Daf Yomi Bava Metzia Daf 104 by R’ Eli Stefansky

[Music] good [Music] morning you're not gonna believe [Music] this ma talk to all the people that finish Counting last night by myv as we were saying it I wanted to break out in a in a song and dance and I looked around and nobody nobody really cared you guys miss nigan atel uh we are very excited because a brand new song by Nissan Black filmed by our very own Yakov siton right over here yob whoa he also did the last few uh videos without I just call him up literally uh I said hey could you do can he goes when I said now got in his car now literally three minutes later he was filming so here's behind the scenes rabai take a look coming soon right after sh if you don't listen to music I'm sorry [Music] good morning boy June 16th yako the Masterpiece uhoh where are all my emails didn't upload I guess we will jump into it there's a I'll doov I wanted to I got a beautiful email from I forgot his name already side or something that um he goes on the road he wakes up at 5:00 in the morning and he he does the da every day and he says that it keeps him connected to yish kite and keeping him on the straight path of what Y is supposed to do even though he's on the road all week long from hotel to hotel we can imagine what that means hotel to hotel fromy here we go could you zoom in Dave here you go this is his first he did with K he did but this is the first time he got and did a on on a larger so to him and then we had a few other emails about first time okay we're holding by the mishna today by the M question is oh we do have SP of course we have sponsors theous for the safe and Speedy return of all the hostages in our generation the he should have oh another email that I received I just remembered is that we were saying I don't know where that is the woman who gave birth the's wife somewhere over here maybe oh here we go Lor she was discharged from the hospital and we have to continue ding she's on a recovery okay tonight basem Shear right over here at 12: midnight uh a nice spread will be served last year there was not a seat in the house so they recommend to come early maybe the rest of you will have seats outside by the door the first Shear in English is at 12 the second Shear is at one the shear at one in Hebrew is actually a repeat of the she this afternoon at 2:30 so we're going for four today this she k at 2:30 k at 12:00 K and at 1:00 K in English and in Hebrew all right and big announcement is K in English but after the Hebrew one in other words KU first usually we do M shabas English then Hebrew but because I'm already giving the English earlier on and the only reason I'm giving it again is just to record it so that's going to be the second year yeah we have a chart it's going to be announced did everybody get it what you need to know okay for the English speaking people for English night at 12 you got that midnight Y at 10:45 a quarter to 11 for English speaking whoever wants to see the year whoever could have make it to the one at 12 it's a repeat what's 230 today that's in Hebrew Hebrew tomorrow's da Hebrew like every Friday we do the Hebrew at 2:30 okay now that we spent five minutes on that instead of emails we could go V says the now I have a question for the this question is worth a thousand points meaning it's not a yes and no answer if a person gets married and his wife comes into the marriage with a few debts she owes a carbon let's say she owes money does the husband is he responsible to pay her debt if he's smart if he's smart maybe he wouldn't have married her she has $2 million gambling debt does he owe it she comes in she owes a bunch of she shab a few times by mistake she owns a few no anybody what's the answer no I said it's not a yes no answer so any time I say a thousand you should know that it means it depends he owes the kban he does doesn't owe the money that's that's only the only reason I give a thousand otherwise anybody could guess it's a 5050 right yes [Music] no so again let's just repeat real quickly there's something called abl and there's something called a uh Mel who's a Aris a sheer crapper he takes a field from somebody he Farms the field and divides the profet with the owner it's usually a a third 2/3 sometimes it goes a third to the share crap or 2/3 to the owner sometimes the reverse but they're they're they're splitting the The Profit there's something else called which is similar to renting and that is that the guy says I will give you x amount of fruit or sometimes x amount of money x amount of fruit for your field regardless of what it produces so if I decide not to produce anything or if I produce and it comes out not very good I owe the guy the same amount every single time says the person takes a field from his friend and it happens to be a field that needs irrigation it's not enough the the rain that falls but you need something you need this thing going need irrigate you need to irrigate it now if you if you have the time you could go pale by pale and F you know but that wouldn't be very smart the Aris the farmer is usually responsible for this kind of thing to bring the water there he'll have to dig do all whatever he needs but he sees there's a already made field here I don't have to do anything I don't have to worry about water it has a water source this is great on the