Daf Yomi Bava Basra Daf 175 by R’ Eli Stefansky

good morning before I start I want to say tremendous we have um a tremendous staff people that do unbelievable work and um most of them are already in America a Remy Cohen is on his flight to America we realized that we don't have a cameraman all the cameramen we have four of them they're under way to America so Gary Ben Moshe drove his wife to the airport and instead of catching his flight he canceled his flight and he's here with us today to do for room he's not 100% sure he's going to make it but Forum he's going to do and it just means that he has a harder flight longer hours and everything so tremendous to him for all the work he does he's doing today and all the years he's been with us since day one so Gary the I'm going a little out of order because this is from he he donated for last night and today and he's not on the regular things I'm just going to say this Kleiner family from New York and say I want to announce this this is very very important tomorrow B we are going to be doing sanedrin Bay we're going to start San hedrin in B Park in the hall the ballroom Hall brand new Hall last time we did it in his sister Hall and we had 1500 people lives it's going to be a tremendous M come join us start the out if you do if you don't do it's a great place to be San B at 8:00 all of you that spoke you sure because this is supposed to be one of these things that goes out but I appreciate it thank you the background noise is always highly appreciated Barber streets this is in park Dove Eisenberg or eisenberger sh in one week ranana and here thanks for being here you're the one that got your grandchild dressed in a Gish Gish awesome way to start them off I actually have a picture here interesting I'll skip forward here's a wife sending me an email as the proud daughter of my father T very famously there's a video of him we won't go into it right now but he praised the mdy and he's going to be at the shabat the one on the right um and a wife of my dear husband shimy we SI 41 and PAB is stat Island 81 he's ATA I felt there's no better way to welcome my second daughter to our mdy family than to start doing the da with her right here in the hospital there's a picture from the hospital the cafeteria area you know thank you for so thoughtfully arranging the shabas the week of my daughter's kides so my father can celebrate together with the entire MD family say KES the whole is a kiddish for Penny tab's granddaughter I hope you can make it we only have very few rooms available if any may we be always together Lakewood New Jersey I also included a picture of my husband learning with the big sister K when she was born of this is MD M through and through no ones yet that will be on the merge do is going to be selling it on the side a very uh heartfelt email we showed this picture of zelig zelig has ALS he's bedbound and uh this really choked me up when I read it I hope I don't choke up again I read it last night and I choked up this is from Mrs groom bound hi R the fany first I want to join the C and thank you for your incredible work behalf of all those who lives were enhanced by is a my husband's day and the joy it generates spreads to our entire family she's not related to zeel her husband also does that so for that right to you zel nber's case worker at rafu helpline from the onet of of symptoms been in touch with Z he himself managed to coordinate in every detail but kids I have to run through this we don't have a lot of time you know at the end of the there's a ton and ton of emails and the first day of sanedrin we are not going to read emails because of all the other things that are going on so it let me just skip through this a little bit he he spoke like a lawyer understood like a medical Professor was inspiring like a rabbi I watch him go from one doctor to another the kids are steadfast they never wavered he always said he always thanked her um and then finally he fell down a flight of stairs broke this you know he's losing his muscle whatever it is that alas does um but kit they had to bring him to the hospital and he had some questions of shabas and he's asking the r what to do and he said it's very hard for me and says Mrs groom Bal she never heard these words come out of his it's very hard and he was saying it like very slow and unsteady speech voice and what does that mean it's very hard he never he always had be talk and always and finally he says I'm I'm skipping through this cuz I don't want to cry he says it's very hard for me to be M shabas so the kiter I ruined it but he cried and cried so that I I put down the phone on my desk and cry for this sadic um for an appreciation of shabas that had never witnessed uh for man who was at the beginning of a road no human being should ever have to travel but this story I can never forget bring joy to like this standing your Merit bring Mrs G let me just show the picture of one more time here he is um MTI Rosenberg I've been working as a Reb in Miami for many years about 10 years ago another RAB Mor Rosenberg moved in he's talking about the Su of having the same name same name as somebody else in the city and the same grandfather so he says um we both have sons named Moi and they both work in the same Yesa when the's learning program in mhi Rosenberg won the raffle