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From Supermarket Shelf Stocker to Insurance Mogul Duddy Farkash
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Clappy and Moshe Frank interview insurance mogul Duddy David Farkash. How he started in a supermarket stocking shelves. And became a financial planner at thirty five.
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Transcript
Auto-generated transcript. Not time-synced to the video.
Welcome back to the Clappy and Frank
show. Today we have an outstanding guest
that needs no introduction. The
legendary larger than-l life personality
of Dudy Faros.
>> Not so large.
>> It looks like the skinny shot or
something's going on. He's looking
great.
>> He's looking great. Famous famous
motivational speaker. Five, six years
ago when I was starting, I went to a
trade show and I was standing around not
knowing nothing about the world of Judea
and art. And he came over to me. He gave
me a shle. He introduced me to some
chamber commerce guy. He said, "This is
the largest Judeaic heart dealer in the
Jewish world. I walked away like a
million bucks with confidence." Dudy,
tell us a little bit about yourself.
>> Can we talk about his diet first? How
many pounds? How'd you do it?
>> First of all, good morning. And you have
to remember that comes down to this
world for 70, 80 years just to do a
favor for another Jew. Sometimes it's a
favor of physical, mental, financial,
and sometimes it's saying a good word,
telling somebody good morning. Just a
few weeks ago read in the past, how did
you become such a big star? He asked the
two prisoners.
Why you guys why is your face down? And
this is what caused this whole
conversation. And then when they went
out they got him out of jail
just by asking
not even his own pe
sitting there asking
why why why do you look so sad why you
look so sad I'm sitting in jail what
made you look happy but this question
sometimes you say a good word to someone
so doing a favor over here we're sitting
together
>> especially when you're a celeb your good
morning is
>> a lot higher value
>> if I'm a celeb or not But I know that
I'm 50% less than what I was last time
when u we sat together and we had a uh
>> zoom
>> zoom conference with you. I went from
420 lbs at my height to 230 lbs now. So
today it's like approximately 190 lbs
less.
My father used to say
because you know
>> you grew up in your in the 1970s.
>> Are you going to ask me how you lost the
weight?
>> Wait, we're going to get to that in a
minute. You grew up in your not your
father and mother were not kabad. Your
father's a huge pisik. He's a rabbi for
rabbis. He's considered a huge py wrote
like not just the answer shis but big
shyus. Big famous shilist come to him.
He's a huge pisk. Your mother's from a
legendary legendary family.
Today you're like a big Zionist. You go
around for you're like an ambassador for
the state. But the grandparents were a
little bit koish. Not kabad. They came
to Labavich. You have like what can I 15
siblings?
>> 17.
>> Told the siren.
>> 17 siblings. I have 17 siblings.
>> Yeah. Can her huge shami family. You
could have been with a langl around in
May over there. And you turned into a
legendary American labavaturer proud
card carrying
>> with a dramus wherever he goes walking
around with Titus. Tell us a little bit
about your childhood and your upbringing
because it's so unique. So I want to put
things in perspective as they say.
So
first of all
I was I come from one of the largest
families in your salim and my father is
not just a one of the biggest pkim of
our generation. I want to say I always
tell him that brings my father in his
books.
Uh now my father redid it was the
pioneer of all books about nobody ever
made a bookm and when he was going out
and he was doing advertising for this
for the book that's coming out I said to
him why did you mention that Kanyah
mentions you 50 times
>> 50 50 times he says I'm doing what I
have to do I'm not looking to collect
credit but
>> his son compensates
>> yeah so so regarding Zionism you know I
I'm not I'm not promoting promoting
Zionism, I'm promoting Judaism, I'm
promoting Saul, Edishkite, whatever that
gives to make. So growing up in
Jerusalem and I grew up in Tak as you
said I was born in the 70s my father was
at the process of moving from the
transitioning from Telos
to lobavich which is a big story because
in those days in the 70s let me tell you
something guys in the 70s you rather
convert to Christianity
then recon convert then become a bul in
breast and then move to labavage you
don't go straight from the
straight to labav as you said my mother
comes from
abom it's not what it's saying to carta
today terarta today this is not I
wouldn't call them judies it's not it's
not they're not Jews
as you know zonfeld which is very
powerful for this day when they came to
tell him the muti at the times of Hitler
that he says we don't have a problem
with you people we have a problem with
the zionist he says the difference
between me and you is that You hate
you're doing what you're doing is
because of the hate that you have. We
have love for soul. So it's two
different things the way you do things.
So was at a crazy crazy love. He had
letters from the Reb. He had a crazy
crazy love and passion. He never left
Israel. Talking about Zionism. The guy
never walked through flew out of Israel.
The guy never left
what is called Eritis. What bothered
them was when Zionism came in and they
wanted to take religion and do from it
something that is you don't have to have
to be Jewish is enough with a flag in a
language. You don't have to mitzvah. So
me growing up there then moving to
Labavich and uh the rest is history.
>> Your father was a rabbi of Vashul or
just a writer like a loner?
>> My father was never a Rabbi Vashul.
>> Gotcha.
>> Never Rabbi Vashul. He was a teacher all
his life. He was a mag and Teras.
Later on he became the one who started
the whole Russian yeshiva was then if
you see all the dollar clips all the
very interesting all the dollar clips
when my father goes by the reb after he
left being the machis he was a machir
most of the labaves you know today
my father was a teacher in everybody
remembers him for good because he always
was call today upon him office but the
best thing was that when he left the
Reb assigned him to open up the bey it's
called Shamil was called Shamir remember
>> like the name Sham
>> Shamir
>> Sham
>> Sham like the prime minister Shin Shamir
>> Shamir Shamir was then Donnie Brown's
fathers also the professor Brown at
Shamir together with chief that
this is remember the famous
The old Russian say they were the first
big Russian.
So he opened up the yeshiva.
My father was the fierce guy to run the
yeshiva and by dollars he said
people think that is giving him dollars
for prime minister Shamir but he meant
for the issue. So my father being an
educator all his life and then uh when
he after
>> when did he become famous? He was always
famous always known always known because
he was the tell you have to understand
he was the tell the for this we can have
a podcast of three hours also my father
was the tell the rabbis right and man
first of all he was born after the war
in the DP camps in the same DP camps
rebana was pocking in pocking Germany
you know I mean we have to keep it clean
but if you look at Israeli passport it
says clearly what type of German it is
and and and there's no kudas in the
Israeli passport but but it was born in
>> so how do you end up in stocking shells
her father's a big rabbi mab's farm
Wait, don't jump the gun. But I want to
jump. That's the interesting part. But I
want to we're going to get to the
interesting part, but I want to just say
you're talking about a guy who comes
from Germany who gets raised in Tel Aviv
Jaffa because they got off the boat over
there and moves to become
raving.
Right. Pride of Aravosnar was
and all of a sudden is not enough for
him and he goes to he becomes the right
end man. He was the rebar as they say he
was everything for everything. Then he
joins over there the three biggest guys
the giants of Branson who was the head
of the deed it was the of and from sit
and learn they create one of the biggest
uh developments in my father's expert
and then out of nowhere he goes and he
joins labavich you know what are you
doing the guts that you have the mafish
that you have this is what created a
family that when you see all the fares
usher in Argentina and velv
here.
My mother had 17 children. None of them
are home. You understand? Everybody's
I'm the only one who came out. As he
said, now we can talk about the grocery.
>> So, what happens to a far? How do you go
from
>> You came here driven in an escalade. I
wonder how the grocery guy
>> chauffeer how the guy in the escalade
>> how where he started like I heard
something about stocking shelves. Could
you tell us more? You got married. Where
were you in that part of your life?
>> I'll tell you in simple words.
>> I didn't start off stacking shelves.
It sounds good the story that I started
off stacking shelves, but in simple
words, I started off by moving into this
country and because it was very hard for
a religious Jew to get panosa in Israel.
Actually, right after I got married,
Rabbi Lipson in South Africa took me to
work at Kabad Torah Academy in
Johannesburg. Was a teacher. was doing
very well there. Problem with Janisburg
was that a lot of crime, people were
getting killed and and and that was it
turned out to be a major major chaos.
Uh I had my first daughter Liba was born
in Johannesburg.
Uh after two years, we decided to go
back to Israel. When I came to Israel,
bought an apartment in Kalahi. At the
time, I was in a situation that I
couldn't get a job in Israel. I mean,
you can be good-looking. You can have
the talk and walk the walk and exciting
and you know, very very
>> charming.
