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Daf Yomi Bava Basra Daf 171 by R’ Eli Stefansky

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Mercaz Daf Yomi by R' Eli Stefansky avatar
Mercaz Daf Yomi by R' Eli Stefansky

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[Music] good morning ra Bo now we're talking what's your name again from P York pona New York you're new together with him we together last really but why you guys coming here going to be this so 9 o00 English 10 o00 Hebrew the par for the sandwiches the breakfast some should have an alah as promised I told you the story yesterday but it's galic we have to the again from naali Zan because you insist he says thank you for your share today it was so nice to see it live I'm going in 52 days that I haven't missed your share I really enjoy the share in all the visualizations I recently completed Paramedic program which I need to put in 30 hours a week between Class labs ER rotations the amulance rotations moving through the 13th month program I said to myself if can if I can put in 30 hours a week for 13 months straight into this medic program can at least put in 15 hours a week into learning I'm nine weeks into this learning commitment and averaging 16 to 18 hours a week so I think it's a tremendous people should hear what he's saying and actually do this I tell you this today in person you insisted I write to you an email I hope this inspires someone else I have my four-year-old Ellie also join me for this year PS thanks for the cof and for the fighter jets view from your rooftop deck Nali zaner f72 gal ah we're back yesterday Reuben he he wanted to let you know that his father was very very touched yeah I heard and maybe they'll make sure you know I got the message from two different people yes and uh rabi Rubin we're hoping maybe we'll see you live at the SE times every day it's unbelievable so he sent in this is special for Jonathan stfy pun he came today and po I got to show you something very I I've never shown this but in the video that na zanzer uh sent so it brought back memories we lived in Chicago we built a house I told you about this house is almost 12,000 Square fet Jonathan yeah and my wife is an interior designer and she did all the stuff and every floor and every bathroom looked look different so I'm going to show you a picture this is during construction still you can see on the wallpaper is like this velvety it has like literally you can feel it looks like a feels like a yamaka on the wall and uh you can see up front it's missing but the floor the floor I noticed that today in the video that Nai zaner sent and I'm going to show it to you in a second here it goes this is the uh entrance to our house over there um so look you see that you see that tile on the floor I sat there with the guy every tile and here he goes check this out I love this video what Lear the today am I learning the what the D oh the da yeah the da you see look at the floor in the background oh broke back memories what's his name you remember his name the kiter so here is the four-year-old doing the da with his father ah his whole life is a changed life now Rosen I'm reaching out to you than you changing my life I'm a 17-year- old from New York 17 years old and I wasn't satisfied with the amount of gamor I was learning in my high school I went to for Bama I thought I tried so obviously I started listening to I never would have thought I could last for two no we have a very nice apartment just the tile is the original from the kaban in there people say but you have a nice apartment has a nice view you're right but change the change this change that yeah yeah okay rocket science it is you have to move out of your house you have to this no you don't okay I've done it done I've done it and it's so obviously I started listening to yesu I never would have thought I could last for two but thank to you it's not that it's not the ti all okay go explain to that guy you live in a de go explain to you I never would have thought I could last two but thanks to you it wasn't hard to keep going this summer I was in D with some other guys and I set my alarm clock to your good boy side they loved it I think I got one or two people to start listening to you here off an alarm clock he got two people I'm just I don't know how he got them thank you for changing my life and looking forward to finishing sh together you tell R in a 17-year-old from New York hi rebi this is from Jonathan ashendorf I just wanted to share what happened to me last night after a long day in the office this is also big big big after a long day in the office and being a bit tired a bit tired I was really not in the mood to open my gar then I said to myself let me just start watching and listening to the share and I'll go as far as I can before you know it I lost track of time and end up learning the whole day's da anytime anyone is tired or had a long day I thought it's only when you go on YouTube the five you want a five minute break so you take like a you go into YouTube for 5 minutes and 3 hours later you're still in the same spot you didn't you know you have no idea what I'm talking about but those that does YouTube knows what I'm talking about anytime it's too tired the is not to go on if it's possible anytime anyone is too tired had a long day just not in the mood to learn just start do a few minutes you never know how far you will go your tal asoros please say hi to my Uncle Bernie who's his Uncle Bernie Bernie the bur I I thought that but no it's not Bernie the bur here he is Bernie he's a good guy this guy this your