they said which one they answer the son of Mor Rosenberg they ask which one the one who's a rebi they ask which one and then both Moi got a prize a few months ago we celebrated my son's on the same shabas as the other rabie Ros we celebrated his son's Bar Mitzvah can imagine people were giving us both mixed up masl tubs throughout the entire shabas the fun just keeps on going thing now because my partner's name is beny Freeman my brother-in-law's name is beny Freeman so a lot of people said you know the reason I didn't give your daughter uh wedding gifts because I gave it to your partner or I get you know they made up all sorts of Anyway by the way now that you're adding voices to animation he does voices so he's offering his thing uh the fun just keeps on going he says in terms of the names being the same C of multi Rosenberg regards to Steven R he might remember some of my characters we've done some acting together in Camp whatever and then we'll start the as you often mention one of the mil of learning is learning new habits one of the new habits that I've started to H to to haveit is to learn K many people it's not worth for them to start to learn because they may only understand a little bit of that day she and therefore it's a waste of time for them all may have as we finish nagging sense of impostor syndrome one make question oneself can I make a c if I didn't really learn theor that well if you will as we get ready to Embark in today inates if somebody's learning and he doesn't understand he's not that bright or he doesn't get it so that's the idea that when you learn in this world you get to learn that but if you don't learn in this world you don't get to learn over there who engaged in studies to comprehend due to the limitations of his mind will Merit to understand it in the world to come we see from here you sit to learn for 45 minutes and only pick up one joke or the whole still goes into the memory bank and you can cash it upstairs it is you can these stories over and over and over the emails everything as they say he says it's a joke as a it's not about the it's about thank you for another rener let's jump into it even though there's a few more oh I got to read this I'm not going to read his name sorry can you please clarify when reading out my email yesterday you called me in for using the short form PG for please God didn't understand why you said that was only writing to say thank you for the years of learning with mdy line but now I think you turned me off totally I said I'm an Amar I said I don't know what PG is I'm an Amar and I said I'm an Amar in English and in Yiddish but he took it I said I called him an Amar happens all the time I insult people when I insult them they don't get it when I don't insult them they get insulted I apologize for not insulting you I hope you didn't get insulted for me I insulted myself see from here you shouldn't talk loara even on yourself but I am an Amar it's in English and yish and in Hebrew I'm not really good at any of them all three of them I have issues with and that's because I moved when I was a kid first of all okay I don't know if you know this but I only made it to fifth grade in English eth grade in Hebrew fifth grade in English I skipped three grades so when I was in fifth grade in English my parents moved to Israel from there I went to high school hence my lack of math I'm worse than a pich in math and my English is not that great and my Hebrew is not that great I'm American in Israel soer and this forget about trate tritate this suchal thing you you know about this try used to make fun of these guys English spors the safe and speed return of all the hostages so whoever's doing these sponsors got a a little bit of a trick here I don't even have to look at the screen I know that zoom's on the screen because I see live going like this they're all backwards here from his grateful family excited to meet everyone at the another person from be at 49th birthday and this we said already by the Kleiner families of New York and in honor of our father and uncles and our uncle here we go guys on Zoom how are you you're not new oh the Le Torah boys so yesterday I was in Le Torah gave them a little bit of a speech and um 21 boys decided to try out San hedrin so we're very proud of them 21 I told him I didn't come I really didn't come to convince him to do the da although I think it's a great thing for boys Ina on off time to do da so I wasn't expecting more than five guys to join 21 is a tremendous number we have a guy with us Morty this guy is a real piece get to know him he is funny like anything he has a lot of confidence and he knows what he's doing he comes every single day to learn the that from lator he walks and on the way back I'm told by Benny that he watches the shear and sometimes he even bumps into beans and all sorts of things he's a great guy and some some guys actually got their fathers to join this year they made some phone calls so listen to this number it's it's mindboggling 2500 okay Listen to It's not a number that we can understand 2,500 Hebrew speakers joined our Sher for San hedrin over a thousand English speakers joined the English sh so we're holding at 3,500 and we need to get more especially more Americans we got to catch up to those Hebrew numbers we have a lot of gar we want