LAKEWOOD OFFICIALS OUTLINE STRATEGY FOR TAKING OVER JACKSON 02/15/2017

uh I think we'll first start uh by introducing ourselves uh my name is commitment mayor lonstein I'll pass around the mic everybody can say who they are jison renberg Mr Capital group M's residential division Isaac aan Lakewood Township Committee Member Justin clam I'm uh executive director with the Lakewood Municipal Utilities Authority and also a member of the Lakewood Cal planning board General kin and attorney and pery M nman former chairman of the lak cwn planning board so I get the easy part today I get to speak for a few minutes which politician doesn't love a mic and then I get to walk away and these guys get to feel the hard questions I'll stay stand in the back and maybe ask some of these tough questions buying a home whether it's your first home middle home maybe a retirement home it's probably one of the most the single biggest investment that many people will ever make in their lives and I think that without a rapidly expanding population here in L A lot of people probably have a lot of questions about where they want to be so it's lakid it's entitled lakid verse Jackson I'm representing Lakewood Isaac's representing Jackson problem is I'm not going to be here when he get to talk about me truth is that I remember a little while ago I get a phone call from somebody and the person says what are you doing about the traffic a traffic so I asked him what do you mean what are you talking about he says well when I leave my house on this and this court and this in this place and I try to get my kids into school oh a I'm not something El it and I try to get my kids into school um I'm having a hard time getting there it's taking me 20 minutes to get there I said really I I I don't recognize the name of his street says oh you wouldn't recognize this because I live in Jackson so I said did you call Jackson and ask them what they're doing about of course he didn't because he's going to be traveling in Lakewood streets and the truth is that if you're going to move to another Community the first thing that you have to do is recognize that a lot of the misunderstandings that there are and a lot of what some people consider I don't want to say a word but some people think that people may be really really strongly dislike us and there are those but as a general rule it's usually just a misunderstanding of our culture it's not knowing what we're all about it's a little bit of the fear of the unknown that's really what it is all about and something that you should be thinking about if you decide to move to a community where perhaps there's a lot less from people than you might be used to you know there's a term in real estate it's called functionally obsolete the home that my grandparents bought many many years ago while it may have been a beautiful home may have not had many of the amenities that we are used to today and it's called functionally obsolete for example many years ago it was okay to have three or four bedrooms in one restroom today's day and age that is not considered the most updated home even if it's beautiful we're all our generation and I'm I'm not Crossing but in today's Times many of us are a little spoiled we're used to having a lot of the amenities that is a from community we need to live and that's a good that's a very good thing but as you start moving out sometimes you have to recognize that even though you expect those amenities it may take some time for those amenities to come to so when you do buy a home do you want to buy a house in an area that's maybe a little more cookie cutter maybe when you walk out of your driveway you'll see only the latest Le specials of all the same cars or do you want something that maybe a little different maybe you want a little a pool maybe you want a larger property now there are areas in liid of course we can get that but as you can imagine as an area is populated those homes are more expensive go to a cheaper place I mean I'm sorry go to a place that is not as high in demand just yet and you may find more home more land for your value for your money but you might not have those amenities that you thought you could get Isaac and I and many of the people up here probably work with surrounding towns people call us for help you know when many years ago on the township committee we actually put the word a we actually put the word mcus into Aller development ordinances because every time something came up it was always an issue now we used to now it's easy to go pull a permit to put an air up it's easy there's an understanding of what happens it's much easier that takes time and that takes some education you know we are doing a lot of work and I'm sure some people are going to ask do I want to live in Lakewood do I want to live one of the surrounding communities maybe the traffic's a little lighter there and the traffic's a little heavier here and I'm sure when we ask those questions uh I I won't belabor you with all the details but you will be seeing a tremendous change in the next couple of years in Lakewood as far as road widenings traffic signals and traffic flow going better for all the work that's going into it but at the same time recognize that there are still a lot of people in L with and a lot of people want to live here so I encourage you to take some time tonight to ask your questions it's a very distinguished panel make a decision do you want to buy that beautiful home with a gorgeous open pool but maybe you'll have a hard time putting a up around it or would you rather buy something a little smaller without the pool but maybe you can walk to Sho in 5 or 6 minutes even if it's freezing at night do you want to live in name with it's really quiet with no SS with no street lights a lot of people do want to live they like to pull their car in at night May you pull the car into the garage and it's nice and quiet but then you know what what happens when you get want to walk out on a Friday night and you want to go visit your neighbor maybe while your husband went to somebody else's dining room to D now you have to walk with no sidewalk with no street