KOSHER MONEY: Want to Create Generational Wealth? Follow This Timeless Blueprint {Living Lchaim}

if you have never watched an episode of kosher money this is the episode to watch if you're looking to be financially successful if you're looking to be successful in spirituality this is the episode for you most people don't realize there's a simple recipe for success and Rabbi Danielle gladstein of Cedarhurst New York lays it out cleanly and beautifully in this short yet sweet episode enjoy being a Jew awesome managing personal finances not so awesome welcome to kosher money we're approaching the Rosh Hashanah the high holy holidays and what better time to talk about money right sounds almost like a contradiction right we're heading towards a spiritual awakening a time where we're supposed to repent and do chuva and yet our entire conversation will primarily be about money Robert glassing it's good to have you I've listened to quite a few of your classes online on tour anytime and one of them stood out to me I was actually in attendance in Toronto when you spoke about business and The Importance of Being Honest in business let's take it from the top what does that mean honesty business why is that so important to being a good Jew a good person what is it about honesty okay so you raise a very important question because as you mentioned here we are we're we're preparing ourselves for the high holy days for yamnaram and at first glance it seems money is uh sort of a second fiddle to all the spiritual Endeavors that we're working on improving and upgrading but personally I don't think there's a more important topic in preparation for the high holidays from the rum then kosher money because here's a very important principle that probably in our generation this idea is overlooked more than anything else you know one of the most important classic texts svarum that we should really be studying more what you mentioned earlierem written by the ram Khal Rabbi this is the handbook of Jewish behavior and thought he writes a very important line we cannot really forget this he says true righteousness is far from our imagination now that's very important to focus on these words meaning everyone has their image of what's a Sadiq you know what's a righteous person and in our minds you know who's a righteous person somebody who maybe he fasts a lot or he stays away from any pleasure or he's in his Corner praying or he's studying or even he's giving a lot of Charity you know you have Hashem and our generation you have working people they're mockbid about minion they have like streaks you know they've gone years without missing a minion they'll pay people to come to the airport so that they don't miss the minion and on the plane and it's all beautiful it's all wonderful but upon further analysis you know what really is the Hallmark of a righteous person what makes a righteous person it's so popularized in our mind you know every it's a big time everyone's a tadiq today but but what is it what makes a tadek so in all the writing of the rambam in the in maimonides there's only one person he refers to as a tadek you know who do you think it would be you know Maisha to the Jewish people amazingly the rambam says and and this is also interesting because the ramam goes through the financial portfolio of of the Patriarchs the other side so he says you know avraham the passage says was very wealthy avraham he's quite wealthy was very wealthy foreign was very very wealthy so now let's pause for a moment because you know there are people out there they want to make more money so you know avraham was here and you know he's maybe ranked 50 on uh Forbes uh list and and Yitzhak was also you know not yet in the top ten and yakovino he's you know top three he's very very wealthy what did he do and the rambam says because yaakov said to the conniving Thief who was his father-in-law he said I worked for you with all my energy I worked in the cold I worked in the heat when I had a cold when I had a little runny nose I didn't call the boss you know I have 102 fever I can't come in today he didn't take paper clips home from the office he didn't call long distance from the company phone he didn't take home copying paper from the office the reason why Yakov avinu was very very wealthy was because he was honest but that's also why he was righteous in other words why was yaakov righteous because uh we know yakovino studied without interruption without sleep for decades no that's not why he's righteous is it because he sat and learned for kylo for decades and no that's not why he was righteous you know why he was righteous because he put in an honest day's work that's a reality shift over here I mean who who thinks when you're looking around the shul on the on Rosh Hashanah you know who's the righteous guy yeah who's righteous guy the guy with the talus over his head you know and he's dominating the longshman ass right he may or may not be righteous righteousness is not as dependent on Tila as it's dependent on honesty so that immediately is a it's a shocker and that's something that our generation we need to be more attuned to because you know people want to grow people want to grow spiritually and the question is so where should one's Focus be one of the great sure is the founder of the the Muslim movement so the Muslim movement was a focus on the ethical portions of the Torah it's not a realm that's so popular today and look I enjoy personally