>> Charming, but
first question doesn't matter that I did
too. So, over a year of service for the
Israeli prison system, it's a story for
itself. The way sent me out of three,
four choices, the Reb sent me to become
a chaplain of a prison in Israel when I
was 18 years old. Go figure. It's a
story for itself. got thrown out of nine
schools nivas and everything else. I'm
air walking the streets of Crown Heights
because of those days. What do you do?
You have nowhere to go. You go to Crown
Heights. I went to arrived. I went to
Detroit camp and then I ended up in Gan
Stroll. Who sent you? They said,
"How did you get here?" I said, "With a
short line. What do you mean how to get
what you going to do?" I said, "I don't
know. I'm camp going to stroll." Yeah,
but what you going to do? I ended up
staying in Siberia at the time. Why? Why
Jacobson was that? Uh
>> it was a good It was a very special
song. How old are you
>> now?
>> No, then when you weren't seeing you
rolled into America
>> at at that time I was 18 years old.
>> 18 years old.
>> And then the Reba sends me to be a
prison chap.
>> So, so coming there then coming to South
Africa coming back to Israel it didn't
help. Nobody wanted to give me a job
because
yeah like the resume had to have certain
credentials and what do you have as a uh
what is it called? BA, MA this all this
stuff. I always said I had PhD
which I also didn't have. It was a PhD
public high school diploma but I didn't
even get a public high school diploma.
So I ended up looking for a job. My
brother Velvet Sadi had a friend of
still has his friend. One of his best
friends is Yi Yosi Gordon from Kaban
campus
and at that time he was running a
luggage business. He was selling luggage
Samsonite luggage and uh he had his own
line of luggage. He was looking for a
good salesman and he took the risk of
bringing a shelving. He understand this
is the big story. I mean I come off the
boat. I'm going to be the salesman at
the time.
>> Commission salary mix.
>> What
>> salary?
>> This we're going to get into it. This
not the let's that's let's let's
>> I don't know if there was a risk. How
big risk?
>> There he he had a risk of taking me in
as a salesman. You don't bring your sali
to sellite luggage. You were married
with a child.
>> I was married with a child. So there's a
big you're bringing
>> at that time. At that time the mother of
my children was pregnant because my
daughter Rose who is now Razel was a big
lawyer. She was born two months later
after I started. So I came here in
April. This is a story for itself. Get
getting in my papers to come. You know
I'm saying I'm saying I come to America.
I couldn't I didn't have a getting a
visa.
Mom is there unbelievable story that we
can make a movie about it. I come to
America and I walk into that time was
called Adar Corporation. There was Adar
Electronics
Becker that Schneer Minsky worked for
him and all this guy Minsky is like the
biggest Vavage today.
>> Yeah. So Schneer was a salesman for
electronics and I was as a salesman for
Adal luggage was that something and I
come in and he gives me a bag with with
cataloges and he says to me sink or swim
sink or swim. I know what sinking what
swimming is. English, please.
You know, when you're going to the pool,
it's either you're going to drown or
you're going to swim. Yi tells us to
>> I went to the city. I didn't know where
the east or the west is.
To China. I ended up a whole day. But I
sold luggage. Those Indian like luggage
stores and the
>> every store in the city that sold
electronics sold luggage. And if they
didn't sell electronic sell luggage,
they would sell luggage. Everybody I
didn't I walked every day from 35th to
Thursday. I walked the city from Monday
to Friday every day.
>> And you did well.
>> I Jesse Gordon did well. I don't know. I
sold.
>> You go into a store and you say I carry
Samsonite luggage and net 30 nets. Do
they pay
net? Put everybody needs luggage. You
come into a store. How did they pay you
for this? Did they
>> This is that was a Remy Zun. You know
that. Now listen,
>> he was the He was the CFO of Radar
Corporation. Yeah. He was the sweetest
guy in the world.
>> Was that your first sales experience?
The luggage?
>> Yes. Yes. The luggage was my first sale
experience. And Barashem there's people
I remember that there certain times I
had to walk a sample. There was that
time Yasi bought a line of luggage from
from from Taiwan. It was called eminent
like the vine you know the wine babich
zon's wine eminent eminent dry or
something
this is a line of luggage and it was to
compete against Samsonite's art cases
you know Samsonite had a plastic
suitcase the plastic cases plastic shell
you bought
>> no now what happened was that Samsonite
at the time had advertisement but they
had a gorilla jumping on the luggage to
show how strong they are so I would walk
into the store and I would jump on top
of the luggage from this
>> before you were skinny.
>> Yeah. To show how strong it is. No. Who
wouldn't buy such a strong suitcase? But
this is it. And that from there I went
to become a teacher because the luggage
business ended up closing down. It was
the last stretch and everything else.
And
>> how long did you sell luggage for? Would
you around?
>> Two years.
>> Okay.
>> I went to teaching after in
academy for the rich they called it at
the time.
and uh academy of five ton rack away was
very successful there and then uh some
friends in Kanite said you know
a teacher they actually paid very well
by the time I bought a house on Union
Street so two of my friends in Basho
then we started Bishm also with my ship
and I was the the gaba I came to be when
I was 17 or 18 years old I'm 39 22 years
ago because I was a substitute I wasn't
the rebby in this in in the in the
Shabas program, but I was a substitute a
few times for Taka for South Africans
had the job. It paid really well. And I
remember coming to Shabas morning like
9:45 and you were with with with with
with gloves and herrings and sushi and
showings and cougles and you were fing
chant and kishka before it was you you
were like a big personality in Bishm.
>> I was the gaba bish you know the you
were the gaba I was the gaba for the pre
shimmy shafran shimi is a kitchen shimmy
takes care of the gashmir of bish he
makes sure everybody gets served. So if
you saw me eating it's because shim is
nice to me. No, no, nobody nobody gets
it. Shimi's happens to be that Shimi is
a friend of mine from the days of camp
and Shimi's wife was my student in South
Africa and in seminary. So I'm just
saying the small world but I was a gaba
and the same time two people in SH came
and offered me to become the salesman
for a company that he started which also
didn't go too far.
>> Which company?
>> They're not gonna get into it and uh
ended up uh on the street one day.
literally literally literally on the job
not because of them because they like
sold me to some
some guy that that they decided that I'm
going to do be doing well with her. This
guy was interesting dude for himself and
I ended up one day I ended up on the
street. So what do you do? First of all
I was involved in aid with Rabbi leader
of blessed memory. Every day go to the
hospital I can make a book about this.
We can make
>> my rebolas
still today.
>> Yes. Yes, Velvo is still today. Velvo is
the one actually always got me to where
I am in life. He's my oldest brother,
the Bakar. He's the the first Farish and
he got me. That's how I got to know
everybody also because of Velvo deserves
all the credit in the world. But the
best part was that Aas would go
sometimes with the hospital in the
morning, but sometimes most of the time
and to your sh you can make a tell if
you had a GoPro camera tell the best
comedy show in town. But the one day I'm
going with Rabba leader to visit. We I
would go into the hospital, open up the
books. It was printed books. We look at
the names show up who came overnight and
talking. Who is he? Who is there? What's
going on? Who is in the emergency room?
Who is in cardiology? Who? So we go
through the book and this and all of a
sudden I look at and I see the guy's
going through some sort of a
>> episode. I'm like looking at him, what
are you doing? He starts crying, you
know, by always get very emotional.
I took him on the spot, put him on a
stretcher over there and I uh, you know,
one of the hospital beds and I'm rolling
him down the hallway coming in. I took
over the pages. It was a small episode.
Nothing happened. But I was saying
but but I what do you do? So his office
over here on New York Avenue right next
door was the shook. So he finished doing
they started saying Troy over here. No
York New York before the market
leader had an office inside one of those
I call it the Bora Bora buildings you
know
>> the East New York buildings on the
corner
>> so I used to go buy myself something a
snack then I would go I'd sit in the
office wanted me to help out but also
but I did said you know what can I do I
don't have and my kids you know one of
the most amazing I'm telling you this
also if you don't know are you going to
be successful in life my Kids never saw
me in bed.
They never woke up in the morning going
to school. Tati is sleeping. Remember my
daughter Rico was in Florida today. We
got married last year. She once wrote a
a a a a
you know you have to write in Brika
about your parents. She wrote my father
I've never seen my father in bed.