field itself there's a couple of trees there's a there's a nice orange tree there's some grapes as I'm working if the tree is included I get to eat the fruit so I took this field I had in mind I'm going to it's going to be great I won't have to worry about the water or I won't have to worry about eating too much I'll get free [Music] fruit and then later on unfortunately the source of water dried up and the tree was cut down so no more fruit is he is he entitled to some sort of compensation he doesn't get anything off the rent or anything why because he never mentioned it he comes in he sees he sees there's a water source great he didn't say I'm renting this on condition that this water he it was it was obvious that there going to be water now there's no water okay so it's his loss there's going to be a tree there he'll eat no tree but he said [Music] specific he says specifically please I'm renting it because it has water because it has a tree he he specifies the tree like the gamar said yesterday that you have to notify you have to said a few times yesterday over he did if the water goes out there's no more tree he takes off whatever that's worth for that field says if the Great River when dry something like this let's say if the bigger River went out in other words it didn't only affect him it affected all fields in the in the area we'll see exactly what that is why shouldn't he deduct this is not my problem this is a problem that everybody's suffering from and as we'll learn tonight 12 o00 tonight raai wow if you guys can't even get an hour straight how do you get the gar like that I'm thr gar one after another that you get 12:00 hard 12:00 tonight we're going to be discussing this SM Medina so if it's a Calamity some zets that the whole the whole area gets then you don't have to suffer by yourself you tell the guy give me a break talking about that the smaller one went bad here we go there's a little less water but the smaller ones in between the field that's what dried up it's your problem not not everybody's problem you have a way out of this you could have brought pales there which reminded me the famous story I like to say the story when we're talking about where the guy asked the brisar he says I have to take a train to to go to my father and it's you know you don't have to pay for your own with your own money to do if he wants Pizza he has to pay for the pizza so who do I have to pay for the train so the bris say no you don't have to pay for the train you just have to walk in other words if you have a way out of you have a way so walk nobody ask you to take a train train is for your good so you pay for it something similar like okay these these channels of water is for your benefit and makes it easier I get it you don't have that there's other ways take go water the field pale by pale Pap and papa just gives us aide interesting a rear kind of thing the first two that we just learned let's say there a m Medina to to uproot the wheat so you shouldn't change it to cut the wheat if the M Medina is to cut the wheat don't don't uproot it both of those situations whether your cblo and you're you're paying uh percentage of the fruit or whether you're paying uh set amount every year the T work we just had now that if I'm paying a certain amount and there's no water I could if I specified I get a break whether I'm an artist whether I'm okay it happens to be points out it should hit everybody the end of the first mishna doesn't really work with it only works as it says over there that you get the grain the shaft the this that that's not something that a somebody that pays rent doesn't doesn't split the the actual grain and the wheat that's something just the artist does okay says but the main part of the mishna is is in the cloud that it could go on both says you should just know I'm telling you an idea from here on out all the is it's either or it can't be both either have okay if he says say we said in the mishna he points he says I want a field that has water and then the water dries out he gets a deduction so we have a very interesting concept over here imagine and this one the first one is really really strong other ones not like I mentioned to you that when I lived in B back then it was called so there was a big Orchard they called it the pares and the guy was waiting for the trees to die and I think because he waited he made a lot of money you have to assume that over the years every year the price went up like crazy Abraham it's GI so everybody called it a paradise now it wasn't a pus if you went in there there's not a single fruit that came off the tree these trees haven't been watered in 20 years the guy was just waiting for them to die out so that you shouldn't be over Bas was the parad so if he sells a paradise he sound the paradise the guy can't say whoa I thought this is fruit no it's a paradise here's another example right over here guy the guy says um I want to make a wedding in here we go back for a second it's Buckingham Palace wedding hall yeah so just because it says a big sign Palace wedding hall you'll be surprised I myself have been to wedding halls here in there I don't know what they're called arone this that you walk in in middle of the middle the the truck is backing up like into the beep beep and like everybody this is parking spot I don't