studying all kinds of different sparm even sparm about Jewish thought mashava in a certain sense it's easy to think about what's going on in the heavens what's going on in the upper worlds what's harder to think about is what's going on in my bank account what's going on in my wallet what's going on in my heart sorry focused on the ethical portions of the Torah and he you know this time of the year kids are going back to school you know and many kids are starting learning for the first time you know isn't it surprising Ellie remember when we were in Yeshiva so the first subject you come into class you're you know what behind the ears and you're opening up this big volume this big Tome talmud babli and you would expect we should start with the beginning no that's not how we do it we start Baba matsia the laws of ownership property you know robusto cilantro found out about a group of supposed sadiqam supposed righteous people they wanted to go through Shas and they want to go in order so you start with brachos you know the tractate about the blessings and then about Shabbos about the observance of the seventh day and araven okay very complex aspects of the of tamad babli and Rabbi Soul says it's dead wrong you can learn that way said well I can't learn that way he said okay blessings on food are very important is very important but they're drabon and they're rabbinic even Shabbos the vast majority of the laws of the Sabbath are arabinic even erovan most of his is drabanan says what should we start with start with laws of partnership laws monetary law law of possession they're all biblical who owns the buck is not rabbinic it's biblical that's more important more important Dominion we have to do whatever we can to down with them it's very important my grandfather was in the camps he risked his life Saddam with a minion but there are more important things in Judaism than davening with a minion people go to great lens heaven forbid to eat you know on on pesach you know you have technically speaking it it's it's Kosher for pesach okay but if a little water gun on it many people they won't go near it a person should have more fear from keeping a quarter that doesn't belong to them than eating pesach I mean that's just a reality people should be more careful to pay a worker on time than they are to make sure that they have a minion in the airport and it's a good thing to have to make sure you always have a minion but it's more important to be careful that the money that you have belongs to you and you don't have a dollar in your account that doesn't belong to you one of the questions they ask you after someone passes away is not did you eat the brox on pesach right it's a it's one of the top three questions right yeah it's the first question you know are you honest in business sometimes we get so used to cultural we'll call it cultural yadish kind cultural Judaism more important is fundamental Judaism and this is the foundation Foundation is honesty honesty is the foundation of all Judaism a quick break from this week's episode to tell you that living expenses in Israel have skyrocketed I just read that Israel has now ranked the country with the highest cost of living among developed Nations and it's only getting worse the cost of food bread milk cheese are priced 50 to 70 percent higher than other countries in its category and they need your help so please give to kolal khabar a charity that's been around for over 200 years tadaka charity we know is one of the biggest Mitzvahs in the world and we're going to put a link to the show notes even if it's 10 bucks even if it's a hundred dollars if you can give two thousand dollars you can also give a recurring donation so a small amount of money a large amount of money that can be given automatically over the course of the year it can do monthly really cool option give to now more than ever especially during these high holy holidays give from the bottom of your hearts open your wallets open your hearts and give dot org slash kosher money so they know that we've sent you please every dollar every shekel whatever currency you're in it all counts and now back to this week's episode it's a big pet peeve of mine too or at least something I try to focus on when I get a bill from a vendor pay it right away right obviously if there are times where business is tough it's important to have a conversation people are people and they could fall on tough times but I think people do a good job at paying their employees on time right we know that's a Biblical commandment but when it comes to vendors and Outsiders right and there's net 30 and you you got to pay it and then it's pushed off to 60 and 90 and people now have to borrow money because a select few aren't paying their vendors on time there's a real argument Snapfish there's a real frustration and and you're causing real pain to other people and you're saying that if that's a critical component to being a good Jew critical is is uh is not an overstatement at all honesty is the fabric of the Soul you know all the missiles we do all the chuva we're trying to accomplish we're repent we're trying to cleanse our soul but what is the soul what is the soul made ahead of you know if we could look at the soul under a microscope what is it the soul is truth it's a piece of the almighty the almighty's signature characteristic is Ms Truth The Soulless truth and if there's a Corrosion Of Truth there's nothing more harmful to the foundation of