nephew good friend a good friend Uncle Bernie every time I see him in your Sher puts a smile on my face and is a real inspiration for me Uncle Bernie from today on his name is Uncle Bernie Uncle Bernie that's it got a name Bernie's okay that's all right Uncle Bernie Uncle Bernie is different let's see what else do we have here oh we have a seeum in Dallas Texas location there at 7 p.m. Dallas Texas I think it would be a lot easier if we did want somebody would work on one um design a template and everybody use it every every single person is doing something else um okay she as I said oh this was unbelievable we know that uh Manis bovich he was the P of the Turning of The Da what what was he asking for peros ah I thought he got here he is with Trump yesterday at the at the New York Stock Exchange here he is gal I thought I thought he asked for penoso and he got it okay galic so uh we the sponsor of the for the safe and Speedy return of all theim the guest what's your name Shalom David berstein David Bernstein sh how you doing you know Rocky wow Rocky what a sadic where you from from Nat originally very nice he drove him from natana now how long does it take to drive him from natala a little over an hour wow very nice A little over an hour yesterday we had a whole family from mdal em first time mdal em return of all the hostages last before I forget our good friend Simon who's who's now on a plane on the way to America his company bought the he bought the hrin in America basically he's making a donation for the here in a big donation a very large donation maybe the largest donation we got so far he's buying the hyrin and benching and we have a tremendous I'll ask him if he wants me to go into more details but ad Global he already gave 5,000 in addition to this it's close to $30,000 donation so a tremendous should have a lot and uh if people could use his business be show into him he does if you change if you want to bring money from America you're buying a house or something so you you want to bring the cash from America to Israel he helps out in those things uh we use them here for mdy when we're building MD a broadcast from America to here through him okay um so we're still looking for sponsors for both the shabon and the here in it's going well says the sponsors the par the fourth sponsor is third from his grateful family par as that all medical test show health and may make it that should be so a mother in serious condition my wife's little brother little brother should huh oh you're right I'll say it again my wife's little brother and the whole staff to continue to make to so enjoyable for so many yesterday all the way at the end of year we saw this video I'll show it to you again it was a good one here half the this explains the M wait you left to give me the back ah but you still only have the money and if we make a new star I w't be able to collect on a lane you sold in the last 25 years since the bone I have an idea I'll take the money and I'll give you a receipts but what if I lose the receipt or a mouse eat but why would a mouse eat it who is right [Music] me I think you are both wrong oh so we're going to see why they're both wrong in other words Reva says if somebody pays half the loan you rewrite a Newar who rewrites it the ad rewrite it and according to you don't write a Newar you just write a new receipt you give him a receipt that you pay it half what do you write in the Newar you're going to write the original date in the Newar the loan happened a year ago he paid off half of it today you don't write today's date you write the date a year ago so if we're talking about uh M the the king of the jungle the lion made a wedding and he invited all the animals in the Kingdom to come and the mouse came and he wrote a check for the wedding and he wrote my brother should have a great life the lion was Furious he said my brother you call me who do you think you are you're just a mouse mouse listen up I also used to be a lion until I got married says R I work in my myus I work in my myus I had have these two guys here at least today you SM look at him he's like it's an old old joke is an old old joke but it's a good one it's so what guess what yesterday every time I hear it's not even from I love it all over again I can say it every day it's not even but not even the level [Music] good like you're like I want to see you meni one day give AER 2,711 days straight and every day come up with 2011 new new and stories I today I was so desperate I had to pull out a picture of the tiles of my house just to it's good it's such a big house you could show us another room tomorrow I'm just trying to give for Jonathan stansky he's GNA come up here he hasn't been here in months he comes once every three months shows up how's he going to give the he needs you got enough even once every three months yeah he going to pull out pictures now the ti of Le you understand like the mouse say is like neither not it's not that you you write a new or you write a new receipt what is the difference the only difference that R is saying really he agrees to but who writes it rud holds that the ad themselves write it and says they don't have the right to write AAR it must be azda so we're going to see who are the Aden why why should they have power when you write AAR it's a powerful thing with that star you can go and collect somebody's real estate you can take somebody's house away if that person bought it at the wrong time within thear period you you take his house you have a lean on all property so you the aid don't have a a right to write AAR who has the right bzden