know what and then there's another coming down as you you have to hurry up they're doing two three at a just because it's called something doesn't mean anything but here it goes a little bit Vitter than that if if this is the field that the whole city calls base C oh he has he has a go go to the acre the acre the acre means a certain size it's an acre dunam whatever you want to call it just cuz that's the name doesn't mean that that's the size pet PL as when I tell you I'm selling you B that's what they call it in the city it's the B everybody knows that the water used to it has a water source for many years sometimes the water is there sometimes it's not there for the last 10 years there's no water at all but the name stuck it's called I have to provide you water we learn I'm selling you the base core now base core is a tremendous size 75,000 Square okay I don't know what that is 150,000 square feet maybe more I don't know it's probably not the right that was point of ma okay 75,000 Square even though it only has 375,000 half the amount of a core it's a half a core no no I sold you why because that's the name that was the name on condition to Mis B in that City everybody calls at the base core go to the Bas core we meet at the base core they didn't take out a a measuring tape and they measured a c that that's the name if I sell you Karma Vineyard this one I could understand this one makes more sense to me the first one I struggled a little bit with but go I'm selling you the vineyard yeah it was the vineyard 100 years ago but now there's no the that we didn't see grapes there in years that's we made a deal as long as in the city everybody knows it as the vineyard pares interesting what's a pares so you ask any Israeli pares today pares pares means like a orange Orchard of of what so Citrus usually so I didn't even know if they had oranges back in the time of the gar I'm not sure I have to look it up you have to look up I don't know maybe they for sure had a shum yeah they have oranges and and grapefruits but over here theor is talking about pomegranates par means pomegranate so when I say even though there's no pomegranate it's a deal I do want to point out because I heard this from BB I don't usually quote B but as a as an American I was I was wow you guys might be used to it but he said the other day he said the the uh the tragedy happened on and then we freed these hostages on and this coming from the from the like whoa you know I'm not used to that kind of from you know coming from a secular so huh so as a as a thing and yesterday the his name I so I I realize that I I'm not saying I'm not the the guy that Mish sacrificed his life when they threw these grenades in into the he took them one by one as they came in he took them with his own hand and threw them back threw them back his name was Aron an and people actually called their kids an based on on him he wasn't a he was a guy stuck over there and uh he finally picked one up I think number seven or something huh seven back out number eight number eight blew up and and killed him but he saved the other people there so so if this uh place is called pares even though it doesn't have a single pomegranate the S is a s he could say when I say it's no different than saying the paradise the the if the owner mentions the name he's used to the name so he's not telling you it has a physical water source he's saying I'm going to sell you my base Court the other guy the buyer or I should say the farmer the worker when he when he says I want the B he's not talking about the name he's talking about I want a water source explain he's just throwing out the name there's a difference if the owner or the farmer saying it but when the farmer says it he means literally I'm I'm renting it from you or I'm doing this sheer crapping deal with you because I know there's a water source and once the water goes away I want to pay less money both of them are talking about that the owner said to the farmer he's saying Z what does z mean they're standing right there in front and they're pointing here this you want this I'm going to sell you this so there so why would he repeat the name he's saying the wedding's over here and then he repeats Buckingham pal H why would he say that he's pointing that the answer is because he's telling him here it has a water source I'm giving it to you with a water source and if the Water Source disappears I I'll give you a discount as how could say that both cases are talking about where the tells the where the owner tells the farmer if you look in the mishna it says if the farmer says to the owner not if the owner says to the farmer says is just simple what R is saying even if the owner tells the farmer not that's what it's talking about even in such a case where Sho said that he was just throwing the name out because that's what he's used to calling it over here he's M the owner is M the owner saying no it has a water source and I will give you a discount if not because he's pointing at it even in such a case what according to sh no yeah no R is talking to sh no tus is explaining Rina r is talking to sh you are telling me there's a difference whether the owner said to the farmer the farmer said to the owner I'm telling you there is no difference they're equally the same then is not who said to who but where are