Daf Yomi Bava Metzia Daf 15 by R’ Eli Stefansky

[Music] good morning rap [Music] Bo welcome welcome have tremendous tremendous to the magazine for doing a beautiful beautiful article cat's grandson and um so we're supposed to be on the cover and uh something very special happened in kille as you heard rki had a baby boy at the age of 88 and his wife is 54 something larette Jonathan stany said that I need a magnifying glass if you look closely over here oh I made it somehow wow it was a beautiful it's a beautiful story boai to to remind I don't know if I said this in the English year I think I said it only in the Hebrew year I went to the co for 40 days and I was very inspired by the story of's wife they didn't have children for many many years and's wife went to the kisil she heard that if you go for 40 days you're answered and on day 40 she was waiting for the number one bus to go to the kisil and as she was about to step onto the bus the bus hit her and she ended up in the hospital and I'm like wow what a story and you know didn't want it to happen so years later I went to the K and worked out great years later we had the opportunity of having in our house for like three days or something and I asked him about the story he says I don't know what you're talking about never I I didn't even know not even a Remis I never even heard the story from anybody else anyway so that's that to scherman I'll show you one picture here I can find first of all sorry garon here's a picture of Dave sharfman in the booth because it's the Hebrew it's the Hebrew Shear it's a beautiful long article very well written um I like this a lot of course I'm going to blow it up major size actually I'm going to let know I'm an AI do it for me for purm 400 by 200 feet on my rebell to give all the a line okay anyways I'm a little they they photo I'm usually not that heavy but they Photoshopped it it's good okay galik um so from now until we raise $1 half million we're not going to read any emails we're just going to talk about charity charity charity let me talk about this for a second I was very this is like last night's in middle of your speech you getting me back yeah okay great this is it this the whole that was the whole Chevy BR right here say over 200 people took upon themselves a page that's a lot we're looking for more and that doesn't include anybody here in this room we didn't do anything here in and there's many more opportunities we have to reach this amazing goal let's let's try to get to close to a million dollars a guy already gave $10,000 an anonymous person and only three people already took upon themselves a page like they got a link and they started collecting David address he wanted to be the first on to gave $100 he said I'm the first one to give and I wanted this and he already raised like $1,500 what are you saying huh yeah whatever so [Music] what he's looking for people in Stand Island to step up um we're having next week kickoff events all over the world if you want to know what it's all about and you want to help out it's low pressure kind of thing I was a little timid in the beginning now I'm I'm getting excited about the idea that we might raise gisha money and change the whole face of MD with it BS better art better stuff just more we're gonna what more T more T and those that are in the T we're GNA have better ways to communicate and and and and do fabrin and stuff like that yeah that that comes afterwards um so you go to charity.com mdy here it's on the screen charity c h a r i d y.com slmd and click create a team and somebody from the list over here we have every we have 25 uh cities already that have like a a team leader there's teams and there's a team leader Yumi Rosen blown from Australia do I read all this Baltimore ell he B Park is Goldstein Goldstein Boston Kanan Wier California Harry Shalom kabad Crown Heights schy Klein Chicago Simi mandle Bal Dallas Jos stro Detroit Morty Craner flap AKA Ziggler Florida Michael Ben treit jalter niss hasset Houston Aon mes Indiana Steven Sako he's still with us remember him during Corona he was in the hospital Lakewood Aon H Monroe Elie re from Monroe Montreal shom Goldstein he's the one that already put together the event the first one North Jersey Joel mrai P Yakov Lang Philadelphia Jeff rasner ranana Jonathan Austin he's the guy that got me into meaningful people which was the most meaningful piece of marketing we did RBS MOA we're all going to hear all here going to join South Africa David Caro you know him to's good friend David Staten Island David address Toronto mha B UK it's a corn that's a new one I thought UK would be shiman do Harris no but UK we didn't did we said M did we skipped over Manch there is no match Waterberry is wib big part of mdy and Williamsburg Williamsburg Ley gross livey livey gross you're right l e i v y sorry livey gross and not gross gross if you're already going to say live it's gross okay um oh we have a little bit more good morning rebelli two and a half years ago I saw B gson status this is unbelievable to me I couldn't show the video so maybe also if you don't if you don't mind throwing the video that comes with this email this this is shimi leafman he met a b called gon and last night was his wedding and he did a good morning ra boy at his wedding so if anybody wants to go