Daf Yomi Bava Metzia Daf 73 by R’ Eli Stefansky

[Music] I go [Music] to Whose y it is right now today um on top of everything else she was a tremendous B she was the bread in our home my father has a he doesn't take money for learning so he wouldn't learn in a Klo he wouldn't take any money for learning so it fell on her but she was the one that encouraged him and always pushed him on top of being principal and this and side job she always she she used to clean people's homes she was a lot a lot of tremendous amount of her should have alah sponsored 10y old girl somebody sent me a very scary picture m a scary picture I never saw this I just saw it now for the first time let me zoom in if I can or maybe I'll do this alos thei gim so is is B um is today it was well now it's after was today the son of I don't I don't even don't know what this is I remember visiting a young B in the hospital here inel with my father he had the M on his leg but I don't know I have no idea we're we're all related but the name is scary um let me see this one hi rebell I'm a 17-year-old you know you guys know I like these emails from younger B that are learning T little extra I'm a 17-year-old B in Lakewood and started the D in the beginning of have to say that I hardly learned Fridays when I come home from and chabas this p man we learned every single day did I read this already it just sounds like deu I read I know I read an email like this but it might be from someone else this P been I learned every single day and also Friday in shab since I started da that's the whole that's one of the biggest Smiles of D that it's a thank you very much as really impacts my day and I'll finish with re it's almost word for word from the that other one okay we have a beautiful da today we only have three D left and I'm starting to get the feeling that this trauma and this Shem that was a little bit exaggerated at least for me I'm enjoying it I don't see the difficulty I'm sure there's Su that were a little bit more difficult than others and perhaps some of them I didn't even understand that I just sold Lu to the but all in all it seems to be going very nicely we're holding Bay on B like eight lines from the bottom so says in the name of raun and this is important to remember it's raun so we know we spoke about um yeah is that what we're holding oh sponsors thank you the sponsor by Anonymous for the sa and speed return of all I'm just in a rush because M the the Hebrew speakers they start showing up and de she starts at a quarter two and they don't always come exactly at a quarter two they start they come like a few minutes before and it starts getting a little hectic care pressure is on Anonymous sa and as is I know wanted me to start early and on time and I tried and I missed things and I looked it's not it's not for the sa and speed return of all the hostages if you're hearing the entire chabas you heard bombings going on in a it should go well for them there shouldn't be any more tragedies for our we're living it we P we hear it the entire day no you guys heard it everybody heard it I felt it you felt it rabie schurg felt it and you feel it you're in America you're living in a different world our our brothers it they don't know what we went through that night when 300 missiles were coming towards us and the it's hard to it's hard to describe you heard it I loved it every minute that part is yeah but you know that the people our soldiers are in grave danger right now they had a lot of time to prepare and that's why we we have to learn and that's one of the re I mean the main reason why I started the Hebrew shear and I'm very happy I did was because they were doing uh the operations at night and I said I want to I the little I could do is learn and increased at that point so it should go well and people should have in mind it should be that we shouldn't hear any more tragedies because it was a while already that we didn't hear oh pum another one another one four and we had on Friday I think it was four and it's just it's a scary times oh no more spons and the Coffee corner thank you V and that I finally find a job all right so here we are let's just to go over this what's po you're permitted to give money in advance and get receive a product later on okay that's we discussed a lot of it throughout is I give today on the first day of Nissan I give a $100 the product goes up in value by the 20th of Nissan it goes up in value and I didn't receive the product yet I'm allowed to receive the product even though it's worth more that's not rivus on condition one of two things either yes the guy selling it has it in stock or there's a steady market and the price is known and it's locked in and that allows us it's as if the deal happened on the first not on the 20th because you could do it you have the ability to do it fine so that raun says this is more this case right over here is more of a me it's a sale I'm buying wheat I'm selling wheat but what if you translate this to money I borrow $100 I'm not buying anything and I say listen I'll try to pay you back $100 but if it can't get you $100 I I want to give you wheat instead I'll pay you back in wheat almost this case just it's a loan versus a sale the the guy on the left is borrowing $100 or the Tiger I should say is borrowing $100 versus selling something for $100 we know that there's a big difference when it comes