Daf Yomi Bava Metzia Daf 64 by R’ Eli Stefansky

[Music] good morning today I didn't D yet so you'll you'll read this SP by yourselves it's [Music] sponsored a 10year old girl I saw a family picture unbelievable big big S beautiful okay you should have know from any more sorus dear relli I've written a couple times before thank you I'm a 15-year-old and a 9th grade in right at the top of spoke about even if it looks like stealing it's not a good Hab it happens to be that I'm I'm a and when I go up to my friends and like to hide my shoes as a little joke but on the first which was a guest gave a little muser of exactly what re was saying that one is not allowed to steal even as a joke that's the craziest thing not only do D have to do with PES but also have to do with other things like this is what keeps me doing the da even though it's so hard to keep up with it I see that da really does change my life I would like to publicly thank rebi for all that he's done for me not only the gar but also how to live Life as a proper year thank you number one Talon bber I'm part of the jalter MD says Simon I don't know how to pronounce his name s c i s c a how would you pronounce that jalter gal jalter um but you ditch me two PES offs in a row he comes start I guess and uh I'm not there so at least I took the opportunity to come and visit the B Med while in today and to learn with this H in this place for a few minutes with my up and cominging da Sons this way I'll feel even more part of the I've tried coming to you twice so now you need to come to us in many thanks for you for your incredible little Simon sh I hope that's the way you pronounce the name it's tremendous for us that there are people in places like that that are doing the D from all over jalter you here s me jalter um I watch you every day and I'm four and a half years into that cycle I've learned a lot from you thanks Peter wesler Wexler sorry Wexler Esq the wex LA group LC the no one all my Endeavors I think that's how you pronounce again k a h a and e everything is small today um read it from this screen maybe it's better in honor of Benjamin and the Art of the month sponsor by anous who needs his child birth his daughter and a healthy baby let us know Rabbi let us know when she has the baby or she had even she had the baby three months ago let us know I just want to let the know that our they're taking two tests one is the test the minimum that they're taking is a thousand a thousand and some are taking 1,800 and next week is the big deers test on 1800 D that they're taking it's crazy accumulative that means we started CH over 1800 ago and I'm proud of the K it's a tremendous tremendous undertaking to sit there first of all the amount of hours that it takes to do the test and it's just very very difficult to do something like that it's just they they all describe it as just you come out you have such a headache it's it's unbelievable to know so much and I wish them a lot of them I'm very very proud to be part of such unbelievable KY two tests and 1800 on AAR level of test it's unbelievable we are holding on the bottom of B five L from the bottom have a bunch of some of them are some of them are almost y so we could see how they fit into our lives in many different ways you borrow money from your friend you say I want $100 and you find in the pile $120 is the 20 a gift or the 20 is a mistake what if you find $117 is there a difference between 117 and10 so says yes there's a huge difference between 117 and 120 the finds extra if it's within a mistake that human beings make so if the the Mala made a mistake you have to return you go to the store and they give you extra change you have to you have to return but if it's not a mistake perhaps the guy didn't know how to give you a gift he wanted to give you a gift he know he knows you're not going to take one so he stuck it in there between the bills he gave you a gift what's the what's going on here how did that happen exactly if the mistake was made with tens or fives then it's a mistake if it's a mistake you have to give it back but if it's odd numbers 1 three 7 or two four but not five so it goes like this let's say I have a whole bunch of coins it happens to me it you know in there I count a lot of because I'm constantly changing dollars of the sh so comes in a lot of Shack I actually bought myself a money countering machine the not not a professional I bought one on Amazon it was like uh $120 that's it and um so it happens this mistake happens what what happens is as follows you want to count these coins what do you do you start making piles right that's how I used to do it especially with coins make piles here's a pile of 10 here's another pile so this is easy you go 1 2 3 4 five five but the way people count is they make a pile of 10 and they go one then they make another pile and they say two and and then they then they make a third pile and they say three they make a fourth pile and they say five so they just Skip One you know people make people make mistakes that's how mistakes happen because you counting 1 2 3 4 5 6 7 8 9 10 17 1 2 3 4 5 6 7 8 9 10 18 1 2 3 4 5 6 7 8 nine 10 20 things happen you you skip a whole 10 right you what I'm saying when you when you you do a bunch of numbers and then you say one and then do a bunch of numbers say two you can make a big mistake that's how theyed to count then but