Meaning to say it's a very when when you
are success you want to be successful in
life you get up in the morning no matter
if you have a job don't have a job. So
by me my morning start at 5:30. So six
o'clock I would go to
B at the time at a minion in inside old
where is today and then I would go help
out leader this look at so when I walked
into the shook of it was called the
shook on the corner of New York was
there at the time
I think his name was and he was there I
said listen you have a situation let's
let's make this place I have I'm looking
what to do and I became a shelf. I
started cleaning up the shook tomatoes,
potatoes, take out the bed, Fruity
Pebbles, separate them from the I didn't
know the fruit group and Fruity Pebbles
is because by us we never had so cereal
know what cereal was but organizing the
store said come in the morning 8:00
clean up the the the cat's leader and
make sure the literally and then we went
to okay to get a cashews for the butcher
and then we got clicked to open up his
bakery and then everything was a
beginning stage. ages
my palos at the same time people were
saying you know dudm you know hafter
business you're sitting over here
standing in a grocery store and I was
stand there and people would come
neighbors members of the sh this was the
supermarket of kits at the time
>> right you had colto and you had shook
that was a big one shook was a big one
>> big
and I said listen I will do anything to
make panos home I I I say I made very
small money
very little money, but it was good
enough to I gave my my at the time I had
two cars before I went to work. It this
is something that is an unbelievable
lesson in life. I had two cars. I had a
minivan and I had owned a pilot. I was
king of the world. You know, listening
direct. By the way, I was one of the
first cars in listening direct or maybe
the second cars
went to drive it all the way from Udica,
New York. know where he draw it from
with Uda Bernstein and they didn't let
him smoke in the car because they're
going to deliver and then he comes to
deliver the car and I walk in at the
time I was smoking I walk into the car
and I fire up a cigarette. I said physic
I'm fighting
>> they're driving 10 hours they couldn't
have a cigarette and you buy a cigarette
>> anyway to make a long so I had a on the
pilot and I had so I went and I sublist
so I sublist my on the pilot to some
Israeli guy in flatbush and I gave the
mother of my children the minivan to
keep the minivan so there was money
coming in so you can pay at least the
lease and the gas and some of the bills
in the house but The main thing was
taking a bag of food home. If it's
fruits, if it's vegetables, if it's
chocolates and this and on Friday
nights, on Thursday nights, I would go
help out and take out in in bar park. I
would stand in a dark until 2:00 in the
morning so I can take some deeps for
Shabas. On Fridays, I would stay till 3
o'clock in I wasn't embarrassed. I said
I have clients of mine today when I walk
into them he says you you're the guy
from
I had no problem doing whatever it takes
to bring home pas and the the best part
is that my children when you speak to my
children
they never even knew this happened there
everything in the house so felt
garnished you know there was food there
was guests there was doctor there was
everything was going on and this is
something that you have to give credit
to this community. I mean B at that time
if there are members in the shi and
other members who literally business
literally stepped up to the plate I owed
money on the street to people who
empowered money. I ended up paying
everybody back. But I'm saying that that
the the dedication, the worry, the care
I remember being ga
you know that
I was at the lowest of the lowest
talking about finishing work in the
grocery
but at home everything is perfect. the
guest coming for tish there's 50 people
the meal and everything else
I Moshi calls me up he says I want you
to do this this year understand
you're talking about and then I realized
the story with alterba that a guy lost
that he was such so brokenhearted then I
did kas that year and then keeper seater
opening the seater David Raatski bought
me the gul of
And three months later I joined the
financial business.
So this is something if not the
sensitivity the care that this a till
today have a course to everybody that
people
>> pinston gives out millions of dollars a
year. It's not just the giving out. It's
it's it's it's being in a place where no
throughout till today talking about
knowing uh he's being he's doing it
moins style but again but it's it's
being there
when needed and in the best way
possible. So walking in the shook a guy
came in anothering amount of air and
crown nights. It's an interesting story
that I always like to say or popper who
is a life insurance salesman who was
working at the time he was one of the
big stars in New York life. He actually
took me to New York life three or four
years before that to meet up with a big
guy in New York life in the big famous
tower sitting at top of the tower. The
guy pulled out a cigar. He says, "Hey,
you're wasting your time being a
teacher. You in this business, you can
be the biggest, you know, look." He
started showing me pictures on the wall
of Sam Freriedman and all the big shots
in the in the industry and the guy who
died.
>> They planted the seed four years ago.
>> Yeah. I said, I went out there. I said,
I love teaching. I really love teaching.
And he told me on the way out, he says,
you know, the being a life insurance
agent, you know, I used to always say
the teachers to touch a life forever. I
was a teacher all my life. I was a
teacher. The guy got thrown out from all
the schools. I ended up being a teacher.
I was a teacher in South Africa. I was a
teacher in Myrtle Beach, South Carolina
when they started the school with their
own eyes. I was a substitute in all till
today. The kids remember I was the worst
student, but I was the best teacher. I
don't think I was the worst student. The
teachers at the time didn't know how to
handle a guy with today. But I'm saying
but those days they didn't know how to
handle it.
>> Preateral.
>> I don't blame him. 25 kids sitting a
class and stay in Sheps all day that
they're blonding on his jumping a big
guy with his pay. Tuck tuck tuck tuck.
Let's get rid of him. I always say the
teachers to touch your life forever. So,
so he says this is the business to be
in. Then I left and I'm in the show.
Papa walks in. He tells me that he had
toughen I think it was tough. What are
we tough now?
>> Vin. So it was tough.
He walks in. He goes
says to me, you know, this guy passed
away. His name is also Gordon. He says,
"I think his name is George Cordon." He
said, "He passed away. Maybe it's time
you for you don't belong here in a
supermarket. Come, I'll take you." And
then he took me to BFG,
Brooklyn Financial Group.
>> Brooklyn Financial Group. And I walked
into BFG in the middle of work. You
know, I was busy over here in the
supermarket. I walked in, they had an
interview with me, the big
we do training only in Okay. Yedish is
my first language.
The deal is done.
>> Hold on. But your sales charm, you never
knew you had it. You never sell realized
like It's funny. How old were you when
you when you joined BFG? 35.
>> I was
>> 30.
>> Yeah, at least 35.
>> 35. And you didn't realize you had this
>> maybe 34
>> human personal connection sales ability
ever until that? I like when did it hit
you? Like I knew I have sales. I sold a
night. I know I was a salesman. Many
many times I was offered to go into the
real estate business to do this
business, be a salesman. But I said well
my my life is a salesman walking around
selling encyclopedias. What is a
salesman? That day you know you know you
say a salesman you don't trust a
salesman. You know you can throw him as
far as you know there's like some sort
of a saying in America throw him as far
as he could or whatever especially in
life insurance. You know I remember when
I joined life insurance business I
called some of my friends in Crown
Heights. One of the underground of
cranite picked up the phone said what?
What are you gonna say? Life insurance.
What are you doing? What are you doing
getting from the grocery store?
>> Then and the time I said to him, listen,
you know, I don't think there's a more
noble profession if you do it right.
There's no more noble profession. I've
been doing it now for close to 20 years.
You know some today in our day and age
you can send a check even via WhatsApp
you know but that that delivering a
check to a family.
How many families of how many families
in this neighborhood? How many families
in California all over the United States
>> Arizona
>> that have been delivered checks by
Alenu? Nobody outlived the world.
You know they say when somebody say
>> who was your do you remember your first
sale?
>> Yeah. Somebody says to me you know life
insurance is how is the life insurance
business it's a debt business. However
it's called life insurance. And I want
to tell you something.
There's no bigger thing than giving
people the peace of mind. I had a
situation that everybody knows with a
guy recently. I'm talking about nothing
I say how recently it is but that turned
into one of the big campaigns of uh
charity
that the family reached out to me right
after he suddenly died very very young
man successful and everything the family
reached out he was beginning having
being successful family reached out to
me they found in his house and it
happened to me a few times to find in
his house papers
of life insurance illustrations
and numbers and pricings on his asked
you. It said had my name on it because
of the agency I
and they called me up. You see, you have
$3 million of insurance.
Bra actually called me up
and I said to him, it's I'm very very
sorry to tell you, but I'm going to
forward you my last voice note with your
brother-in-law.
I told them that if you don't give me a
check for $250 within the next couple of
days, they're going to cancel
your plan. You got approved $250.
The guy is now was probably in late 30s
or early 40s.
$3 million of life insurance giving me
the runarounds like I'm the guy over
here trying to sell him.
You understand? I got you approved.
Getting approved people is not easy,
especially in the Jewish community. We
all like to uh you know the guy walked
into a restaurant in Williamsburg. He
say what do you have
>> saying they're not so healthy?
