Summary: Payment For Damage. When And How Much? - Rabbi Yakov Zev Smith

[Music] yeah obviously this year is undamaged you don't have to pay but we're still having a secret just uh before we learned today first of all first and foremost we can't overestimate this the importance of being careful not to do damage taisi says the person has to be careful as we see today the the payment for damage is often not enough but that's so person has to be careful not to damage but if there's damage it seems that there are two ways of assessing the damage either the depreciation which means how much the the item is worth less or the the mei tikkun and typically besner will follow that the maidticon which often is synonymous with the pr with the depreciation but the meticulum is a way of gauging how much the loss was the nizik has to left with the headache of selling the broken item a damaged car or a suit and that's part of the atmosphere that has to be tried we have to try to avoid but basically that's accusative that unlike geneva where the ghanaf is an avila hezek somebody's not an avila and that may see a light then is stuck with the headache of selling the remaining item past this it seems that the price can assume that they may tick in but it's not clear that you have to damask has to be busy with fixing it that might be the job of the music as well if someone totals someone else's car you do not pay the price of what he paid the original price it's the value of a used car at this type of car minus the the value of the car itself whatever can be sold for parts and metal et cetera a used item is not what the item violin paid for it the shirt etc it's what the value is the market value or else the the value of the person has someone asked me that's a good point i also had this problem why when it comes to a card we look at the set the the amount that you could sell it for but a shirt you look only with for the buy them why don't we why is there a market price but apparently the market price is what's the dominant cost that everything else is when there's no other market price a stain in a clothing so then you the cleaners and if there's depreciation you pay besides the click the cleaning is also the depreciation the fact that now it has a slight stain to it even if there's no market price but if it has value to the nizik so that's considered a hazard the receiver sold it has to be something that you could sell but that's not what the price came accepted loved after if it's sold in the marketplace but it has to be that has a definite value albeit just to the nizik there are different ways of evaluating what the cost of a used item is but it's definitely a lot more than the original price either you look at how many years he used it or how much he would pay for it but it's the value of the item as it was bashasta hezek if the price of the item changed or the price of the repair change from the time that the damage until he's actually paying so basically we go bus of the halloween if someone did a small damage then someone else did a big damage and totaled the car so the first mazda has to pay because the khalois was when he did his damage and then it was a real here the person bought an item in america i've worked there at thrill and of damaging her to swell you pay the price of what it's worth in there to throw because this is the same if someone got an item for free or got on a sale or reduced that price all that is immaterial you pay the value of the item how do you have to pay the regular price if you bought you a damaged item in the store you pay the retail not the wholesale cost for the baller bus if the nizik wants to keep the money and not repair the item that's his option he doesn't have to repair it because basically you have to pay the damage and him with fixing it or not is not the business of the magic a an airstrike that was damaged before circus you pay the the fair price for this quality asterisk a small dent a small scratch where there's no depreciation always eden would be more understanding and that's part of us again i'm not saying you have to but it's definitely the toilet to try to overlook things not be high of someone because they'll they'll fix it we try to be movata if there's a hazard of course they have to pay that's your issue but something that's no depreciation could be there's no here at all but even if there is slight appreciation but the cost is so exorbitant it's kadai to overlook it hopefully there'll be a schooler of a mother midday service my vienna corps an island is fully insured in theory about the reserve to pay because there isn't that there's no the mazda has to pay but since you can't claim insurance and claim from the magic so then the the standard procedure you claim from the insurance and domestic pays a difference in the premium but that's not a tour because there's an insurance a window on a house a wall and a that doesn't depreciate the actual house but you pay the the damage for the window you don't look at the window as part of a house with the window as a window if an item cannot be replaced a tile a part of the floor so then you look at the appreciation he doesn't have to fix up the whole floor tickling is the if that's more than value of the car the muscle of the car was worth so little but the headlights were damaged and if the car is functional it's kadai to pay for the headlights because that will repair the car and then he could drive it again a torn page of a safe a stain try to repair it and if there's little little of a damage if you try to get a machila but if not if there's no depreciation that that would be potter the clouds never leave the scene of a headache until you know that you're doing the right thing an item that has a special price in a fancy hotel or by an event the cma so that's its price you can't park them with the cost price that's the price one of a set whether it's a earrings or shoes or a suit you look at the depreciation of even the second item because i might say it's valueless a broken key and now the lock is valueless or a broken lock and you have to get new keys is all part of the same aura that it's a set you have to pay as the whole set was damaged it's not a hesitation or nikka it's knicker that a key cannot work to a new lock so that's a hesitant the key as well sentimental value is not considered a value that's different than a teak or a collector's item or a passport or an album that has value to one person a sentimental item is no value it's sentimental and that depends of hezek tsar is subjective but not hezek and as we said a summer damage is a stamp of two stamps even if the other one went up in price that's still a here to pay because and value the who day