the Jew so this is something we have to have a little bit of a reality shift we spoke about robistro salanter you know like imagine what did Rob Israel salanter do like era of Yom Kippur like you know the day before the holiest day of the year that's a big day you know we would think I don't know what would Sadiq him do they probably go to the you know the Mikvah and they immerse you know many many times and they confess and they pray and nah will be so cilantro everything he prayed he went home right away and he went into the kitchen what's he doing in the kitchen he went to the pantry he took out a hammer he puts the hammer under his jacket he heads out to every shul every synagogue in the neighborhood and he went to all the benches and he starts to bang in the nails in every bench what are you doing he said well whoever owns the this public area if they cause one person's suit to tear or one woman's dress to tear and they don't pay back they're a robber they're a stealer and forget about all the maybe minutia that people are thinking about and doing chuva and they're all important more important than that is not causing damage to somebody else so this is a tremendous reality shift in terms of what our Focus needs to be on uh preparing for Rosh Hashanah you know part of our process of of chuva is okay anyone do I owe anybody money did I borrow money from anybody you know did I take a haircut and maybe forget to pay the Bible would say you go to the barber you pay him think I am now fulfilling the biblical commandment of paying a worker on time you know they're not that many things we could do a day that are middle irisa biblical you know you you dab in you have shama ricea tallest villain but in the realm of money it's all we're dealing with the erisa so this is a whole world that we can't allow to get you know forgotten if anything it should be the Primacy of of our attention and then in general you know when it when it comes to let's say spiritual growth you know people are preparing themselves for the high holy days everybody wants to grow that's a big buzzword today you know am I growing am I growing how do you grow how do you how does a person Elevate themselves and this is for Jewish people and all human beings what gives us Aliyah what gives us elevation Moses he was the greatest all-time Prophet you know in comparison to other Navy in comparison to other prophets he prophesied with something called a clear prism all the other prophets you know Isaiah Jeremiah Ezekiel they they prophesied but it wasn't with a clear prism the first time God spoke to my charbaino he calls out to him you know it's the only time in the whole Tanakh that Hashem addresses a human being saying their name and succession without any pause this is the big stuff this is moshe's first conversation with god and in the history of the world the most clear divine revelation so I just wondered what the man do to deserve that it's not like you know the average person's gonna walk down the street the average Yeshiva bachar you know he is davening in his Yeshiva he's not receiving like Divine instruction hashem's not calling them but what did moisha do to deserve this level of spiritual connection looking up suck him looking Rashi look there's a gift from shamaim the only thing we find before God addresses is he took a sheep and he brought them to Grace in the desert where nobody owned the property says Rashi to distance himself from stealing oh God says that's my man that's stunning that's stunning here you have the greatest spiritual elevation ever achieved so let's identify what did he do did he learn in kylo for 20 years before God spoke to him no did he pray for for days on end did he fast did he go to the Mikvah these are all wonderful things no you know what he did he was cautious not to take money that didn't belong to him and look what he was catapulted to I'd love to see a non-profit built around this idea not not necessarily putting down the people that aren't on this caliber but but highlighting the the righteous the people that are are should be known this oh so and so he pays everybody on he pays early you know he this is his bread and butter his bread and butter is you know 100 satisfaction rate and and I I kind of feel like when you say a reality shift it truly is because we live in America right America is the is the land of the free and capitalism and chasing every dollar and God bless and we're so happy to live here but part of that is you know don't be Mr Nice Guy you want to be successful in business you can't be a nice guy because nice guys finish last right yeah that's what you know the rambam is is sort of alerting us to that don't make that mistake you know don't think in the back your head you know there's religion and there's business and never the twain shall meet this is an ingredient in successful business you know people into it they want to deal with somebody like that they want to give somebody like that the business even to emphasize another account of this you know remember yaakovino he's on his way to get married and he goes to Temple Mount and he's he's lying there on the oh man he has a dream and their Angels going up and down the ladder in his dream you know that's pretty good most most people are not dreaming of angels going up and down the ladder and then 20 years later he's on his way back and he sees angels He encounters angels wait a second this time he's not dreaming this time he's talking