back to the video and see it fine but he was he had a picture of a batttle whiskey a TR of sushi and a gumar I asked him what's this all about he said it's the D you should try I said nah it's not for me he said try it you will be hooked I can proudly say I got slightly hooked and now the unofficial mdy noise maker in Manchester we probably in the entire mdy we don't have a person that makes as much noise as and it comes from a b Who convinced him to do it Benny gon attaches the last night doing his thing the amount of the has already at such a young age the amount of people that came to this year because of a person that he brought grandchildren and this is from AR I just got a tooth pulled from my dentist he said it was very hard one to pull but Bing the sheer pre pulling the tooth as here is galic there's a lot of ah going on a lot of ah yob schz by a wedding yesterday at 3:30 a.m. 3:30 a.m. doing the da in Spring Valley New York thanks it changed my life with your da the of the day for the of my kids for everything they do in life the sponsored wow we missed you welcome back shom Anonymous for the safe and Speedy return of all the hostages thank you for putting it in the right order today as many times I said it I still don't know it even though one might might be related to meing and the par Luber happy 51st birthday of roomy alen gross thank you for everything where's Elvis he's not here yet ah somebody wrote him I should save it for another day no okay today Bitcoin at 73,000 a th000 more TD Y at 100,000 plus a th000 more when Elvis buys $1 worth of bitcoin the da of the month Anonymous for this for an easy child birth his daughter and healthy baby said we're holding today's we are holding on b 2 4 6 8 10 lines from the bottom so it goes like this here's the case to remind the I have to say this so I came away from the sheer thinking it was one of the worst she I ever had in fact it was the first time ever first time ever the rabbi Schomberg fell asleep during this year I'm looking and here he's out cold now it could be it's contagious from Dr Epstein I don't know how this stuff works and I'm like wow it's it's rough it's like pulling teeth AR Mack is watching AER pulling teeth okay fine bem today it's going to be smoother no falling asleep what are you drinking there maybe it's that stuff that you're drinking that's causing it juice juice be here we go you have a guy that owns a field he owns a field and a guy comes over and steals the field from him and that guy that steals the field sells the field so there's a buyer the buyer improves the field he paid 100 for it plus he invested 30 in it so now he's into it for $130 so we had ra when they take the field away from him or 130 how much does he get does he get 130 or does he only get 100 says he only gets 100 why because since the buyer paid for it in cash he paid $100 for him to receive in return1 130 it looks looks like ribus not ribus it looks like ribus therefore he only gets 100 so we're holding over here tashma we saw let's see if we have this oh I just let me just show you this this gmak L for cheap we also have this if you want let me see where it is oh this one this might be a little easier to follow there's aov gin now you have you did just to break it off you have the $100 that's the the actual value of the field which is because it's a stolen field it's a good thing he pointed it out Karen looks like a in other words if if somebody sells a stolen property the money he receives it's it's fake it's not it's it wasn't a sale so the money Sat by him for a week for a month that money being there is actually a loan and then when he has to return the loan and he returns it with extra 30 it looks like he's paying interest on that loan so we had in this Bri that these are the three things that you don't take from sold properties so if somebody sells a property and he owes um alimony and child support you don't take it from the sold properties one of the things that we learned was you also don't take from sold properties fruit Kad says the 10 lines in the bottom nine lines you steal a field from your friend and they catch you they force you to give it back now the simple translation is when the thief is coming to get compensated compensated from Real Estate that can't be theat because a thief doesn't get compensated for anything we have he gets completely compensated he gets the principle he gets from Real Estate and all the fruit he gets from non-real estate if it's simply the way it's written who exactly is he getting compensated from we must it's exactly the story that I've been saying over and over this story right over here that we're talking about a g of who sold the field and then the guy that was sold to loses the field now that guy that bought the field he gets compensated first of all for the principle that he gets from the GH of and the fruit the problem is what's the problem it just said here that it gets compensated for all the extras according to sh the extra looks like ribus and he doesn't get compensated for that we have three tum so real quickly two are that this is not even talking about a case of three people this is actually a case of two people this is a case of a ghav and a person that owns a field so we asked if it's talking about a GH of who gets compensated what's going