they standing if they standing in front then there's an AF not that he's explain he would explain the mission the way it is he's going a step further he's saying SCH you're completely wrong even in your extreme case where the owner tells the farmer even in that case he has to give him a discount you're telling me no cuz the owners of the farmer he's used to the the LA and he always calls the base Court to all his friends no oh since he standing outside he's showing that he's that there's water and if there's no water but he's talking to sh he's telling him how extreme he believes it I'll take it all way to the other side nothing to do with the mishna says the mishna so now if you remember a said from here on out every mishna could only be talking about one of the two either an artist or can't be both so this this mission is talking about anus Vero I made a deal with the owner I told the owner listen you have a beautiful field I know what I'm doing I'm the hottest farmer I know how to you're going to see crap like you never saw in your life and we're going to split it I'm going to get two3 you're going to get a third he you know you know how it goes and what does he do at the end garnishment n excuses excuses at the at the end of the year you have something like this the thing on the right side here we go on the right the fellow garnished what do you mean we made a deal you're going to you're going to work it you're going to bring water you're going to and we're going to split if you would have done this I there's 20 other people that offered me other things why what are you doing you take the field the whole field it could have made a th000 tons of wheat you give the guy a third and that's it because it says in their contract is a contract and they right if I'll be lazy and I won't work the the field I I don't give you the lower grade I give you the best of the best oh so we have a whole could I write a contract against what say this is not but yeah it's not I don't know that it's the biggest uh Kish in the world no no no is ow exactly you do no no no no time out time out what how much should I pay you I pay you $1,000 for the field so so I don't care it's not even a havo I don't care it's $1,000 over here I split with you the produce whatever comes out how much should I give you there is no produ should I give you the best produce in the world grade A or grade C or maybe it's great B says the mishna I give you great a it's there's nothing here now what does this have to do with the da very simple if if a person learns and he okay he maybe doesn't get everything sometimes he falls asleep in middle of share sometimes it goes above his head buta he put in the effort he gets you get a lot of if a person doesn't do anything zero you have to pay the top of the pot you're GNA pay a guy that that that that works the field and it doesn't come out so good so he splits whatever came out great C great C if you don't do anything zero you're gonna have to pay you pay the most the highest amount so now we're gonna have a whole thing I don't know how many maybe five I didn't count maybe less maybe more that didn't put this in but us people don't know much they threw it into the and we can learn things from it we'll go with it because the guy put it in the that's it we go with it a completely different so if a woman gives birth she has to bring a carbon if she's wealthy she brings sheep if she's not wealthy she brings a bird now there's the famous joke that's something else there's a famous joke that a guy came to the son of the G he says I'm collecting money for whatever so the son took out a $100 bill gave him $100 he's really excited he takes the $100 runs to the G you know he tells the your son just gave me 100 bucks for my Yesa so the takes it gives him a dollar says what do he says listen my son he has a wealthy father I don't okay so over here she's like you know I'm poor I have a I have a wealthy husband he's a multi- gazillionaire I'm poor no no no no no you're married to him no I don't care what you wore before now you are you're wealthy you bring the Carbone don't don't try to bring a bird over here any carbon that she's in other words if she didn't have she has to bring this or when she gives birth SAS whatever it is she he has to pay for it says even a carbon that she was from before the marriage T brings a reine that's trying to say that when you get married and you didn't know about this so you didn't know about it but the wife comes into the marriage with debt you also have to pay that and says absolutely not no no no not that but a carbon that yes why again this is a language of just regular people in the street we write it in the in theba the I'm taking upon myself from before this marriage so some want to say oh before the marriage also includes that no terrible stuff the people of Alexandria they would do so we know what kushan is right so here we have kushan it's the guy giving a ring in those days and then they would take off for about a year but at this point since he gave her a ring she becomes as then you have this you have a year later the the guy collecting the bag the two them in the back background come people and grab these call for themselves other this is crazy guy gets engaged and somebody else is gonna no way let's let's make let's decide now that all