>> Everybody
I didn't ask you problems. Okay. I said
what do you have to eat? You understand?
We all have stuff liver. We have stuff
all but the bottom line is
>> Dave if people don't have your charm,
your height, your good looks, your blue
eyes, how could they sell? give some
tips to selling because you you look
like a late blooming sales guy 35 you
just started selling
>> everybody
>> could you you're obviously have a
dynamic you have confidence you're a
charming guy I get it always helped you
to some degree throughout until you're
hit your BFG life but if someone doesn't
have your charm and human connection
could they be successful salesperson
>> 100% 100% you know one of my first big
events in the insurance industry was
invited to speak in a place called the
Pelican Hill Resort. It's a one of the
most fanciest resorts in California
and I was given a presentation on stage
a 45minute presentation on the secrets
of the success and and and and that
event is only for the top top players in
the industry you like the G7 of of the
insurance
>> the creme de la creme it's not mentioned
but boy you know the fancy like like the
>> the Burberry not just in the scarf and
>> not just in the scarf
>> expensive watches and they smell good
not Is this that resort is when you wake
up in the morning and you say good
morning on the phone there's a car
waiting for you a Mercedes to take you
from your room to the lobby from the
lobby to the toilet everywhere they're
driving you around in Porsches listen
>> that's what you got to tell
>> you got to hear this because he asked me
a question is very very important to
understand what does it take to be
successful
>> in sales
>> and I got up and they asked me what's my
secret in this business business because
when I came into this business I was a
phenomenon the first year I was new
agent of the year the famous speech I
spoke about my grandfather about the
Holocaust in in in a big big event in in
in Orlando in Disney World like like
like the Oscars night and I gave a
speech
>> and the second time I was given the
three four years later they asked me to
give it a big big where the exclusive
thing is and I said I I rolled up you
know the the it's called a PowerPoint or
whatever it is when you speak this
presentation present you have
teleprompterss I don't read English so
well but I figured out what it's going
to say and there was a presentation when
you talk in the presentation when they
make rehearsal, they're going to pop up
things while you talk. So I so so I so I
I the first thing I put up was a picture
of the Reb. They have to understand I'm
sitting over and I have one a second
there's people over here I mean the over
there and another guy from California
that came in my brother Amram invited
because I wanted to have nas a little
bit to see how the shami boy from
speaking in front of all the big shot
and and a picture of the rabbi and I
said this is my role model and the next
slide I'm not going to get into the
whole speech was a picture of the first
in 770 where they're standing on the
bleachers in the back of 770
and the next slide
whatever
test I don't know five six thousand
people standing there in the crowd you
know this is not a crowd and I was
telling them I'm going to get to the
punch line that think about a
20-year-old a 21-year-old that goes on
you're asking me how you successful what
makes him successful is he a salesman a
guy went to all the terra and he opens a
kabat house look at all the when you
look at the picture how many of them
would you give the title charming
salespeople.
Their success is because they believe in
what they sell.
Everybody can be successful if you
believe in what you sell. You don't have
to be charming. I know I
>> So when you sell a policy, you really
feel you're helping this person.
>> Well, not just this. I walk into a
client, you know, I remember first b to
one of my first meetings. We're going to
meet this client to b on the way guy is
worth $4 billion with a B with a B.
First year, hold on, hold on. In the
first year, you got a $4 billion.
>> No, no. My first year with partnership
with Bour. This is fast forward four or
five years in the business. My partner
RFK, the R is Rosener.
>> F is for K is Kam.
>> So Rosener was my first guy. When I came
up to him, I said, I want to partner up
with you. He was like April Fools with
M. And I said, no, no, I'm looking for
somebody that is going to do what he
does best. I'm a guy. I'm a salesman. I
can open doors. So the first meeting I
took him to a guy is worth $4 billion.
He starts crying, you know, his borrow
pocket with with with the the pants that
he bought by by Wolf on 13th Avenue and
the shirt that he got from Wizner the
right and left and glasses said, "What
what do you want from me?" I said, "You
do what you do best. I'll do what I do
best." And I said to him, listen, this
$4 billion guy is very very good at what
he does. We're not getting involved in
his business. We're not telling him what
he has to sell. We idea to give him the
best life insurance product because
there's one thing that he doesn't know
is life insurance.
>> One of
>> he knows everything. 90% of the people,
you know, when they when I went into the
business asked me what's my my my my
elevator pitch,
>> you know, the 90 secondond elevator
pitch.
>> Yeah. The 10 nice, it's a 10-second
elevator pitch. I said, what is your
elevator pitch? I said 90% of the money
in this country is controlled by 10% of
the people. I put you in the 10%.
When somebody does life insurance and
financial planning, this is the money
that is in control with everything with
all the fancy they tell him you put in
there. He gets a chart at the end of the
month's going up and down the shes.
What's going on my this market is doing
extremely all the every young guy I
speak to. S&P SMD they say names five is
good. Yeah,
index index. I'm doing crazy crazy. I
should put money. I don't say take the
money, play the market. I have no
problem. But put them somewhere safe.
You can continue doing what you're
doing. But money that it needs to be
safe. Put it in a safety deposit box.
For every dollar that you put in that
box, you get $1,000 of insurance. You
don't get it in S&P. You don't get it in
the bank. Nobody will give you for
putting away a dollar a month $1,000 of
insurance. If tomorrow morning, my kids
are going to have. What are your kids
going to have? you know, you're going to
live for 65. What's going to be in 10
years from now?
>> Jody, if we could do like a if you could
tell someone, here are three steps you
do in a sale. What would you tell them?
Pick up the phone, call. Like, give us
believe in what you sell.
>> Okay.
>> Don't go in to sell something where
you're going to come in, you're going to
start kiting, as they say, but you know,
even if you sell ch.
>> So, who do you start with? Your family,
friends. Wait, we're getting to a price
giving it twice. First thing is
>> you believe in the product. And if you
don't believe in the product, don't sell
Don't sell it because a guy will scent
it right away. You walk into a guy. So
what is the benefit of your water better
than the water that my is selling?
I don't drink water. So why are you
selling water?
No. It's like somebody selling diets. He
never kept the diet. There was a guy who
selling diets in in Brooklyn. There was
a line from here to China. He woke up to
the guy. This is the diet guy. Guess
what? It lasted for a year.
>> Key key is to believe what you're
selling. key is you really believe in
and leave what you're selling. You have
to be a family man. How many hours a day
do you spend working when you started?
>> Listen when I start everything you start
I spent till today I spent you know my
entire which is the next thing in the
business when you believe in something
is and you want to be a good salesman
and you want to sell the product you
dedicate the time of learning anything
there is to know about the product
knowing the product knowing your
competition and knowing what's the best
way to go about it. And you have to
remember another thing. You know,
someone asked me two days ago on an
interview,
what is your motto in the business? What
do you how do you how do you get what
what do you do when you speak to? I said
one of the first things when I joined
the business, I told people I used to
work to people and a guy tells me after
I die, I don't care what can happen
after I die. I said, "Get up." And I
say, "Thank you." And I say, "Let's
close the book right now. Now we can
have coffee and cake. I'm not going to
do business with you." He said, "What do
you mean?" I said, "I do business only
with people who care. People who don't
care,
>> not my client, not my client."
>> So you first of all, you have to be that
person, not just believe. You have to be
that person who cares. You care for your
family. You care for your loved one.
>> Second thing is you constantly have to
go and look who you're going to sell. I
remember when I started in in the
business and I spoke in BFG, they wanted
to know how I sold the 120 people. 120
policies within a few months. I joined
the business.
>> 120 crazy life insurance policies within
less than a year and I made new agent of
the year with less than a year. They
went over my says first of all I said
the famous story which is a very good
one which is the funniest story that was
sitting over there.
>> What's the famous story?
>> With Mosha Dian that he was driving the
car. You know the story of Moshan
>> with one eye or something.
>> With one eye. I said speeding.
>> You rather me look at the speedometer or
look at the highway. I said I didn't
look at the speedometer. I was running
around the whole year. You're saying
working and I remember speaking at BFG's
event about helping the people. So I
said when I go to a wedding when I go to
a sim when I walk into shul in the
morning to davin I pulled out at a time
today we have cell phones but at the
time I pulled out my pen from my pocket
and I take out of my business card and I
write in the back oh I just saw he's a
clapman I got to call him tomorrow
morning to sell my policy. I just saw
Moi I have to call him.