worse comes to worse the gor is going to explains even it's it's the top of it works with the power of hefz hefer they bezin has a lot of power but not you him okay so that's the difference if R would hear this what's this so we're going to have it on here in a few minutes we're going to say what is Thea so now you're going to know what we're talking about this that we're going to bring a part of it had he heard this he wouldn't have said what he said and the says no that's not true he would he would say it all right it says that the a rip up thear and they write a Newar from the and they put the original time in there maybe maybe he thought that we're not really talking about the maybe there's a problem with the time how the BR it's the first time and not the second but it does say that who who wres he would have retracted the famous idea that we have throughout happens to be the first but he still lived he had one foot in the time of the he's the last T the firsta so yes he's the firsta but he still has power like a Tana to argue on so even though there's a he'll argue with them it's it's unreal it's the power of the da that we do a DA day small little bite every day but just 170 days ago we started this m it seems like yesterday and that's that's the unbelievable thing of it were you here with us when we started Basra that's how long ago we started it seems like you're here in AR forever or that you started the thing okay 170 days ago I can understand how bz could write another star cuz bz is strong there they could do whatever they want because they ask you to sign on a document you're going to start signing document after document who are you why not if a guy loses Hisar on a field he'll write the the not the will write another then another the guy keeps on losing his he keep on writing a says no this ra said that aid aid them could write new stories for you those are weak stories stories that are not important that can't do any any damage really what kind ofar either it's just a gift and a gift star does not include in it any sort of lean any sort ofas right what's a gift star you could have my apartment but a minute later a minute later somebody could come and take that apartment so what kind of gift is it this week's P all in the beginning it had the big uh on Monday our pulled off his famous kti the one that annoys the whole SCH and he does it so I made him middle SCH I said I said you have to go back of course he didn't and then gar like to get me good gave me the Aliyah I told him don't give me alas give alas to guest you know I don't need I'm good they give me Al whatever just even that is not good but whatever we'll talk about it different so they gave me that because it's and then and I I made I made a speech before I said please don't bother him it's going to be and he did the he did it they say in Hebrew anyway wait for Shas I'm going to be here for what you going to do something else dgo what are you going to do oh like one of those like the what is it called No the together with the no they have one last week's paraa or two weeks ago they had like looks like a underneath the word anyway fine but it says in this I don't even know there's a song to it but okay you want to sing you can sing help him [Music] [Applause] beautiful beautiful what does it meanu is is in trouble m in trouble he's going to lose half his family here but at the same time he says unbelievable he says when last time I I I crossed this this this River I didn't have anything had nothing and today look what I have I have four wives I have 11 12 children I have a whole Mish yes I'm in I'm in s but something about four wives it was funny okay I don't know what he said I understood what he wanted to say no [Music] no anyway help help me so sometimes it's unbelievable if you think about it it's a tremendous Hashem wants to punish somebody so what does he do he could take away what he has no he does with him the guy wins the lottery the guy wins the lottery he's screaming with joy wow I'm a millionaire I know somebody like that made over a million dollars in the stock market he bought uh what was it called then AOL remember aol.com he bought AOL became a millionaire and then the next day poof he owed $200,000 in taxes and he had zero in his account that's a beautiful BR what happened to that guy that I know very very well is a br Hashem gives you a million dollars and then he punishes you takes it away instead of taking off your leg or something important he gives you the gift and then takes it away so he punished you you didn't have to make the million dollar you didn't have to lose without his punishment so I I just I reminded it over here I give you a gift but then tomorrow somebody comes and takes the I got an apartment for one day I was all excited the guy he's a Russia he knows that he owes the apartment to somebody else take a gift you're all excited you tell your wife you got a new apartment and then literally the next day knock on the door they come they take it away so where the zero he doesn't he has no responsibility someone takes it away takes it away the same I'm just selling you an apartment without any guarantee and therefore Aid a could go ahead and rewrite the whole my so we mentioned three lines from the bottom of B that there's a of what is it let's let's hear the whole our story guy owes a thousand he decided to pay off be nice pay 500 what did the aen do doesn't say B rip up thear and they rewrite a new document but the original date is in the new document why because in fact he does have a lean the Mala has leans all the way from last