Daf Yomi Bava Metzia Daf 72 by R’ Eli Stefansky

[Music] good your is coming up this Sunday this Sunday am sponsored a 10y old girl gray hi belly been a while since our basketball games in the institute for blind 7 a.m. Fridays when I liveed in for 3 years every Friday 7 a.m. Vin 7 a.m. hope this brings image brings a smile to your day I the thought of basketball 7 in the morning anyways what is the da up to rib rib hi re I believe sh why people believe is so hard because in when we're younger it's portrayed as one of the hardest suas now it's not just one short or another but real life business scenar ex interest so we remember his hard being hard back then now grown up I personally find the is fascinating LOL thanks again for being incredible y aul de I was truly delighted to see a picture of my good friend Willie with his new baby daughter while watching today's D I know Willie for 25 years I'm proud of was once his count started summer camp in March of 2022 so post from Willie mentioning encouraging people to sign up and to learn receive freear decided a free gar added learning couldn't hurt I I didn't know how long I would be able to stick with it but it was worth a try began vus on March 9th 2022 and a b with the shear since see one status from Willie brought in ephra Reese I brought others in as well so Willie has already believe it or not I also be amazed by will committ find around town learning and doing after October 7 he constantly was spping Goods to the airport to send to Israel like our good friend Mi who's busy sending all day doesn't have enough time for Toyo he's probably an American now I just wanted to reiterate what you said about the good he does I think about how fortunate his new baby is to have Willie as an and EST as parents there's no doubt she's bound to build a b be thank you for sharing his Sim student views because of Will's commitment Ephraim Reese I think Mark took you seriously about going on vacation now that you're back in AR I spotted Mark chilling outside Wesley coach today he looks very relaxed keep on daing Ys parisera New York F good morning hope you're well I want to express my tremendous I tell you everything that do about a month and a half ago I was in schitz came over to my son and I and was super excited that you were in the five times I spoke with my son Noah you hear this decided to go speak to a younger kid about the you give explained how it's very energetic and there's a lot of cool slides until about one month one about a month and a half ago my son never learned gar until about a month and a half ago my son never learned gamar the one time he did was only to prepare for upcoming test to get into yes and Israel he didn't even know tal and the gar the same thing and asked me at the time why we started on page two he thought he was missing a page after he spoke with his he was inspired and started doing the has gone through 41 blot as of today he has mentioned to me several times that he can't talk he must finish the da in the day for the day and consistently sends me video clips ask me to explain certain ideas of course having to do just want to thank you again for what you do thank you 40 days is unbelievable 60 90 days that's it you're locked in for life keep it up the sponsored by Anonymous for the safe and Speedy return of all the hostages happy birthday daddy should have anah and daddy KH should have a happy birthday the sponsored the day y Ezra y Ezra for safe return of all the hostages for paros and sponsored by his father new one sponsored by his father should seem be a mdy headquarter Coffee corner weak vladis zarov in the that I finally find a job Bo say we're holding we only have four left today we're going to do a little bit of if you weren't here in the beginning of was actually like kind of when we started and we spoke about today we're going to do a little bit of we're holding three lines down from the top it's very interesting we know that we're allowed to borrow money from a and lend him money bbus what happens you borrow money from the guy and all a sudden he becomes a Jew now what it's a nice trick actually you take he takes from you you're a bank takes a million dollar loan 10% interest $100,000 a year after three years he realizes oh he's $300,000 in the hole in interest oh you know what I'll become a yid for $300,000 I'll become a y why not this is the famous bardak trying to get him to join the Hebrew Shear a guy goes to the cyer shows him his M say no these are no good these are youi right he goes yeah these areay misas you have to buy new misas how much are new M says at least 2,000 she says 2,000 she I wanted I want to become a spy and then he goes through the whole thing but if you become a spy you have to do a if you have a girl you have to and you this and then he came out that it's not but then he said but if you're askanazi you have to buy a deer for your kid Checkmate he's like so then they decided they should become money anyway so some people for a certain amount of money they become I don't know what so let's see in the the B from the non-jew it goes like this I noticed that and I'm