>> You're obsessed.
>> No I looked I said and this is how I did
it. I had a box with 2,000 names sitting
in my office
>> and I just called
>> and I called. So some people say, "Oh,
dude, anytime you come by my office."
Some people say, "I'm not interested."
You know, one of the And that's the
second thing. So first of all, you have
to work. It's not just being a salesman.
Believe what you sell. You need to have
people that you're going to call or
people you have to get in the car
>> leads
>> and and and and go and sell. Number
three is is which is which is which is a
very very important thing is is not to
be afraid of rejection.
Forget about somebody who's not a
salesman, not charming.
Confidence.
The guy's going to tell me no. I'm going
to call it easy.
Big stroll clap, man. The star today is
today is the the biggest star in the in
the Jewish world. Everybody wants to see
what he talks about the donuts and about
the life insurance. And you did a great
job promoting was it the uh what did you
do? What did you did you promote life
insurance? The guy approached you on the
street. He spoke about selling you life
insurance the other day.
>> I don't remember I don't remember the
guy writing a check. So we're going to
ignore it.
>> So I'm going to say you people look
people look at you. So imagine I call I
say straw you know I heard you bought a
life insurance policy. Can I take a look
at what this what you what you bought
and I help you? and he says, "No, I'm
not interested. I'm good." So you say,
"Okay, I just got rejected by easy
clapman."
So people have the major fear of picking
up the phone. What's going to happen?
You know, my grandfather told me one day
when I was going through the rough times
and American Express was calling and a
man this and see everybody was going
says, "As long as they don't come with
the trains to pick up your kids,
>> don't be afraid. What are you afraid
of?"
>> Unbelievable.
>> Seriously saying we went through the
worst big deal. a guy tells you no, I
don't want to give you business.
>> Okay. No.
>> The more rejections you get, somebody's
going to say, "Yeah."
>> What was the most times you called
someone till they bought something?
>> And
>> what's the record?
>> I want to tell you something. There's
I have a lot of stories, but this one is
a good one. There was a guy in this
neighborhood that I was going after for
a long time that he didn't want to give
me the business, but I knew because
sometimes the business I saw who is
doing the business with somehow figuring
out and I said, "Listen, this guy is
getting
is getting a cat in this bas is is
getting done something someone is
enjoying his is his his wealth the wrong
way possible because in life insurance
there's many ways you can make
commissions in many different ways if
you the the the the there's a policies
that are guarantees non-g guarantees and
I saw this this this is what's being
done with this guy. I said, "Listen, I
didn't stop. I didn't say okay, I'll let
you review the policies." I took the
policies and reviewing doesn't cost
money. I took the policy reviewed. And I
came back and I said to him, "Listen,
do whatever you want, but this product,
you're paying a lot of money. There's a
lot of money in there, but soon you're
going to turn a certain age and there's
going to start losing the money." He
said, "What are you talking about?" I
said, he says, "This guy's the guy who
sold it to me 40 years in the business."
I said, "I don't care. It's 40 years.
I'm two years in the business. I'm just
telling you it's not 1970s, 1980s,
1990s, you know, go online, do your
research and show you with this. So what
can you can save you? I said I'm going
to take with this and in life insurance
you can do different things and helping
people try first of all getting a better
product or some sometimes you know
changing changing the product into
whatever it is supposed to be done in
order to get the guy the right place on
leave that product get yourself other
life insurance do whatever you can do to
protect yourself so you know you have
the life insurance and the money and
everything there he ended up giving me
the business okay we're very happy we
picked up a check me my partner was it
was a very nice check comes back a month
later.
He says, "Listen, a few weeks later, go
or a few days later," he said.
And we thought about it, "We want to
want to I want to
not everything you told me is not
everything you told me is what it's what
what it is." I said, "Listen,
my name is Dudy Farakash. I'm one of 17.
I'm coming from one of the most
respected families in Loavage. If you
think I stirred you wrong and I'm a
Ghana, tomorrow morning I bring you your
money back. Called up the insurance
company, cancelled the policy and they
delivered a check to my office two days
later.
Two weeks later, whatever it was, I come
to the guy, I call him up, I say I have
a check for you. My partner was mish in
tears because but the money is more than
everything.
kids like like I said don't worry
always makes fun
bigger and better call up the client I
say I have a check for you he says no
you don't I say yes I do I'm writing out
my check you think I'm going to give you
back money that I don't I have a check I
got you I spoke to the company I said
this made a mistake the client or is
still in
period that you can have in look back
period and we're going to give you your
money back. Said I cannot be in the look
back period. It's better. I says
I got you a check. Go back there,
conversate down with him. He takes the
check. It's a big check.
>> How much?
>> He looks
>> How big do he?
>> Big check.
>> Six digits. Six digits.
>> Six digits. And he looks at the check
and he goes, "You know what? I told the
guy who is 40 years in the business that
you told me that if I have a change of
mind, you'll give me my money back
because I believe so much in what you
do.
And he told me it's never going to
happen. 40 years in the business, you
don't get the money back. And now you
delivered. Now let's redo the policy.
Me, my brother, and double the amount.
So I was just going to tell you I didn't
know what's going on behind the scenes
but just telling you that a guy goes to
something this guy I'll tell you another
story there's a lot of agents here in in
Crown Heights that I helped get into the
business some of them I helped get into
the business some
>> create your own competition
>> yeah yeah the south were going crazy you
know
bringing in people who are going to
fight you I said I have no problem
there's panosa everybody I grew up in
there was 10 groceries on one block
everybody made panosa for us it was very
good Because we cra we went and we wrote
on
>> credit by everybody.
>> Had credited by everybody.
>> What's your name? One night I used my
grandmother, my father, my uncle, every
everywhere. I knew where everybody just
to pick up a a gumball.
I paid back with with with with with
interest.
But but what I want to say is that at
one time I want to tell you people I
claim capital you look at them and I
said as long as me and the business but
they don't get to wherever they get one
of the reasons that's partnership of me
and B the RFK the whole partnership of a
fire comes from the success the reason
for the success I don't know how you
say in English how do you say fagen
it's a hard word to translate
>> let other people win. Yeah.
>> Yeah. Like like
>> win-win.
>> Let him make money. I remember I got a
call one night from one of the community
as him.
Uh a woman lost her husband, a young
woman and another life insurance agent
came in and he helped her first of all
with a payout.
It wasn't is he was a young agent who
joined the business. He helped her with
the payout what to do in this and as
part of the money he he bought life
insurance
and the guy who was helping the family
one of the in the community wanted me to
review.
>> He knew me the new policy.
>> He wasn't a client of mine. This guy is
a very very respectful guy. He wanted me
to review to make sure that that young
agent sold her the right policy.
>> So he arranged a meeting with me in
Almana. We went to her house over here
in Crown Heights. I sat down with her.
It was late at night
and the uh I think your mother-in-law
her mother was there everything. I sat
down. I looked at this and I walked told
her what she has to do to make the
policy better. And when I went out, I
called the agent and I said
I wouldn't do it. But I was asked by one
of the family people in charge of this
inheritance to look over what you did.
This woman is going to give you a check
for another $35,000.
Go pick it up before you place this
policy. I gave
and you made another couple of dollars.
Why did you go?
Why were you
not asking you to give me commissions on
that?
>> I was just say thank you.
>> Well, I have to tell you thank you also.
But so is Barashem is an agent. He never
lifted up from the level he is.
I'm sure he's going to probably watch
the show. I don't know. But the fact of
the matter is nothing is going to happen
if you say thank you. Nothing is going
to happen and say, "Wow, you saved me.
You helped me."
>> Well, I think people have a problem
saying thank you.
>> This is something you can forgetting
about for hours.
>> Okay.
>> We can talk about it. the whole the why
do we wake up in the morning and we say
maid what the whole idea
>> we had this sort of topic we spoke about
>> why she asked me a few nights ago about
why people are not saying thank you and
I said I think people are not saying
thank you is because they have to look
they'll rather give you a check of
$10,000 but if they say thank you if you
I help a guy out he should call me up
the next day and say by the way you need
I needed this connection I needed this
person I needed this help with this
whatever it is thank you so much but I
feel like when they give you a gift it's
like oh but when they say thank you like
They're vulnerable. They needed my
connection.
>> The Reb speaks about it. The Reb speaks
about it that one of the biggest things
people are afraid to say thank you.
>> And you know what? This week's para
this is unbelievable that you're asking
this question.
>> What is Mosha's name?
>> Mosha. Who gave him the name?