year from when he gave the original loan and therefore when you're rewriting it rewrite it with the original loan why not just a new amount now it's half the amount so you put a new amount no you don't rip anything up you just leave it as is and write a receipt now a receipt is problematic like we saw in the the the video a mouse could come and eat it in those days very problematic but we want that on purpose number when the has AAR that he must watch he's nervous about it here we even have a little bit of a picture look at this he has to watch this the star with lasers with everything he has a hole has to make sure nobody touches it and it it drives him crazy so what what is he going to do he's going to pay it off also psychologically speaking when somebody pays off half the loan he thinks himself wow you know I deserve a tremendous he's proud of himself he paid off half the loan no the guy will if I don't pay on time now I I I I give myself another year I already look should be happy I paid him half you know there's a psychological effect there no no no you should we're going to give you something to watch and you better take good care of this document if you lose it you're going to have to pay the whole thing so pay off the whole thing when you pay off the whole thing then we'll rip up thear and you won't have to worry about it so it forces you to pay and another reason is that we want the original date to be there so that we want to receipt I'm sorry a new thing to to to say hey it's the original date so that if if somebody has if somebody bought anything in between you could go after that K says that that's look in the look in the words over here it says there's no argument that the that the thear is written from the original date perhaps I didn't understand you correctly perhaps I didn't hear you correctly but so there are two things that are brought up here let just yeah these two things when what time do we write in thear and also do we write a receipt so it says I argue on at least one thing that you don't write a receipt you a says you write a receipt now I don't know what you said about the first about number one if you agree with me great then I only argue on one thing if you disagree with me I'm going to argue on both things on two things if you review the gree that in your I say you shouldn't write in your document you write the the time the original time of last year then we have no argument great then we only argue on the second thing but if you say that you write in the document today's date not last year's date then I'm going to argue on two things turn around on I don't know if you remember I said the story a number of times a guy or a lawyer figured that something's wrong with this document it doesn't add up says that his client ow is a million dollars so he tells the judge he says I want you to tell me what date did this happen on okay it happened on uh I don't know whatever when does The Keeper fall out on what month October October 10th look up in the calendar what day is October 10th in the Jewish calendar judge opens it up comes out yipper so he tells the judge there's no one look at the whole Israel there's not a single car driving in the streets nothing everybody's sh they all fast the most Fri person fast all the kutnik fast so how's it possible that a Jew wrote a document oner Therefore your honor I'm telling you it's it's I want you to cancel this and the judge said wow okay is that a good story we're going to see a fascinating thing here sometimes when it says yipper and the I always I said the story a number of times the says if it says yipper in thear it's a great sometimes it's great why because you put it in there on purpose you wanted to show people that it's a it it was written with the wrong date on purpose to tell you that thear doesn't have an effect today it has an effect tomorrow next next next month next year so it says like this it says that you wrote the on aabas or oner so what does it mean it means that on thear itself it has an English date so they go into it are you let to write English dates on documents what's the problem what is the English date it basically is the birthday it's we're counting from the birthday of this famous you're not allow to mention what no yeah okay you're not to mention at all so in other words you can't tell somebody it happens in America all the time uh I live my brother-in-law he used to live across street from the church here look at the church um just go to the church and make a right AER why cuz you're being Master The Mention Of davar so you allow to the question is are you allowed to mention that yoska was born 224 years ago it's it's went absolutely says I don't understand how people put it on on mat it it's it's disturbing other people that are next to them the how do put in your documents especially the months whole thing they said the brisar wasn't M on it say you ask the average person what's 2024 what is it what is it they don't know they have no idea it's not you see from the garas that the gamar used to we had while just I don't know within a week two they would count the Star based on the the Kings and this and that so you put it in the people put in the invitations the almost every invitation has it right so just you should know that there there's something to it there's people that are against it there's people say it's not such a problem I'm just throwing it out there what I'm telling you I read from with inside theik I didn't make up I don't know you think I just made up a I went TOA my friend B them what do you say what is that in him I'm joking I'm