their children are it's hard to make kids let me see what says they brought it when you go under the that's when you'll be my wife and not a moment before so in other words the K beforehand there was no K I decided whatever the ring was was I don't know what a gift but the actual K is like what we do today everything under the I give a ring the whole thing so if a guy HS her a moment before it's not MIM is he a good guy no he's a terrible guy in fact it's known the Kish found out certain things maybe about his kala he refused to to break the engagement he held that breaking engagement is worse than getting divorced there are such things you know obviously if you have permission from both sides and there it's different fine not going into that because a lot of people people in this room broke their engagement but breaking engagement even today without the part is very so to somebody's it's crazy but we're talking about the worst of the worst to make their kids which you can't get out of okay that that hill was able to get rid of the problem so because it's ER I just want to mention the TB says on this on this picture right here on the TB was the of renberg so he says the that we do today is a mush if you look at all theh that we have at the he says he goes through all the it's a mus to tomorrow tonight that what we're under we're under this he says the the parents walk with these fires it's the all these things that's what he says it's a it's because we are getting married to to married us it's marriage married us so the resembles sort of situation [Music] we're talking about a guy that owes money he goes to bezin this guy owes me money how much $1,000 so bzen goes and they take a mash they take a deposit from him they take something from from the guy he can't afford to pay now so give me something now what do they take from him should they take his car no can't take a car because a car is worth more than $1,000 if you give him something that's worth more than $1,000 he's going to take the car the lender will take the car and and tell people hey look he owes me $10,000 the the value of this car the car and and the loan the car resembles the loan Soo you have to give him a mashco that's worth less than the actual loan and he gets the Mas said does anybody remember here who own owns the mashin now that he that the Mala gets the mashin does the malva own it or does Thea own the mashin who's considered the owner Mal why the Mal who's wow all the way in the back here Dave you got to give my camera what does your say if you're already saying what does your say but put your face in the camera don't hide again again beautiful if it's not yours how beautiful so the tah says they take the mash and let's say it's pajamas you have to give it back to the guy at night and it says if you give it back at night it's your how could you be kind du with somebody else's pajamas so obviously it's yours now oh it's yours so let me ask you something since nobody else answers what happens if while the pajam is by the Mal it goes down in value he got some wine on it or whatever it's worth it's worth $10 less who who takes the loss since it's the malas that's his he should take the $10 loss or no maybe since I lend it to the life all the time he should take the loss what do you say MV what would you say logically not alic what would you say MV this much I don't remember no I didn't ask you to remember I said just use logic now simple logic what would you say if you were the rabbi I think you're the whole so logically you should you should you should take the $10 loss okay that's what the gor says very good whatever this mashin is worth that's what you're going to take beautiful story that I I heard in the past and I looked it up yesterday and I found it in the the B brings a story from K that a guy lent somebody money and he said give me a Mas the guy says I don't have a Mas he says what your wife doesn't have jewelry he gave him his wife's jewelry of course time came to pay up guy doesn't have a dime to pay so the guy goes to K and says I'm allowed to sell the jewelry he he can't pay off I just want the blessing of the R so said listen maybe maybe Lally you can but think about it if a guy is so desperate and he's putting up his wife's jewelry for for mashin what does that tell you tell you guys is he has nothing and not only that says K what would it do to his wife when she sees another woman wearing her jewelry that will really hurt him I don't think you should sell it so sometimes you have to so what's we learned it here in this m a few times that you have to go above and beyond what's the above and beyond huh no very good we also had another one something something like uh that you should act like uh theim always act in the good whatever it was but see that also to says you could sell the mash but the really you're GNA watch this woman you're GNA your wife is going to wear her jewelry and they're going to meet in SCH what's going to happen think a little bit above and beyond oh I don't know if we learned that over here but we had something similar okay of the we did learn that but not not in that context I don't think so now the asks why do you have to write that the value of the what if he didn't write that the Mas is not considered the if the Mala gives back the pajamas at night and unfortunately