to give out join dai.com to get a free gamar the warehouse is full of garas we had fishal and a few other people that donated hundreds of garas for this cause officials thing by the way I got it this is also mindboggling where is it what's the updated number 178 signed up for 2,000 shek to finish hedin they have lighter expectations they if they miss a day because they're doing their thing and even if they learned before they could do it I I met a yesterday I convinced him in five minutes Americans were eligible because to be eligible that means you never did that before four so 235 that's 200 if they all finish That's $235,000 That official is going to give out and he's really hoping the all finish and he's begging me to get more so B will have more that adds oh so that adds to the American number let's say we have a,2 1200 people so this's 20,2 435 okay anyways page MTH here's the the two questions today k i hay um where am I questions here I had a interesting question oh if somebody wants to be smart and have a sharp mind what part of the toy should he learn anybody no there's a specific part and life is going to get it wrong he thinks he knows because he learned it yesterday he's going to get it wrong after every you say huh what do you say who says nikin why do you say nikin huh maybe what do you say liy try you said what do he say he says mous good so we're going to see it's very interesting it's a mishna actually that tells you what to do if you want to get smart there's a very very big question on it another thing that you know what I won't ask this question cuz really I don't think we we're going to get there today it's the bottom of so I'll ask the question here I'll put it here's the question you can think about it how's it possible for an an axe who's a m who typically if he kills a human being you kill the axe there's a situation where an ax like that kills a human being not only does he not have to pay anything you have to pay him for killing a human being how's it possible so that's a sug it is possible and let's start from the we had an incredible story here of that's the name of the guy he was a wealthy individual seems a little stingy we could relate to this your son's in K he's struggling I know a guy I'm related to a guy sh he was giving his kids his mother died and she left the yusha pretty nice samusa and he had a son a multi-millionaire who did a nice exit out of a a nice company a Hightech company a multi-millionaire had other children and he was taking this money from his mother and he was dividing it between his children and he told me as follows I remembered him telling he said I'm giving my multimillionaire son I'm giving this one I am not giving my son in K I appreciate K and I love but why does a k guy need more money he lives a simple life he doesn't need more money I say so what you're going to give the money to the millionaire yes the guy in col wants a simpol he doesn't need a car he doesn't want a car he doesn't need he doesn't need the money some people have interesting attitudes towards that here's another guy his name is he has a son a massive struggling to live and make a living Abaya says I have a great idea since he's acting silly he's not only his son but he's also a let's trick the father let's have them get divorced and legally if they get divorced since the father Mo signed on theba as a guarantor he would have to pay for theba the kids will take theba money and they live off theba money the says how can you do that you're Russ giving him bad bad advice the says no in this case since the son is and it's a son sometimes you got to take Extreme Measures the now asks let's say 18 20 lines from the bottom the father at the end of the day is only a guarantor and we already established there is no such thing as a guarant as we're going to explain very shortly why this is not alone this zba okay I'll give you a little bit of a teaser because when people guarantee auba all they're trying to do is they're trying to be a sh you know how are not 100% honest 100% of the time they they lie a little bit they they want the to go and therefore this guy said yeah yeah I'm G to pay for the don't worry just get married Chic they don't really mean it and at the end of the day they might have a because they're trying to do a Mitzvah they're not making anybody lose anything let's get married so there's no such thing as a as a guarantor byba says the okay the the story was different K he wasn't a guarantor he was a super guarantor he's a c he already said 10 like whatever he said 10 La I don't whatever the is that you have to be so therefore he's committed to it and he has to pay the shap this reminds me actually of a story a guy comes to Chicago to collect money he goes to the son of a big wealthy guy one of the nursing home guys and the son writes him a check of like $1,000 he's all excited $1,000 he say oh if the son wrote me $1,000 can you imagine the Father the gazillionaire he goes to the father knock in the door and it gets the standard $18 check tells the father what's my high well you son give me $1,000 he said oh my son my son has a rich father I don't so this guy has a rich father and he the father's the the cin over here but that's all good that's all good according to that says that if you ablon now here for the first time we're