joking okay he doesn't bring that so let me just show you real quickly because we're going to talk about had I been in during the I would have gone to sleep for a month and we have just the idea okay but here it is in a picture form there was a loan that took place on and rather than writing the true date look what he wrote In thear what does it say there er er is further down the line it's one month later who loses out in this case it says the wrong date in thear it says a future date who loses out the malva why because look the lva has a piece of property that the malva theoretically could come he has a lean on it and he could come and take it but this Loa guy went ahead and sold the piece of property now it doesn't really matter if you have a loan before you the sale you could still go after the piece of property the problem is that the Mala doesn't have any proof because it says ear on the property on thear when was the sale on five days before what it says in thear so the malva cannot go after the property here's Z after the sale and here's when the malva wants it back and the guy says stop the buyer says no no no you're not getting this property I had no idea that it was a loan why do you get my property cuz if there's AAR with aam and was alone then the whole world knows I didn't know about it that's a means that the date on thear was written on the time of the was written the wrong date a future date now we have the time of it's going to say it happened on before the that's that's possible cuz now the malva could go after property that that was sold before the loan even though he never had a lean on that property that will see Bas [Music] so there's a story that happened in and you said that it's I only said it's kosher in this exact case that it said in the documentation it said as we're going to see later the fact that it says in documentation everybody grees its kosher that's what do you mean I said it's a documentation of let's let's read it again right is talking about he says what are you telling me that no said it's talking about we're you hear what the says everybody agrees that if a says the word yipper in it it doesn't really say yipper it says October 10th and we pull out a calendar and we see that means ker then everybody agrees this star is kosher because you're trying to hint within thear that you wrote it meaning that it's a delayed star everybody ages that when yeah I once heard a story of there was a that the lawyer again another story where the lawyer figured out that something's wrong like he saw his client he saw the other guy saw the GU a swindler he couldn't prove it and then he he that the street the name of the street where the loan happened they changed the name of the street after the loan like he was able to prove that that that wasn't the name of the street the name of the street I lived in right it used to be the famous street that Coca-Cola's on and now it's called so if it says on it but it happened in 1975 you know that okay anyway so it's you see from within the which I hope he's I hope he not going to hurt anybody when I was right before I had before I got my license I must have been 15 years old I drove in the mountains like a 15-year-old like a muga and I got pulled over twice I got two tickets and that meant that I would never get my I would get my license after I'm 20 years old it's a punishment you know you get tickets before you get a license so my father really wanted me to have a license so he drove me down to Upstate New York I'm not going to go into too many details because I don't want anybody to get into trouble but the judge had a certain connection to a certain lawyer and the lawyer said listen if you pay me 500 bucks I'll take care of you tickets so we went into court we gave him the 500 bucks and we went to court and the judge looks at the ticket he goes this street it doesn't even exist dismissed this Boom for no reason oh I mean no reason big reason I mean $500 then was like 30 something years ago a lot of money okay does the street it's he said it's what's going on here why would you slep this poor 15y old down in the court I can't say all the details he was he was a businessman that did a lot of business with the with the Yesa over there okay the judge on the side because he wasn't okay I hope he's hope he's not going to hurt his business [Laughter] now like if he's still alive he's 110 years old now oh so we just said if it says not a problem at all so where is the when it doesn't say it just says we have like we saw the LA happened in and it says thank you and it says a month later thear says that what says and is the one that says why because you can't write a receipt since he can't write a receipt nothing bad will happen we'll show you in a second since I can write a receipt what's the big disaster that could happen so for that we have to see right over here very simple there was a loone in Nissan Loan in Nissan what does it say in the it says ear the wrong date the guy goes 25 days later he pays off the alone the MAA says I lost the star what happens we have could you write a receipt or not write a receipt let's say you could write a receipt a big disaster is going to happen very very simple the star says z a later date so comes the Malin and says hey you borrowed again from you borrowed from me the second time that's normal right somebody borrows from you money and then he pays you back what happens the next month he comes again for the loan he says look I'm good for the money could I re could I have it again sure no problem so he produces a says if you allow to write a