to ribus alone is ribus mear is not so much ribus so that's why says you not you're not allow to pay back with fruit that's worth more today how could say this in the name of never said it boys the they borrow money in TI in the beginning of the year by and later on they pay with fruit in the price of TI we had this before you could buy in Tish the guy could have bought his wheat then so he's not gaining anything by getting the wheat at a cheaper price today he himself what happened he had money in his pocket instead of purchasing wheat in Tish he gave the money as a as a as a loan to Yeshiva guy he did him a favor Yeshiva guy goes and they make a deal Yesa guy says listen if I can't pay you in cash I'll give you a bunch of wheat now the the guy giving the loan he could buy the wheat today instead of giving a loone he could purchase the the wheat at a cheap rate now the Yeshiva guy is giving him wheat at the cheaper rate he didn't gain anything from the Yeshiva guy he could have done it himself so he says the guy giving the loan could have done it himself the guy didn't give him anything it's not okay you're right the wheat went up in price today he didn't receive $120 worth of wheat although he did but he could have purchased it for 100 so he gained zero so you see allowed in the beginning you cannot and he heard from someone else that you could do it so he retracted and that's how he pass it story is as follows you have here the cheaper than in America right cheaper than so guy goes let's assume that's the case k mat let's call talk about cheaper over here they grow them here the cheaper so guy says look I see you're about to board a plane with 100 asum why do you have to do that I'm going to go I'll take your asum to America for you I'll sell them over there and whatever you're going to make in America at the higher price I'll give you I'll pay you back later when I get back why is he doing it because he doesn't have any money another Yesa guy right doesn't have any money he says I'll take the the I'll bring them to America I'll sell him in America and let's say the guy was they cost $100 a nest here in in Israel in in America you could sell him for2 200 I'll give him $200 per restri when I come back I have to suus oh he gets money in America he has thousands of dollars he could do Other M with correct but he has a month for the time he has a month of of that's that's a business everybody likes that a lot of companies they take your money and they don't give it back for a day day they what do they do they in he could invest it in the stock market he has all stuff he buys electronics over there and he brings them back he brings remember telephones we used to bring back telephones make few bucks whatever shirts Israeli guys they like the white shirts in America you bring them back over here real quickly he makes his money and then he gives the guy all his $200 per ort M okay so depends oh already read the whole safer over there but he knows about we're going to see in a second what you gonna bother get on a plane get off a plane I I'll do all the work for you give me I'll do the work I'll make a stand I'll sell them in the street on 13th Avenue and all the money I'm going to bring back to you after y so it depends if this guy no I'm fixed the B he says I'm taking full responsibility if the you know it's difficult to go in there we had um I got what is it called um entry to America what is it called the global entry Global Entry I had Global Entry one day I come in there with my family and the dog sniffs and they they catch we had like pastrami something so I starts telling them this p is from Chicago and we're just bringing him back look it says Romanian no no no this you brought you said you declared there's no meat we caught you with a sandwich so gu says listen your Global eny I'm going to take I'm going to revoke your Global eny but it's right the same thing you bring fruit in from Mar it's all over that the dog smells it in a second from a mile away do not bring Apples or nothing from marage especially if you're from they lock in on you if you have seeds all the don't bring any whole line I'm not kidding it was one time almost everybody online was from Okay you're from probably brought Pim probably brought some fruit I don't know what uh what is it called um when when they uh they go after a certain group of people racism no profiling profile they do they profile they profile we spoke about a different time but the bottom line is I take a if they stop you at the Border in America and they take away the sh I the I take full responsibility for everything so why so now it's really non fixes all the way from through America through the sale on 13 when it's sold for that amount for $200 then I the Yesa guy I take a loan from no fix $200 but the loan happened after the sale of the estri why because n fix takes responsibility from the beginning all the way to that but if I say listen from here on out give me all this from this point on on the flight everything it's mine aler then it's ribus why because I'm taking something that's worth I could buy AUM here in for $100 so why am I paying you $200 think about it Mr Mr Yesa guy here in in benuron benuron airport could buy as many as he wants for $100 a piece so why in the world is he paying this nonfixed $200 ribus he wants to use the money he wants to use the cash that he