seeing something interesting whether the person you're taking you're guaranteeing the loan for has property or not if at the time of the loan you had property so you are being M to yourself you are guaranteeing the loan but that's only according to says that you could be a CBL in a which is really bad art doesn't work as we see by we'll see in a second even though the husband doesn't have anything to his name you could nevertheless be a guarant it works out but if it makes a difference whether the has belongings or not and if he doesn't have belongings you can not be a guarantor Michel obviously if he's married for a few years and has no money so certainly he didn't have any money when he got married so how did the father become a guarantor even a cin guarantor according to you have to have belongings and have belongings he was very wealthy son he had a what is it called um the syndrome the baby uh no when a father gives what is it called when you give your kids uh every month money comes out trust fund trust fund trust fund he had a trust fund when he got married so therefore you could be a cin the thing is the trust went five he spent it all and now he doesn't have any money we're talking about a son and a father and therefore a father always guarantees for a son even in where in a typical case you you wouldn't be a good guarantor but because you're a father you go out of your way and you guarantee it so now the just brings the whole thing a regular regular guarant it does not work you cannot guarantee if you're the super type of if it's alone 100% you become you give it all you you take responsibility yourself but what happens when you're a cin inba we said is terrible is also very weak so by a regular loan and a then we have depends whether or not has belongings he has something to back it up at the time of his marriage it doesn't matter what the has you could always become a guarantor if you're a super guarantor you're the coblin guarantor how do we we see this every day a lot of us become guarantors on loans whether the borrower has belongings or not we don't look into does he own an apartment not this that we just go with it but a guy guaranteeing is different even if the husband the is wealthy and he has something to back it up the guarant is not to pay it why number one we're trying to marry these people off it's a Mitzvah second of all what does the woman have to lose she married a guy ex my told me he told this to me a few times and now I understand it better he said he he made a he made a bunch of right after every time after I say it so people run over him say no I have a daughter do you have something he's doing the and the girl said I'm not interested so he said why so she starts telling says I guarantee it's a good one says you guarantee it yeah I guarantee it so they get married they got married so he tells me I thought to myself what does it mean I guarantee it and if it doesn't work out I have to pay like what am I guaranteeing they got married now they're not married what is he guaranteeing he going to undo it he's going to pay for the wedding like what what does guarantee me she's not missing anything says the r nothing happened he's not taking money out of her pocket she got married didn't work out didn't work out I'm just trying to help out over here so when it comes to nobody really means it and for here here's a for all the that don't say the truth 100% of the time we're going back to the we discussed so much in length and get well was in what is it called over there and a guy's on his death bed and he decides to give all 100% of his belongings to to the and a couple days later he remembers whoa wait a minute I owe $10,000 to so and so NE he's believed but he already gave everything to no nobody in their right mind is going to make some sort of stick against the you're not going to steal from hem you gave it to hem great the fact is that he owes $10,000 so it wasn't he wasn't able to give those $10,000 to hasem so you take that $10,000 and you give it to somebody else so it's true that nobody plays games with heges but what if he wasn't playing a game what if this is a common thing that people people do and it makes 100% logical sense here that what there is a concept that we'll see that sometimes people fake it we see it all the time there are people that fake it we we're more familiar with the people that fake their wealth they drive nicer cars than they could afford they have nicer homes than they could afford nicer clothing that we know there's a lot of people that have a lot of money and you'll never know it never right if you looked at Warren Buffett you wouldn't know he drives old Buick has a dilapidated house there's a lot of very very wealthy people you'll never know and there's this guy right over here he doesn't want you all know what happens when somebody wins the lottery or there's another word to yusha Lottery the guy comes into $30 million and now all of a sudden everybody's his best friend and every Yesa is at his door the father doesn't want this the father doesn't want this kid to suffer so he makes up stories oh this guy money and oh that guy money he's lying he's lying because he wants to save his son it's called so why don't we say that same logic by maybe the guy doesn't owe $10,000 to anyone he's just trying to