to them like you know we talk to each other so what happened obviously he grew tremendously on a spiritual level that he used to only see the angels in our dream and now we've seen them in a state of being awake so I remember a person I heard this from harava avigder Miller that you know what he did he wasn't learning for 20 years he had learned before he saw the Angels the first time he wasn't praying he was working and he wasn't taking paper clips and he wasn't making calls on the boss's bill working honestly brings spiritual elevation in a way more than anything else you know I think people think okay I'm gonna wake up in the morning first I'm going to put in my uh I'm gonna go to school I'm going to dive and I'm gonna learn that I'm gonna put in my spiritual activities for a day and then let's let you know everything is over and now I'm gonna go make money I'm gonna enter the arena right and and be the first the top of my class and push everyone to the side right once I'm out of the shoe once I'm finished with my morning spirituality then uh everything goes on yeah then we're in the ring right but if anything you know that's when the arena of spiritual growth begins it's easy to be it's easy to be righteous in the basic in essence the real elevation comes in the workplace it's so true and it's hard because I think a lot of people that do experience this frustration there's a certain loneliness to it right it's not like they're screaming from the top of the roof it's an email to company hey you have an outstanding bill right they're not going to go and talk badly about the person they're you know maybe they'll speak with a spouse and and there's certain sense of suffering that happens behind closed doors and it's not it's not public but I think if people did have that realization that it's not just spiritual success right you you mentioned yaakov and his financial success because he did the right thing and you said this in Toronto that Aaliyah elevation is found in your pocket right so it's the full 360 right if you take care of others you're gonna be taken care of and your family will be taken care of what was the story that you heard I think was by a bris yeah it's funny that you uh bring that up this goes back maybe 20 years ago okay I was at a bris and uh the speeches of the grandparent at the brisk is usually not the focal point of a bris most people I don't think are that focused on that but remember this really stood out of my mind and I had called up this grandfather even if I had permission to relay the story and I've said it over he said that his father came over after the war he came I believed to Montreal his father was successful in raising all of his children you know on the straight and the narrow to be you know good upstanding yiddin upstanding citizens and a lot of his friends weren't so successful in raising their children didn't have the nachas from their children that you know that as parents we hope for and his father once confided in him that he believes very strongly that the reason he married it to have erlock her children on his children is because he was honest in business now this is not like a glamorous story that you can hear usually you'll hear a story oh this person you know he uh walked through the snow to say or to to hearv in a blizzard so that's why he was to have you know many generations this is not a very glamorous story but it really it moved me and I have to say I wanted to do research about look we all know that as parents or anybody who is raising children or hopes to raise children it's every parent's dream to have uh God-fearing children polite children honest children and you know what does it depend on so people say yeah it depends on you have to feed the kid kosher food you know if you feed the kid kosher food then his uh he'll grow up he'll develop to be a kosher person and look I speak about the subject with with genuine sensitivity because it's a very delicate subject and who are we to understand the mysteries of hashem's Providence but one thing that our generation faces is you know the phenomenon of children that go off and you know who are we to offer rationale behind it but we would be remiss if we didn't try to study what our classic sources tell us about this so and we'll try to spin it in a positive way because if we know what to do positively we could try to take advantage of that to Merit good children the beneath brings I think if I'm not mistaken now you're you're a descendant elimination direct Iraq my mother father mother mother mother father yeah it's right there wow it's a it's a big supposed to be on your show for for that and for many reasons her writes in a safer is he says that he heard from his Rabbi ramenov that children go off because they eat non-kosher and it doesn't mean non-kosher food he says it's because they don't use kosher money to purchase the food and the children are developing and growing up with food purchased with trafe money so again we share it with with a lot of sensitivity but it can't be hidden they show this to rev Aaron Cutler we've answered of course the source of this he says is meaning this is a tried and proven idea in Judaism that a person's future Generations depend on primarily on the honesty of the money that they earn it takes kosher money to the most literal sense possible boom we'll be right back to this week's episode but first a quick official real estate tip the question of the week for shmuel