at night the dies the go and grab his Mas right back says the so why do you have to write this about the why do we have to add stuff that what if the pajama goes down in value oh I would say like the back said what's your name again you're the guy that does the coffee and the this and the turn on the machine sometimes whatever okay I know that's AIG got gear but he's not here today okay so um woman minute you come you're not the one that comes early no that's you yeah what's name I have no idea the guy that comes early there the name base C the guy that comes early things have names the early guy so the $10 that comes off the pajama you think RAB M says that it comes off wow I remembered it 10 seconds later it comes off the Mala no because I wrote something in the now it comes off the see another case where people on their own put in by Eric adman of bigger cup Consulting wife in who had a discharge today but we still have to down for and you know how this goes I'm sure that some of you in this room that suffer from this yourself or you know your brother or your cousin where they're about to get married and you don't really want to marry this girl and the father one comes over listen I got $2 million to give you right after don't worry right after the you're going to get a deposit in the bank two million and after the he gives you a big F yeah happened so in those days it wasn't any different the guy says I'm going to give you a crazy amount of money so real quickly we know everybody remembers it's to see this again why not we have YH in the back over there you could all give uh a person comes in with a nursing home she comes into the to the marage nursing home during the the years the the husband takes all the profits but if the value goes down she suffers the loss is solid like metal you come in with a I give you whatever it was worth at the marriage it was worth a 100 like metal sheep he takes all these profit but at the end of the day if it goes down in value he has to pay because it says in theba you write in the I brought in the next amount of sheep or not sheep and he takes the hit so if you put them side by side it looks something like this the loss goes to the wife if it's so the loss goes to the husband so you're writing the that that she's coming in with x amount of money the husband could treat it as aone go to his father say pay pay up now what's interesting is in those days in honor to honor the kala the father of the kala would exaggerate the number sometimes double sometimes three times sometimes three times the amount in other words he only wanted to give $10,000 to his daughter he writes in thear I gave $20,000 to this marriage why it makes it to and I were in a sh once and I'm not saying the just would be interesting if this's the thing the people were throwing out numbers by m you haven't heard something like this in your life I'm telling you just a regular shabas $220,000 was a m plainly gives $20,000 the the the poorest person in the show gave $220,000 M the wealthiest was close to $100,000 or something for regular M now let's just say stop they probably paid off but let's just say they didn't it's you throw out a giant number why not it's you throw it out everybody knows in the show let's I'm saying muscle not that show Muscle everybody know you meant to say $1,000 you just have to come to me 50 times for for the Thousand so you say 50,000 for the I don't know what it says that L it fine so used to be in the time everybody in this city you say double in other words therefore you literally when you come to Bez and sue for your money it's exactly half of what it says in the start here it gets even better in that place you come you only could get a third of what was said in thear because you know that the guy exaggerates three times you you know that this is going to lead up to some issues right you go to another city and this it's always why just say what it is fine the says would say pay the entire amount it says you only take half why are you saying to take the whole thing if you make a Ken you do one of these so then this I think it's heretic right is he the uh the grandson of RA Herz and his father was okay I didn't know that I did not know grandfather's uh okay yeah very so he knows what K so there is so uh today M very political today so if you do a king then you have to pay the whole amount I don't care what it says we say was Max he exaggerated and he wrote to his daughter the a giant amount but he meant to give half R himself the author of The that was the in the place so comes and says we just do a on this it just reminded me now I have like Gary stuck in my head he's like what are you going to fool me I'm ra I wrote the gar I know the trick of you go like this and now you're stuck with the full amount no thank you no no if you want me to do I'm not going to write a double amount you want me to write like everybody writes you want me to give honor to the daughter I'm not going to do person was dying says give 400 to my daughter what did he mean he says 400 give to my daughter did he mean give her 400 or did he mean give her 200 do you have to double up what he said and make it 800 written for given or he said 400 you write 400 and you only give 200 so the question is 200 or 400 he said give her that means he wants to give her the