pretend that he's not wealthy why I know a guy that's worth hundreds of millions of dollars and not once did he give any money that I know of to SCH nothing zero nothing I'm not going to tell you what show where when live different places never gave any money nobody knows so people talk really not nicely about him ah this that what if he was smart I don't have hundreds of millions I owe this one that and I lost lot of money in the stock market and now don't ask Bitcoin I lost this make some stories and then you start looking at him in a different light he's a big NE not only we should probably raise money for him it's big NE so that's what this guy's doing does a person play games with the sons no the guy that's dying that says I owe 100 to so and so it depends if he said the words I want you to pay it off then you pay it off he's just throwing it out there oh by the way I owe money to so and so we don't think he's very serious why there's a concept he's trying to hide the fact that he's wealthy he doesn't want people I have an uncle that was just sfter he won in the newspaper said he won the lottery here in Israel so everybody started coming to him they were driving him crazy so he showed I was there with my mom showed us a letter fromal it said like this shom lot but between Z and Lotto he put white out he put like a Tex it's called in in Hebrew Tex space white out sign he gives it to my mom so my mom goes like this it says he didn't win the second prize so we learned that maybe won the first prize kid some stick was there but he didn't want people to know so his entire life he never told anybody whether he won or didn't he has this piece of paper that says you you got to put T he's a he's a rookie or he didn't have enough money for Texs whatever when a person all of a sudden he dies imagine this Miser this guy that never helped the SCH never helped the Yesa always asked for tuition breaks and suddenly he's giving $30 million to to to to the local B mikdash what is going on here this guy lived a terrible life people going to Stone his caver so you know what he does he no I owe money I owe money to so and so but he wasn't being serious don't give that so and so money he just wants people to think that he's poor so says the top of he when did rauna say that you should give that guy $10,000 byes when the guy produces AAR he comes to the with thear and says you ow me $10,000 and the says oh you're right I remember so that's not already that's not playing games he's not trying to to maneuver and position himself that he's not wealthy he actually owes a money so pay it off so the bottom case that with r that say that if by sons when a person says I ow some some money don't give him because he's trying to pretend he's not wealthy so over there there wasn't but wait a minute there's noar there's two types of loans there's a loan with AAR that's very very strong you can go after sold real estate and there's a weaker loan that there's noar you just do it you know you pass money to your friend in a maybe you have two witnesses whatever it is but it's a so the question is how's that possible if we're talking about a case with noar so then why should the pay now there is a concept I just pointing out the on the screen there's a concept called whether or not the father owes the money or not but he says pay the there a mitah to listen to him so maybe that's what's going on here maybe it's a mitah to listen to him so says no but it doesn't say the guy died it says even if he's not dead you should pay it so that has nothing to do with this has to do with do you owe the money or not so you're right even in thee of when he's telling his son listen I owe $110,000 to somebody and we say that he's messing with them or he's messing with the world he doesn't want the world to know that he's giving so much money to his kids it's talking about there was a so what's the difference why in one case you listen in one case you don't had a what's H so you're learning is this if this is your first day doing that so here's a concept that you never heard probably it's called The Hemp it means to certify thear in the bottom of thear the B Signs they put a stamp they say we know the star to be a real star so then later on you don't have to go look for the a etc so m go pay it but in the case of it's not M you don't have the stem so you don't you don't have to pay that loan how do you know if it's m or not if he says the word then it's automatic but if he didn't say then he's just trying to pretend there's no money so that nobody runs after their children for moneyy was dying he says I owed x amount of money to so and so come along they say we paid it up this is the of the they are believe that they paid it if he said a very very strong language not only do I owe it but I want you to pay it to New there's one thing saying could mean maybe yes means pay up that's the strongest language possible and say on that case we paid it up did not believe says that doesn't make any sense it's not logical what you're saying it's the exact opposite if the father's very certain he said so makes sense that they listen to him he said pay it up so they paid it up so we should believe them but if he said a very weak language I owe that guy money he never said pay it maybe the father wasn't so sure opposite it makes