if you're counting straight then there's no if you go one two 3 99 100 101 102 103 people don't make mistakes if tyes that's why in our days it's less likely that there'll be a mistake and therefore it's more of a mat so let me ask you a question 10 is a mistake seven is a gift what if it's 17 10 is a mistake so you have to give back 10 20 is a mistake you have to give back 20 50 even five piles a person could jump because he could do for five piles he could count every five piles as one the next five piles two next five piles four he skips to three so five piles could also be 50 could be a mistake so what if it's a odd number so says Rashi once seven of the 17 is a gift then the whole thing is a gift the guy try to give you 17 as a gift it's not like 10 is a mistake and seven is a gift the whole 17 is a gift what if you know the guy cross the Mal who gave you alone he's never the type to give gifts he's not giving gifts never happened in his life that he gave a guy why would he give you a gift there two on the floor NOS on purpose so that's also a gift why perhaps the Mala stole from you and the Mala has no way to give it back to you without being embarrassed so what does he do when you borrow money from him he sticks in Thea he stole from you $17 when he was a b now he's mature he wants to do he sticks it in there does that work well if he's giving you money and he stick it in then it works and he stole money and you return it by giving extra in some sort of money have to give him back what if it's a person this is the of right back and forth in the G if this is a person that you've never spoken to before in your life so you never stole from him so why would I think that you're giving back money to him but you're giving him alone isn't this weird a guy you never spoke to before in your life you he's giving you a loan what's going on here so when I first read I was like what is going on here then I remembered when I first moved to I was only there for 2 weeks and a guy knocks on my door I have a I have a organization is there any can I speak to you for a few minutes okay sit down so all I need a small loan small loan $100,000 is there any way you can give me $100,000 loan like what's your first of all what's your name where do you live who are you no no famous this that's just $100,000 kider I realize very quickly these meetings and this you know how to deal with it but wasn't it forget he didn't even live in my neighborhood he showed up happened to me just recently after that article in the the Hebrew M magazine about the she I guess it was too much about the the guy wanted to make it cool like oh he a businessman he owns all this real estate in America private jet private jet I had a propeller plane okay it's a little bit of a difference one is $20 million one is $300,000 it's a big difference anyway but he made it all so then a random guy just showed up to the shear he came he didn't come for the shear he came like for the five last minutes you know okay anyway so it happens you don't even know the guy in the guys for ler you're right you don't know this guy but maybe somebody stole from the and the guy's embarrassed when this guy will borrow money from you do me a favor sticking $17 there I don't I'm not going to deal with him I don't want him to know it's me it's like the famous M guy goes TOA I have a very private question that my friend was too embarrassed to ask you could I ask Thea so the r says oh what a shame you should have told your friend to ask the private question as if it's for his friend and then he would have been able to ask me the question he like it was he like he was asking for his friend okay but anyway here's a guy that's embarrassed to pay back the the theft so he tells his friend to pay back for it okay so it's possible that this say sitting in in a Shear of R is the curry curry he's talking about gourds Gourds gourds another gourd and a gourd and I have no idea anybody that's online now I wish I could see you but it's one of those you see me and I don't see you on Zoom but I doubt it I know I see a number here there's 18 people live still not pre numbers yet like the famous know who let's say was V Miller he gave a whole smoo he was gave a whole mustard thing and then so the there's a new one a new guy there some you understand the whole Sho he said yeah I understood everything just one word what's your I didn't get the re I understood the whole she but I don't know what what was he talking about gour what's gourds so anyway so the cheer is over B to come around could anybody explain to me what's going on with the gourds I kept on hearing him talk about gourds out by the wayy it's very and we're deep and not so not so people are so far so good a guy gives money to a gardener for the [Music] pumpkins the price is one for 10 small guys really small babies and he tells him you know what you pay me today cash I'll give you the large ones so let's think about it for a second how do that work in rivus if I give you money today to buy if I'm getting a discount if I give you the money today so in a month from now you could get more payas that's called ribus basically I'm giving you money today really for the money I could only get 10 small ones but if you give me the money today and you let me hold on to it it's like a I'm holding on to the money now for a month and then because you're letting