Latest Talks #59 | How to make money in the long term | Adir Publishing | Mendy Feferkorn

The guys like Bitcoin is a gamble. Nothing has changed. [clears throat] Investments develop. 80 to 90% change about business financials also referred as Mandy. recently in English of pushup and of living financials for the future. and financials and financials everyone showing up. So back office episode for this is teeth whitening mentioned the host office specialist WhatsApp 929269-5771 sponsor United Healthare Episode 56. Saving individual families and bill is covered. So out of pocket medical expenses of the hospital limited selected network from doctors reimbursement rates of 91498300 visits of united.org mention latest visa gift card membership from the ads call for latest basic background as So initi Coughs. Um, which is in the 60s. in the industry in the line says brand new shine. for. So, Foreign business. Fore interesting way a total different thing. So readily available for something special, brand new business. for the guest art benches. This is basically >> wow company publishing A1 skull cap the lower east side H&M skull cap published by H&M Skull Cap. So publishing the most popular companies. companies. The most business communities but limited business bankrupt but [clears throat] for market basically base climate. Inconsistency. Inconsistency. Exactly. All the way down the road. Consistency. is always in the same of the is redevelop the main is busy mission. But So the main basically changes pages. So this is why beautiful shine. Wow. Foreign speech. Foreign speech. Foreign speech. Oh, so I come up with interesting. So do many versions in versions. Yeah. >> Interesting. So, um this by the way you know of course forage is of page himself whatever concentrated page was before and fine page. So the hunt finish the page. So change to certain points. Wow, this is interesting. So this psychology and human interaction. Wow. Interesting all the way. So whatever you do in in in your um in your business, you have to calculate all everything around. changed. Let's put this right. specifically. This is all challenging. This is basically the basic interesting mistakes. Of course do you know certain things but mistakes throughout the constated is the top notch. Yeah. >> Interesting. Daily basis all day every day. Okay. So the next topic was um obviously clearing for the future. Oh, wow. Fore insurance agent insurance agent in um whatever it was better for him. He had to push in this numbers heavy involved in the stock market you know in those days crash the 2000 crash 19 the high 80s high 90s 2000 is the crash in the market and then we'll see enough margin intion big money. business you know. And guess what the situation and laptops and computers. And that's it. and paper statements and found this account. foreign retirement fund again for a second was the Roth IRA >> the the Roth IRA in the IRA which is the same thing it's just the difference in the taxes when you when we picked off the tax credit so IRA is taxed the tax deduction of the book,000 profit books,000 $94,000 $1,000 but is taxable. A Roth IRA is down the road taxfree 65 years old taxfree. So the benefit IRA, the Roth IRA, but like yeah so the IRA and Roth IRA highest in Yiddish is pens pension planning it's retirement planning social security that's it Because unfortunately 65 years old whatever. Okay. Retirement dry million. dollar when it's 65 years old >> which is a beautiful number >> inflation >> is inflation a beautiful number hopefully >> you know it's fine but stillion in in close actually in expenses. Social Security [snorts] is on expense once expenses. for me finance. Beautiful life. Exactly. Extra expenses. Of course. Sure. You know the point was in the in the in the line. Allah says fine and voil. This is a retirement versus of expenses all overract real estate broker contract. Unfortunately, my financial situation and whatever reality Mhm. So the business whatever for retirement mention. for back into the statements. Powerful retirement funds retirement funds beautiful. So, you know, business, buildings, real estate The envelope is a shin envelope. So it's a beautiful bonus backbone. I like the way you know they're correct. But my my point is in business. for down payments for the host%. >> So you know you can use this money for down payments. So beautiful. Doesn't matter what the number is. They whatever gave situation envelope envelope statements envelopes envelope down payment was on horse. a free platform specialistic features and categories and by default special budget chart. charts approve marketplace deals and discounts business monthly subscription and budget. linked profile directly in the budget app available in the Google Play Store in the Apple App Store of Budget.com. Exactly. As I mentioned, said I'm reintroduced to lessons natural entertainer energy. of Spotify, Apple Music, WhatsApp, MP3, PDF. Amazing. Okay. The IRA for a second. You know, daily, weekly, monthly budget set of priorities. The number one priority of jobs whatever rent, mortgage limit, budget is done future retirement then again final mention etc certain device. No matter what is essential, you know. So an individual Essentials essentials are budget. Unfortunately, between 90 to $120,000,000. Then we get lab grown stones and we get um kleiner jewelries and we get by the way um absurd. I'm sorry. Mention and fancy holes shaking presents and it it just doesn't make sense. Maybe it's absurd. anything more than that. I'm sorry. beautiful shin tiles and beautiful it doesn't make sense of oil. But the fact is But the