full amount so write 800 and she get 400 it's so complicated why because just write what you mean and mean what you're right as is give honor sometimes to give honor is better than uh being practical I guess and if you said right he didn't say give oh that's something else then exaggerate I meant four I meant 200 but I I gave the GMA what he could just say give 400 exactly whatever he was he said 400 which is you WR [Music] 800 it's for but really she only gets 200 there's no difference with a l Bas you it's an exaggeration so you give half of what he said of the exagger even though he's on his death bed he's exaggerating give her half if you didn't say then you give her the full 400 a person became a what a what's a it's a share crapper if I leave it I'll give you a thousand Z in today's language what would it be give you a million dollars give a million doll what's a million dollars boy say a million dollars is he serious when the guy says I'll give you a million dollars if I don't grow weed over here he's joking he's he's exaggerating you could say that at the end of the day he was only able to to produce two two3 of the field one/ third went fallow so how much should he owe a million so a million is for the whole amount but I did two-thirds of that so I'll give you a third of the million which is how much 333.33 it tilt on a third I give you a third didn't we learn about when a person exaggerates he's not serious he throws at a number to make you to make you confident everything but he's he doesn't mean it seriously a million dollars what a you serious the whole field is worth $10,000 what do you mean I'm going to give you a million dollars so a million dollars just stop so we can't we have to ignore everything he said what about the law the discuss whether he has to pay the the real amount not but certainly not what he said an hour if a guy says he promises I'll work the field and he does he has to pay as if it grew the best wheat and pay from that say very simple he didn't exaggerate he was saying the truth I want to work the field he didn't say I'll give you a million dollars since he say something silly and we just erase everything he said Sesame is more expensive than wheat but it causes more damage to the field it takes more nutrients out of the field so weakens the field so he says listen I want your field I'm going to plant Sesame he has permission to knock out to ruin the field a little bit but he went ahead he planted wheat and he got lucky that the wheat produced the same value as the Sesame but minus the damage to the field so this comes back to the owner and says listen you agreed that your field should be damaged x amount let me deduct that damage that didn't occur from your amount so let's just throw it out let's say the guy said I'm going to make profit on this sesame approximately uh $10,000 but it's going to cause your field a $1,000 loss so today he got him $10,000 worth of wheat that's exactly what he want let me take off a th let me deduct $1,000 from the 10,000 because I did not give you a $1,000 loss maybe should take off the the weakening of the land people say he says look I need the money I need $10,000 a year this is my living I have kids I have five kids at home I need to I need to give them food in their mouth how much does that cost $10,000 you going take off $1,000 how I'm going to feed my kids I rather you damage my field by with $1,000 of damage but I'll have $10,000 cash in my hand to to to buy stuff I don't care that my field is not damaged and you give me $9,000 what are am I going to do with $9,000 how I going to feed them same story he they made a deal that he's going to plant but instead he planted weed and at the end the wheat did more more not equal more profit from wheat who should get the extra the farmer it was his idea to plant the wheat let him get all the Propet the field also contributed to the gain so the owner should gets part of this uh gain Bo said we're doing a tiny little Sugi here of we'll just do a quick review G stuff really really good stuff I I did a few uh changes here to the to the my changes didn't go through unfortunately you did a update and all everything didn't go through so it doesn't matter not they not major changes okay it goes like this I want to borrow money from you so that I can do business I borrow money or I could borrow product so let's say I borrow from you a 100 cell phones you got them in China I'm going to sell them on the street and I'm going to we're going to make profit so the way to do this is we do something called Isa we take anything you give me let's say you give me $100 so we just look at it as two separate 50s 100 comes 50 and 50 50 is alone don't fall asleep I mean it's very very simple 50 is alone 50 is a deposit what does that mean what does the deposit mean deposit means that it's 100% the lenders 100% he he's responsible for the 50 deposit just a cool way of saying that the lender is responsible for half alone the borrower is responsible for that half so if there's a loss what happens there's a $10 loss $5 is from the loan and $5 from the deposit so we split the loss 5050 what if there's a $10 gain you think oh $5 gain to him $5 gain to him no you can't do that why that's what we call ribus why is it ribus why am I giving you a game I sat on the street I went I bought product