saying this for myself a lot of times you hear a word and you it sounds intimidating and then you like shut down that's it the is over wow all it means is he wrote an invoice okay it's just very simple but sometimes Z oh that's it is over what happened was the Jew bared money from the non-jew a million dollar at 10% interest for the saer I'm going to say this as a joke because I love the safer I love the safer is galic and it's there's a I just saw like they're selling the safer for free I mean they're giving it away for free from they're giving it away from but it says in the bottom that you just have to pay like something 35 shek 40 shek for shipping and I realized that's more expensive than the actual saer Coss in the store so this is the first time in my life that I saw a safer that there's ribbers on it the whole safer is about ribbers you can get it for 35 shekel but if you want it for free it cost 40 just I have a car to save that was just for the joke erase what it's very good it's actually very yeah it was uh just two days ago I was looking for Al I was stuck in the in in uh Grease and I couldn't figure out like I didn't it was bothering me how come people lend with ribbers that that idea so I looked in the I looked I didn't then I open I had that sa with me I opened it up and he spoke about it he brought the tour the this I was able to say in she anyway um no it's very it's it's for dummies it's like it gives you the translation repeats it's very good okay what it called again something very Sim it's a blue safer very nice safer anyway appreciate it so the Jew borrows a million dollars from the guy here it is yeah bues a million dollar from the from the guy with 10% interest a year so at the end of the year the GU writes him a new invoice initially it says a million dollar plus interest at the end of the year he says you owe me $1.1 million a new star like a new loan and afterwards he becomes a g okay so he locked in the price he locked in the entire loan 1.1 and the Jew owes him 1.1 but if he he goes over the whole loan and he rewrites it and gives him a new invoice after he already has pis and a hat and a jacket and he's saying by that time it's too late there's no Rivers here we have a little bit of a here's our guy the non Jew he gives $100 to the Jew it says you owe me 100 plus ribbers and then they Chuck that out and they write a new one you owe me 110 he writes in you owe me 110 and then he becomes a [Laughter] g so it's good but if it's the opposite he becomes a g and then he writes it no good very simple he wrote a a and then he became a g if he wrote the before became a so everything was he he uh he he borrowed the rib he owed the rib when he still he could pay him the principle and the ribus as we're going to see soon there's a that says that if you borrow with ribus it wipes off everything even the principal you don't have to pay but in this case C not only the principal but even the ribs you have to pay but if it happened after became a [Music] g he could only pay the principle doesn't pay the and the same applies in Reverse if the go borrowed from the Jew which he's allowed to borrow ribb the Jew is allowed to take ribbers right especially if it's for his or he's and we said since we need and since we already are used to the not going to have such it's okay that's if he didn't become a g yet and he put it in AAR then the Jew could collect the interest from the but became a GED and then you rewrote it then you get the principle but you don't get the the writing you're you're reestablishing a new loan pay rers just the writing is the no no no once you write it once you EST now you're pay back no no no writing is a trick to get out of the problem once you write it's a new loan it's a new loan I owe you instead of hund a million dollars I owe you 1.1 million paying ribbers to That's What's happen you're Jew now you're pay ribb so time out no the opposite the opposite there's no ribbers with a guy and all the money that I owed him for ribb was when he was a guy or that he owed me was when he was a guy now he's a year who cares no it's not it's not ribus it's not even ribus it might look like ribus it might this doesn't look so Goods you're taking but at the end of the day why did you charge him because he wasn't Jewish yesterday he wasn't Jewish in there's two cases there's you borrowing from a guy and there's a guy borrowing from you in the case borrows from you charge interest why the guy the guy owes $300,000 in interest so he has a very simple trick he goes goes through the process and becomes a yid and he wipes out the interest we don't want people to say that he became a Jew for the money like the famous MAA there was a a priest that was promising $100,000 to any Jew that converts so this guy said okay let me try it out so he converted he took converts he goes to the to the church whatever he converts and he walks outside and he sees a friend of his from the past already a guy so he says Z I could get $100,000 he says Ah you Jews all you think about is money people do people do funny things for for a few bucks yeah what very tricky when could