard this on the sh here let's see this is a then they say that MDY is a cult and MDY is a this look at this driving around the car like this in Barakult a what that's a I don't even know where that guy is. I don't know if he still doesn't die as we said already. We have a big problem. That's the how much have to pay. They have to pay the difference between a loan for 30 days and a loan of 10 day 10 years. Whatever whatever money you can make today by investing or whatever however much somebody is willing to give to have that loan. I have a problem should have to pay the entire loan. Why? Because they're they're saying that the loan was only for 30 days. In other words, he has to repay the loan. But if the loan was for 10 years, he wouldn't have to repay the loan. Why don't you have to repay the loan? Oh, you're right. After turning the D. Why do I have to repay the loan? Because the shmita in the middle. And if the shmita gets rid of all loans. So again, we have a guy Ruven took out a million- dollar loan from his friend and he's never gonna have to pay it back. Why? Because Schmita is going to show up before the end of the 10 years and he won't have to pay. And you lied and you said that the loan was only for 30 days. That means you caused him a million dollar loss. So you made them should pay a million dollars. What do you think the answer to that is? That there's a way to make a loan that you do have to pay even though Shmita comes. And what is that? There's two ways. Either this is a collateral. So you still have to pay. It's considered as if you already have the money by you. So you could collect your loan. And Rashi says that this is talking about a principal. So Rashi just explains real quickly. We'll see the rashy inside. Why not? Where did I put it here? [Music] Here this is we're talking about approval. not literally giving your your loan over to Bezon, but it's as if you're telling you could get you could collect this loan anytime you want. So when you give it to you collecting, it's bezen collecting and that's okay. It's not stories. If you loan somebody and you take a collateral then doesn't absolve the loan. Same thing if you give or what we do today approval says it's what we did today. And some say it's the exact reverse but all the we just said we're going to repeat but it it starts off differently and it ends up differently. This is what said he starts off from the other end. If you make a loan for 10 years, don't worry about why don't you have to worry about even though after 10 years you're gonna have a situation where you're not supposed to be pressing the person but right now we don't have and I'll prove it to you from our says in our everything we learn but bring your right the opposite way. We learned in how much is a person willing to have $1,000 in his hand the difference between having a loan for 30 days and having a loan for 10 years. If in fact after seven years or whenever comes it erases the loan then these the false have to pay for the entire loan because they caused it not to be erased. They wanted to cause it not to be erased. During it would erase the loan and they're saying that there's no that the loan is only a 30-day loan. So they should have to pay for the entire loan. Like we said it's talking about a situation where there's approval. Don't worry about it. It's not the great another we know there's a concept you can't be you can't you can't tell your wife that I'm getting married to you on condition there's no if the says that's it done is if you could say in the on the m part on the so here also we're talking about monetary things can you make a against the when it comes to monetary stuff I'm giving you a loan on condition that doesn't erase the loan what's even though it's monetary things the will come along and er and erase it. Everybody agrees to this that you can't make a condition against the again is where on a moment thing on a monetary thing. So maybe holds that even a marri thing you cannot make it against the we learned not of husband and wife means you're not to charge more than a sixth. Yeah. So there's three stages. If it's less than a six it's a good mech. If it's more than a six it's bottle. If it's exactly a six then the mecc is kay and you have to pay the difference. But let's say I go and I buy, I don't know, a piece of I buy a car from my friend and he charges me a sixth more than the market and he tells me I'm charging more than a six and this is how we're going to do the deal. You want to take it? You don't want it? You don't want it. Don't take it. Could you do that? Now the truth is we have anything mus you can make any deal you want. So the says like this there's no such thing as making at night. There's no there is enough and says there's no. So over here saying the opposite of what we thought he said a second ago he said the says you can't make it against the and over here says you could make it against the no explained it I heard it from mouth if I just say I don't I'm doing this deal with you on condition that you don't take a that you you'll pay me a sixth more it's not a problem I'm going to But if I say this shouldn't be the of the you hear if I say I can charge you whatever I want. You want this bottle of water? Give me a million dollars. Give me a million. It's your problem. Gave me. In other words, you're I'm telling you on condition that you're you're Yes. Okay. So then we can do any deal we want. But if I say uncondition that the of the doesn't exist, that I can't do. I can't erase the same thing. So therefore if I say I'm going to give you this loan on condition that when comes you'll be then it's a good loan won't erase but if I say I don't want the to exist then say I can't get rid of the I could do I could be somebody but I can't say get rid of the turning spons Global onestop shop for all your financial needs. Kovations LC in honor of our sons 12 and 9 for learning San with Elli in honor of Global and true role models of how to support the D and learning. Now we go back to our Okay, now we're going into some not so uh connected to our if you give your friend a loan and you don't tell them you don't stipulate how long the loan is for it has to be at least for 30 days. So he thought to say that's because he took the time to write out a a document. But if it's verbal loan, you don't have the 30-day minimum. So Rav says this is what my beloved said. And he calls his uncle, my beloved. This is the famous thing. It puzzles everybody. Rav's father and mother were Rafa's brother and sister. Huh? You hear this? Rafa had a brother and Rafa had a sister and the brother and sister got married and they had the god of called Rav. So who's Rav's uncle? Rafa. How is it possible? Because they're a brother from a different Mother. Mother. Okay. So says Rav I asked my uncle. My uncle said it's not true. 30-day minimum even on a verbal loan. We learned the same thing. You have a minimum of 30 days. Even 30 days. Don't sit down. I need you to explain to me what we just said. How do you know this idea from the Tory that a regular loan is for 30 