on if somebody steals field you get the field back that's it end the story what is there to compensate exactly so the two first very simple he gets compensated because he damaged the field he came in with a tractor and and created huge holes and and caves he took somebody's apartment and put dynamite in there he blew up the apartment so you have to compensate for that property so you go after the thief and you take his real estate even though he sold it to somebody you go and you you collect from Real Estate that's what it says here not our story that the GH of sold it and then you want to the guy that bought it wants to get compensated no no no we're talking about a simple case of a guy that stole a piece of property he decided he's going to build a big building and it requires foundation work of 40 foot uh foundations and then all of a sudden he get the guy gets back his private he has these 40 foot holes everywhere destroyed so the gam has to pay pay him back but he doesn't have money so I go after his real estate first of all he stle a field he ate all the fruit he completely destroyed the field with these kind of round square whatever he he made a mess so when the one that was robbed he wants to recoup the principal even though the ghav sold his property but was sold after he stole this man's property so everything that he sells is has a lean on it to the person that he stole from and that person could go and collect from those properties but however when the one that was robbed wants to recoup all the oranges that grew on his field he cannot go after real estate he can only go after regular property or or metal another almost identical to thisat slightly different you're asking me we're only talking about two people a person that owned the field and somebody had stole it from him so what exactly is he trying to recoup the answer is because as we learned about Bama you could steal somebody's field by pointing it out to the authorities the come say oh we're looking for a good field now you don't want to give up your field so you tell them Hey listen listen I have a much much better field that guy you should see what grows on that field go around the corner make a left that's that field and they take it that is the grass is green on the other side and that's called G we had a whole suo what about in can exal you can't no by you pointing it out it's not considered a grma boom so now the authorities already have his field he goes to the Ghana pay me back well you're not going to get it out of the authorities so you go and you collect from his real estate even though he sold his real estate you could collect from it so it's basically the same ter is RA just ra saying there was physical damage he's saying there was he sold he got somebody to take over the property but it's damage B so it's the same idea when he wants to collect for the principal he goes after the GH of's real estate when he wants to collect from the fruit that was on the property then he collects from metal says each one doesn't say like the other one just because of a the way the is Mas because it says in comes out of his hand seems like it's coming out through the bezin over here it's not coming out the the field is done it's by the gut I'm going to use the same words that you used in my advantage seems like there's no holes in the field there's no bar there's no there's no it's as is doesn't seem like there's any damage to the field so what was the problem the problem is that it was given to a GU now the third shot is a little different we're not talking about a GH of and a person that was stolen from in fact it's talking about two separate cases we're talking about the purchaser and the one that was was stolen from now what the G ate all the fruit it is talking about a case of three people ra talking about a case of two people now we're going back to the original case of three people the one that was right the story that we said you stole a field he gave it to somebody else he invested in it whatever he did the one that I was sold to he could come collect from the G of from Real Estate fine and for the fruit you take only from metalin and by the way I just I'm telling it's almost like a it's we're only going to spend 4 minutes on Bay very easy B [Music] ra this that the Goin owes money to the owner of the field right a story person steals a field from somebody brings tractors destroys his field now he owes money to the owner of the field why are you going after the God of's real estate you go after real estate when there's a lean when you write a document that says there's a lean where's the lean over here how can you go after the gh's real estate the bigger problem is when do you go after somebody's real estate when the whole world knows about it and you should have been careful not to buy that person's real estate a person gives a loan the whole world knows there's a loan how do you know because there's Aiden there's a there's rumors but if somebody steals property who's going to know about it so why shouldn't I buy from aov a con artist right I have to know that he stole somebody's property how am I going to find out so says what right do you have to go after a unsuspicious person that bought a property from the ghav two years ago he's going to lose his property because the guy that