makes the him in America so that's why it's AER next now we're talking about the famous case we had it 25 times talk about it again so it's also to borrow a certain amount of fruit this case right over here oh I didn't show it to you here us to borrow that amount and return that amount because it can go up in price again there a guy transferring fruit from one place to another his friend says why you bothering bring it up there give me the fruit over here I have fruit up there and I'll I'll I'll we'll do a trade so again that's one of the conditions on it's interesting because we were talking up until now is a forward contract and that we had there two conditions that not two conditions together one of the two is enough to make it now we're using this yes on a different case on which actually we mentioned before we even started when we spoke about yes the M later with the with the key with the sun if you have it it's just locked up you can't get yes if he has it in that other city if not we're concerned for ribb is a very interesting typically speaking ribus means I'm using your money for a little bit of time and for that usage of time I give you extra on your money what if I want your money not to use it and not I want your money to look wealthy so people think that I'm a hacker they'll they they'll they'll treat me differently if you pay in advance they'll give you a better price we said typically speaking if there's two prices to to an object to an item it's a bra and if everybody knows that there two prizes even if you only mention one it's still a bra huh okay like a lot of things correct like Arona they have a had to risk don't worry about it if you pay now you get one price you pay later different price so you pay now thear these these donkey drivers they'll give you a a better price it's not a problem why the donkey driver he wants to look like he's a wealthy businessman he has a lot of money so the wholesalers treat him differently look he he flashes all this cash so the cash is to look good so he's not giving you a better price because he's using your money he's he just wants to look better when they hear that he gave uh a really cheap price the wholesalers feel bad for him so they dropped the price for him they know him already NE he took a very price but he has to make money what he's not going to make money okay so he drop it even more he he appreciates that what's the difference between the two different if he's a he's brand new he's a Greener this is his first time on the job if he shows up with a lot of money then they respect him but if he's trying to get a better deal because he he messed up on the priz and give price they're not going to give him a good price he's new they have no they don't have any respect for him maybe he won't show up again if you're a guy that's doing business with them for a long time and you messed up you give it a lower price they'll give you even a lower price it can make some sort sort of of of money over there says another story we're going it's very interesting we're going from think to think to thing sh just walked in he came all the way from right now special for him I don't have the real uh map but show that okay you could just see where surra is exact that's RAV was from surra we all know RAV is from surra where exactly this other plac is not exactly sure but somewhere else so in Sur you know it's a big city big city big price for for a buck you get four you get you get for a do you get six this is a big theme in that when you accept upon yourself as we said the top the Top Line in this you you accept a who's who's responsible that's what we need to know RAV said I'm responsible I'm responsible means you're the owner you're the owner all the way from cafrey wherever cafrey is RAV owns all the product cafrey how much could you get for a dollar six so how much RAV pay for his stuff sick you should get for $1 you should get six says he only took five as but he deserves six he he took all the responsibility all the way from CF a person who is different he has to act differently shouldn't be any kind of that maybe he's doing something wrong so here's just the saying in Hebrew regarding okay you understood it you understood it not not you want to explain no okay it's nice to be a of a person but it's more to be a nice person something like that to do what the donkey drivers did to sell cheap when you get money up front and the whole reason is why because they want to look wealthy they want to look like they have a lot of cash on them so they get better deals from the wholesaler what about if you're not dealing really with fruit you're dealing with scrap metal so now in now day scrap metal is a big business but in those days a few metal this a few gold that there's not a big market for that came he tried to do the same trick with clothing made out of flags said no no there's no markets for that and therefore you can't say the same spus it's actually in the exact question of with scrap metal par so stop there's different St is obviously in the grape let's say in stage two basically something like that it's like you could see that there's a a future grape over here but it's very very far from bring a grape from here until grape in stage G is uh so in st's G a lot of things can go wrong right a nice little cold it could be cold weather this way too much rain too little I don't know