shyowitz of approved funding shmuel are you ready here we go 60 seconds tell me what someone in today's age needs to know when they buy a home so I would say the first thing somebody should do when they're looking to buy home is reach out to a financial professional figure out somebody like me or somebody similar to what I do figure out what you can afford what you would qualify for they're not one in the same but you need to do the research the most important thing which is timeless is know what you're getting into know what you need to know know what you don't need to know and if somebody's not willing to give you the time and the patience to work with you on your level then it's probably not the right person for you step one they call shmuel what's next depending on their plan we either help them be in touch with real estate professional CPA financial planners attorneys and hook them up with the right Network sphere that we work with or work with the people that they already work with which I'm sure we work with most of them and build this team around them because you need to be surrounded by the right people working all for you with the same goal love it straight to the point does not beat around the bush you can get more of small approved funding.com kosher money look them up there tell them your friends that kosher money sent you and now back to this week's episode so let me ask you a question America like I said Society it's very focused on effort and work and what we call history and and people should be doing their utmost best to do that do you find that we're doing a bit too much of that right we're staying in the office until 11 o'clock and sometimes it's actually warranted I'm not I'm not saying not but for the most part if we accept it upon ourselves that nine to five is nine to five and we put down the hammer and go home and have that realization that whatever's coming to us is coming to us do you think we're overly invested in histablas you know we see how common it is for people's lives to be so overwhelming with stress that it's possible that we may lose focus because while we have to do histalis you know we can't just sit back in our chair and expect you know through the chimney the money is going to come in but sort of the happy median is one has to work as if it's to completely dependent on them and at the same time no that it doesn't make a difference so when you have that attitude it releases the stress because you're going to work hard it's important to work hard it's important to have good work ethic but when you know that it doesn't matter it relieves the excessive tension excessive stress so I think the barometer in a person's own life to know you know am I working too hard is stress is part of the reality of life you know only when you're horizontal is there no stress when you're six feet under it's pretty much stress-free but when the stress levels are above and beyond then yeah The Stylist is too much in that you're saying is part of the checklist but it's not the means to the end right going to work is part of what we're being asked to do but because you bring a paycheck home has nothing to do with the fact that because you did A and B now you're going to get C right you're being asked to do something you're doing it and God will support you in that okay this is a very uh deep philosophical uh idea but in Judaism we believe whatever Rosh Hashanah is coming up on Rosh Hashanah God surveys the repertoire of you know and he decreased this year you're making a hundred and twelve thousand dollars you could do nothing you could jump through hoops you're getting that money but there's an obligation to fulfill the concept of histamas but whether you do or not whatever you're supposed to get is coming to you so what that does is it takes the tension out of it you know I don't need to run the rat race I'm getting what I'm supposed to get you know should I go back to office for that extra hour if you feel like a shemata and you don't have the strength you're welcome to go back you're not going to make any more money by doing so that's that's the idea thinking to my own career some of the the more financially successful years were not necessarily the years in which I put in the most work right and you know once you actually see that and realize hey my best month I actually didn't invest 14 hours a day and I took a little bit lighter and lo and behold a new client came in from there and another one said hey they want a new service and it really had nothing to to do with what I'm doing I have actually over the last couple of years been benching from a venture and I know you have a whole share on that and it's our only biblical commandment and you know and I've seen it right the slower I go with benching the the the better I do financially one time I actually just Pat myself on the back I once sat and it took me like 20 25 minutes to bench and I said every word out loud and then like the next month you know I saw something tangible and you know some people roll their eyes when when they hear that but we'll link to that share in the show notes I also want to talk about our neighbors our friends right keeping our eyes open for opportunities it's so easy to get lost in the rat race and and rightfully so right you have to support today's Economic Times whether we're in a recession or not you have to be there for your family and support and oh okay I'll give it to DACA but but like actually