lights and very few people because it's such a quiet neighborhood which one's right for you that's a decision that you have to make and hopefully the panel up here will help you make that decision so I hope you ask your questions and I wish the panelists good luck good [Music] night thank you very much you even Len okay so tonight we'll we'll do it two ways there's some questions that um I was that we was given here by the voice um first of all thank you voice for sponsoring and for putting this important panel together for really choosing people who who understand and who can hopefully answer a lot of the questions tonight so there are some questions that we have written down here and then we're can to open it to the public and we'll ask if anyone from the public has any questions for any of our panel members here tonight as well I think we'll start we have schamy Freeman from the um one of the top real estate agents in Lakewood and who is him and his firm has sold a lot of real estate in Jackson as well so we'll startop with engling someone wants to buy a house someone comes over to you and they say you know what I I'm moving out of centry I have three kids and I really I'm looking I want to look to buy to buy in Jackson a lot of my friends are moving to Jackson I know there are different Jackson panel currently ongoing right across from the lobby thank you um there are different areas in Jackson do you have any areas that you recommend are there any newer areas any older areas when someone a perspective buyer is looking for a home in Jackson are there certain areas that you would recommend well the first thing that you do when you are looking to buy a house obviously we always know that there's the three El in real estate location location location location really means um where you feel comfortable for you and your family and when a potential buyer comes and meets with the realtor that's the first thing that they call to discuss one of the shoes in the neighborhood for the people that live there they feel comfortable with that particular neighborhood so they going to look around and there was uh there's an Asian Imperial sitting right here in the audience he sold over 50 homes in less than 12 months it's expanding so quickly they're going north of count Line Road South of count this Brookwood one 2 3 four flare and Har many farms there's different types of people that live there different neighborhoods and I'm sure that people are looking at the Jackson they can find the correct location for them there's a lot of options on the game um I know that this this you know they called liquid versus Jackson there are advantages of liquid and like the mayor just said there's advantages in Jackson and you when you when you buy a home that's what it's part of what you do you you weigh the pros and cons and you decide what's right for you okay thank you Yan kle an attorney I'm sure your your firm clo is is a closing attorney people close homes with you a prospective buyer is looking in Jackson is a half an acre 3/4 of acre piece of property in Jackson it's a smaller home and he's going to want to make an extension down the road and that's probably one of the reasons why he would move there is because there's more land even though right now it might fit my needs but it's not going to fit my needs in 5 years from now and I don't want to start looking to build again then but I would want to move there you know with the thought of making an extension down the road does is your firm knowledgeable in the Jackson ordinances would you be able to advise the client um look at the setbacks look at the zones is that something that your form could help a buyer in a closing I just want to preface by saying that almost 99.9% of the people that are buying a Jackson excuse me are buying existing homes in other words in contrast to people buying a Lakewood where is a tremendous amount of new construction that's being sold everything in Jackson at this point there maybe one development that's now on the table but generally it's all existing construction being that that said in another Point none of existing construction was ever built with a Jewish Family in mind so anybody that's buying even from day one is potentially looking to renovate or is looking to purchase it for their immediate needs but have ideas what they want to do down the road as far as the particulars of the Jackson ordinances they are ordinances like any others and typically our firm primarily deals with trans the trans actional real estate the purchasing of the homes we don't generally get into the zoning or planning board for the most part um at the same time we do advise the clients when they're purchasing to and we take a take a look at the car ordnances so they should know what their setbacks are and very important in Jackson is because there's a lot of open space for a lot of the homes that are being purchased and there are a lot of whether they're drainage easements or various setbacks or open areas that I can serve therefore it's very important to get a survey done which is like a map of a property that shows you exactly where your house is located where you could build where you may not be able to build and take it from there even when you start your purchase thank you we'll try to answer questions a little quicker because we want to move on um again I'm buying a home and there's a pool there's another thing that comes up a lot is septic everything in Jackson is septic okay people two people lived in there with two people three people lived in the house now I'm moving in with a laer family so that's just something I think that you have to look into do a homeowner's warranty and a homeowner's not home owners want homeowners inspection is really really important when you're looking and that's any any home that you're purchasing always make sure that you go for a homeowner's inspection um Justin I know you're on the Plentywood lakeood we we we have questions that come up with you know ordinances and stuff shoes are you familiar in Jackson are they permitting shoes in Jackson are they going to uh allow a Mika and Jackson are these things