a Jew take ribs from a Jew the answer is never in this case no in this case it's not from a Jew he took ribbs that he owed him from when he's a GU the payment is when he's a Jew he's a of the that he was before okay fine nice is nice question great question I do want to remind the because it made such a oration this story and it's a famous story but once in a while you got to repeat it that in Lakewood once in a while every few weeks I said a story yesterday Jonathan I didn't say it in two years no yeah the old story they I I don't think I said in it's not two years which story was it 20 27 says Story number 27 very good anyway I didn't say it in a long time I remember so this one I also no this one I said closer that there was a family in Lakewood that the kids got accepted to the bestor in Lakewood the hardest schools regular from people we're talking about Mark ashkanazi he moved to Phoenix so that his daughter could go to school in Phoenix he picked up his family and moved to Phoenix they he travels back and forth people in Lakewood connect get their kids in school y this guy has his kids in school one day the FBI shows up they they realize he's a murderer that just pretends that he's in a l with her he wasn't even Jewish he looked like a he had the Hat the jacket the P all and his kids are stagging away in L and the that you can't get in they went they picked him up they pulled him out you don't remember Thea who remembers the story ah so I made up the story gal good story I made up wow now you're going to get you're going to get the emails with the thing Aura world news it must have not been in the last two years but okay did I say the story recently but it's it's a this is a true story em story too bad that you guys don't know what's going on in the world what the the guy in that just that that one you remember yeah just recently he wrote Huh dad lebanes but there's another one with past and everything he wrote a book about his whole thing he's complet he nothing nothing bad but went back to the okay anyway but this guy inid 100% what hold on time out somebody look up on Google right now and find the smice and L with during the sh we're going to find out yeah what a rush down here that says even yeah yeah yeah yeah I know yeah the rush it's not it's not all the rush holds that even interest Cruise afterwards ah so you mean that that helps no's question that here's a case of a Jew could take interest from a Jew real interest without had to risk without that's the question without without being without anything special take from another you know how many people are going to answer in all of them in one shot they start scream I yeah unbeli if you are over the of rib and you make AAR for the so if you write such AAR we punish you and you don't even get back your principle I forgot to look this up it bothered me a mill share last night but but then theu is also over there right so he gains a million it becomes his like what happens to the million dollar the Mal loses but why the why gain he's also Russ okay you wipe everything out the ribb certainly wipe out why the is the even the principal nobody can find that story yet what's going on what you what happened March 2008 2008 no go Lakewood Community rocked by non-jewish maning ASW no his kids were in the it says over there Park bunch of amarat here amarat A whole room full of people not a single person knows the story had no kids they should have made aan Nathan Ley n Ley yeah [Laughter] yeah fine we proved it there oh so this is a riot to all my stories okay fine you just don't know what do you mean he stuck he was over over no that's that's not ma that at all he went ahead and took look look at the two lines down over so why should he gain why should a guy that's over oh that's right hold on I'm getting there hold on what does it mean do you rip up thear completely out in the in the garbage or it just means you don't you don't he's not he's not going from uh only from okay so that explains according to that but that you rip it up completely no he gets back his principle he just doesn't get the rib no the cyer maybe doesn't know I don't know oh he's saying that also fine I hear just a general thing if a person did something wrong do we get him also on the on the thing that he did right on the part that's good there's two parts of the this's the principle and this's the interest the interest we punish him on and we also according to her mayor punish him on the on the good stuff on the loan it's not it's a according to Mayor we give extra punishment you lose a million dollars because you want to take $100,000 of this according to ra we don't not awesome again this is one of those things that could confus people I'm done no it's very very P here so there was a property sold on [Music] he and there was a loan on in other words the loan happened after the property was sold but in thear they write the wrong date instead of writing they write Alf thear says Al it's a lie thear is falsified but what happens when you write AAR like that now it shows that the malva could go after all the real estate of Thea from Al he can go