me hold on to money I'll give you 10 large ones so what's says like this if he has these gourds and here we have a picture of a guy with the gourds if he has the the gourds then great Les if he doesn't have then it would be so what's the as the that's that when you give when you dois you give a forward contract you pay money today for somebody to deliver you something later on and the price goes up whatever happens it's AER unless we have the two conditions what one of the two conditions one of the conditions are Yes Yes means if he has it if he has it in stock right now today then he can just give it to you today the fact that he waited a month that's your problem his problem whatever but it's not ribbers so what did RAV add over here ra said if he has it good if he doesn't have it not that's a m says so we have two one L is I would think that since the gourd went from the green guy and got and was en large large all by itself and became a giant pumpkin I would think that's okay that would work you need to have them now this is another somebody's on the way to milk his goat to Shear the wool off his sheep to remove the honey from The Beehive his friends meets him and says you know um I want you to sell me or I'll sell you the future milk of Tomorrow there's no milk in the goat today tomorrow you give me the money now I'll give you the milk tomorrow that's very similar to our case give me the the money today for the gourds you can have a larger gourd tomorrow give me the money for the milk today you can have the milk tomorrow so it's interesting because in just on May 1st what what day is it today today May so just today on May 1 the the the the price of the milk went up by almost 5% it's a big tumml you know especially if you're in Kyo the milk went up 5% what are you going to do so this guy he knows the price is going up on May 1 he jumps in he says listen right before yesterday he goes give me your milk tomorrow okay he made a great deal he saved 5% whatever I share off tomorrow is yours whatever kind of honey I could take out of the The Beehive is yours now what's the listen to this there's little Delicacies over here why because check this out again I'm it's a forward contract I'm buying the honey that you're going to get tomorrow for price was setting today is that M or a typically that's AER but here's the catch the reason why this is m is because it's something called when a guy purchases the honey that he's going to get tomorrow he doesn't know how many gallons how many gallons of Hy you have any idea how much honey the guy has I don't I'm guesstimating I'll give you 100 bucks for your honey tomorrow it could be five gallons could be four gallons could be 10 gallons I don't know so my loss is close to my gain in other words I don't know we're doing we're locking in a deal now I might lose in my game ribus interest means the bank knows that's what we're discussing your the bank knows I'm giving you $100 today the bank is going to get back $105 that's Riv that's Riv Su so we make up a deal over here I don't know I'm going to pay 100 I might get back 105 worth of honey I might get 95 worth so there's a and a that are equal 50/50 what's a this idea where it's more likely you're going to win less likely you're going to lose it's you considered a Russ okay so therefore all these cases I'm buying the milk for tomorrow M but if he told him this specific amount give me the money today and you're getting three gallons of Honey Tom five pounds of of wool whatever get out why because I'm I'm paying less today so that I could get more tomorrow what is that called I'm paying less today to get more tomorrow ribb that's awesome and even though it's the milk is coming by itself even the also since he doesn't have it right there it's a problem says it sorry so we're going back we're talking about the gour that even though the gourds become more on their own they go from the small to the large keep the L since at the time when you made the deal with the gourds if you go back to this gourd guy at that time it wasn't there some say this is what going on here GNA love this since the gourds you made a deal on the green gourds when they were small and they became larger and larger all by themselves they became a giant pumpkin by themselves that's okay that's not ribis what about the milk if I make a deal on the milk today for tomorrow it's a says when it comes to milk it didn't happen the milk didn't become more the goat produced new milk because if you remove them all the milk today there'll be different milk tomorrow pumpkin you he goack the pumpkin this pumpkin went from being a baby this exact pumpkin got large if I let's say do a deal on this tiny horse and he grows up to be a big horse that's M but if I make a deal on a small car and tomorrow you I I'll buy this car for $10,000 tomorrow you say you know what the $1,000 I'll get you a bigger car if you wait a week that's AER why cuz something different one is a small car what it's a large car what if I say I'm going to buy this pumpkin right here and the guy says you know what if you wait a week I'll give you a large pumpkin I'll give you this pumpkin when it gets large that's M why because this pumpkin got large nothing happened it happened by itself so what if I give you a different pumpkin that became large M anybody AER says that this only works with this exact fruit