fact the standard standard standard the fact as a whole standard is extremely messed up. mention the stand is absurd. The fact as mentioned was family is in the business and they're contradicting because my family is in their line but their business as long as I spend but as the average fancy because they standard it's insane. And just there's my point. I totally agree with you. Same show every night, different actors. Exactly. Totally agree with [snorts] it. cautious and careful and the movement. So maybe reached out because of that episode It's not standard. It's extremely luxury. The fact is insane and absurd. family and that's it. Extreme luxury for some reason. doesn't make sense. That's true. The core of the problem is 000 million grocery of the is a certain standardiz Right. In the standard simple hole is approximately $20,000. Fore apartment. That's to to system unnecessary for you know by the way the fact correct A standard system. Correct. by the way. Changed my fulltime job, but okay. Whatever. Exactly. So financial a with the actual furniture set. Um whatever. Okay. But is over right away. But but the point is as mentioned was spent it's the problems was mentioned you know pres the the You know, you know, individual. Okay. overall for the average man for the practical life issues throughout. So the big picture the big picture focus financial. Correct. Correct. Correct. Fore number 80 to 90% correct. But because But you're not moving the goalpost. But how can I change it? It's it's non- ending. The fact is nothing has changed. It's only becoming worse. So, so the reason that's it So, so change in mentions behavior as a whole. You know, everybody works on themselves and changes the solution. building blueprints. Okay. Blueprints building 2x4 size of the location blueprints. A beautiful building. beautiful financial life. So building 2x4s all the time and following a plan. building. So to no end essentials and non-essentials dining room. So, no problem. budget of a foul with the likes of like pity And expenses restaurant, whatever it is. raw materials and therefore is the bill raw materials. So whenever this bottle may blueprint budgeting budgeting blueprint Fore sheet of papering groups. Beautiful. Whatever. expenses. So yes essential is grocery essential essential grocery include millions. Exactly. Is clothing essential? package again. Forger the furniture. Whatever they found like the computer, whatever the host, whatever down payment dining room. Dining set. Watch the blueprint. They used a 2x4. They used an Fore spend $1,000 extra dry daily. True. Madam True Exactly. Peanut butter in office is ahead of the game. He can't own building S&P 500 building. Exactly. Foreign dollar money. Totally different money with the change of habits. Focus. Guilt is powerful. powerful left to right. Boom. Boom. Stopped. Stop. Stop it. Madness for the neighbors, for the schwers, for the bleeders, for the sugar, for the system expense. Maybe say it's a $15,000 total. is more than pressing. So don't blame the kids, blame the Come face as I can a fulltime remote employee from Philippines of the Dominican Republic a remote employee 9 to5 down time zone bookkeeper customer service architect a photo editor Amazon specialist any kind of arbiter [music] can find English, no hidden fees and novel. Callid for less 8456820990. Click the link in the description. Guilt is financial. Financial plan gave him confidence. Financial goals reality invest Alliance millions in the long term for Oak Private Wealth, a registered investment advisory company. CPA in a certified financial planner experience in health and successful mention financial success email coutprivate.com cde dut sprivate.com Oakprivate wealth invest tested in D success. So because So building financial oriented of financial structures financial advis for you know financial advis foreign. Mention. Okay. Mention financial coaching, financial advisor. He never gets to step two. More session. So counts. also cost $500. So the problem is perfect the problems of the majority. In the majority genius simple. So you got this. Okay. Number one, whatever age is. Okay. Bank statements. Whatever she tells organizations fine simple straight mancees balance budget balance you can make it work of the number of Diagnose the problems. 0.05% manager millions and millions and millions of dollars. So the best again simple can align account in fidelity.com systems systems. I just don't have enough hours in my day. for multiple accounts fractional shares S&P 500 S&P company which is VU other IV other FX any of those names whatever $15 So he ended up losing offset IRA HSA account for medical insurance accounted charity account. account. Donor advised funds. Don account is donor account. You know what game donations but for a second the S&P 500 the S&P 500 is the fined companies in America. Okay. S&P fidelity clarity organization a bank organization chase fidelity organiz departments. So do the flash department, the mil department, part of department, whatever is department. Okay. Department into the financial an organization a financial institution the heist chase fidelity vanguard this is in the financial aosity in the financial solutions do different type of accounts which find different departments fly so do savings accounts do brokerage accounts do IRA accounts do the charity accounts do many many different type of accounts which has departments in the account which has in department 500 says fund was focused north of technology. So fund was focused north of healthcare. So fund was focused of banking which is within this instit