after all real estate so even if the if the Le sold a piece of Real Estate he can go after it what happened in this case Thea sold a piece of real estate on he Nissan the fifth day of Nissan but it says in the that this piece of real estate already had a lean on it to the malva when 5 days earlier in Alf that's a lie in thear okay thear is falsified there's some very good stuff in thear it says the right names it says the right amount of the loan it says where they live everything just one small detail is off and that's instead of [Music] okay the same exact thing here look what happens now the malva comes and takes away the field that the guy bought on Hane son could happen 20 days later it doesn't matter when he grabs it why because he comes with a star that shows that he already had a lean on the field from Al which is not true the loan only happened on y so that's why puzzle he could do the wrong thing this is not important to our but let's just see it for a second here he borrowed money when on Al and it says in the that it actually happened in he's messing himself up it doesn't even help him it's not good for him that means every anybody that that that uh that bought a field he loses for 10 days okay this this is we're talking about this case why are you throwing it out completely according to you that we could do like a kind of thing we could say this is good for the principle not good for the interest so let's say this is good from from you agree the names are good the mount is good everything is good so let's use it let the at least be good from okay so he Li has a little lying problem put Al instead of but let the be good from you're right according to Mayor the reason is we do a since part of the is a lie so we throw out the whole we rip it up why would I leave such AAR around and let it be used he could go you could go like J man said yesterday you go you go use it somewhere else in another city or he'll use in this city people won't realize the date whatever it is he'll use it says you're talking about two kers two guys two shrewd what do they called tricksters is a good one fine they one guy triy to play a good trick on his friend so the other guy got him back with even a better trick what was the trick one borrowed money from the other said give me a million dollars he says a million dollars are you crazy what if you don't pay me back oh I have a a Vineyard it's worth millions of dollars here take it as a as collateral okay he takes the vineyard as collateral and for three years he sits there in the vineyard the malva and and and reaps the fruit takes the grapes and he basically let's say he even pays down the load doesn't matter what exact he sat there for three years with with the vineyard was he allowed to sit there of course it was collateral but we all know in B says that if you stay in a field for three years it's if nobody makes nobody what no makes a m so over here why would the real owner make a m he gave it as collateral he wants the guy to be there and and reap the fruit so the guy tells him listen now he what's the word black blackmails him he blackmails him he says I'm going to tell everybody it's my field yeah you you have a choice if you want to sell to me like a mench I'll give you money right now if not it's mine any either way it's mine okay I I like this this gak grapes my business is going well I'm taking this you have a choice either we could do this nicely you'll take a million for me right now for this thing or you're not going to get a dime for me I'm going to tell everybody I sat it for 3 years go fight in and so the guy says oh what do we do for such a thing he had a great trick the the says if you're going to sell it to me like a mench great if you don't want to sell it to me I'm gonna destroy thear who holds thear the Mals thear I'm gonna I'm gonna lie not going to tell anybody this was actually collateral I'll tell people I bought it from you I purchased from right I'm sitting here for three years oh but you can't mess with this guy the is not a pushover so first of all Step One is he went and conveyed the deed he went and he gave the entire Vineyard to his son as a gift he gifted it to his son wrote AAR a him the whole thing it's not his anymore then he goes to the Mala and he says okay you know what you got me you blackmailed me okay okay how much a million dollar give me a million dollars it's yours so he sold him the vineyard when it wasn't even his it's a Sons 100% his sons Hally he gave it to his son it's his sons then he went he took a million dollars from the guy pocketed the million that the guy and then he told the guy H you sold you sold the wrong person The Vineyard it's not even mine I got you a million dollars from Isel what he bought it but he stole his money because he you can't sell something it's not yours he sold them it's like it's like selling your neighbor's apartment to somebody else he sold his son's Vineyard to somebody for a million dollars you want to play games with me you want a black you want a blackmail me okay let's do it games on he took his million dollar now he says now the M starts crying