that are you know that's not the question you home been asking by the way that's not that's not fair um I can tell you that from a planning perspective from a zoning perspective there are people that are here in the room that are not residents in Jackson that I've spoken to over the last year or so um who have struggled with starting in y in their in their neighborhoods and in their Community they struggled with uh okay one Mr a Lakewood handle I mean Lakewood is having enough issues handling our own traffic can lakewood's infrastructure the schools help can we handle other towns continuing populating their coming into L first of all thank God Laker doesn't have a traffic issue that's the first thing I want to say um um well the assumption is that as as um and I know no Jackson resident would want to hear this but as as the Jackson Community uh chome community grows there'll be schools or theas popping up in Jackson as well so I don't know if uh I don't they're going relying strictly on on Lakewood schools and and as you see I mean obviously the they already have a CO the co-op out there and um and and and the assumption is that all the stores that we have now just like it's spreading out in Lakewood from the center of town all the way toe 70 because from Viet now moving out there so the same the same way they'll have from schools moving out uh from stores in Jackson as well that's one of the things that the the the like mayor lonstein was talking about culture differences one of the things that we can't help is when that the people living in Jackson or Tom's River especially Tom's River a lot of the people are living there forever and and more established families that are not Jewish um one of the things that we can't help is that we take their Gina's Diner and we turn it into Misha's Milla and then you know they're not so happy about it so the culture difference is something that that that that bothers them a lot but but um but it's something it's a fact of life that's what happens people see an opportunity once the the Jewish economy there can handle it stores will start opening up and and Yas will probably start opening up I wanted to add one thing about the the Sho issue that that I know that that U and first of all I agree with Justin that that I think the communities are doing a great job I met someone from Tom's River who told me that he would like to meet the police chief there and I offered to have our chief reach out to their Chief and he told me it's not necessary he's just going to walk in on his own so I think people are handling it well and and they're doing the right thing by reaching out and um with shoes I've spoken to people I know there's a Sho in Jackson and someone's garage and they they have about 50 mpal in there um I think legally 50 mpal that's why I'm saying 50 maybe more but but um but there there's actually a court case about it there was a few years ago I think um I I think the name was I think the case was fari versus there was somewhere Isaac fari versus theal the deal Commissioners or whatever the governing body is called that that he had a shoe in his house and that's something that they can't prevent anyone's I'm I'm allowed to invite you over to my house to play a game of poker even though I don't play poker but and I and I'm allow to invite people over to my house to to pray whether I'm Jewish if I'm a Muslim it doesn't make a difference you can't you can't stop anybody from doing that so there always is opportunity for Sho someone just has to be willing to give up a small portion of their house so I I think everything doctors offes and I mean a little it's a little bit for Jackson there is a there is a Jewish doctor in Jackson already and um all these I think that we're not going to be taxed as time goes on in the beginning it may be a little bit hard for Lakewood but we're sort of I would say sister cities at least the sister cilas cilas that's we're I'm I'm willing to that people should should come into Lakewood and and take some of my space if they're living in Jackson not hogging um whichever Dr Shan office if someone from no one should need him but but uh if someone wants to come to it lives in Jackson I'm I'm fine with that okay thank you we'll just go through the panel and then we'll have questions that we can the same question has different people in the panel a I hear there's a vacancy in the Jackson Township zoning board and people ask if you could move there and bring you know more populace to the Jackson Township but all kidding on the side the lakid zoning board as we know zoning the difference between a zoning board and planning board planning board follows the ordinances follows the zones the zoning board L verse Jackson panel currently ongoing right across the lobby check it out now it'll be over at around 10:00 then you can come back into this room and check out all the boots the boo room will be open until 11:00 a zoning board if anyone wants to do something different than what the Zone allows that's what they go to zon board have you you ever sat on a Jackson zoning board meeting do you know if they're if they even have you know the potential down the road to help with with uh empty land that they could make more dense is there any talk of that in Jackson first of all there so much what I'm where I'm getting at is there's so much empty land in Jackson he's you know Great Adventures as part of Jackson Jackson is is humongous Jackson right there's a lot of EMP Land There Is there any potential down the road of opening up to a development title first of all I want to start off and they telling you that uh I wouldn't want to sit on the Jackson zoning board for one simple reason I have more fun on L zoning board than I would Jackson Jackson Mr cly wouldn't take you there so it might be a little easy that's the problem I love to be T you know and I W have with you to argue all day long and I want have to look forward to so therefore I think I'm stay for um in in reference to you in reference to your question is on currently the lake the Jackson municipality is trying to reenact laws against expansion and against the zoning um