How to SAVE BIG on Auto insurance in NYC 💰💰💰#car #insurance #newyorkcity

What do you find with your thousands of customers in your portfolio? What is [music] some of the tricks, legal tricks, to reduce the price of auto insurance in New York City? Because a lot of our viewers are in New York City. >> Okay. Number one is rates do stink. It's New York. It's because of the way the New York laws are that were at our very much on the policy holder side. There's a lot of consumer protection. Number one, [music] you have to shop out your car insurance. It's It's annoying. You have to do it. If you have an independent broker like myself, you can call him every once you want to you can say, "Hey, listen, just take a look [music] and see what's going on." You can't assume the broker's going to be able to do it every single time, but if you have the right algorithm is there you have the right programs [music] in place. We We do it anyways. First of all, you must take defensive driving. It's not a small amount of money. You're saving an average about 8% off the premium and it's good for 3 years. So, it's it's it's a no-brainer. It's going to cost you 80 bucks to do. It's crazy not to. There's no mathematical number that's ever been that's like, "Oh, I I I took it and now I'm not saving enough money." [music] It's never happened. Two cars in the family, each driver in the household should take it cuz it's off It's one driver per [music] vehicle. So, 100% do that. If you have the same carrier for your renter's insurance in your situation and an auto, there is a discount. Some carriers give it even if you're not with the same company. So, let's say you have Let's give you the example as Progressive [music] and they're not selling renter's insurance right now. Let's just use that as an example, but if you have Sometimes if you have the same same >> [snorts] >> broker, some companies actually give you a discount as well for whatever reason cuz they want to be competitive with the Geico's of the world. >> Check your insurance rates, shop around. Every how often? >> Every year. Every year check your rates and two, the driver defensive course is a is a is a minimum. Absolutely.