>> Super's daughter. The guy who's ready to
kill all the Jews, the Hitler of the
generation. His daughter gives her name
Mosha. And God says this is going to be
the name. What was with all the names
that Gomorrah talks about? What with his
name that he had over there? What was
his name? Tuvia and all the his mother
gave him. His father gave him all the
Jewish names. Nobody even knows who they
are because the wanted people to know
that she is the one who saved the child.
She is the one's
daughter, but she saved the leader of
the Jewish people. She chose the name
Mosha. Thank you. His name is going to
be Mosha. And we have a problem saying
thank you.
>> I never even heard those words.
>> This is this is this is this
>> thing. It's a general old problem.
>> It's I will tell you a story. I was
involved at that period of time before I
went into work over here. And I'll tell
you a story, a big story. The person I
worked for was involved in the
acquisition of what today is gourmet lot
and and and 5,000 old
>> five or six locations.
>> Yeah. So he was doing business with a
guy and they I was very good in
marketing you know. So I was
>> you were you are
>> no I was I were I am you don't know you
have talent as you figure out when life
comes all of a sudden I figure out I
have new talent every day I figure out
I'm a new talent
>> of course.
>> What was the latest talent you
discovered
>> that I can be married
how to be a husband. I'm learning now
how to be a husband
>> now. Yeah,
>> like some on that topic. Three tips.
What's how to be the best husband?
>> I I just don't want to I just want to
The best husband is to always know that
I admitting I made a lot of mistakes in
my first marriage and and it caused
whatever it caused. But remember in
life, you know, one of the first gifts I
gave my wife and he's here to talk is
he's going to be a test witness to it
was a painting of
Yeah. Yes. Beautiful.
>> A beautiful painting. I at the time was
was busy. I was about to propose and I
was dating and
>> round two.
>> Round two. Yeah. And I asked Giz to send
me a painting of Mushka.
>> You You didn't bargain. It was in two
seconds. And he said, "My driver is
coming by in an hour to pick up picking
up." And my driver took it and delivered
it to her and she looked and she said,
"What are you doing? Were you sending me
a painting? I barely have a picture of
the rabbi in my house." I was saying at
the time I'm saying what do you I said I
figured out what was the power of the
rabbitson
the rabbitson allowed the rebba to be a
reba nobody knew who the rabbitson was
nobody knew what she looked like she
didn't come to 770 like the rabbitson do
the rabbitson's cheesecake and the
rabbitson's giggle
>> there was no nobody knew the rabbitson
>> ruben told me you know ruben schol
>> he told me that the rebbitson used to do
yizkar by the non the only non
the entire crown heights rabbit used to
go became the big rabbit and became the
so I said to my my now my wife at the
time I said you know you taught me
what is really what what what it is I I
come from I'm dudy fara she's so quiet
and humble in this nobody keeps herself
she has a very successful business in
this neighborhood but she has your style
I have my style and she said listen at
that date when I figured out what it is
Listen,
you don't
I let you be dudarash. I'm not trying
I'm not going to try to change you. You
want to go hop on every st I'm not going
to be there with you. But if you want to
go on stages and this is your thing and
then you realize you know the tip is the
tip is is one number one is listen to
your wife. Number two is don't try in a
relationship to change
change yourself. Don't change your
partner. change yourself on all levels,
a husband and a wife. And that's
interesting answer I got from the
egress. I wrote to the Reb, I was going
to my daughter's wedding last year and I
wrote to the Reb that I'm going to my
daughter's wedding. It was the heat of
the time I was going through the whole
divorce and court and stuff like this
and I wanted to make a sim for my
daughter. So I wrote to the Reb I'll
show it to you. It's like I took
pictures of it because you look at the
timeline you know it says Cambriite went
to the I gave the Reb invitation but
you know in the middle of everything but
should be quiet and I went to the I open
up I don't
which has story for itself right there
about the eagles but that's not my guy
that he decided he wants to open up the
because he doesn't get to the so he
opens up the eagles do you can call him
up he call a guy worked for me in BFG
went to the I opened up the freestimb
listen to what he says. So I open up the
egress and I open up the I look at the
and I see the rebates I know you're
going Sunday was going Sunday you're
going someday you're traveling take with
you and besides taking your sit on the
plane this
I got my answer I took the answer and I
posted on my family group because I was
so touched
when I usually open I get a clear answer
it's going to be happy it's going to be
peaceful
My father says to me or one of the
family members, I think it was my
father, my father noticed everything.
He says to me, look at the bottom of the
page. You're missing. The Reb writes,
"But you are not your job to educate
your wife."
So I got to answer about a double
answer.
>> A double answer. But the point I want to
say this is the second tip that you want
to know in order to have a successful
marriage. And the third tip in having a
successful marriage is always saying
yes.
Always. When your wife asks you for
something, say yes. If you're going to
do it or not, it's a different story.
Don't don't get don't get
confrontational.
>> I I know we're always running low on
time and then later on we realize we
missed something. The bottom line is,
and this is the elephant in the room, I
don't want to even give an example
because I'm going to get 35 phone calls
minimum screaming and yelling that I'm
not sensitive. Every time somebody
passes away, a 40-year-old lady, a 52
year old guy, and they we know they
didn't have any life insurance because
it would have costed them $50 to $300 a
month if it was long, no matter what it
was, universal or whole life or term or
term is cheaper, but you get more money.
And everybody has to speak to their
financial advisor, their life insurance
agent that's trained in this. In a
video, he says, "I I want to grab the
microphone on them and start screaming
and yelling enough with these campaigns.
I'm sick of it that we have to now raise
$2 million, but nobody has money to
register that kid to camp." And
everybody think, "Oh, wait for it to be
quiet or whatever." It's never the right
time to say it. Every the day you get
married, call
it's cheap. You're 24 years old.
>> You take regular poor people.
>> You're 24 years old. The the wife is 19
to 25. Some of the girls are already
older. 99.9% of the time you're you're
you're tier one, tier two, you're a
little overweight, you smoke, you don't
smoke, whatever. There's tricks on how
to do everything properly in a legal way
on how to get approved. You go to the
gym for a few months and you have a
revisited. It's cheap. I have a few
million dollars. It's cheap. It's not a
lot of money. And go out to a
restaurant. But nobody say no as my
brain are not going to tell them I'm not
being out of the condition unless you
get life insurance. And then they drop
dead and they get hit by a car. or god
forbid whatever happened and then the
whole community now has to get me videos
if a mother with seven children and then
if I say anything you're spitting on the
kids I'm not seven I believe that every
couple if they don't have life they
shouldn't be accepted into yeshiva you
don't have life insurance they just said
if you vote for a certain person's mayor
don't come send our kids to some Syrian
school if you don't have life insurance
a couple of million bucks don't come to
our yeshiva because then we're going to
be stuck not getting tuition then the
smalls are not going to get summer camp
and then they're not going to
to draw and have to pay for your kids'
wedding. If you don't have $2 to5
million life insurance, get out of here.
Don't be part of our now. You can't do
your rates drop because you lost weight.
>> No.
You can say it because you're in the
business or you're in a gay, but I'm
saying it for you. And now tell the
world that's watching,
>> why is it accepted that there's a single
couple who doesn't have life insurance?
>> It's not accepted. I want to say
something and I'm going to say it in the
clearest way possible.
I met two young guys
a few weeks ago in show.
They're making money. A lot of young
boys are making money now.
>> Cash advance.
>> Cash advance or other things. I'm not
going to get into what business they're
doing. And they say, "Buy insurance." I
said, "You're healthy now. Buy a policy.
Buy a policy. I'm not married."
Life insurance you have to buy when
you're healthy.
In the actually in the five towns and
most of the non-havage communities, they
do not allow you to go down the aisle if
you don't have a life insurance policy
on you and your wife 100%. I'm going
tell you even more so how painful it is
and I wish I could say names.
I got approached by one of the I can say
it you know Gdal came to me one day 15
years ago was a policy on was expiring I
should save the day. I went and I saved
the day. Sad story.
Thought he had a policy. I went and I
turned the world upside down to get
approved as a group. You cannot get as a
group. You cannot get American insurance
as a group because everybody has to be
on a pay stop on a payroll, not on the
on the same payroll. And here I am. I
got all the life insurance policy. All
they did is to sign and give $90. And
how much do they have approved for?