days? Used to be that people would stand while they were learning then we became weaker. So we sit certain times during priest people stand up like by they stand up. Why? Because it's it's more it's not more but they show a certain to it. So maybe that's what he's trying to say over here. I'm trying to show you that what I'm about to say I need this is very to me stand up. The or says the exact opposite that McGill says that Rabenu stood up for easy things and sat down for very hard things. So this is such an easy thing you could I need you to stand for this. Interesting that himself his entire life stood while he learned. They say the same thing about and today ints I heard that he stands while he learns his entire life he stood while he learned. I learned the as a kid when I was 10 11 years old not like of that yeshiva not anyway she says you can't sit down you need to tell me where do we know this idea of alone is for 30 days The seventh year is getting close. The year of By the way, I'll just say throw this out here. Why not? Because Beny just brought a bottle of wine which I need. Somebody just passed it up here somewhere. Did you bring it? And give it to uh to you pass to me. So, no. Open it. Yeah. Yeah. Open it. So, I'm just saying because in a few in the past few months, people bought me, somebody bought me this bottle of wine. It's called Trump. It's very good. It looks great. Trump. The problem is Americans come to they don't realize they have to check the bottle, see if it's or not because this that not everybody drinks it. So, I have a couple bottles. If anybody drinks, come to me. I'll give you some Trump wine and some other stuff. Anyway, so it says like this, sorry. the year and then the the Tory says okay this is the year of we just said why do you have to call it double I know why does it [Music] say something else it's not at But it's something similar. Interesting. The calls it in other words, just like erases a loan. So for the first 30 days of a loan, it's erased. Don't even bother to collect that loan during the first 30 days. Treat it like we said. What's that here? The first three years of a tree the tree is it's user to have any benefit from the fruit from the tree. When does the when does the year start? It's not like a human being that from the day it's born you start counting 365 days. Rather rashana is the year. So 30 days before rashashana if this 30 days before this tree all of a sudden sprouted out 30 and it's live for 30 days before that's an entire year. So this this this better and better this tree is two years and one month is considered three years development. So by us also 30 days that's why great and that's what we call it's called a yearn meaning 30 days 30 days is considered a year in some in some situations says another interesting I'll tell you a story I I saw The story again said about he wanted a a talis. He wanted a talis kotum that the wool was something special that was grown and stroll or something and had all these and and only a man and this whole thing saved a lot of money. He finally gets the wool. He gets the whole garment from Isisro and it was like a sheet. So he gave it to his cousin or somebody a relative to to tailor it to make it into talis ka. So the guy took it and folded it and he cut the corner and when he cut the corner instead of making one hole it made two holes cuz he he doubled it up the wrong way. And he was very embarrassed. He didn't want to go to the bad. He was he was he was embarrassed. And finally he went there he told him what happened said listen one hole in the talis is for me to wear the other hole is for me not to get upset at you so to work my midas so that's what's going on over here guy has a square piece of cloth on chabas and he wants to make it into the talis so he makes a hole in the center he takes the middle he cuts it he makes a hole what's that That's called it's the finishing act of this garment and you're on for that if you do it amaz why is this different than somebody chopping off with a sword the top I have a a video here real quick Okay, here we go. You're going to put the blade flat against the glass. Doesn't matter if you use the back or the edge of the blade. Doesn't matter. Angle it just a little bit. See, I'm right on that seam. Okay. Now, you're going to swing through like a golf swing. Don't try to stop at the point of contact. Kind of like this. Oh, I left out one step. Uh, make sure your saber is pointing away from populated areas as the pressure in the bottle uh will turn that into a uh a projectile. Now done properly, the brake will be completely clean, but you should always inspect the uh glass for any shards and do be careful pouring as the broken neck could be sharp and dangerous. Now, excuse me. Well, I wonder how far that went. There it is. I'm going to call that 20 ft. It's a new record for me. Of course, you're never going to want to uh leave that kind of thing just laying around. And that is broken glass. But whatever. Okay. I went 20 ft. He's all proud of himself. Going to do this. Right. Right. Wow. It's almost the hour over here. So anyway, um we said this. So what what's the difference if you open up a battle? You're also creating an opening. And this is the we have on Shabas, you know, opening up soda battles and things like that. the battle the the the the barrel was once open and you cover it. Today you're right. It looks like one piece but it used to be open. Over here it was never open. By creating that opening you are in fact creating something new and that's is we start the because I have a little bit of a thing here. Let's try it out. Even though we're going a little into an hour over here let's just do it quickly. We'll just say that and that's it. Let me show you what's going on here. Let's pretend this is a mikvah. Okay, it you need this much water to make the mikvah kosher. You need 40 saw. Now, as you can see, you don't have 40. So, you need rainwater. If you take water out of the sink, it makes and you put it in here. So let's say you have you have three lug of sink water. This is sink water. This is rain water. You take the three log of sink water. You go like this. You just made the mikvah puzzle. Okay, that's it. If you already have 40 saw and you add sink water, then it's okay. But you didn't have 40 saw. Now let's go back. Guy has 30. He has he has three. Look over here. If you pour this in the mika becomes puzzle. What happens if you take wine and you go like this? Whoa. Not that much wine. But look at this. Now it's red wine. You take this red wine. It's really sink water. Still sink water with a little bit of red wine. And then you go, I don't want to do this over my gimmar. Now you pour it into the mikvah. The is it's kosher. Why? Because Raban only said that you can't pour in sink water drawn from a well, that sort of thing from the sink. But wine doesn't make it possible. And this we're going to view this as wine rather than water. Why? We're going to have to see tomorrow. There's no on this because it's wine that went in and not water. Have a wonderful day. [Music]