issues uh they just not recently passed a 10 acre minimum um for for House of Warships they not long ago passed a 3 minimum a single family ass on property surrounding surrounding Jackson lak border we need to have three family house so I don't think the lake the jagon municipality is going to be so fast and con to adopt new zoning regulations of the L or to even get VAR L if you have have don't you don't um having said that there's a uh if the community of Lodge can could take the can prove that the Jackson municipality is doing something contrary to the from community and falls under the Discrimination Act against certain particular um religion then you might be able to have a court case where you can overrule those in pror um entire zoning rules that they putting in there and not letting you do what you have to do because religious but you have to be able to prove that um but eventually that'll happen that reminds me that back in the day in Lake Township if you all remember I don't know who here remembers when open they also s act zoning laws we should be able to build and it was a huge fight between the the people that live in the 14th Street area and a small minion of from people that went to the build and the fight went on for 2 years until I believe it ended up in security Court they overruled it and that broke the ice in Lake where you're able to then build shools and every Zone wherever you are so it's just a matter of time when that will break in Jackson 2 and be able to thank you our last panelist is y R who is a mortgage lender right I'm sorry to be mixed up with is not that um talk a little bit about are there any differences in getting a mortgage if you're buying in lakid buying in Jackson old construction there new construction as far as I'll try to keep this short because um the mortgage you know pretty much the ballart what your payment are going to be and you can qualify based on that new construction anything can happen in the next 12 18 months so you really you really don't know the exact payment however you definitely try to qualify on a little higher rate just in case uh rates do go up okay before we start the next round of questioning anyone from the audience have any questions that they want to ask a specific uh panelist or just a general question we can that that any panelist can answer seeing none I'll close I can't see the lights right in my eye but if you want to come up and you can take the mic we stand up yes so actually when I excellent question Mr moderator actually as I was sitting down here I was thinking like that question might come up and we should we should have had in the last year we should have had someone on the board of ENT here but but um it's I might be wrong because this doesn't fall under it doesn't fall under the township under Lakewood Township it falls under Lakewood for of Ed but it's my understanding that that if you live in a district then they're obligated to bus you within anywhere within 20 miles so if let's say let's say Lakewood most parts of Jackson and most parts of Lakewood are within 20 mil it's not as the crow flies it's as it's based on the streets the closest Group by car by vehicle so so they they have an obligation to provide busing for you but they may see what they may decide is if it's too hard to bus you and they can they can offer you aen Lou which I'm I'm sure everybody here has heard of it's just a lump sum in the beginning of the year it doesn't add up to too much maybe $850 that that they have that they can give you and then you're responsible for your own busing it does it's not enough for some enough money to pay someone the best your kid um right now Lakewood has I forgot what it's called something uh it's called something like a a jointure between Lakewood and I think Jackson I don't know if they have it with Tom's River where we do we they pay they uh Jackson will pay Lakewood and Lakewood will pick up the kids but for this year all they were doing I believe is picking up the kids on the border of Jackson they do plan I spoke to Ry Kravitz about this a little while go um he's the head of the the Lakewood lsta whatever it stands for the the private school busing Consortium or Consortium however you pronounce it um and he he told me that for next year they will be able to go into Jackson uh for for some of the roots and furthermore for as as there are more people moving into Jackson that's going to be part of his job to Monitor and see which um like if there's an area or let's say an area where let's say there's 40 50 kids that especially if they're going to the same school but they're living in the same area so so even if they don't go to the same school it'll be economical for the for a bus company to pick up that roof so they they plan on starting to go further into Jackson so the short answer is yes okay we'll take the short answer okay all right another question that people are asking is we know that that real EST prices and I think I'm going to gear this to you goes with supply and demand you know as if if the demand is there prices are L the problem and and Lakewood for whatever reason Lakewood doesn't have the same rules anywhere in the country has you know real estate might be going down in South Jersey but in Lakewood it's going up so lakid has its unique you know Lakewood in the surrounding areas do you find that in Jackson as well that the prices the real EST prices are going up or because there more of a supply because now it's not only Lakewood it's also Jackson it's also Tom server is that going to bring the prices down actually lakeood does have the same rules as anywhere else it's always Supply land it's a l it's just as anywhere else our supply is limited and the demand is huge Bram L would is a great it's a very attractive place is and it's attracting good people and uh with limited Supply now the question is if that moves a difference in if if because there's more Supply in Jackson if the prices are going to be lower for a longer time possibly but what we've seen happening in Lakewood is that there are different supply and demand ratios in different areas in Lakewood it's not Lakewood