he bought from is a GH of and stole somebody else's property and I have to give up my property now says theor yes yes he there was a there was a court case he sued the GH of in court and the GH of lost and there was a GH of payback this guy after the court case the GH of went and sold off his property real quickly but by that time people know about it it's already famous you heard so and so took his friend to court he claimed he's a ghav the court said they agreed with him he is a ghab okay so now the world knows that he's a ghab so you should have been careful not to purchase from him Asis so how do he get out of the Paris Paris was in court says it seems like like no we're talking about a case they only went to court over the property but not over the fruit says the my PAs what you're going to tell me a case that doesn't happen all the time just once in a while this is what happened now why why do you say something like that because says the that's normal when you go to court you go over the big stuff you're not going to worry about the the the oranges on the you'll take care of that in a different in small claims court let's go let's get him for the real estate I have a priority downtown I'm not worried about the the air conditioner on the on the refrigerator that he stole from the kitchen no I need my property back so so that's why we focus on the property you always go for the principal first and that's what the rumors the rumors came out on the principal so he immediately went and before he had even a chance to go to small claims court on the refrigerator he sold his property off but by that time people knew about it now if we remember let's just go back here for a second okay ra SCH says that when a ghav sells off a property and that person with that hole with the tree with the guy grabbing his neck that person improves the property and it became wor it was went from $100 130 says you don't get the $30 you don't get the Improvement why cuz the 30 looks like ribus the same case when it comes to a malvin ala somebody lend somebody money and the borrower went ahead and sold his property and that person that bought the property improved it to 130 comes the malva the lender comes and grabs the property away that the person that bought the property does get compensated for the $30 because over there it doesn't look like ribbers says does really say that you don't get the $30 it looks like ribbers to do a little we had something very very similar yesterday we had this yesterday when just toar what does that mean that if you don't have a with if your doesn't mention anything about leans you should always a mistake from the cyer so says wait a minute don't you have to ask specifically do you want me to write a sh in there do you want me to write that I guarantee all improvements the do you want me to write in there that if you come to Sumi you'll take from the best of the best if you don't ask you don't get it so now thear says something very similar look what happens only the one on the right is going to change pay but we just learned this yesterday I'm just saying that you know some of you were not conscious but those of you pay it so we're saying say you have to say you have to write you have to ask the guy do you want me you ask theer the sier asks you should I write in hereu that you're going to get from the best of the best that I am guaranteeing the the the improvements and I'm also I'm guaranteeing if somebody takes the fruit off the off the grounds over here the finished fruit I'm going to pay for that also who said it says that there is look one of the three things the middle one is is the $30 on top of the hundred so says you do pay for he he does get compensated for the for the improvements now what is it talking about so again let's go back to this it could be one of two things either SCH was talking about a golin and on that it'll be a big Kasha because on a Goslin he said you don't you don't collect or we could say no it's talking about a a loan starts off it's talking about a loan we're talking about finished fruit off the ground somebody owes me money I come and I collect the field I collect the field but it doesn't mean I could get the bike on the field and the oranges that are in boxes that doesn't that's not mine so there's no Paris you don't get the fruit we must say that we're talking about one of the two things is gin so we're talking about our case gin when you buy from a gaslin when when the Goslin has to pay it's the nigil it's the nigil fruit you planted oranges on his on his property so he takes the oranges it's his what's the problem what does say if a g of sells a property he took $100 for that property for him to give the $130 back with improvements that looks like ribus what if he doesn't have $130 instead of that he gives a property back that's okay that doesn't look like Rivas when I get a 100 and I give 130 everybody knows look it's very clear I gave a I got 100 in my pocket two months later I'm PID pay the guy back 130 that looks like ribbers if I get $100 in my pocket and two months later I pay him a small piece of property somewhere yes it's worth 130 but nobody it doesn't look like ribbers we're learning A New Concept in ch called saw is a measurement here's the case shim lens it happens in it happens in Isel a lot they