a lot of thingss bugs great yeah a lot of stuff so I'm going to pay less today and you're going to give me more tomorrow what's the so but all you have is this typically we say yes he has he has he has it in sty great but what does he have he doesn't have grapes he has stage B what is that it's nothing has potential this potential yes I finish I I could I have potential I could sit there and learn every day but I don't so so we have to know says that's nothing says it's perfect it's K to remember we're almost finished so K to remember this cuz it's not really brought up that many times but you want to sound like you know what you're talking about so when people say yeah you know what they're talking about is for waiting so this looks like you're you're getting why is he giving you perfect grapes and he's only charging you for almost nothing the answer is because he's using your money now he loves it he takes cash today a million dollars today and he gives you $2 million worth of grapes tomorrow so it's a no says no it's not a problem you're right he gave you a million dollars and you're giving him $2 million worth of grapes since there's so much that could go wrong here and at the end he's taking a big risk he's giving that's that's that's what life is all about that's what business is all about you're you're checking if the caho is okay was I okay uh oh you got to warn me what the G is all about I don't want to mess up you take a big risk you get a big reward I'm taking a risk on your baby baby grapes I'm giving you a million dollars because it could go f it be worth 0 so that's why you're giving $2 million later on but it's not okay something like this when The Oxen go through like in those days the tractor they had a vehicle where you're going to slep all the grapes go back and forth you use an animal problem with the animal is that the animal is going to step on grapes destroy grapes and also the animal himself rash over here says is going to destroy his own feet we had before in the beginning of somewhere else in the where the animal destroys the grapes also rash doesn't bring it here the point is that there's other losses other losses you're not going to pay that much for the grapes okay another new one those who lend the seeds to the sheer crappers so we're going to see that it depends on the the way it worked you own the field but you didn't want to work the field you brought in a farmer he did all the work and he shared with you the profits a thirdd 50% whatever it is some places the farmer pays for the seeds some places the owner of the field pays for the seed you're lending him seeds when he pays you back the seeds Bo say I want you to think about this for a second think don't stop very simple question you gave him a box of seeds and he pays you back a box of seeds what kind of is could that be very good okay we're at the end of we need to know this if I tell you he gave you a box of fruit or a box of Wheat and he paid you back a box a week you'd all say sa if I say seeds all you get confused same thing a box for a box I lend you a box and you return a box that's how do I get out of this he tells the owner of the field who lend who lent the seeds go ahead and do some work in the field let's say work this 4x4 area now this 4x4 is exclusively yours not the sheer crappers and that will be your payment for the seeds typically speaking you get uh 2/3 of the field now you're going to get 2/3 plus this 4x4 area which is going to pay you for your seeds otherwise you have a problem of then you're lending him the seeds and he's paying you back seeds another one the minri oh oh where's Rabbi steinard this guy watching the field so the way it works is as follows the guy watches the field let's say until PES the guy that owns the field doesn't have the money to pay him it's number one expense salaries so he says listen I'm sorry this is the minut now none of my friends paid their watch guys I'm going to pay you but you have to wait a month you wait a month I'm going to sell some of the Cucumbers the stuff and then I'm going to pay you but I'm going to pay you because I was wrong and I didn't pay you today I owe you $1,000 I'm going to pay you $1,100 what is that called Hill is on top of you're doing a lot of kar these days coming to the K learning look at that M two for two because you with the big gun you waited an extra month to get paid you took instead of $1,000 you took $100 you waited a month you got an extra $100 big problem how do I get out of that problem I don't have the money none of us all the farmers in the entire we don't have money so what are going to do it's not just me it's everybody and you kind of know that that's it's going to be I'm not getting into the exactly you know okay so he says you keep on working there do something turn something pretend you're there therefore you're still you're still working through PES through everything through why cuz you move the shovel this way and they turn the dirt that way I don't owe you the money until the end and for that you get paid 1100 bucks then I'm already giving you a bonus I'm not paying you for waiting I'm just giving you extra money fine that's a way to get out of it I don't know if it works so well in in English but it was so G in Hebrew I got to say it over if you guys get it get it this um this yid told the the captain of the cruise he said there's a