being there for a friend it's not easy but how important is that for people driving in their cars today to say hey what can I do to help a neighbor in need similar to what we spoke about before where there's a tendency to compartmentalize our lives okay this is uh my spiritual my spiritual portion of the day and now I'm at work and I'm going to focus on my bottom line and my family and the more we mix the focus on well okay but this is also a spiritual realm the more we focus on the spiritual realm during our working hours there's also a tendency to say look I'm a very big Baja said Sunday morning I went to that you know Tom Cruise Shabbos breakfast I went to the high Lifeline event but now I'm working so don't bother me now I'm focused on you know my bottom line my family in the summer we did a lot of trips to places of Jewish historic interest we were in uh Spain Amsterdam Portugal and the organizer the tour of Avira Torres he has with him this um tiny safer Tyra it's like it's like a big mezuzah almost and it's very difficult for the Tory the balcory to see the letters it's you know you need like almost a magnifying glass you know the last Powershell say vibrations has a very unique phenomenon usually between the end of one person and the next you look in the tauroscope looking to save for Tyra there's space nine letters of space or so between there's no space it's closed it's sealed shut you know what's going on over here Rashi you know the foremost commentator on the Bible he says because when we were in Egypt our eyes and our hearts were sealed shut this is like a famous teaching right every school kid in the Yeshiva knows that we went down to Egypt our eyes and our hearts were sealed shot we never really focus on those words what does that mean our eyes and our hearts were still shot they brutalized us they made our life miserable why the focus on the eyes and the Heart then it dawned on me that when the Jews were being tortured Moses comes out it says became great he goes out to his brother he looks at their torment here Rashi comments he placed his heart and his eyes on his Brethren and it hit me you know here's the problem in Egypt you know what our problem was we were so self-centered and rightfully so they were brutalizing us that our eyes and our heart were sealed shut and you know what happens when your eyes and your heart are still shut I can't see what you need I can't feel what you need and if I can't see what you need and I can't feel what you need then I'm just looking at my own life how do you think Hashem how do you think God is dealing with us God deals with us quid pro quo measure for measure if I'm not looking at you and I don't care about you so God says look I love you to pieces but this is how I work this is how I operate I can't really look at your situation I can't feel your pain and then we're in hot water so we need somebody to break the cycle so the savior of the Jewish people my sharabena rayam hemna the faithful Shepherd he comes he puts his heart to feel the pain of his Brethren he looks to see that's the man I'm looking for you broke the cycle a few verses later a few seconds later God sees the Jewish people Rashi comments he looks at us and he begins to feel our pain so everything we do not even in the workplace especially at the workplace this has Universal reverberations if you're a boss and you know you see your employee he hasn't gotten raise in seven years he's marrying off his kid well not my problem okay it's not your problem but how's he supposed to marry off his kid maybe think you know you're doing quite well maybe give him an extra buck feel what he's going through look at him no this is business I'll write out a check late on Sunday morning no the more your business is open to the ideals of honesty and sensitivity the more God's looking out for the success of your business wasn't yasuf had sadik extremely wealthy did it have to do with that okay that's that's an amazing point this this point is stirring you know of all of all the tribes of all you know their 12 sons of Jacob avino Yosef was by far the wealthiest God said to you you're safe uh at the end of the Tyra Hashem should bless your land it should be land with produce influenced by the Sun and the Moon and proliferation of grain rash even comments nobody had real estate like yoy safe why what did he do what did he do one of the commentaries points out there's a commonality of wording by the blessing given to your safe says the word safe and a word that it says by the years of famine it says the same word We Know by the ears of famine Yosef had it easy because he's the king he's sitting in the lap of luxury you know he's he could be sitting back sipping his lemonade no Joyce says the world is suffering I'm not going to engage in pleasure at this point my heart goes out to the people I empathize with the people and even though Joseph had every reason in the world to so you know close the doors no yes if he's wearing his heart on his sleeves to feel for the people God says I like that that's my characteristic my characteristic is I feel your pain remember Ellie when God first speaks to my shopping he speaks to him from The Burning Bush you know not from uh Crate Myrtle tree not from our beautiful Tulip Garden from a burning bush why a burning bush Rashi famously comments God saying hey how you doing you know who I am I feel your pain that was you know God's intro to my charbaino fast forward to the end