come they knock on your door and they borrow a jar of bottle of oil happens all time or a bag of of sugar a thing of milk yeah especially because we live close together in same buildings so he lends him a bowl of wheat a saw of wheat how much is the value today because you know wheat is on the stock exchange right every day it fluctuates what it's a commodity so there's an actual price in the in in the market today it's worth 20 by the time he pays him back went up to 30 you can't do this you cannot pay back the same amount of wheat I'm giving you the same amount but the value changed it's commodity ask him cows are commodity weed are commodity you can't do that so as a buyer you get me 100 I'm giving you back car but at the end of the day it's worth 130 I can't do that which is it's say what happened in our case it looks like a loan but I the G of tried to sell it he tried to sell a property and he got $100 for a sale a fake sale which we turned into a loan but it wasn't the $100 wasn't given as a loan the guy would never give the conon artist $100 he tried to buy a field for $100 okay so because it started out as a sale so that's one it's one plus you're adding on the which is another we're not on it and some say the same exact idea just said on other another thing there's another way to get out of this $30 business that looks like rivis ghav sells the field for $100 ghav gets back $130 looks like ribbers no this is a case that doesn't look like ribus why cuz they made a deal that I'm giving you $100 today and if there's any issues you give me back $130 today right now right now you give me back $130 the the Kenyon happened today ribus is I borrow money for a year at the end of the year I give you x amount uh interest on on the money you gave me but it's because I had it for a year but if you kind it right now you owe me all the interest today that's not that's not Riv wait a minute not true the same question same answer but it's still but over here since the whole thing wasn't alone to begin with it was only a sale a fake sale so we're not on it oh so now we're talking about not a gaslin but a do we need to see this we'll see it why not here we go Ru borrows $100 Ruan sells his field to shim for $100 shim improves the field it's the same thing as the case of gazel just the outcome is different and now the field is worth 130 the MAA takes it now shim wants to get compensated 130 on this I agree over here he does get 13 doesn't look like ribbers he actually purchased the field it was a real purchase not a fake purchase I'll prove it to you because in fact if you look at a document a sale document you'll see it inside the doc what does it say in the doc I'll Stand I'll I'll silence everybody I'll keep everybody quiet if people come and and make I'll purify and I'll clean this s all the expenses this is the key word says over here I will take care of the improvements oh that's it so it says in thear that you pay for improvements there's nothing to to discuss I'll stand in front of you these these Witnesses they witness that the buyer accepted this the buyer accept what about a gift that you don't have all this wording what when I give somebody a gift I'm going to go through all the trouble that I'll stand up if somebody says it's not yours here here's my here's an apartment don't do me any favors if people come and fight with you you fight with them I don't have to guarantee a gift it's a gift take it so it doesn't have all this wording so what are you going to tell me that if it doesn't have this wording and then somebody grabs it away he doesn't get the the the improvements in you're right a gift is different so first of all I want to tell you real quickly I saw this a while ago the the Israelis M didn't get it but maybe you will I saw I showed a video yesterday The Americans on the table left the Israelis didn't it was M unbel the same video show it a woman uh in the morning tells her husband I bet you don't know what day it is today see oh yeah of course they do and he leaves the house and during the day she starts she gets breakfast from her favorite restaurant then she gets a bouquet of roses and then jewelry comes all thing the husband comes home at night he said no no new she say what new this was by far my best Groundhogs Day [Laughter] Ever okay maybe because said ground talk day no I said you like huh I don't get it okay I gotta tell you this seriously um heard this last night and he told me I gave him so the question is when you buy your wife flowers how come sometimes it means more to some women like flowers some don't how come it means more morar sometimes than you go out of your way you buy a piece of jewelry right just flowers so shim pinkos explains he says there two types of gifts there's a gift that fills a void something that you need you need a toaster oven say buy a toaster oven there's a gift that means there's absolutely no it's not necessary at all and when you give a person a gift like that that's like wow that's that shows your love he says in we give we have to give two but give one give even to a wealthy person he doesn't need your he needs your cake that your wife made yesterday or four four weeks ago put in the freezer and nothing this with the little battle thing of KET and grape juice no but since it's not necessary it shows