give me my million dollars back so he says I didn't sell you anything I had nothing to sell so he says the ma says well I lent you the money I lent you the money and we even have AAR that I lent it to you here it's says you sold me this field but it wasn't yours so you took there three years who cares that itong to someone else he there three years the same three years he was sitting there doesn't matter who it belonged to originally he here for three years now for three years doesn't matter the same the same time he had before no no one made him a nobody got the money no one made him the same he has before he has now came and said give me money either I'll give you money or I'm going so the says okay no problem let's make a deal give me money now he has money you're right the sit there either way it doesn't matter I got my money but here's the thing he he took a million dollars from the guy without selling it to him so now he has a million dollars now he could go try to cry to that guy but okay that's a different story you're saying he could have just done it straight take the million dollars or some interesting says like this you the guy the cannot sell to the m of the field it straight he would do if he took it straight then let him find it out yeah he took the money without a sale and he's going to have to fight with the with the kid but he could technically take it from the kid without paying the kid that's what he's asking he could he could say I'm not leaving the field and I had and he was m to pay the million dollars anyway it's like this okay there still going to be atile fight he didn't get out of it completely so he's oh that he's saying very good he's saying now that there a that he bought it now he's masing no no no no no no listen listen listen for a second now he's showing that it's really not is cu he bought it he's masing to buy it oh so it's not there's no so he can't claim very good that's the [Music] answer what kind of loan is this when the gave the a million to purchase it do we view it as a loan with a document or loan without a document now there is a document here that says I'm giving youash sticks it in usually you don't even need because but he wrote I'm giving you a guarantee on this field but the fact that you're saying that you're giving a guarantee on this field perhaps that's like a like a loan okay we could convert this sale document into a loan document no it's a very weak loan it it's not it's not attached to real estate he can't go any after any real estate of it's only hear the so B what's going on here let's there's a fake document that says I'm selling me I'm selling this property to the Mala I cannot sell it it's not mine it's my I'm selling my neighbor's property I'm selling my son's property I can't do that but could we still use this document for for a little bit for something else do we say a document that's that has a lie in it is gone like our Su where he wrote Al instead of we try to say that it's completely finished we can't use this document at all over here also it's a lie it says ruen is selling shim in a field you can't you can't sell but let's at least use it to prove that there was a change of money here and that Thea owes a million dollars to the Mal maybe we can use it for thats that the Thea agrees that that he borrowed money even though you didn't um what's the word you didn't you didn't do a hemp you didn't you didn't certify it in court in bzden you don't have to you could use it as is the is Mas you could go and collect even from Real Estate so I just want to say goodbye toov my official MO for sponsoring learning and by the all three for the for sponsoring for whole month an original real so today the tur of the is sponsored by Eric adman of bigger cup Consulting and paal and for bringing reell MD and into our lives sorry proper rebell MD Y and one end into our lives what's the connection the top line on this where a guy has AAR just didn't certify it it's a great star everything's good he just didn't do one thing fine over here this star doesn't even start when he says he's selling this Vineyard which doesn't even belong to him it's garbage throw in the garbage not even toilet paper so what you have AAR that has a big problem it throw it out if you're right you just throw it out you ignore everything else in it if you recall here in this in this case right over here you have the the borrowing the but the says so according to you throw this out in the garbage it's worthless but that's not what the says the says remember said you going to start using it for inappropriately yeah it's good it's good from on but you might use it from Al and take Fields out of people for no reason say the whole is garbage over there 90% of thear is good the only is that it says instead of over here you cannot sell a Vineyard that's not owned by you the whole there's nothing in thear they could use oh but there is a case oh so there's a beautiful chart here that Yoshi did back in bakama let me just show you when you see this it's so P it's a bunch of steps it's a whole long story but with the with the graphics it's perfect there's