I make a and these 10 pumpkins when they're small when they get bigger it's m so it only works in certain items like fruit and animals I don't know anything else you think of anything else that gets becomes larger by itself an evid okay here what else okay you don't have car I would say by trees but you don't have car right car you're right maybe you have a tree that's not connected to the ground say you have one of these like those Orchards or whatever it's [Music] not I hear okay those kind of things did I jump over here the gourd is grown from within itself when you remove this nothing else comes in its place so maybe perhaps you could just throw in here why not when we learn one and then another and another and another so it's not like we're taking this and we're putting this it's one giant the more we learn it grows it grows and at the end of this we have a k what's going on here some of us are some of us are going to go back and do a little because what we had a little p going on here it was difficult a completely new we're going from one to another a person could tell his friend let's make a deal I'm giving you four Z and a whole barrel of wine but you have to take responsibility eat talk if it goes bad that's your problem so say is that a sale or not I'll buy from you this barrel of wine right now but if it goes bad then you have to take responsibility now theor continues the case goes up in price down in price it happened with [Music] me so doesn't like this why think about it I give you $100 for a barrel of wine and if something happens to the barrel of wine that's the seller's problem so was it sold or not sold it doesn't sound like a sale to me it sounds like a a loan the buyer gave $100 to the seller and if something happens to the barrel of wi the seller has taking responsibility so he's holding on to your money that's not that's not a real sale says that's more this guy the buyer is gaining almost everything if something goes wrong it's all up it's all on the seller so that should be a Russia he has more chance of gaining very little chance of losing that's Riv looks like rib or not looks like ribus but it's it's a Russia not true the buyer is taking something upon himself that if it goes down in price it's on him so they four it equals out if it goes bad it's on the seller if it goes down in price it's on the buyer okay so now they're even it's 50/50 says sponsored in appreciation of and all of oh yeah yeah we got to dispensors with that thank you by kidovations in honor of my uncle and by official Mitzvah motivators who's on his way here to Chicago and hopefully we'll see him tomorrow in this year I don't know tomorrow might be M of the wedding but on Friday during this year in honor of the respons for the learning the G Brothers of our grandfathers and show up where an official comes impress him show him what Chicago is all abouts if the lender lends money the lender shouldn't take advantage of the borrower by using his home and sleeping in his bed for free why that would be rivus he lent you 100 bucks and now not only he gonna get the hundred bucks back he's also gonna sleep in your house shouldn't live in his in his let's see what we have here we have some pictures I think first of all here's one picture of the Mala sticking through the window the live is chilling out and also oops there's uh yosu wanted me to point out that there's a lot of money on his night table in other words that was from the loan here's another one that he shouldn't live in his in his for free he shouldn't rent for rent so don't rent from him for Less that is consider Rivas why is it Rivas the the lender gave a loan and in addition to getting back the whole entire loan he's also getting the benefit of the rent for free or less now do you recall that we just learned recently in the last few days there's something called yeah one more click what's that anybody remember AB remember okay p is very simple means that if the borrower gives the lender collateral a field gives a field that's collateral and then the borrower the lender uses the field he uses the payas the fruit from the field so he said you could deduct it from the loan so he could use it and deduct it from the loan it's called you deduct so why over here when it comes to real estate sleeping in the guys backyard you cannot deduct so Rashi says because when it comes to the backyard the backyard is always available it's always there the bed is always fresh it's there nothing's going to change so it's awesome when it comes to the borrower using the fruit from the field sometimes it's fruit sometimes there isn't so there's more of a reason to be matter because it's not 100% going to happen right this was one of these that was a little hard to comprehend if I have a piece of real estate and it's not for rent and you have a place to sleep and you sleep in my apartment without asking me you're a what is it called satter a squatter you the squatter doesn't have to pay why because of the famous and concept called it's not for rent I'm not trying to make money off of this and you're not benefiting because you have a place to sleep so you're not I'm not losing even throughout so if the malva didn't lend money he could go into Lea's backyard and pitch a tent there and the Lea wouldn't be able to do anything about it he wouldn't be able to to demand money you could kick him