whole Cruise of of from guys whatever at the end of the day if you do a good job every single one of us I'll make sure every single one of us in the cruise gives you a $100 tip it's okay so the guy M she worked hard went out of his way stayed up nights and got the whole crew to to but he's not he's not St he he knew so the last day as everybody's debarking is it called disembarking he went to the front to the door over there and he's waiting this guy to give a tip nobody every said Thank you thank you finally the last last guy he like okay maybe now thank you and the guy gets off and leaves 20 seconds later he comes back around says oh I forgot I have a $50,000 check for you here so he said listen I don't know if you Jews you killed yoska that I don't know one thing for sure you took it out his Nish okay it works much better in Hebrew we only have 50 [Music] minutes so the re what's wrong with you you're doing ribb everybody gives them four and they get rid of him and you wait until a month later ear here Mish we're in ear right now right and he takes six no right so the extra two is not no no no what you're doing is wrong not me this field really is he has a lean on the field if you get rid of him the wheat didn't have its full potential it didn't grow completely so you're making the the sheer crapper also lose part of the wheat I wait patiently until so we all gain the wheat is more and therefore get paid more you get more says the oh sponsor by Gan of bger cup Consulting and by for bring rebell into our lives so first of all most times it says goes through the whole thing it's a very very sad story where the famous his daughter was captured by the go and she became pregnant and she had Rari from that pregnancy but it happens to be that the captor he converted later on and he married her I this is the first time I actually pictured it thead bringing in his new son-in-law rap IST who became a GU who became a g in I mean sitting there saying it's a it's a it's a scary situation but I don't know how many choices she had she was pregnant already and okay she decided to marry him so we don't mention his name his name is we don't mention it's not a covered for Rari Rari is brought down many times in so go something like this this guy had a house andari gave him money and because he gave him money he only gave him money because he gave him a house oops I went too far the house moves on its own I didn't have to click okay so now R Mori is living in this house because the the borrower is a guy so the borrower of the GU will return the full amount of money plus Rari gets to live in the house rentree typically from a Jew you're not allowed to do that that would be ribus and what do we do something calleda we chop down from the the total loan whatever the the value of the rent is we take off the loan but he's a guy so I could live in the house and great R didn't know about this R didn't know that ra Mori is has a has a mash doesn't know anything the puts up a for sale side he knows is not he's not getting much from his house it's already byari so he sells it he sells it to ra the house really should be by says the sells the says the he waited 12 months he took the rent of the following year and he goes and he pays the reason why I didn't pay you up until now we learned this a Mas in a collateral is a year therefore if the go wanted to prepay the loan early he could prepay it early but he can't take the house back for a full year I got a Mas for year it's my it's my right to live in this house for a full year so I don't have to pay rent for that year next year is a different thing since next year he could prepay he could pay he could pay back the loan and then I lose the house kick me out so I have to pay rent to Rob if the guy wanted to kick me out of the house he couldn't I have a whole year and now I want to give you the rent of the house in case this guy throws me out I'm going to pay you for the whole year if had I known that you were involved over here I wouldn't have bought it t goes into the whole thing that we have a concept of and we spoke about it also in this peric that if you if you have collateral you could be a hill three for three barro bar what barro since he's involved in this house he gets to buy first from the guy Rob is saying if had I known that you're involved I wouldn't have put in a I wouldn't have bought the house so nevertheless I'm going to treat you like as if they were doing the the local customs of the I don't own the house I'm going to pretend I do own the house but I'm going to pretend that the go still is involved over here and as long as he doesn't pay back the loan you get to stay in the house for free I don't want rent stay in this house rent free until the guy pays you back completely I'm not taking any rent another look at these these terrible rabbis they're they take ribbers I am buying wine today in and I'm going to get the wine later on in now how could you do one of two things either or she says since there's a very high chance that the wine will spoil and therefore we're dealing with a a ribon situation here so he says no they paid for wine they didn't pay for vinegar it happens to be that you could tell right away it's almost like the gar says about children you look at a child at a two-year-old you see exactly what is me are going to be when it's 50 years old you see the stubbornness you