receipt he's going to get him on the second time if you cannot write a receipt then he'll say the will tell the Mala sorry I'm not paying you until you can produce a real star I don't have AAR find thear then we'll talk even if you hold your wrer a seed that's only if you paid half of it if the was good and he he's coming to pay a million dollars he's taking a receipt for a million dollarss he wants the original document he wants you to rip it up say think about it if that's the case you you owe million dollars and the guy lost Hisar what does that mean if you say that he won't accept the receipt he doesn't have to accept the receipt what does that mean he doesn't have to pay back a million dollar loan is that fair I mean at the end of the day he really borrowed a million dollars and he really owes him a million dollars so what should he do the MAA says I don't have AAR let me give you receipt says I'm not accepting a receipt so he shouldn't pay the talks about it that's why the says it's not it's not we don't like this we don't like the way you're saying it I could write a document on the whole thing why because there a concept called it's we're gonna see it soon when you borrow money you are a slave to the malva here nice nice depiction that Yoshi did I I'm very impressed he says look you borrow from credit cards you have credit card dead it's your house you are it's my house no it's not my house you no no no no you don't have a good eye these are full tiles one is black one is white that was black border around the white it's different very very different here let me show you you know what let me show you got I don't want to show you my house again I'll show you these are borders around the tile this is much much more difficult and each one had Corners very very difficult now let's go back to that picture but nice pickup look these are full tiles no borders different different okay this is months you don't know what you missed you might don't know what you're missing anyways if you are if you have credit card debt you are a slave to the credit card company as anyway so it's your responsibility to take care of the you have a big problem oh you need to put laser beams and you need to put glass and you worried about mice that's your problem you're heit take care of it uh this is incredible story why because we had the same exact story yesterday the same name borrowed money sorry borrowed money for and he borrowed a day ago on also but this time and it's incredible why is it incredible because last time he also took him to bz he wouldn't pay him he took him to bz you would think that if somebody doesn't pay you and he takes you take him to bz you're not going to give him another loan here he is give him another loan and he Tak him to another bz he didn't like the first outcome he goes to this one yeah okay it's unbelievable you know what I'll pay you me you know I'm willing to pay just I want my I lost thear I'm sorry I can't I can't give you thear I'll write you a receipt says no way very rarely you have that ra agreed to one thing and here they're agreeing you don't write a receipt so the D says I love were could have a little bit of their dust I'll throw it in my eye that's how much I appreciate Rabin sh however that being said all this honor I'm giving them I don't want to miss a word here because then we won't be able to make it said no and says you do write a receipt do write a receipt the logic dictates you do write a receipt why not why yes because if you think that you don't write a receipt it's a big problem if the Mal loses a start then the L should just sit and eat the loan and not worry about anything here Yoshi did a a scene where the guy's eating the loan AI that's it huh he's happy he's eating the loan he's happy okay sponsors oh taka sponsors turning of my UNC thank you all the and of is Rob erns I forgot to throw in the picture the picture of Rob's son at the Kil first bar mitzvah lift up his pants and uh or trousers I should say for those English people and there mdy Socks by the co weling all the new o prob standing with you on your journey and finishing sh together what you saying here's the picture whatever maybe they'll throw it in there so what do you want you should write a receipt and what if the loses his receipt not even the mice come and eat it normal what are you going to do against mice right they in those days is crazy okay they ate up your your so now the Mal is going to come and get you again and hit you up for the same loan it's your problem you have to deal with it so we already saw what a is we could say it one more time um here there was a a loan that happened in and the arrow tells you like if you're not good with the Hebrew months it goes that way but it says in the is one month after and then 25 Days Later the lus sold his land to another person typically speaking it should have a lean for the Mal on it but thear says ear on it so therefore when the Mala comes to grab the land the buyer of the land says no no I'm sorry so that's kosher the says in a saer says two women were complaining to their husbands that they're they're stressed out they need they need a vacation so the H said you know what go on a 10day vacation they both sent them to Switzerland for 10 days on the way back from Switzerland they come to the airport and uh to their shock the guy at the air says you on the wrong day you're supposed to fly out on Tuesday they said that's right we're here said no no no today's Wednesday what what happened was they were so so into their vacation and they they were so oblivious to the world they missed the