more sense that the Serv in that case didn't pay not they did pay so in fact we have to say said I owe money and said that the father not us the father told us that he paid it up he didn't right he didn't say pay he said we I paid they believ the father remembered that he owes money but if he said he gave them a demand he told them he said you should pay and then come up with this whole that the father said he paid for that they not believe since he told them you Sons please pay that guy he made he put the onus on them so he wouldn't he wouldn't take it back he was so sure about it he wouldn't take it back a guy comes to a guy a guy's dying right so what's the nice thing to do when a guy's dying in bed you come to him and say you owe me a million dollars and he says yeah yeah I owe you a million dollars is that enough he's a now typically speaking if you're walking in sh and some clown comes over and says hey you owe me a million dollars what is every normal guy what what's the what's the response to that yeah I owe a million dollars and you keep on walking does that mean anything zero if you do it in front of two witnesses and you say yes I owe a million dollars now that's a different story but as we know from everything that we learned in the special is dying so maybe we got to take his word seriously does he have to take these two guys and say hey you're my Witnesses or not does he have to tell them write this down or not what's the question is a person a clown when he when he dies or not he's being very serious here he's pushing that thing on the bottom that uh the squeezy does that person act like that a few minutes before he dies I don't think so says the a person becomes serious is oh I should learn more I should done more I should more I should be nice to my family should spent more time with my family what I should have brought more people to the DA I should have done more for the da I should have made at least the f a birthday party yesterday whatever all a person is not a when he's about to die and you should know and this is this just sums up the whole all those Pro was literally two months a person that's dying you don't he doesn't have to write and he doesn't have to say anything whatever he says is as if it's written as if it's done he gave it over sh so this is a whole little Su that we're very familiar with this that when you take out a loan your property has a lean on it yeah we're familiar anybody owns a house anybody that owns money to the bank you have mortgage your property has a lean on it if you don't pay the mortgage what's going to happen they take your house in the time of the G also you lend money to your friend there's a lean on your property that's M this property that's M it's connected to the loan there prober that's not now there's another concept that we learned and we should all know this concept what if you write a document here so let's just show how it works for a second maybe like this here okay there's a a malva the malva is the lender the Lea gets 100 bucks from the malva and they write AAR now on thear in this case there's no mention of a lean is there a lean or not a lean yes very good see another concept show it to you so you remember put it in your bank if a person does not write specifically in the document that there's a lean it doesn't matter it just tells us that the cyer messed up he made a toast he made a mistake but it's automatic that there's a lean if you write a document as long as you write AAR there's a lean on your property so let's go back to that case for a second here we go so the Mala gives 100 bucks on Sunday on y Al he gives him AAR and now there's a lean his property becomes connected to the malva the Lea goes and sells the property is he allowed to sell it yes he's allowed to sell it but the lean Remains the lean remains so if the Lea doesn't pay up the loan then the malva comes and kicks the buyer at it there the poor buyer what did a buyer do wrong what did he do wrong what should have be done differently he what he should have what he saying what a is saying A's uh he's basically finish and he remembers a lot I don't know how much I didn't ask him how much how much do you remember by heart Hees he's a big honor at least half of it I'm just throwing it out because I know he does many many many with Kar so anyways Ari says that he should have known because there's AAR and inside thear so the whole world knows about it it's a known thing known thing you should know about it today it's called a title search you do a title search in those days the word went out you should have known but if just to like this case let's go back to here and we'll start from here just a oh he uh Kobe fixed he put a in there but what happens is he got rid of the animation so if this two a but no document then the malva cannot take the property why because there's no call there's no rumor running around telling people that this guy owes money on that and do a lean on the property and what if look at this I one million and this is all in's handwriting maybe know it is this is Yoshi his handwriting that's not AAR there's no way them but it's his handwriting so that has the power of that's like a but it's powerful let's just do the sponsors before I forget turning of the for kov UNC official thank you of Welcome All with