that I love you I came to your house I gave you this so Meo when you give flowers she doesn't need it it's not something that that's going to help her not help but it shows love so I want to tell you everybody in this room knows this person I'm not going to say his name he comes to visit his wife in the hospital and he oh I didn't buy flowers it's not a problem he sees flowers on the floor in the hallway of the hospital so he takes the flowers he arranges it real nicely and comes into his wife with the flowers all excited and his wife starts crying why you crying about your flowers she says no those flowers or my neighbor's flowers they're dead so she threw them out into the hallway and you just brought me Dead flowers what are you laughing meny you know what I'm talking about course okay I hope you don't know what I'm talking about that'll be big Lo no he doesn't care he told me he doesn't care I could even say his name but I'm not going to say his name so so so no but he said she was crying that time she was crying from happiness yeah I forgot what everyy wanted to tell me he told me that his wife liked it and she said oh so sometimes his wife said that sometimes when he buys flowers it doesn't mean anything to her because he's on the phone and this he's not he says when you buy flowers Has Come From The Heart it has you have to show that you went out of your way and you bought it and then then I remember the story you go out of your way and you buy not sound here's flowers and you're doing texting comes comes from the heart you pick it up down the hallway from the garbage in the hospital it's not such a idea is what's going on here a gift you a gift it doesn't say these word words in there so you can't go after the the but but but a sale yes because if you think about it it's really better a gift is better why a gift he has no recourse if if I give somebody a gift and then the guy comes and grabs it away from him so he's left with no gift what kind of gift is that so M I say okay you can keep you can keep the the but when it comes to me there's a deal I go after the guy that sold it seder let's go v [Music] um so this is a beautiful thing I have a that's going to help but what are good friends for good friends like raun will destroy it great I I thought I have a great RI for for but raun destroyed if a guy borrowed money and he gave and he sold the field and then the Mal comes to collect he grabs the field when the buyer comes to collect yeah if it's talking about if it's talking about the top case of a loan like I just explained it then this is a beautiful R to says you could you could you could uh be compensated for the improvements the improvements oh he says no it's talking about the thing on the bottom talking about gel and gazel you don't get compensated that will be instead of a riot that would be a bomb says you don't get compensated and over here says you do get compensated depends how you explain the braa the point is I cannot bring any ride from this braa because on the one hand you can say it's GLE you could say it's alone it doesn't say what it is if somebody improves a field and then comes the lender and grabs the field away it goes something like this very very simple a guy invest right every farmer hopes to make more money than he puts into the field more than his investment over here on the top it says he invested 100 in the tractor in the in the employees and everything the the the field put out 150 so now he bought the field from a borrower the lender came the bank came took the field away how does he get compensated for the 150 so theor says 100 his expenses he gets from the bank from the lender why because they get a field with $150 worth of produce all they have to pay is 100 for it they pay expenses like if you come into my field and you build a fence for me I have to pay you for your expenses but not for the value of the fence but the the extra the difference that you get from the L the borrower the M yeah 100 from the malva 50 from the says which is the borrower okay now what about if this case happened neb he's a big schlamazel he put 100 into it but lost 25 now what so 75 he gets from the malva the Le I mean and he gets zero from the malva why think about it if a guy doesn't have a borrow no borrow no lender anything a guy puts $100 into his field pulls out 75 who's going to pay him the difference between the 75 and 100 he lost for $25 who's going to pay for the difference nobody when you lose you lose over here also he put in 100 got 75 say thank you you're going to get 75 from the get to 75 now how does explain this again let's go back to this let's just go back to this for a second just this makes it very clear sh says when it comes to a stolen property you do not get the $30 you don't get any of the improvement over here it says you get improvement from who from the seller from the live so can't go like castio sorry I skipped zero Improvement zero because it looks like rib and if we're talking about alone two things are holds that a Mal A lender takes the Improvement without paying and over here it says he has to pay it's a problem you could say that we're talking about the case of and as we explained before there's two ways to get out of the Ribbit problem either by paying with real estate or by making a Kion right now