as a general rule you have different areas going up quicker than other places and the same thing is going to happen in Jackson you have Neighbors in Jackson there's Brookwood one has different price than Fleer Harmony Farms so as the neighbors the the market the buyers actually the ones who decide what the price are going to be not the sellers and definitely not the Realtors it's the buyer Dem man that really decides where the prices are going to be the buyers don't buy and the sellers have to sell and there's a supply and a low demand the prices won go down so it's the buyers that decide where they want to live and if it's a limited neighborhood where many buyers want to live in they're going to bring up the prices so I think that eventually we're going to see the same thing in Jackson it's just it's broken down in different neighbors just as it is thank you I'm going to ask you another question because this is so interesting to me and I think to a lot of people as well we we gauge basement rentals with how many pages in The maso M there are okay that's how we gauge Bas momental 3 years ago you couldn't find a basement apartment um and now there are so many basement apartments but but I've seen I've seen it like 5 years ago there were plenty is is that something that there's a constant up and down of their Cycles when when it comes to basement apartments I know you deal with Mansions not with basement but but as a realtor do you I mean I see sometimes Cycles when it comes to basement apartments sure that's true yes I'm not I'm in Lin only 15 years but I think most of new construction was the last 15 years and I've seen those Cycles um it has to do with new construction obviously the more new construction all new construction Nows with basement apartments so anytime a house goes up you have a basement apartment available but what's also happening is is that the people that are buying the new construction homes are moving out of basements and they have two vacancies for each one house that goes up so what you're seeing is you're seeing every time there's new construction you're seeing a larger number of vacancies but that changes because the population prodction is growing very quickly so you are going to have those Cycles but then again it's always also going to be broken down to different neighborhoods and it's not always going to be the same we still have a lot of neighborhoods in linkid and have a shortage in basement apartments according to the demand in those neighborhoods so that's part of what people are going to want to think when they buy a house be smarter of where they think they can have a better chance of getting out their opponents if they're relying on that income I always try to help uh buyers to be very concerned on those numbers don't rely on 100% of that Ral income you're not going to always get it every year you're going to have vacancies one pth the and you should be conservative about that just as you should be in all other numbers you know take everything with a grain of Soul maybe a little more than a grain okay anyone else have any questions see the lights in my eyes very good question and it's not only let me just pH rephrase the question that was one of the questions here when you have a house in Lakewood you want to have a play group in your basement or you want to have some type of store in your basement it can happen can this happen in Jackson as well short answer no it's not going to happen if you think you're going to if you think you're going to do any you know the the Lakewood has adapted to the community Lakewood has adapted to the people that live here in Lakewood the other FS have not and um eventually eventually things will change just like a was saying before you know as new people moving and as uh as people realize that the needs now of their of their Township residen are are different than what they've been or certain residents have certain needs that will change I mean there's no doubt about it but if you think you're just going to buy a house in Jackson now and you know open up a play group in your living room it's not going to happen so you know get ready to get caught and pay a fine and everything else and be shut down that's you know but but you know eventually that's going to change there's no doubt about it okay I don't know if that answered your question but right now it doesn't look like you can have a play grp there legally anyway any other questions yes [Music] inv can you ask that question Mr what what is it involv in Lakewood let's start with Lakewood I know that I just saw they just put sidebooks up throughout the whole hope grad you know it was a process but the problem is you want short answers but this it's a long answer way basically the way the way it works typically is in Lakewood Lakewood um we're looking all over the place um wherever we see the sidewalks missing and much you know the planning board and the zoning board um there there anytime someone builds a development now where most of the time they're supposed to force the issue and make them put sidewalks in but we're trying to fill the gaps ourselves in all the areas that don't have sidewalks right now a lot of Municipal you can you can go to the you can petition the governing body of Jackson you get the people in the neighborhood to sign a letter and I don't know what their policy is and they and if they pay for sidewalks themselves then they'll pay for it a lot of uh most places what they do is they they'll put sidewalks in but they'll add a special assessment to your house and if it cost if it costed $5,000 to put the sidewalk and it covers three homes then they'll they'll assess everybody actually pick them more even number if they if it's $4,000 in two homes they'll assess both homes $22,000 and they may be they may let you pay it over the course of a bunch of years but they'll get a a special assessment so it depends it's not a simple not a simple answer it depends how the township works with these things someone could email the mayor and find out how does it work does does the township provide sidewalks to maybe you just need a petition from all the