Listen,
I went to the heads of Kabad talking
about Gadal is a sadic because he's the
one who came and he begged and I sang
and I fought and you know it wasn't just
guy says to me what does it have to do
America what does all over the world
what have to do with America I said
everybody belongs to the United States I
took him to the convention I told him a
video I told him every asked him he can
live in China he wants to be in it's
America they belong that this is where
they belong this is their headquarters
I'm not g
All I needed is to people to commit even
though they were upset. Commit is a
normal life insurance company in
America. This is real. All you need to
do is sign up so to help people who
cannot get life insurance. I went to
every ad of Kabad who is responsible
and nobody wanted to promote it. Just
they had a meeting. You know this guy's
a meeting. We can't promote this. We're
going to promote this. I said no don't
promote me. promote your organization.
This office should have people sign up.
America should call up. You need to sign
up. Now listen,
one of the guys himself signed himself
up and his wife. His wife dies. He gets
a check. But he wouldn't let other
people. I said, "You got a check three
months into this." I mean, I I can write
a book about now. There are so many
people.
>> So when he writing the book,
>> I want to say
>> You said you wrote a book 20 times,
didn't you?
>> By the way, I should write a book. So,
what are you waiting for?
>> Bookw writer. Okay. I had a famous book
writer on a few weeks ago. I want to
tell you about about about life
insurance.
>> There are so many ways.
>> Such a simple.
>> It's it's it's it's a simple it's a it's
a phone call that you can call. I got
you know I have now 30 life insurance
agencies. 30 life insurance agents
>> agents working
>> in Bora Park and Williamsburg who are
working on the RFK. Now they are making
money. I'm probably my my my my the
thing is that I'm getting the cost from
the company that is sponsoring me office
space and things like this. But there
are 30 young agents my nephew many
farers in this neighborhood that got
into the business man from Isiqua that I
got into the business but now he does
property in there are so many guys. This
is a noble profession. You have a
responsibility for your family. You know
what I do when the campaigns?
>> My uncle's a film.
>> He's finishing. Wait, what do you do?
You know when there's a campaign coming
up, the guy I always give 770 or 360 and
I write get life insurance.
No, you say there's nothing. It's not
funny. My uncle
>> $20 a month you could have avoided this
whole thing.
>> My uncle's a big film fancy filmmaker.
He said, "M, you should know." He's 70
now. He did big movies still, you know.
He says, "All my friends who are
insurance, they all did very well
financially." He said, "Looking at
everything, all the this guy in this
business and that, he's 70. All my
insurance friends did really well long
term."
>> We going to have a podcast for itself
and the insurance business works. But I
want to tell you all my clients that I
stole 20 years ago, life insurance, if
the policy paid up already, the money is
doing very well. They have a guaranteed
income tax free and the money in the
life insurance and they use the money if
they want to play the markets or buy
bitcoins or buy real estate.
>> D, you said you got thrown out of nine
schools. Do you have um re when you see
these guys in the street now,
>> teachers and or principles, is there a
sense of revenge, anger? Oh, you're
stupid. I made it.
>> No,
>> I'm on stage. You're still struggling.
Like, what's that feeling like? Cuz I I
I almost got thrown to nine schools.
>> Almost almost
>> I did got thrown. My parents, my mother
would just drive them crazy school crazy
and whatever. She was a lobbyist for me.
But I should have been I've been thrown
in many places. What's that feeling like
for you when you see these rebies who
couldn't handle you this and that? What
is there a sense of I won you lost?
>> This is this is a very very important
message that we can learn from
and a sense of of of making spoke about
it in Tanya. We just finished parakeet
B. I think was the end of B the way
you're supposed to deal with a friend
that does bad to you that you have to be
those those who made you about harm like
tells his brother but his brothers is
easy it's a brother
is the people are not your brothers who
caused you pain to to forgive them and I
want to say this is my moral in life and
I'm going to tell you that in third
grade I was thrown out
In fourth grade, my father from already
put me in labavich. In fourth grade, I
got put into labavich. In third grade,
I'm going into labavich in third grade.
In fourth grade, three months into this,
I got thrown out of my fourth grade
teacher. Why? Because he wanted to me to
be the shamish of the kanaka party. Now,
there's a guy you
going to make shabas. We make shamish.
The big duty. The whole class is like
little third graders. There's a big duty
I should say. I don't want to be
shamish. Got somebody else. So I have to
be a fetch hamish like that's a was a
chubby kid and guess what they smacked
living daylight out of me after that but
because I stood there and the parents
are sitting in the room and there's
Hanukkah party and they said
I'm standing there no I'm not going to
be the shamish and after the parents
left admits
you have no idea. So when he walked out
of class, I took his coffee cup. In
those days, the teachers used to smoke
and there was cigarettes buds and it's
blackout to sell the cafeto key. And I
spluted it all over the wall, you know,
at this. And when he came back, he said,
"Whoa, what's going on?" And another kid
said,
"Yeah." They got thrown out. They said,
"I'm back in
thrown out of
thrown out."
Bottom line at age 17 of a dropout. I'm
sitting here in Crown Heights. All my
rash is my the one they used to throw me
out every day. Walk in to give a shab's
a big rabbi today. Big rabbi used to
walk into class in
the used to walk into the shar. I say
far get out.
Few years ago a friend of mine made a
wedding in Israel and he was at the
wedding and I helped him. He printed a
safe and I helped him. I gave him
>> the guy who threw you out of everything.
>> You helped the print safer.
>> The print safer.
>> She could throw it down.
>> By the way, I learned it from my my my
my the mother of my children, the uncle
Mkin,
>> the oldfash
used to live on this empire next time.
Moola, the old Müller's old brother, you
know, Moola and Yosel, the two brothers
that came out of Russia, the whole
story.
>> Who was Bash named after him?
>> Yes. Yes. His brother Yos he was my
mentor when I came to when I came to
America. He was my mentor. One of the
things he spoke to me when I spoke to
>> when I when I spoke to him about about
you know one of the things forgive move
on because he went through
>> more than forgiving sponsor the safer.
>> Yeah. So I not so this guy with a
wedding of a friend in Israel but my
kids were with me and I said this is my
teacher he used to teach me in yeshiva
he turns to my kid I said this is my
best teacher look and I hugged him and I
love him. So he turns to my kids and I
said I don't know if your father told
you but I wasn't his best teacher. I
threw him out in class every day. But I
big enough to apologize. And I'll tell
you that the reason I threw you out, the
reason why I threw your fathers out
because everybody in the class were nice
and quiet. Boy, it comes in this 250 lb
13-year-old with big pis sitting in
front of my face
moving around this chair all the time.
You know, I always ask questions that
nobody thinks about. So I said, "Listen,
it's either I'm going to turn the class
into a comedy show, but this big blonde
guy with a blue eyes, so I got to I'm
going to teach the rest of the 20 kids.
And this is the reason why I forgive
them.
Doesn't matter what happened. Where are
you today? What do you want to live
with? What do you want? What do you want
when you want to be stuck in the pain?
Move on in your life. Move on.
Let go." And I'm telling you, I was
sitting over here. I'm giving you a
bigger story. I'm sitting over here in
my house in crown nights knocking on the
door 10:00 at night teacher the teacher
that threw me out in fourth grade
blessed me
the one who beat me up and threw me out
and embarrassed me in front of the whole
class and some of the kids today in that
class today
all over the world throws me out knocks
on my door 10:00 at
I someone gave me address.
So I welcome him. I came down. I said
sits down. He breaks down crying. He
says I don't forgive myself all these
years. I said but I forgave you. I see
you in your life sometimes say good job
is nicely. I said I know you say good
chabas is nicest to me but I don't know
what if you're holding. I said I don't
hold any grudges. And he said to me sad
story the way his life has been
destroyed and it goes to lost a child. I
wrote out a check to him. I hugged him.
Went and this every time I go to went to
visit him. I got a phone call one night.
I'm living in my already 3:00 in the
morning. I get a phone call.
I'm g give him a ride to give him money.
He says your teacher passed away. I says
call me 3:00 in the morning. You know,
usually I I don't my phone is switched
off. It's 3:00. He said I'm in the
middle of doing him tire and I know
especially was for you. Is there a
message you want me to tell him? says,
"Tell him that I forgive him with all my
heart." And I want to thank him
because every step of the way that I
went through in my life with teachers
and parents and the process I went
through the last couple of years bought
me to a better place.
And this is the way you have to look at
things and forgive and let go. And this
is the secret.
>> Beautiful. Very inspiring.
We have a a special announcement to
make. We have a new corporate sponsor.
You know, it cost us money to put out
episodes. This show is not free.