a guy that owns a field okay comes a ghav and kicks him out of his own field throws them out GH of goes and sells the stolen field so if we stop right there that's a problem how do you sell a stolen field thear that you wrote is a falsear that's exactly how we right here he so he used a false document you can't even there's nothing on that on the piece of paper that makes any sense and then it says he goes ahead he sells it to this guy with the white beard the guy with the white beard purchases it and then he improves the field remember we had this in bakama he improves he puts a barn on he plants some trees he and then the purchaser the the guy with the white beer gets kicked out oops I went too fast or something I don't know what just happened let's do this oh so now the the guy with the white beard comes and sues the golin he says I bought it for plus I invested 30 you owe me 130 the is that the part the 100 you get from Yoshi did it with like a it's enclosed it's there it's not going anywhere you could get you could you could go and take your money from the from the real estate the 30 you have to take from movable objects okay but the problem is what does he going after how does he go after his M how could he go after the gh's real estate there's noar according to you take thear and throw it out there's noar that's all the is asking right before it becomes wide lines he steals a field and he sells it his friend and the the friend goes ahead and improves it and now that friend that improved it loses it he goes to thein he says pay me back everything the principal from Real Estate improvements that he can only take from the movable objects but according to you the whole falsified there's nothing there says the before I say the answer I'll just say there people the people that you know very well I know them well it happens very often unfortunately you do a real estate deal with somebody right back and forth back and forth back and forth here in this country it happens a lot unfortunately see know guy negotiated for a year with a guy Year back and forth no I want more I want less after a year a whole year he finds out that the seller doesn't even own it nothing zero why is he doing this because he knows the real seller and he he thinks he could do a good deal with the seller behind the he's going to sell for $2 million he'll get a deal from the seller for a million dollars then he finds out the seller doesn't want to sell and the seller wants $3 million okay okay but he drives the people crazy for a year right people know anybody in this room could tell us that happened him yes he says yes I don't want to say your name right so what's what's what's is he such a bad guy yeah he drove you crazy for a year but he's not a GH of GH of he wants to do a deal that's his way of doing the deal so I'm not saying well in our case also the GH of at the end of day wants to make it right and wants to do a purchase from the real owner is he authorized by the real owner no no no no settle down yeah excuse me you're a guest here you don't tell me to settle down you settle down I'll go as crazy as I want Mr G listen to this he got an Aliah yesterday I've never seen anything like this so what does he do on purpose says aan Ben zlan Boaz aan Boaz Ben zle stop zle he stops right there so Gary goes zle real loud my mother-in-law's name is zle he says that's why I love your mother-in-law he says it's loud in front of the and then he says right what was the name instead of going to begin with and not confus the gab he confused he throws in the mother's name ZL happens to be a guy's name is you do it on purpose every time right no he was going Name by name boas Ben zle that's I'm just saying next time don't do Z that's the name I know but listen I didn't yell out to you settle down I'm just saying I didn't so why are you selling it to me we're close right here and it's all up in my face sorry I apologize G say if you're in Los Angeles a g he wants to make a new mdy it's it's going backwards we got to go forwards right catch learning everybody will do it Val also I want to shout out in Los Angeles my son my wife my my my wife wanted to get him he's not feeling so well so she want to get him an IV so she looks on Google the whole thing IV so get a company the guy comes out there he goes stansky I do your father's stff so you got to you got to find this guy huh [Music] anyways by the wide lines it's not good fory side to have a name of a Goin so what do you do you you go back to the real seller you make a deal with him it's also not good if this is your if that's your job that you uh you steal and you you know you're crook you want people to know it it's not good that the whole world you know you know it's not good for business when people say you're ghav when you're a GH people know you're GH it's very for business he also wants a good name goes to the real owner and he purchases from him and he makes but in our case when he's dealing with a that wants to steal his Vineyard from him so what does he do he gives the vineyard to his son as a gift you think he wants to be no way says sponsored in