neighbors or do you have to pay for yourself or if you're willing to pay for yourself you just want the township to do it which I don't recommend because it always comes out more expensive then then then you can you can tell them to please go ahead and you and you're willing to take that special assessment so so you have to find out what their policy is which unfortunately I'm not aware of any other yes good question the tax implications meaning the tax the rate of the tax play vers Jackson I'm not sure my understanding is that Jackson is a little bit lower but I'm I'm not 100% sure actually oh oh wait hold on the tax is actually in a link with the tax rates both based on the assess assessed value so it's the L tax rate is 2.93% so basically it's $100,000 assessment you're paying 2,930 Jackson is 2.23 I believe so you're paying 22 30 per $100,000 assessment any other fees I know that someone was telling me for garbage is an extra fee in jackon where L would it's included in other other fees yeah but it's nominal I think it's about $300 a year I think it's $75 a quarter something like that so 65 okay thank you I just make a pointed out the the assessment is based on whatever the township um assesses your house for so on Jackson generally your your assessment will be less so you the lower tax rate on the assessment that's welome okay we spoke about Jackson a lot May we're going to put you on the spot now now I know that you know committe spoke about this but can you he said that in the next few years you'll see we're going to be working on roads can you give us in Lakewood the traffic here is unbearable and people are still building because you know this buildable land people are going to build people still want to move here what what is the the goal what is the the future what is the of traffic here on Lake okay I'm going to say something that that may be a little bit original but but I really believe it to be true in a Way Lakewood is is it's a transitional whatever you want to call it Township municipality Township City but it's it's not fully developed yet it's some some things are made to be seen like there's a big argument about shopping mall a lot of people are upset that there may be a shopping mall coming up I don't know and and we were talking I was talking about it to the people who are building it and I and I pointed out to them that they have no idea if it'll if it'll um it'll alleviate traffic CU all the people in the neighborhood will go there or if it'll be people from 14th Street or whatever the other side of town and and it'll create more congestion so it's very hard to tell it depends how things end up like if if there's commercial in all four corners of town and and and um stores and everything and everybody goes stays in their neighborhood then there'll be less of a travel problem we plan on putting in New Roads we plan putting up traffic lights all over the place we put aside money for it already and we're hoping it'll definitely alleviate the traffic somewhat how will it be perfect I have no way of knowing I have traffic experts that are saying that soon lakid is going to be at least as at least as as uh smooth as Manhattan or at least something else bad example but as bar um but um but the the the experts are saying that with with all the future changes with some of them it's not feasible for us to do it now because if we wait for for certain areas to get developed it'll be a lot a lot cheaper do but but they're saying that once we're done it's going to be a lot lighter the traffic and and and the fact is like as I said it depends how the town develops if there if things are placed strategically and we have the right the right areas have commercial and other areas that shouldn't have commercial don't have commercial then it could end up being a lot better than it is now right what we have right now is a transitional phase that hopefully will go away shortly let's let's look about that for a second take it like Westgate and there there are rumors that one of the golf courses were just sold and another large number of homes are going to be built on this golf course if Westgate would have been strategically built meaning that there are schools in Westgate now I know not everyone is going to go to the school some will want to go to other schools but if there would have been schools there if there would have I know there's a shopping center there but let's let's talk schools you can have schools that can handle the thousands of kids in Westgate that they they don't have to travel out on school buses every day something like this golf course if that's going to happen are there going to be ordinances saying that there should be schools there so that the schools could you know help with the traffic and not have buses and not have all that I I understand your question I I say it's 6 And1 and half a dozen other because you you you if you put a school in Westgate in arill you can't I'm not sending my kids there because it's too from and you're not sending your kids there because it's too Gish so so people so at the end of the day people are going to be coming want said my kids because I don't have to worry about carpal and it most schools in Lakewood are very good schools okay they really are the is good so I'm I'm sure that you could have had a school in Westgate that could handle 3/4 of West Gates kids but what if that school ends up bringing that the problem is that that school could end up bringing cars and vehicles like cars hand buses to to westate that's the problem it's very hard CU we're such a selective community and and outside of of our culture that's what they do they have neighborhood schools and you you live three BLS away from your school and that's where you go you don't go to the other side of town and if you do want to go there you have to get special permission but we're very selective and everybody it's like very teen I remember when we tried to talk about um mixing schools mixing schools boys boy schools you know we're it would be more cost effective if you have have um various schools getting like neighborhood pickups for schools and parents were going