day they thought it's Tuesday it was Wednesday and then one of the women looks at the other woman says you know if today's Wednesday that means we're we thought that's what he writes in a anyway what huh l what was the lesson the husbands obviously didn't care no it's just what was the lesson I have no idea the lesson is sometimes people are living in different days you at a star this day it's that day whatever you're a little off it happened to me I I went skiing one time I I was going I was so excited I get up 5: in the morning I go to the airport and uh it happens a lot when you do these online things the guy what are you doing here it's in another month you're a month early but you know my friends already waiting in Veil the whole thing so I had to buy a ticket you know what it means to buy a ticket at the airport 20 minutes before the flight leaves it's more expensive than a flight from here to to America one of those what one of the tiles in the house yeah right we don't feel bad for you anyway uh V so what's so let's just do MD real quick a works like this there's a guy that owns a piece of property he sells his proper uh he sells the property then he takes out a loan and in the loan the loan happens in Nissan he says no he writes in the document that the loan happened months ago before he even sold it so now the malva is going to grab this piece of property but he has no right to grab the piece of property because the piece of property is sold way before the loan happen so that's called a MD and that's 100% possible this is only a problem when it comes to loan documents no not only a problem the only time when it comes to a loan document because it only hurts the Mala when it comes to a regular document of sale even uh a delayed how do you say a future date is also POS he writes him a document that's a later date is later than in this case so let's just show it so that uh goes like this what happened was the ram explains a guy sells his property on condition that he could buy it back right away in other words a guy doesn't have money he's trying to raise money it's a way to get out of like a loan with ribbers you have to do it in the right way I need money you don't want to let me money cuz you know how I am I'm not going to pay you back so I give you my apartment and I tell you listen if I have the money to pay you back you must give me back my apartment great great okay so that happened on the first day of Nissan and he writes that says it it actually happened on Tish which is six months later on the first day of ER he buys it back in other words he pays he pay but he doesn't give him AAR he gives him something called a receipt a so what's the big problem the problem is that the buyer is going to say I bought it from you again we've been doing this look I keep on lending you money you keep on giving me your apartment you keep on buying the apartment back you know there something so now we're in a situation where you owe me the apartment I I own the apartment if you want it back you have to get how how could I prove it cuz look I have a document it says Tish you have have a receipt very good but your receipt says I have something called to Tish it happened again later Tish is after later on you did this again he he got money so he was able to buy his house back when comes later on he pulls out another I bought this property says the guy I bought it from you twice this is the second time I bought it from you you owe me money you owe me money same exact story here we have thank you Gary M on top of stuff the loan happened on the first day of n but the says six months later and then he pays back the loan much the same exact case but instead of giving him the document he says I lost the document let me give you a receipt and then what does this man do he pulls out AAR you owe me money here says in the document you owe me money when yes you have a good receipt that says you pay me back in year but I gave you another loan the second loan it happened in TI you owe me more money that's why you shouldn't be able to do this why is good got lost because of wrote when the time comes he pulls out the we hold like they don't write a receipt and therefore you don't have an issue if you don't give the actual star you can't collect again should we just do a few more lines we got to do a few more lines says but today in our you do write delayed and you write a receipt how come you don't think there's a problem says we have a solution to that what's the solution if you thought if somebody came to you what's the solution what I did where so what is the solution very simple put some put some language in the document that it shouldn't be a problem what he told the if you're going to write you should write in thear that it's AAR we we all establish what we establish on the bottom of what do we say that everybody agrees that AAR that was written on with the date of on it is kosher it's a with with date in it everybody understands it's kosher so certainly if you write in the this is a like then it's going to be kosher according to everybody and one more we don't do this when you write a receipt if you know the exact date you should write it he l you should write it without a date why they call anytime you pull something out against this this uh receipt you have a receipt that says no you don't owe any money because there's no date and you don't you can't the only time it's a problem if there date and one date is after the other but if there's no date here I have a receipt that I paid up have a wonderful day M shabas 9:00 in ranana 10:00 for Hebrew Rano e e