so there's no Ribbit because ribb is at the end not in the beginning and if you want you can say the whole thing talking about alone let me just show you what means take a look quickly cuz it goes back it goes by quick you saw that let me do it again our shoulders so when the wheat reaches your shoulders basically it's done but it's not done there's another 2% left in the ground so this is lower weed so this is very very simple take a look you hear this m you're going to like this if think about it I come I'm uh possessing the what's the L and I'm uh taking control of somebody else's field I'm the bank I for close whatever on the field and there's wheat that's just started to grow who gets it the bank or the farmer that planted it the bank because it's so small it's it's part of the ground what if it's completely completely ripe all it needs to be do you have to cut it off then you go all the way to the bottom of the chart then of course the bank doesn't take it that's already like my bicycle is on top of the ground why should they take my bike but what if it's 99% done that's where you have in between red and green the bank takes it but they pay for it it's in between so if it's it's 98% the bank takes it pays for it the has to pay since it's so it's not ripe at all then that's when says the bank takes it and doesn't pay for it at all right now I just have to tell the there's a lot of people that listening to the shear and they skip over the emails that's fine even though I I believe the emails a big part of the the cohesiveness of the of MD fine some people don't get it and they don't they don't appreciate it so I have to tell the that we are doing there's people that don't even know about this we are doing a massive campaign to raise close to a million dollars B will be basem will be 5 million but the campaign right now is to raise a little less than a million to and whatever you listen to nakb we're raising a million he's raising a million on his own and and you should go to charity.com mdy if you want to be a part of it and take upon yourself a page what you do is you say okay I have a goal I know x amount of people I know some yeah they could easily give me give me $10,000 so you take upon if you think to yourself like that my could give me this so you take upon yourself whatever you think you take upon yourself a goal make a page and then you start raising that money you send uh WhatsApp at and it starts filling up you see how it fills up and together all these different cities we hope to raise $2 million okay that makes him feel good we'll talk afterwards says you're telling me look at this in this chart if it's it's red if it's completely grown sorry now if it's the middle one it's the middle one that it's 98% grown so what's the we just said the Mal takes it but has to pay for it sh said no take it and don't pay for it the what when he's owed the real estate the amount okay in our case we have real estate worth 100 the Improvement is worth 30 when the lender is owed 130 then he comes and takes everything the improvements also but when he's only owed 100 and together with the improvements it's 130 so he takes the whole thing but he has to pay for the 30 difference because he's not owed that POS do you huh what do you mean right now it's worth 30 right now today if it's worth 30 then he has to pay the extra 30 says listen to this we have Aus we had this inas [Music] I you have if I bought a field unsuspectingly I bought an apartment in ra I didn't realize that there's a lean on it I moved my family in I do all the stuff I paint the walls the way I like it comes the bank says get out of here do I have the option to pay the bank how much are you owed you owed a million dollar here's a million dollar I have two options to move and I lose my apartment and then I have to go after the seller for my million dollars or I could pay a million dollars and go after the seller for a million dollars I have two options do I have the option to stay in the department one Mander says yes one Mander says no now if yeah if if I do have that option ask the gamar what right does the lender have to come and take my entire property with all my I only owe him 100 not 130 he came and took everything I even have the option to tell him you don't take anything here's here's a 100 so how does he take 130 let it let me tell him listen this 30 here that you owe me let's convert it to cash give me a little piece of the field right over here you don't have a right just barge in there and take everything so let's see inside I don't have the right to stay in my apartment I have to leave everything makes sense but if he has the right to chase him away with money if I had the money I would have chased you out completely but today you caught me on a bad day I don't have any money give me a little piece of land in that field the amount of my Improvement instead of you taking everything with improvements and giving me cash I don't want that I want piece of the field it doesn't matter I have the right to stay in the whole field I have the right to stay in half a field I have right for even half I bought without no no you're you just have a lean you didn't buy anything you have a lean so you you can't tell me if Hally have the right to stay there I can give you I could kick you out 100% I