you on your journey to finishing together two lines down from typically speaking the should be right you see over here this the should be above that in this case the AR is underneath the Aiden I guess that's one of the guys in Syria know I don't know this is not a real he's not on he's under thear the star is already finished with the a so therefore you can only collect from unencumbered property but not let's say k real estate that he sold to somebody else he certainly can't go after real estate that he sold there's a story story time so he said yeah in fact this since you're AR but what what happened there a guy guaranteed the loan and now you're coming after the guarantor and he sold the property to somebody else he can't take that prop we can go after go after other stuff gu like this that signs after the you can't go after him at Allama why not listen to this unbelievable reasoning over here let's say a guy doesn't pay you so what's your natural response choke him out kill him in middle of the marketplace great idea so he starts killing this guy so guy comes along and says hey don't kill him I'll pay the loan question is he a guarantor or not a guarantor the loan happened two years ago he's ring the guy a c for two years finally about to kill him he's literally choking him he's choking him and you come along and say I'll pay it I'll take I take responsibility you're AR or not says Banas it doesn't make any sense you're not an AR why not but what's the logic why not think Ari why not no time of oh oh talking like there's no she you have to you have to be the one causing the loan I'm lending money to so and so because you took responsibility if I'm lending money to so and so because I like so and so and later on I hate him I want to kill him and then you take responsibility that's too late leave him alone I'll give you the money he doesn't have to pay he's not a GU because he didn't lend him the money based on you the guarant what's a good guant if at the time of the loan lend the money and I will I take guarantee then he lent the money like every they won't lend anybody a dime unless gu a guy that comes here every single day Myers he di here in the front has a nice BR he he has millions of shekele that he lends out and he told me most people pay back 99% of the people pay back but all have guarantors right he lives like in your building or something he's a rebi yeah he lives in your building now you know what I'm talking about if you want to be smart you should learn I got to show you this video here check this out some of is in Hebrew some is not it's kind of long but I think it's very important to appreciate learning gar learning that this we could have done without sorry I I didn't have time to uh North Koreans this is why we came to see the real T Jewish is known for known for Nobel Prize you guys have more than 200 people won the Nobel Prize this is a reason why Korean people are so curious about how Jewish people study why Jewish people are so smart you don't have any good place good school for tal in Korea my fine so can be langu I could be an illiterate and four how do you say quad quad quad quad quad literate quad quad illiterate qu illiterate okay it happens to be the mar says and that's exactly why we could continue on to to because we're doing M and what better way than to become a d and be you know the top of M knowing the stuff inside out that's say become very smart the question really is that inas it says if you want to be really smart you have to learn not M says what it means is yesim is the most difficult it's the hardest and we after we finish going is going to be very but he says if you want to know how to learn then you should learn in it's based on the okay I says you don't have a profession like so the asks why why is called a profession so he says it's a if you switch the letters around means yelling screaming he says if you go to a Rob and say can I eat this pizza that was in my freezer over PES and he says absolutely not what are you going to do you take the pizza and you throw in the garbage you have a Shila on a on a chicken you take the chicken you throw in the garbage you're going to say a word to the D know when you go to D and the D says you owe Ru money he starts screaming he says what's the difference oh that's a said you shouldn't eat the pizza oh and what about this no no it's his fault it's this that that's s that's didn't that's what he said I thought it's cute it's like a spring that keeps on going and if you want to be good at at at Monetary judgment and things this is is arguing on shim Banas and he says you're wrong he's saying you know what but if you want to do well in it you should serve shim bananas there's a guy on in New York Subway he said how do you Jew so smart he says because we eat fish tals all the time said fish tals he says yeah says you have any fish tals he says yeah say how much are they he says $90 for two fish tails so he gives it $90 and he eats the fish tail and he says wait a minute isn't this the same fish tail I could buy in the store for $2 he says oh you see it's already working when you take a loan whether it's with a document without a document even without a document you owe the money I showed you the P yesterday there's another P that I said also yesterday I like the other one but here