out but he can't demand money retroactively yeah a guy comes from Ro to collect money here in Chicago and he found the guy that took him in and he's here in the guy's house for over a month and the guy is like you know listen don't your wife and kids miss you a lot he goes oh Tak you know what give me a day two and I'll I'll make arrangements so guys okay good you got you got the hand they goes by is a knock on the door the guy's wife shows up with 12 kids the B said you miss the wife and kids so here we are okay so the guy lives their rentree you don't have to but if you lend him money but in this case that you lend money to somebody and then he he the the bar the lender takes advantage and uses your real estate then the lender has to pay for the rent we learn it says that A lender cannot use your real estate for free has to pay for it so that's I would think that's only because the real estate was for rent and the person and the lender he needed a place to sleep that's why it's awesome that's what is talking about but what about a case where the L is not rending out his place and the Mala the lender doesn't need a place to sleep so if he slept there out think that a problem that's a very big problem so what comes out say listen to this here's yeah if I lend you money you cannot give me a favor you cannot let me sleep in your house as say what's going on here have you never lent your friend money if you lend your friend money you're you're not on to borrow his car if you lend your friend money you can't go borrow a cart of milk that's what it says here if I lend you money I cannot sleep in your house rent free so let's see inside things important bottom two lines from the top why I can't just because I lent him money so he can't do me any favors okay so things that you're not used to lending okay I get it so you're not going to lend your $200,000 car going like your house or horse what about the simple things the drill I can't give him a drill he can't give me a drill because I lent him money so goes to say only things that are very obvious that's what's a like like we're going to talk about using the guy's slave sleeping in his pitching a tent in his backyard at the end of the day things that are not so obvious like lending him a drill nobody sees it that's M giving you a bottle of milk M Why without this he would have also lent it to you another thing he says we're talking about the guy walking into the to the pitching a t without permission going into the guy's house making himself comfortable why he so comfortable in the guy's house oh cuz you let the money you think you're so hot because you you gave him money so you can come in there and do whatever you want no that's awesome but a regular favor that's okay good next I'm saying you should is that considered a form of rivus that's why you came through it yeah yeah yeah I'm giving $100 I I lend you $100 now I'm sleeping your house two nights but I would have slept there anyways two nights we're good friends so depends on the thing that's we have to see if it's something everybody sees you Ling him a car oh whatever he says why is he let ah because he lent the money so now he's nice them if it's something that you always lend anyway a small thing a shovel this that go ahead take it so you have to like think about these things why can't you say something that's normal that people do so he's just being nice you know that be a head for no cuz over there the thank you is on the lad you gave back $100 plus a thank you over here it's $100 and you're sleeping in the guy's house but you would have let him sleep there anyway the the thank you is not on the the the room is not on the loan but over here it's awesome the room is awesome because everybody sees for this that bigger things it's a it's a it's outside it's something that you don't really do typically you don't lend your house out okay say it was a little different even though when you live your friends typically when you pitch a tent in your friend's backyard you don't have to pay him why because of we're just changing one word here but the word instead of what happened there before we're talking about there was a loan and after the loan took place the guy pitched a tent the lender pitched a tent in the guy's backyard over here were saying No this La is there was talking about a different case during the loan the guy said I'll give you 100 bucks un conditioned that I could sleep in your house for one day you have a nice place and on the ski slopes could I borrow it for one day then I'll give you the loan oh that's ribus not only does he have to pay back the loan but he gets a free at the ski slow oh but what if they never discuss it what if the loan happened and the guy happens to be in Veil and he sneaks into his condo over there and he and he sleeps there one night that's that's a problem why because it didn't happen it wasn't rib what didn't happen at the time of the loan so that's exactly what the says if was talking about that they never discover the inil he gave him a loan certainly if during the loan they discussed it of course it's AER both cases are AER whether you discuss it or didn't discuss however but if you're talking about the the simpler case where during the loan they discuss but I want one night free in your condo that's ribus but if they never discuss and gave him a loan and then he used this