AI Is Changing Home Financing—Get Approved for a Home Equity Loan or HELOC in Minutes!

And a barbecue. >> And a barbecue. >> Mr. In? >> In. I'm in. >> [laughter] >> Fine. I've seen I was going to have to run it. >> So I have to run it home equity lines of credit. >> Ah. >> It has one desire. It became very popular now through AI. You could get a home equity line of credit within 5 minutes. Mama's 5 minutes. You put in the basic information and within 5 minutes they tell you how much you qualify for. You connect your bank account to them. You don't even have to show any tax returns, any anything. We don't do an appraisal. We don't even do a credit check. We do a soft pull. >> What? >> Yes. That's why I called you now. So a lot of people don't know about it. >> Homeowners >> or for investment properties? How can we come up with both? >> Both. Yeah, it's both. Both. Both. And I closed already 10 of them. I'm telling you it goes smooth like like within 5 minutes you know if you're approved and then you there's a 3-day recession. After 3 days the money is in your account. The outside AI. This they see your your soft pull score. There's two types of scores today. There's a credit score and advantage score. And they take the middle of the advantage score or the credit score one of them. Whichever is higher minor and then also they they connect your bank accounts. I tell them how much the guy is earning and if it stems with the deposits in the bank account boom, you have your loan. And and and it it it's one two three. It's unbelievable. A lot of people that had low rates during COVID, they don't want to they don't want to refinance. Yeah. And it's before Yom Kippur now. I'm getting a lot of calls now for the equity lines. >> your existing loan was sold at 3% is blocked and >> And that all depends also what kind of credit score it is, how much equity is in the house. They are kicking off the deposits. As long as they someone has 1099 W-2 income, whatever. They >> A commission check. >> Yeah, they look at the 12-month average or 24-month average and they say, "Okay, this is how much you They tell you how much you could get." You don't decide. >> W-2 they get checks. >> Yeah. Yeah. Some people got approved for $500,000 and they only wanted $200,000. So I say, "Well, we're only asking for $200,000." But it's it's it's unbelievable and and it goes 1 2 3 and everyone's very happy. I had a person that tried to do it with two other banks and it didn't work. >> It didn't work. >> It didn't work. 1 2 3. >> What's that phone number someone could join this program? >> 732-600-1696 >> 732 >> 600-1696 Skyer.