the just brings this you see there's a obligation to pay somebody you should take out the security from your house whatever you have in your house you owe it to the guy it's not just you it's not your obligation in your mind it's your your belongings are obligated to that other person whatever you have in the house is obligated so let's just do this for a second right over here so says that whether you do a how come when there's no star it's only by by heart you do it with your mouth you give a guy alone without AAR you can't go after his real estate or the or the thec say the because what's a guy that's going to buy your property how's he supposed to know about it if there's a he knows about it he can do title search no no title search so how come when you do it with AAR you could go after his stuff we should be we should care about the buyers he should have done a nice search he should have known about it he should have heard it it's his own fault he did it to himself comes RAB check this out RAB is a different color it's red RAB says the opposite since it's not in the the obligation so therefore you shouldn't go after anything not even real estate you don't go after anything so how come said he could go after real estate that you shouldn't go that people should want to lend money if I could take all my property I borrow from you a million dollars then I get rid of all my property and I say oh sorry I can't pay you nobody's going to lend money real quickly there was a the pun said this as a joke so I could say it over otherwise I wouldn't use these words about the brisk everybody knows the brov had what he's what it's called nerving like he you know he was very careful about things his mat so the P once said the difference between me and the bris is very simple when I go to sleep I tell my son lock the front door and I go to sleep the bris he tells one son lock the door and then he tells his second son 15 minutes later and then another 10 minutes and then at the end he just gets up and goes to the door so they told the brisar they said this is what the p p said so the brisar said everything that he said is true but he missed one point when I get up after my four Sons lock the door to lock the door I always find the door is open so if he's so concerned about people lending money so even when there's a a a loan without a document he should go after whatever real estate so that people should lend money H call you can't do that because nobody knows about it so check this out look at this just look at the chart for a second there's another color there meaning these two things don't line up think about this is galic we know we got to do this first we know that AAR doesn't take Ro only M meaning whatever the father had at the time of his death he had four supercars then you divide those cars the b gets two all the other brothers get one each what if the father's lottery ticket won after he died $9 million what do you do you have to share it equally there's no two times of that's called Ro what if the father lent a million dollars to somebody and that guy comes to pay back with a piece of property after the father died is that Roy or M what do you guys say most people are saying Ro and you're saying it's m why is it m Morty because deal happened before the father di oh so Morty might be right you guys are wrong that's what happens when you learn a Torah and you come to D and every day because there's a lean on the property from the moment that he lent the money so it's as if it's his property the father never lost the proper the father had the property before he died the guy's just transferring owner but it's his had a lead on it and therefore you divide it two parts to the one part to the other guys so what do you see from here when you say that that tells me that is so here let's look over here look at this RA in fact says the takes two parts if it takes two parts that means the so it doesn't line up with the thing on top what do you do when things don't line up say you take a guy and you go like this and now everything lines up flip it around check this out oh now this doesn't line up red and green doesn't line up why because R says I'm sorry says you could only go after the worst property means it's not so and on top he says it's not it's red it's not so green and red doesn't line up we have to go back we have to push it back this way and just say that the bottom piece the reason why it doesn't line up it's not r at all he was just quoting somebody else in fact holds like the red the little piece in the bottom doesn't line up with him somebody else I love when I do these charts cuz even if you don't understand the word I said you think you understood it yeah it went this way the green went that way it all lines up I'm going to ask you what just happen no idea but it all lines up he himself doesn't hold of it you know what there's a lot of people waiting and we're very very late time out invol I forgot to tell you I involed today at I said 4 I did say 4:00 I'm crazy 4:00 it is tonight in Hebrew and right afterwards sanin uh we're starting at A4 to 8 another T and 8:30 for what so we got to change it we got to switch everybody get everybody out of here the kids and we forgot to tell you last night we thought about it last night have a wonderful day a great no e e