>> Cost to live.
>> It cost money to live and to produce.
And we're in a professional studio. We
have top guest. And um we have Rosins.
Raskins is multigenerational. I'm so
proud.
>> I'm sitting over here for the last hour
looking at this Rasins fish. And I'm
thinking to myself, Bea used to be like
I used to love him. He used to always do
the teddy bear. But there's like like
the the the the edges of the of the he
knew I love carp fish. No, but not in
crown. Not too many people love carp
fish because the American carfish is
dry. But I love that. He used to make
the edges, smoke them for me and bake
them and come and sit down. I used to
come sit in his house and I'm watching
Beck and watching the fish and I'm
watching this and I'm saying to myself,
Vate
Yasi Yasi tells me that you cannot get
this kick anywhere. He found the bakery
that makes special herring kickles. Not
the thick sugar kick and then you have
to like slide a where's the herring
going to fall off. So he tells me he has
a bakery that custom makes him these
these and you have to worry about it has
the okay
and but I'm sure his children are doing
a great job. We have over here.
I want to tell you something. I pay it
forward work for me because I was I was
very I used to love be was nice to me.
We used to
is a classmate of mine.
>> Yeah. They run the place.
>> Oh man. You sure? Because you have to be
today with you have to make sure they
have gluten-free ones.
>> Yasi tells me, he gives me a tour of the
store yesterday. Tells me he has 30
flavors of herring. Wow. Not 30 that he
could have in the display case. 30
flavors of herring. I took four. He
tells me these are some of the popular
ones. Pepper crusted.
>> Yes.
>> Herring pistachio. You here?
>> Make pistachio donuts. Now they have
pistachio. I
>> was honest to Dave. They have chocolate
Dubai. Maybe we should call it airring
Dubai.
>> We're going to get there.
>> John Tendy copy.
>> John Tendy. The saxophone player. I
played at over 5,000 Jewish weddings.
Says that the matas herring from
Rosskins. He's never tasted anything so
good in his life. So we have the from
the
>> also happy because Rosson got the best
shout out from the guy Sean John Tendi
>> for free and baram they're paying in
now. So I'm feeling a lot better. I want
to tell you I was tired of telling you
that Schl has been a classmate of mine
and and I think it was one of the yards
I
>> look at this he ended up having it in my
house and I had a kabad of my kabad of
Olympia I had a shul in my house
>> and we was what do you think with the
jalapo pepper on the top
>> everybody made a shock to turn around
you got to see the camera you got to see
the jalapeno on the pepper you got to do
oh this is this looks fire
>> dude I give you a piece of herring
>> I know
>> I'll tell you that uh as you can see as
you can See, as you can see that I took
upon myself two years ago to uh think
twice before I put something out of my
mouth and think twice before something
comes out of my mouth. This is this is
very healthy. So,
>> so I changed me. So, it was a life
changer. It's not about surgery. I did
every surgery in the book you can
imagine by the way because I was asking
how do you do it?
>> We can do the diet episode while we're
talking about eating food.
>> But you didn't know diet, all diet.
>> All diet.
>> Wow.
>> All diet and workout. All diet and
workout because I tell you, I did every
surgery. I did the bend but the sleeve
sleeved and the bend and the this and
the bypass and I remember that two three
four years ago I went I went into a big
surgeon in Israel and I said is there
any other surgery we can do for me to
because it doesn't go anywhere
>> tried them all
>> I bypassed every surgery I figured out
the system he says to me you know he
looks at my file I gave him I bought all
the files and he looks at my file and he
goes I have a surgery for you
>> but but but this for This I need a brain
surgeon. We're going to cut we're going
to cut your brain because if you're
going to this by you is a sal this
>> Tanya these fragment.
>> You want to talk about clapman the bill
tong is looks like I've been watching
this billong for very
>> now now ch butcher has the restaurant on
Troy Avenue. The the butcher
>> the fancy
>> the fancy butcher.
>> This is protein. You probably have this
right.
>> If you're on a diet, how about this?
Read the ingredient. There's nothing in
it. Zero sugar. Zero f zero dietary
fibers added. Zero sugar added,
>> all protein,
>> only three grams of fat, which is very
little. You open a super snack, it's 20
grams of fat. Three grams of fat and a
little bit of co a little cholesterol
and a little bit of sodium. All natural
dried beans. It's right off It's right
off the behemoth.
>> I want I want to tell you this. This is
an unbelievable product.
>> 16 grams of protein.
>> I was I told you I was in South Africa.
This is one of the best things that they
have over there. And that now CH Butcher
is actually happens to be one of the
best Kabaka family.
>> Kabaka we does. I want to tell you they
do an amazing job on the meats. They
have the age meats and the chick
everything they do. I go I I'm telling
you even though right now I live in the
in the five towns.
>> Oh five towns. No more my
>> no
graduate.
>> But the thing is
>> dude what do you prefer my or
>> I'm not going to eat it but I wanted to
show you.
>> Oh you're not going to eat it. Even
protein.
>> Oh perfect. No it's not. Being in a diet
is a way of life. Even though something
says zero sugars it doesn't mean you
have to eat the whole day. If you had
breakfast and you're not hungry, wait
until you get hungry. Eat when you're
hungry. Don't wait for months or five
times. I can't
get enough of this. Hurry.
>> You know why the fat people stay fat?
>> Why?
>> Because when they they always have to
finish their plate and when they finish,
they walk into the kitchen, they see the
pork is sticking out of the pot, they
grab it also. You understand? So I want
to have airring now. And I want to have
this billong because
>> even if it's protein. Yeah, no problem.
>> It smells soy or five times. What do you
prefer?
>> Muny prefer. Hold on. Crown Heights,
Monty, Five Towns. Final question.
>> A final question. I'm going to give it
answer because we
>> Yeah,
says my life is you know, you look for
the from the first day I was sponsoring
the
>> Really?
>> Yeah. One day, one day you didn't talk
about you're a big buck.
>> No, no. One day we'll tell you the story
how I ended up being the sponsor, so
sponsor of the Yam for the past many,
many years.
But says
when you say goodbye, you say something
that is going to take you
on the road. Take you on the road. So
what was your question?
>> Why do you prefer cranes or 500?
>> So when I was in the one of my lowest
parts in my life, I was 15 years old. By
the way, if you ever saw the Sim Rambam
video that I made for Moolam, which now
Sear Sim is coming
and Mulman never called me in one year
doesn't stop calling me and happens to
be that that year I did the first time
see I finished Ramba for the first time.
So
that year when I was in a very tough
situation I was in a lot of trouble. I
got thrown out from a yeshiva and my
sister passed away. I was in a very very
very low place.
I was uh standing by the Reb and I gave
the Reb
a was after after my family was there
was test. The Reb spoke Shabbat is and
the Reb all of a sudden in the middle of
the Reb says and other somebody know
where to go you know and times of Mishk
there was Amon
Amon got up you moved he stayed you
stayed you know rather somebody know and
I said I was at a point but I wanted to
go anywhere about your
says that wherever you are this is where
the wants you to
Wherever you are, we're sitting in a
podcast now because the Amudo wants you
to be here. The Amudo wants us to be
here. So you're asking what's better
Crown Heights this everywhere.
This is where basically wherever fine
foods are sold, Rascin Herring is sold.
And if it's not sold there, you go to
the manager and say if you're a fine
food establishment, you're going to get
Rasin Herring and you're going to
obviously check out CH Butcher
>> Crown businesses. Dudy, how do people
reach out to you to to start their
financial planning and most important
life insurance right now? Well, don't
financial planning in the world is a
very difficult words because all of a
sudden you have another mitzvah, another
guy says put away all of a sudden
program and all of a sudden you know you
have financial planning very important
but protect yourself protect those how
do they reach you
>> very simple you call RFK financial go
RFK financial you'll see there's a
picture of myself there you can reach
out to any
>> farc you work 24 hours a day if somebody
wants to specifically meet with you
you'll take new clients
>> I I will take any I will help anybody no
matter what from a teacher to a driver
to a newlywed from a bus driver to a
taxi driver to whatever anybody that is
willing that
co take from a a guy that makes $100 a
day or $100 a week to a guy that makes
billion dollars a year no matter what.
If you care
for yourself, for your loved one, and
you want you protect yourself and your
money and your loved ones,
>> do yourself a favor. RFK,
>> call RFK. Thank you so much. Always a
pleasure. Thank you. Thank you, Mosi.
Whoa. Thank you very much. All right.