see the cast you see everything human beings that's how they are the says right whatever the lotion over there is what's the lotion whatever okay fine you look at a child you see over here you look at the wine you see that it is it's our that's P you see it all over and over and over we are born with bad Midas all of us different bad meas each person different bad meas our job is to work in our meas that's our the villain says our main in this world is to work in so so it's notat that he's taking a different wine the the the the wine that becomes vinegar is vinegar that's from day one he he chose the good wine again this is Al he would give money to these people that were by the port of shanas and they would give him extra so this is actually a purchase and on a purchase they would give him a little bit more they would give him like whatever says a certain amount there's a here so rash here says if you look right next to where the is says they don't mention anything about I'm giving you extra for because we had the money no it's a mat it's just a mat so this this very important to remember you cannot give just the mat when it comes to Rivers I'm just giving the guy that let me a million dollars and a beautiful sh500 doesn't work like that that's awesome but since this is this is a and you don't mention anything okay the problem is wait a minute it's not even their land the land is has a lean for taxes and the King said the king said whoever pays the taxes tax sale you get it look at this they're taking these people they pay their head taxes each person has a tax he has to pay every year and those people that are not paying the taxes they grab them and they use them as slaves and it see seems like a little bit too much work them too hard listen to this had I died right now unbelievable had I died and you wouldn't have mentioned this I wouldn't have told you this beautiful Al I would have gone to my grave with this Al and nobody would have known about this for the forever this this stle of stamp of slavery it's in the backs of the king in other words all these people were all slaves of the king it's like M but to the a physical king and the King said you want a slave if whoever pays this tax gets these slaves we didn't enslave them the king enslaved them we're just taking them from the King listen to this was the brother of here beautiful picture M explains all again you see that that's R's wagon R's inside there you can see the silhouette and R if somebody wasn't very good didn't wasn't mitz took him made him into a horse slap slap the R's wagon that's it with theas they came into a town on a horse and buggy together and the people from the town this tremendous you know they came they they greeted them and the people they took off the horses off the wagon and they started pulling the wagon and eventually they get come to the city and they open up the doors and there's no no us inside what happened was the saw that the slapping jumped out he started pulling for the nas he oh they're probably shlepping it for the nas nus also jumped out he thought that doing for the r the kids nobody's in there they all slepping an empty wagon okay you hear this people that that's how they kept everybody on the D on the straight and narrow if you go off the D you become a horse you have no you don't ask any they take you they grab you they tie you to a wagon go says beautiful what you did I love it they pulled it says you see some not acting nicely here's the is it it says over yeah right over there no we're gonna read it differently you could you could work them and also your brother maybe even a good guy could just grab and work him you need the bottom says you're not want to work a guy seems like you could work him like easy but not not hard we have two minutes he you give money to your friend you're saying oh you going over there the wine is really cheap now do me a favor buy me a bunch of wine he says no problem of course you're going to pee up whatever it's called over there it's a big sale yeah I'll buy you and he didn't buy you does he owe you anything not really but certain in certain cases he does if you m and you made some sort of deal zbot here we got a picture of zbot here it's the it's the uh the port over there where all the wine comes in so the price is really really cheap you since you took a responsibility somehow you did some sort of thing you have to make it up to him you have to give him the wine at a cheap price if a person points I want this this battle no you know he doesn't have to give it to you why who said ever be able to make a deal wine in general yes and this is very important for all of and we had it a few times already he could do his job but he didn't that's you can't can't force something like that a lot of times you think oh I'm going to be nice to the guy I'll do it I'm going to be there and then it slips your mind so for that you're got to be he wanted to and it didn't it didn't work out the be made but there is you see that sometimes you do have to pay even though it's an I said I'm going to work your field and at the end I didn't so the him to pay as the best stuff says when it was 100% in his hand and he didn't do it then you have to pay over here when you're buying stuff who said they'll sell it to you so it's not 100% your hand you could rely on that thing have a wonderful evening a wonderful week good