recognition of myself and all of the this it's just you all know what this is unless this is the first day in but it's really really easy stuff there's a concept called it's a fancy word of saying a forward contract let's say a great example for us let's say you you buy mishak magazine Ami Magazine on a subscription so you pay in the beginning of the year $100 you get it the whole year you get a great deal instead of buying it every single week which cost a fortune or whatever small you buy it one you pay up front and you get the magazine every single so that's what they used to do you pay $1,000 and the guy delivers to your house wheat flower whatever it is throughout the year what happens is the if the price of the wheat goes up and he's locked in price could go up or down we'll talk about down also but let's say it goes up if it goes up so he paid $1,000 it turns out that by the end of the year he got $1,500 worth of fruit what is that called ribus so there's two ways out of it there's two ways out of it yes discuss this if the seller has it if he has all the magazines in stock or whatever not Okay magazine doesn't work if he has the fruit right now today so we're going to pretend that he gave it to you today he could give it to you today since he could give it to you today he's just you want it you don't want it all in one shot he doesn't want to give it to you all in one shot he could though he has the potential he took your money could just give it to you right now so it's as if it happened today that's is similar means he doesn't have it but there's a the market is there today we know we establish the price it's $10 a pound and that's it so if he doesn't have it by him he could go buy it next door in the Mak he'll go to the store and buy it doesn't have to have it in his closet he has the ability to buy it at that price but you have to establish a price y establish price it takes it means it has to be there for a few days for whatever it is so let's see inside oh here we have a good uh here it is if you want to see it as a the guy on the right is the wholesaler he's selling one box full for $100 when the first of Nissan he gets $100 on the first of Nissan by the time it's 20th of Nissan the price goes from 100 to 120 he still has to fulfill that that's how so the guy gained $20 the guy he bought it for 100 he's getting 120 it should be a problem in ribus but it's not a problem in ribus why because the Tiger on the right had the wheat on the first day of niss also or that's yes the Miss is going to discuss now and until there's an established price once the price is established in the market you could do a forward contract even though the wholesaler doesn't have he can get it from anywhere what if so this think about it what if you do a four contract on wine you don't have wine you have a bunch of grapes in a vat all you need to do wait a month until it ferments and the whole thing is that considered yes or not you say no yes so the Miss says in certain circumstances yes it's not so far away you have it you have the ingredients you just have to do the a little bit so that's yes so that's what's going on here you're right there by the uh when you reap the wheat huh it is it's m here it's no it's just very you have all the ingredients ready you just have to wait a little bit what if it doesn't turn you're you're missing thresh okay right but that's that's the that's the idea is it K here not here look you have the wheed let's talk about weed for a second you have the wheat you just didn't thresh it yet you're missing that one step what if he didn't but 95% of the time it happens so it's K here him here here everything's here they just didn't make a show yet no everything's here no it's it's it's godes godes goddeses means it's it's wheat wheat but you didn't thresh it yet no he says you it wasn't thresh he says but that's not the point you see you'll see that no the point is that it's missing a step look next next line look at this at this picture you have a giant vet of grapes it's not wi yet it's of olives a ball of pottery here he doesn't have a CLE this is not this is the picture I sent him but here this is what Yoshi did I sent him this I want to show the ball it's not in in a form yet so he takes that and he forms a vessel out of it but he all he has is a round circle that's enough cuz from the round circle he's going to make he threw it into the K it's not really lime yet we're gonna see more of it and you could do a for contract on manure why there's always animals always manure I just took my son here y' we were no not him the other one lzy sorry he didn't want to come we went to Indianapolis no on the way back from there's a there's a place I spoke about a few times the guy has thousands of cows and he did a whole attraction out of it we Fe it's called f Ox went there we stopped there to we had to recharge the car it was you know we couldn't make it all the way supercharger happens to be that the buses it says it's it's just funny stuff the whole thing they show you how every five minutes a cow gives birth this you can see bur you can see the the whole milk