condo that's not a why why since he didn't have any intent to do that to give him the condo while he took the loan it's not a problem says story and then with this story we'll finish it actually finishes very very simple is the father of the very famous he used to grab slaves that from people that ow the money so let's say you owe r father money he go over to your slave when the slave was like just wasting his time watching YouTube whatever so he went over and grabbed and said listen clean my car tells his father perfect time he got up like that why my master he called him in a very nice name he said listen I I need to learn can you explain to me why you do this why how's this allowed I'll tell you why I know I hold like a slave is not even worth the bread that he eats here we go she made a beautiful picture he's now worth the bread so I'm feeding the slave the master should be very happy with me I did him a favor I fed him what what does he do for the master nothing he just eats and he's not even worth the food he eats I paid him for it tells his father the famous slave by the name of D he used to dance in front of the storefronts like we see over here in other words a worthless slave he didn't he didn't know how to slap he didn't know how to clean he know how to dance and make a few prutas so he wasn't worth the bread that I spent on him he wasn't worth the food I gave him so saysed there that there's a that talks about D on the night of the Seder and they asked Z they said no how does it feel to be a slave would you want to be free oh I can't wait I wish he says look D didn't do anything he wasn't even slave he was a fake slave all he did was Dan and he he wanted to be free he wanted he so much wanted his freedom so K who enslaved and they worked really really difficult task certainly we we're lucky that we're free says but he was only talking about his own slave his own personal slave called Dari but a regular slave he he's worth much more than the bread he eats why would he pay so much money to buy him in the first place he's not worth it you're right I hold likeo in the name of if you grab on this you grab your friend slave who's just being lazy and you make him do work you don't have to pay for it poter why a person is happy that a slave is not lazy that you always find you always find work for him so I didn't have work for him you work for him interesting love so says's father I use them not because of the loan but because I'm doing the guy a favor says and this is very interesting this is also that it was only said when there's no loan involved so you're a random person you go over to a random guy's slave and you grab the slave and make him work for you but over here there's a loan involv so there meus what is mexibus it looks yeah like my famous M I love this m I'll say it again it's matter this when I was not that it's the same just the words are the same I spent P with a bunch of guys that weren't so let's call them they needed to do chuva still and uh they looked religious but they weren't and you know they were over everything basically throughout Y and they asked me what I'm doing I said the stories I said I'm going I'm going to going to the the water over there we heard there's a place that on PES they sell Kosher for PES Pizza my kids love koser for PES they love pizza wanted to try it out oh let's go kid were waiting line over there and has the whole thing they selling mat of pizza these guys are not doing anything they're not moving so like afterward I go over what's going on says it looks like I said it looks like but you just you're just doing this you're just doing that we need to look like it's not no we don't need something that looks like maybe real will eat but that looks like that we won't do but anyway here's the idea of it looks like RI not ribb looks like ribbons now what you are Ed $1,000 by that guy and now you just grabbed his slave and you worked him and made him clean your car for PESA so now he's going to pay back $1,000 plus you got a free car cleaning for B that looks like ribbs why does it look like ribbs because anybody in the world could go over to that slave and make him clean his car for PES as we just r p that if a slave is lazy the owner wants him to work and clean cars for PES if he has no work for him you're giving him food you feed the whole thing oh so this looks [Music] like oh and how does that have to do with our that we said in our typically speaking if you are a squatter you don't have to pay for it vote but if the squatter lent money to the to the uh owner of the real estate and you squatted their you must pay why because it looks like Ribbit so going back I should have shown this slide beforehand in the Mish why is right after the Mish why is it also for you the to squat in the borrower property CU it looks like ribb me ribb so tells his father you should not be using it's also for you to use that guy's slave why because it looks like ribus I love this line I love it cuz I think it's Godless I think it's very very difficult to tell your child to tell your talid had I I retract you are right you beat me a father to a son I don't know I guess if you if your sonone was RA maybe it' be easier but whatever he wasn't he wasn't a pushover this is also one of H me I take it back I will never use a borrower slave again you are 100% right why have a wonderful day for