parents and school administrators were going crazy because because they didn't want the AR withy with the commet and the world come so so we're very selective so that's why that model doesn't really work so well for ler that's that's my opinion but I will say there's a very traffic is a very because when people ask me traffic questions it's a very tricky thing if if you look at look at cry Square million houses in one spot how many I I've been there many times and maybe I'm wrong but the times that I've been there I never had a problem getting in getting out I don't see traffic there but you look at other areas and other developments and you can never get out of there so it's something that's very very hard to understand you know it's it's uh it's very unpredictable and hard to understand it's a good point always this one spot on the stat on Express for always p and then a minute later it's empty and where did those cars go they went to I will say something now I'm going to stop I was talking a lot cuz I was waiting for you to say good but now I'm done good M okay anyone else have any [Music] questions well yes because what I'm doing is anyone who doesn't plan on voting for me I'm sending them to Jackson so um I you know I think in general I've been saying for many many years that that people should be moving to Jackson po Tom's River that the whole clol doesn't have to live in one town and I know the the first people that move in they not have been on know those it's going to be hard for them but but I've been saying it for a long time we don't have you know Different Strokes for different folks like some people like like I bought an older house in Lake but I was very happy I bought a small house I built an addition when when when I made a couple you know made enough money to build an addition I built an addition so I think is a great thing in general that people are are moving out people are expanding and and it gives it it provides another option you can't get a single a single family lot in Lakewood for for less than $300,000 now but you get a whole house in Jackson sometimes for $300,000 I think I think it's it's one of the best things that's happened recently it alleviates the pressure on Lakewood because I never believed that it doesn't say I I checked that sah at many times and it doesn't say anywhere in there that every in K has to live in Lake with so I think it's I think it's a great thing that it's expanded I think to both I think it's a win-win I think people have a new housing option that that wasn't available to them before that I would say quote unquote wasn't available to them before it was always available and and I think that to the people for for the people living here there there isn't that need to you know this we have a whole industry a whole construction industry here and a whole real estate IND IND that that so many people live off in Lakewood think of what would happen to the economy if if everything would stop but now it sort of takes the pressure off a little bit it's not going to come to an end in the next 3 years uh which you know land and Lakewood might dry up over the next few years and now it's not coming to an end it's going to live on and and and people will continue to benefit from it and people and I think people will continue to move further and further out because because of these these huge strides that people are taking now like moving to Jackson and and Riv okay I hope that we answered a lot of the questions what we're going to do now is get us some we'll start with you just a closing statement a little bit about what you do and about a closing statement to the topic that we spoke spoke okay so again we're a residential M division we have our own process for okay getting you prior to looking for your dream home and by doing that um you'll have a few benefits is first of all your you'll P have any um issues that you have prior to um second Ro you for the table might be accepted a lot easier than somebody else's off because you already been re that just preapproved um and um most of all your time be able to close me you have all your documents in place already you be able to close a lot ear what I would advise people when you're sign a contract just make sure one what people don't really realize is they this us a a war trying to grab your your your contract get your offer in place is they'll give a deposit and they don't care where the money is coming from and that'll come back on to when you you're looking to get your morg so just talk to your mortgage professional make sure your funds that are coming should be coming from a place that you shouldn't have have an issue getting your own going forward then you'll have a nice smooth transaction thank hey 30 seconds and I'm going to hold you no just get a minute yes 4 minute I'm thinking where to begin um uh I'll start with U the leg at large somebody buys a home thinking that all right I buy this little home I'm going to come to the to the lake zoning board talk about distri about Z I'm not talking about the planning board or or capture committee members talking about stly what I do as a chair of the zoning board oh no problem come to the zoning board and I will decide to put a set of plans for a massive expansion with u one basement apartment and the front another apartment in the Attic apartment the side and apartment in the the garage and only two parking that much um and and and a little room for my co CL in the front and therefore I'll have a beautiful home and and it'll be wonderful and um whole name of let me tell you it's not going to happen the lake zoning board happens to be very very strict uh contr to what people think L zon board in 2016 almost didn't approve um we approved approximately um 60 homes of of which 60 built as of right so we had a net P of homes we consider that in Lake Township as a zero growth and Lake Township zoning board um I was just the month of June talk about yeah but up the 7th through through through January so it's the one month of the second January uh um and and and therefore don't don't don't think it's just going to just going to just going to happen