on the car it's cool I we didn't go in there but the the buses say that these buses they ride on the manure of the cow it shows like the the the cow and whatever it's like so this all year round this all year round so you need it you need to have it you can't just oh somebody else has it so we see is a little different than three so just to understand this doesn't mean the high one it means the best one so let's say you going back to the example of magazine magazine you buy the subscription in the beginning of the year you give them $100 why are you doing that okay so it's it's convenient you don't have to go to the store but let's say you're doing it because you want to gain the difference it's very expensive you do it every week what if the magazine goes down in price they have to price stop so now you look like a fool you gave them all this money in advance and you lost money that's not fair it never happened but let's say no so I'm saying in the magazine doesn't happen but in in Fruit it happens all the time the Shar goes down it drops so much that it goes down so now what so the M says you have to decide this in advance you have to make a deal says you don't have to say anything it's self understood the reason why you gave all this money in advance is because you want to get a good deal if you're going to lose you want your money back or at least um what's the word give me the good price what's the word honor honor the good price or give me my money back what about mishop I made a deal with you I'm buying all these magazines for $100 now you want our $50 back it's not mishop why because we all understand the reason why you're doing is because you wanted what right it's not f because you say because the chain so this seems very interesting saying oh you cannot do a forward contract we just learned in the miss you could if there's an established price you could even when there's a real Market a very small Market establish that's not the real Market that's not considered like there's a real Market but what was your I need to understand what you're talking about you telling me going to argue on the you thought it does mean when there's a very large Market still said that you cannot do a for contract you could an established price I could purchase today for $100 even though it's going to go up to 120 it's okay it's not ribbers what's the case that you're saying that it doesn't work what's the case the M saying it does work when there's a giant Storehouse and the boats are coming in like something like this in other words there's so much wheat that they all come together or let's say Storehouse like this they establish the price and it's a very long period of time once they establish they have millions of pounds of Wheat and they say the price today it's $10 that's it so you know it's not going to fluctuate it's a lot lot more than your drying Market in your city than the Kur there a small City there's a large city and then there's the guys the real players the guys that give it to the market the whole Storehouse the ships that's a different story saying that it's a real the mean it was that the sh is based on the government you know like the real the real Storehouse not on the local markets and the the answer is no it's even on the big local markets turn want establish price you're allowed to do a forward contract because even though the wholesaler doesn't have produce right now he can purchase it right now so we said already that wheat when it's dry it produces more flour so older wheat is worth more so if there's two prices for the new wheat which is worth less because it's not dry yet and the old you cannot do there's no sh yet why there's there's a confusion here we need to establish one prize for all whe so there's something called like these people they go through the fields to look for wrapped wheat it's very low quality why because they're taken from different fields a little bit from here a little bit from here it's different different breeds or whatever you call it of grain different types of grain so it has different it's the same idea as we just said so one is worth four for a dollar you can get four or for a dollar you can get three so the three is more expens should be one established Market but you could go directly to the poor people and buy from them their produce at their at their uh price is in this week's Parish [Music] one poor person could borrow because perhaps they don't really like to sell the stuff because they need it for themselves he can borrow from his friend and because he can borrow so why could a poor person do it and and a wealthy person not I could also borrow from another guy that has this quality stuff he doesn't he's embarrassed to go purchase garbage but the poor person has no borrowing from another from another poor person he wants good qualities he's not willing to buy this garbage and one poor person the other has its own sh one if you go directly to the guy but if you're going to a balab to a wholesaler what you you want the good stuff you don't want the Le stuff have a wonderful day have a great chabas chabas n 45 and that's