account. Okay. So the S&P 500 S&P 500 versus well S&P 500 companies >> America >> America in America is the country of the >> Yeah. American companies, right? Yeah. Microsoft and Google worldwide. >> So the companies >> but the lower end was even the lower end of the world. Fine. So, but yeah. So, in the S&P 500 certain criteria fluctuate value automatically load assets down position costing the S&P 500. out companies and they put in new ones automatically. So based on the data, >> so based on the data, >> correct the S&P 500 is a gauging system. It's a gauge defined companies. It's engaged whoever falls into the 500 highest >> those guys around. So automatically the S&P fund was decat by the S&P 500 controlled by managers S&P fund based on data. It's based on data. is the safest the safest place to put your money for long run. returns. So in in the calculator compound interest starting $5,000 in monthly contributions as year 19 up to $90,000. never ever happened in 1928. Okay. So at least double mentioned an emergency. Number one. And number two is for special account. Yeah. mention was was exactly of course. Oh yeah most mention. So vac of them and keeping the rest. >> Yeah. >> So that protects you from taking out money. So you put it in your budget. That's just an idea. Fore came to their age. the footsteps and medicity.com. So, 800 numbers 24 hours a day is an American number. is doing a lot for the financial not even investment for the future and this is certain devices and best investment with the We can stay alive tax returns. Rocket science rocket science simple.com is do the howto videos. Just listen [clears throat] Google Drive of the website. in in calculating exact budget in so number is done 100% backbone website by the way's ideal mention is the back in the website and the whole technical partn was the website I know at least 15 years ago and then at some point ad do you know if you invest $200 in the S&P you'll have a number email mental can So like the guy is on point exactly like mention let me reach out to him how do I find it nephew's contact the number and I reached out to him I told him I want to partner up with you website and he told me okay let's go so like 2 three days later we were set up >> and there was amazing. I mean all of a sudden is boom and his hands on technical unbelievable mention. You know, you keep out of the picture because it's all about the mission when technically financial advis but you kept out so far from the picture. >> Literally, there's no personal agenda here organization. You know, it's not enough the fact you know introduction, you know, including their podcast, but I'm okay. But it it's it's got longevity you know mention in the long run you know the guys just point back the financial advis Anytime they plan, you know, for the long run, I think, but We try to automate in the website as much as possible happens to be [snorts] emails to mention questions 99% of the questions do chatbot which is connected to chat GPT can enter the caches we didn't really have to be involved in it. >> Oh wow. So techsavvy to the next it's on the calculators on the howto videos or less lit. >> Yes. You can do it all by yourself. Okay. for public appearance even the person financial institutions that reached out to me that ideas which is behind my mind maybe office financials. Some kind of a thing. You're also dollar of dollar in the bank account. buildings gold field oil field like message investments developments buildings and especi The guys investment Can I get investment investment investment company of the invest like We chase like likes. Wow. Okay. So line of business investment. Of course the guys the light guaranteed. M. So, >> and the next problem in benefits not eligible for benefits. amount. Maybe a certain amount earnings in timber investments highest assets earnings assets food stamps New York City section 8 upstate New Jersey again. Food sense Medicaid, no problem. Section vouchers, no problem. Again, medic% assets as part of the income. So, Okay. Answers but basic simple I get the job. So whatever is in the host, especially the fifths, earned tax earned credits. in the king's account x amount of sense you know but $50,000 game footsteps. So, so benefits all these organizations but in general. >> Oh, very interesting. Okay. So help you know exactly. Yeah. Excellent. No, open economy. Everybody's free to do whatever. This is an option. You can spend $15. This is the future. Millions pro millions of future your tuna sandwich is millions of dollars of your future, right? And then the goal. So it took time. either way. But so and how much you want to make and we have a calculator that we added a button printing a PDF download after a complete >> device. Exactly. And then we have a regular calculator. And we added more section howto videos of mandyorn.com. [clears throat] Okay. for the beginning. So [snorts] that's the average next. Okay. in the in the in the hits,000,000,000 and the hitsulate exactly exactly and I got the hint on the bottom a full total budget. They missed this fitting. Fore clarity. Exactly. Whatever separate account,000 and you can split it up over their initial investments per child in gorgeous that's the the trick is in life. You'll pay 100, 200, 300 compound the better. The younger the better. for discussion tax earn forget about additions allocates 15,000 for mention bills. The 20 expenses It's 6,000 15,000 high Wow. Yeah. The family is there. But but but the is automatically rebuild. retirement. Wow, this is an amazing idea. Dollar of dollar, no matter what. 15,000 whatever the number is >> but