of the Torah when God is blessing you're safe and yosef's getting the windfall the bounty the possible if you know who you're getting this from the one who resided in the thornbush what does the thornbush have to do with it God is saying you know I am giving this to you safe because when you are in a position of leadership you felt the pain of people who are suffering when you're in a position of leadership and you empathize with the people and show sensitivity to the people and try to feel what they're going through what do we see from the end of the Hamish God blesses your business you know the Hamish is not just uh rules of okay wake up in the morning do this don't do that it's a handbook of successful business operation right you want to be successful you know we study yaakov we study Maisha we study safe it's literally it's a living document it's telling you how to live not just in your own for cubits how to live in the entire world and not just how to live how to live happily how to live successfully a short break from this week's episode to tell you about my favorite clothing brand twillery if you want to look good if you want to save money if you want to we are comfortable clothing that screams professional twillery is the one for you see that the little T on the side of my shirt if you're watching on the video more and more people are signing up twillery.com use our promo code hi I think you can even go to twitter.com kosher money so they know we sent you but promo code High c-h-a-i it stands for 18 you'll get 18 off your first purchase of 139 and more they got polo shirts they got white shirts especially during the high holy holidays you can look good and be comfortable right gone are those days of the shirts you have to send to the cleaners and lose a ton of money after wearing it one time you can machine wash these shirts do it stop spending money at the cleaners and look good and comfortable right no one says that a white shirt has to be that rough material they have short sleeve white shirts they have button-down white shirts they have polo shirts that are two buttons they have colored shirts whatever your style is they have it they have pants you can actually buy a suit I've shared videos of me wearing their suits they are super comfortable so don't take my word for it take the over 200 people that became first time customers from these ads twilery.com koshermoney use the promo code save money we're actually trying to work on a promo code for repeat users right people who have shopped there and want more and more of their clothing so enjoy the links in the show notes and now back to this week's episode there were a few points that came to mind during the course of our conversation and number one is this idea that when someone owes someone else money right they'll still go ahead and give sadaka like feel good sadaka I'll donate and say for Tyra and this and you might go to sleep at night knowing oh I just wrote a check but like the most critical check the most critical component of being a good Jew is to make sure that you truly have no debts there's this term I recently learned it's called Sports washing and countries that have poor track records when it comes to Human Rights will hold the Olympics in their country because there's a certain there's a certain Aura there's a certain Glory that wow your country look presenting yourself to the world and it's saying look at all these stadiums look how wealthy and affluent there's business opportunity here and they do that to sort of like detract and take Focus away from the core element to the human rights and I've seen that like massaging their conscience right right and it's very nice and I'm sure you're getting a mitzvah for for you know sponsoring the washroom in your in your shul and giving a big check to the local Mikvah but but this idea that no question paying people who you owe money to comes before paying money for a safer Tyra right right you know it's it's critical what's the best contact info for you I know you're on tour anytime if someone has a follow-up question a point um they wanted to reach out to you what's the best way to get in touch the best way to reach us is uh at our email office at Rabbi dg.com okay and we'll be happy to address their questions we'll link to your YouTube channel over 5000 subscribers and growing um so we'll put that in the show notes what about books um have you written one book 40 books where are you holding in the book writing stage there's a series of books for art scroll on the various young and Thai Vim we have on uh Russia Yom Kipper and sukis that's the mystery in the Majesty okay on Hanukkah and Purim on the hagada on the three weeks so that's in English and there are a number of books as well and uh a number of US foreign yeah it's actually on the subject that the mayor's world view that we are always the Beloved children of Hashem and nothing could shake that nothing could rock that where did the whole charity and the whole sadaka component how does that tie into his life story that's actually very interesting and it very much ties into uh Yom Kippur this is a money show yeah so let's draw the following analogy so God's running the world he's he's pulling the strings this guy has a lot of money God decreed he should uh he should have money he should be wealthy the next guy can pay the bills God obviously the Creed he should be poor he comes over to you say you know help me out I can't pay