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Going to the grocery became the biggest anxiety

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Mendy Feferkorn avatar
Mendy Feferkorn

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Small story. I was sitting with a couple and uh [clears throat] they weren't using credit cards at the time, only debit cards. They already maxed out the credit cards. I always ask people, how much money do people spend on credit cards? Anybody know how much money people spend on credit cards? How much? I like to say people spend on credit cards. Whatever the credit card limit is only has 10,000 limit, they're going to spend 10. I'm talking about someone that can a bump. I'm not talking about someone that can I know that could afford everything. So I asked I asked them how much do they so she told me that when they go to the grocery is uh there's always anxiety. She goes to the grocery and she doesn't know if there's enough money in the car or not. She has to call her husband. Is there enough money in the car or not? He's answering is not answering. She's going to the register. She's shaking. It's going to go through or not. The whole going to the grocery is an anxiety situation. So I said okay this is what we start doing. We start budgeting with cash. Take away the cards. That's not cards. Cash. How much do you need to for a week for the grocery? A x amount of money. Okay, take that money, divide into envelopes, everything else you need and take it. She told me that it could very much be that from the day we started sitting, she had less money to spend in the grocery. The number was less than she really spent. But walking into the grocery, she knew this is what I have to spend. I have the cash in my envelope and she was able to shop with calmness and be able to go to the register and pay. There's no phone calls and there's no anxiety and nothing. So again, that's a little bit of a case with this this, you know, situation. there wasn't anything extra, but it's just a concept of being able to go to the grocery and be able to budget and know what a person has. So that's basically the concept of of budgeting.