focused >> focused you don't lose your focus let that 150 is going to work wonders. Wow. Year one of the retired but 67 million. It's a very interesting retired. No problem. >> Excellent. the president in the beautiful. Okay. Okay. The president get the governmentary get sponsor Michael computers. I think he's the sponsor for it. A th000 or whatever um $1,000 is a tax deduction. tax deductions as I mention $10,000 earnings tax deduction which is amazing of the income. of the income tax. Okay. Okay. Gain long-term capital of approximately 10 to 15%. tax deduction. Right. Right. Tax deduction taxeduction. Oh. Number one, which is otherwise the reason that's companies tax credit basically incentive exactly [laughter] Ed of the belt farmer. relating to them. Is the shape of the shape of the veil? S&P 500. Correct. Fact. Yes. investments invest in Bitcoin invest gold and materials diamonds investment. Just putting it out there. Diamonds like to produce gold like the return is irrelevant. 15% portfolio like new gold. It's not a bad idea in in bonds in it's not a bad idea. International funds not a bad idea. But when a single individual investments a stockberry phone out fish of the domal No problem. The palms in the system. So the model was all splitting by the way diversifying as I mentioned. So diversifying solid gold bonds, international funds in a pot. But understand the higher your upside potentials, the higher your risk of losing. So% profit margin in upside is same% downside% is basically rewarding. Bitcoin is a gamble. zero. I should say a million. Correct. Eventually. Correct. Mention gold. Physical gold. But Bitcoin history. Okay. Bitcoin. Bitcoin sweat bullets. Okay. the stock market. Have fun. Exactly. Do not buy Bitcoin with your wife's money that you earned. No. The SB the S&P is companies. Bitcoin is a hypothetical S&P by the way companies energy. But I guess the physical material from gold certain value coins. silver but at least 90% run the numbers I ran the numbers the yeah the chart is >> I ran the numbers Wow. Any building of Datson Avenue in 1950s cost,000 million million building 1950 million probably no >> about four five okay five000 10% So take a hindik 1.2 numbers also getting 1.2 2.4 6 uh 4.8 9.6 19 million 36 million >> Wow. Who beat SP? niche team. So yeah, S&P S&P 500 historical calculator, 1980,000 down payments, but I'm saying hypothetically,000 million just saying maintenance because in capital appreciation. Right. Not grow to this number. Exactly. The numbers again. Soion will will accumulate right in the real estate business and business and they're hot buildings and they're hot rents. That's his business maintenance free. Okay. Life insurance. So yeah. discuss life insurance. Life insurance [clears throat] for life insurance. Life insurance for the difference is a term policy for a million dollar on a 25 year old is approximately $30 a month, $360 a year. The zela million dollar for the zela is $10,000. the Zela policy coverage,000 per child. So as I mentioned affordable 50,000 a term policy for the same amount is between $500 $500 a month at maximum $45 $500 a month it's $600 is affordable name the rest gel li around S&P is way outbeaten The life insurance policy double does policy expired way more insurance policy. So the unhapp insurance policy available so hard cash IBIC available any time >> so doesn't grow so much doesn't grow and guilt Fore interest account in term in insurance is a fantastic organization. Whatever the number is right distributed to the fantastic organization. Yeah. And and you know life insurance. Life insurance is like family life insurance. It doesn't make sense. And the problem was Let's go. Insurance. Exactly. 100% policy. a million dollar policy million insurance update policy. Exactly. So yeah, the agent set of back office insurance policy. the basics in life. So the community >> I'm going to really really consider and maybe this is a private business. It should be a private business call can use the services% maybe. Yeah, maybe you're right. I will definitely bring it in. office insurance and a financial advisor budgeting advisor and a financial advisor maybe insurance and health insurance and and property insurance and fire. Yeah, you're right. >> Exactly. This is fantastic organization. It's not for the global audience. episode because organization whatever this nobody cares about parking lot shopping in the for views of Spotify. But the point is as they mention what gives you the energy to go on and off exactly every daily emails and text messages when Okay. Everyone gave messages. >> So the final message is responsibility. This is the future coverage. Amen. solve a line. Just be careful on your dollar on the day from the bring it to reality. So the office studio for the podcast. Yeah. office sales pitch. So office budgeting financial certified financial planner trusts and corporations insurance agent in the office. Telephone number is 3478316468. 3478316468. license for insurance. Minimal fee legal legal certain benefits legally and financially. So all information Fore for financial advice. for the need for accounts service. Yeah. So the number is contact of 3478316468. So a company of sized top tech cabling and voel cabling for low voltage and I like camera system security systems for companies IP phone service systems AI systems 84 456664008456664000. It is a brilliant brilliant brilliant technician for all your needs. >> Thank you so much. I appreciate it. And category exist. friend any of them WhatsApp groups of family chats whatever is support of YouTube and until next time [music] >> [music]