tuition I can't buy food for my family why don't we say to ourselves what do you mean you can't pay tuition and can't pay for food of course not because God the Creed you shouldn't have money I'm gonna have the audacity to contravene the decree of heaven and give you money God doesn't want you to have money you know who who used that argument tornis Rufus how can you give charity how can you give it to DACA so vikiva says back bad analogy what if a king is upset with his kid and he tells he makes a decree the kid has to be in a deprivation and nobody should support him and imagine a guy sneaks in and gives the kid food what's the king gonna do he's gonna reward him why he made a decree yeah but it's his kid so vikiva says we're not the Servants of Hashem we're the children of Hashem so there's actually a fundamental dispute what is our relationship with Hashem are we God's children always I always say you know never make this mistake Ellie you know never take your kids shopping you want to buy something find out what they need you can take them shopping now the kids is not behaving so the kid doesn't behave wouldn't it be convenient to say that somebody said who's this kid I don't know not sure their mother asked me to watch them for the day you know I don't know who they are no it doesn't work that way your kid is your kid your biological kid is your kid nothing you could do about that but in the gamara review the holds our relationship with Hashem is dependent if we're doing what God wants we're his children if we're not doing what God wants we're not his children we're his servants and accordingly you can't give charity ready Mayer holds were always the Beloved children of Hashem so you could only give charity in the world view of ready Mayer that's the connection between Robbie Mayer and charity and the book basically is a springboard of this concept of what does it mean where the children of Hashem obviously God is Not physical and we can't be God's biological children that's foreign to Judaism so what does it mean where the children what are the ramifications of that who do we rule like Rabbi mayor rabihuda the whole book is on this subject and to find the the catalog of books is this Amazon is this on your website the books are on our site Rabbi dg.com artscroll has a list of all the English books and on the site there's a list of all the books and all the books on in English as well wonderful okay we'll put a link in the show notes Robert gladstein thank you so much uh a lot more to cover but I think we covered some critical components to what a good Jew is and I hope we make some sort of influence on people and they actually take to heart what kosher money really is thank you for the opportunity awesome thank you for listening to another episode of kosher money if you enjoyed this week's episode make sure to like the episode subscribe if you have not subscribed leave a comment I know my brother puts a fancy word in his outro and he tells people to leave it so we're gonna do the same so this week I'm just trying to think of what word we can use so that I know you listen through the outro and not everyone listens to the outro but you do and I appreciate that so let's go with appreciation let's write the word appreciate appreciation appreciate it something to do with the word appreciate you can even write a long sentence and put the word appreciate in there appreciate this something that actually makes sense but the word of the week is appreciate and I appreciate you and I appreciate our sponsors we have twillery we have approved funding we have Kola Chabad the three of them make up the trio of sponsors and we thank our friends over at livingsmart or Jewish more and more people are reaching out to living smarter Jewish do not tackle your finances alone they have free resources they have free financial coaching reach out to them info livingsmarterjewish.org I'll be upset if you don't click on the link in the show notes livingsmarterjewish.org you owe it to yourself you owe it to your family or to your future family to get things right today because the effects that changes you make today can have massive effects in the future more and more of our episodes are being uncovered by mishbacha magazine so pick up a fresh magazine mishbacher magazine visit mishbacher.com they have bonus video on many of our episodes and articles with follow-up questions so you can get more of the kosher money world thank you to my brother yaakov of the living luchaim network he's got more and more shows working on great stuff we're doing events if you want to know about our next event visit koshermoney.org and you can subscribe to our Eventbrite page and you'll be notified when we drop our next event that's it from me I really appreciate everything you guys are doing um I only hear a little bit of the feedback and rebe gladstein told me that for every one person that reaches out there are 99 other people that have been helped as a result of the work that we all do and that really inspires me to continue creating more and more content if you have a suggestion visit livinglehem.com click on the suggestion tab if you want to sponsor an episode kosher money is kind of maxed out on sponsorships but we got a whole other array of shows you can reach out to Yakov there and he'll help you find the right fit for you and that's it for me so until next week or whenever we mean next keep your money kosher bye-bye living look I am foreign