and in reference to development uh people see new signs going up a Letter's going around that developments are coming up everyone come out and vote and scream and yell and and jump all over the place let me tell you that's not the way to do it if you if you see a Development coming up yes you should come out you should oppose it if you want it you should speak forward if you want it but just to uh go around and yelling and screaming and on the blog saying um this is crazy that's crazy this guys nuts is not going to help you anything contrary it'll it'll it'll just make everyone think twice you know who are these people here complaining but but if you do see something that you don't like we do encourage you to please come out do voice your opinion and we do listen and that's how we'll see Zero growth like we seen last year at theou Zone Bo thank you Mr a um I guess I I don't know what to say what do I do my stre tell me what do I do yeah everybody's door at if you need every need help with anything Township related feel free to reach out to me um and I just on the topic I'll just just my my summation is that the people who are war first of all services I think will creep into Jackson um there as far as shools and everything there's religious land use laws that that that we're at some point you can force the issue and and um and even even without forcing the issue as the neighborhoods develop I think things will they'll they'll be like if people care if there's a Sho in their neighborhood but but if there's a Sho in another neighborhood that's exclusively Jewish I don't think people will care that much so I think as long as we're careful and we beat the stigma of of what's going on in Lakewood where people think that we that that we we don't care about anything we do whatever we want we build where we want as soon as they see nobody's building anything nobody's looking to be offensive to anybody I think I think life will be a lot easier for pi BR Jackson and Tom thank you and thank you very much for for really Justin why should you mention the golf course I was going to say that I was very upit about the golf course cuz I enjoyed beating Isaac at golf every summer and now I'm not sure what we're going to play anymore so that's that's what I'm upset about um but uh L but obviously has seen tremendous growth over the last 15 20 years um when I was a kid growing up in Lake you wanted pizza after Shas there was a guy that sold Pizza in front of sner on Forest Avenue uh in the back of a box B and that's where you got your pizza out the shopas um the towns changed tremendously and I think all in all changed it changed for the benit there are tremendous benefits now in town um and and there are issues that that that you know every that we have to contend with and there issues that will be that that will be solved there's no doubt about it um and but if you're looking to move out of town if you're looking if you're looking to move to Jackson or Tom's River the case you have to be you know be be be respectful be respectful of of the people that live there be respectful of the local uh Municipal land use laws and get involved if you have questions about you know sidewalks or anything else you know get involved go to the council meeting talk to the council people talk to the Mayors um and uh and that's really what's going to bring uh the the uh the accommodations that our community needs thank you I generally get the buyer what he wants to buy a house and he already pick the house where wants to live so ultimately my U advice to him is that number one as an attorney I've always said this and I tries encouraging the bars to realize that this is a transaction driven business I'm here at a transactional attorney I'm here to help the buyer actually reach his goal and buy his house and therefore it's not a fight we're not fighting with a seller or a seller fighting with a buyer we want to make this work for both people and get to the point where you want to be because you've actually signed that contract so therefore realize what it is that you're buying know your limitations what your budget is understand that there are two sides of the coin you look at one way they may look at at the other way but at the same time we try to realize we try to realize your dream for you we're efficient and we realize that 90% of the world they don't do this every day they're spending a significant amount of time money and resources to do this and we'll explain it to them make sure that they're doing the right thing for them um I'm just trying to think I you know listen to everyone talk I think what I'm going to say as a closing statement um there's really a lot to discuss um but I think I just want to sum it up with just maybe two points number one people weong in Realtors a lot and it's important for buyers to know and sellers the Realtors aren't attorneys they aren't mortgage brokers their job is to know as much information as possible the for and refer them to the professionals so I mean I know profession at Imperial we always make sure to refer the people to the Professionals in that field so they can get the information and they can understand it's very important to know that the second thing is and I I was sure that question is going to come people ask all the time how's the market it's going up it's going down what is the time to buy and I think that home ownership is the best and most responsible investment but it's a place you're buying a house to live in and you should buy it before you pressure buy it you should buy it you should be smart about it think about if you can afford it where you want to live and I just think all the time the only time to know when it was the best time to buy is when it was because when the prices went up you know that it was the best time you're never going to beat the market you have to be smart when you have to move don't wait till the last minute when you pressure it and you just make and I want to really thank everybody I mean I got a lot of information at this panel I'm sure everybody did thank you very much thank you thank you boys again putting this together thank you