or I took your product and sat in the sun in Manhattan selling cell phones took me two weeks why am I splitting it 5050 with you because you gave me the product Ah that's called ribus I'm paying you for you giving me Product I'm paying you for the money you gave me that's awesome but if I'm paying you for the time I'm saying listen I'll take two3 I worked all the I sat in the sun I take two3 profit you take a third that's okay so again when it comes to the losses we're going to split it down the middle 50/50 when it comes to the gains the guy that does all the work the merchant is going to take 2/3 and you're going to take a third let's see how it looks like in a in a in a picture over here you have the guy on the left he's selling the cell phones the guy on the right owns the cell phones he giv the cell phones they become Partners they're we split it down the middle of M had such good changes here the the I want the Rev to be 60 not 20 and I don't know what he did over here he's in the back you go speak to him the Rev he gets a a third of this it should have been if the Propet is 60 then the guy on the right gets 20 okay a third of 60 is how much yesterday we struggled in the Hebrew they all went to pavish for math a third of 60 is 20 okay so forget this thing right now we're going to change it later on or you could see it over here when there's a prophet the Mal gets a third the gets 2/3 but when there a he is 50/50 so if there's a loss over here you see this there oh this is great they just shared the 20 this $20 loss they shared the loss for that 1010 says like this beautiful half of it is considered alone half of it is considered Theos did in way that the lender will never lose 100% of his money the mostly could loses how much 50% because only 50% is Al loone the rest is the deposit he gets it back the L has to guarantee him 50% and the L is not going to lose more than 50% CU half of it is not it it's only half is the loone there was a guy that did one of these isas at least I sfer he was so excited with the $10 million loan that he got is he went and he went to says listen I'm giving out a million dollars I want I want this of the to I'm giving $1,000 to th000 go that they should learn of my business the guy that gave the loan was Furious he said that I I gave you we we doing we're doing business here don't don't start doing you know and that every single a has to give back the money it's Geva that's what you passing same thing over here similar he says well you're taking my 50% of the ISA you're buying wine with it you're going to the bar with it that's why it's called a I want you to have skin in the game I want you to to be a partner over not to go drink it the 50% again he's arguing the 50% of the loan is is in cash so when a person dies and it leaves cash the sons don't have to pay that back was yes why is it that cash you don't the children don't have to pay cuz they're not cuz they don't the the Mala doesn't think that he's ever going to get it but over here since it's in the partnership it's part of the deal then he is it's like K and he could go get it I think that's K I know that it's 808 because tonight is and I don't have I'm going to show I'll show charts B but I just want to show you real quickly we could start the at least it's very very simple simple M simple because listen to this it's it's because I Shear losses 50 and I Shear profits a third 2/3 something very interesting could happen here if I divide the deal into two parts okay there's two parts of the deal and one part was a gain and one part was a loss since the gain and the loss we don't share equally something very interesting could happen here if I combine the two deals together so then the loss and the profit are one and there's a bottom line but if it's two separate deals you're following two separate deals one is a gain and one is a loss a different number will come out let me show you how B inspired by the diaper that the cow had the other day mdy infants we came out with a new product it's called mdy pigeon diapers these if you have a problem on your porch this could solve the problem so this is a new product right so the guy goes he's trying to sell this product there's 100 diapers per thing instead of on one box ignore everything just look on top of the box there's two if you view it as two different deals he has two boxes one box he made 60 you see on the right side is a green with a plus sign he made 60 ignore all the numbers and on the left side he lost 30 so it's galic let's think about it let's do the math together on the right side he made 60 how much does the lender get from 60 a third which is how much 20 on the left side they lost 30 how much does the lender lose half 15 how much is 20 minus 15 five so remember that number in this case it's five but if it was one giant box of pigeon diapers there was a a gain of 60 losses because said there's a gain of 30 on a gain of 30 how much does the malva make 10 so instead of five he's making 10 says ra don't be silly and do it as two separate deals put it together as one you'll make more money and the same thing Le don't put in two separate deals I'm sorry it's don't put in one deal make it two separate deals and you will make money so let's just read it the lose money have a wonderful day tonight at 12:00 at a qu to 11 [Music]