can kick you out 50% also you don't like that okay by the way turning of the is sponsored by kidovation in honor of my uncle I spoke to this morning and he says are you still dropping my name over there I said no not in the beginning of this year we're doing it by the Turning of the goes oh that's why I can't find it so now today he's not going to be able to find it because it's not at the Turning of the da it's it's it's 10 lines later of Baltimore Maryland in honor official and gross thanks to them 137 people learned over 16,000 and over 727 minutes and we're getting to this I got don't worry about it we have more than four minutes okay when the Lend the borrower says you're going to take from this field then there are no options to stay on the field and to keep the apartment I said the I told the bank you're going to take it from this field from this house then there's no everybody agrees that you can't stay there that's what means it's actually in in Latin here it is that what happened was there's a con artist running around the neighborhood he's stealing character from this guy this this guy you for whatever crazy reason you fell on your head that morning you decide I'm going to do a deal with him okay I want to buy land from him now to explain it I have to say the very famous joke everybody knows but just a guy a multi-millionaire he's worth $500 million he has $400,000 Bentley he comes to the bank and he says listen I need a $10,000 loan of course and I want to give you collateral my Bentley he said fine kids a month later he comes pays back to $10,000 takes his Bentley so the guy says I don't understand you have in the account 400 million in in liquid and you why are you borrowing 10,000 he says oh very simple I went to Barbados on vacation for a month I didn't know what to do with my Bentley it's Manhattan so I I gave it to you as clar you're going to take good care of my Bentley and I'm back that's what happened over here I have a million dollars I don't know what to do with it right I don't know what to do with the million dollars I'm going to Barbados who's going to watch my money no banks in those days I'm going to give it to the car artist I'm going to buy property from him for a million dollars I know that's not his property some guy when I get back from vacation is going to come and grab the property back then I'm going to go to the G hey give me back my million dollars he watched my million dollars and I didn't even have to pay him for it Omar it's a great I'm saying this guy's not 100 this guy's Mish he he found the wrong person to do business Omar if you purchase this property you get your money back but you don't get your improvements you don't get anything back what is the source a person knows that this guy's a g of it's not his land why do you give it to him he wanted him to watch his money oh tell him I'm trying to deposit money here no the guy doesn't want to take your who wants to watch a million dollars for somebody is gonna say you're the million dollars because you didn't put a on that room I don't know what the problem is remember that story I'm not watching your money he thought he's not gonna accept it no he knows that he's a a ghav and he doesn't have any character so why did he give it him he saw he's struggling why is he stealing K he's because he he doesn't have he's steal you know what in a nice way I'll pretend I'm buying his G here's here's a gift okay he's embarrassed I saw saer who is it he says a beautiful thing here says if you you give a gift to somebody if you give a gift to somebody you have to tell him H so you have to tell him and he didn't tell him so obviously it's not a it's you must notify him fine this exact we had before in what sister I want to marry you R says he gets the money back says no it was a gift same exact thing everybody knows he can't marry his sister but he's trying to fool her he wanted he's going on vacation he wanted her to watch his money he should have said so doesn't want to do it I have all these things to tell you but I'm not going to say I'm controlling myself says no it's a gift he knows you cannot get engaged to your sister however he wanted to be nice to her so he didn't know how to do it he's a a vilda guy he says with this $10,000 ring and she the took it but really it obviously it doesn't go into effect he gave her a gift and he can't have it back should have said over here people that are very but they get engaged brother and sister okay fine so the question is we already had the same exact I need both of them I only say which normal person gives a gift to somebody who doesn't know doesn't make any sense it's a gift makes a lot of sense to give your sister a gift and if I just say by by by the sister maybe they greet each other in the other case let's just do three for more lines is it four minutes yeah as the very simple question you know that the field is stolen what right do you have to go into somebody else's field and pretend that you buying it from aov and eat up all the fruit there it's not your field the answer is if you ever ask yourself what right does that guy on the street sell drugs to 14year old or here in n what right does that guy in the Maka sell cigarettes to 11y olds and 12y olds when he knows that he could give them cancer and all sorts of beautiful stuff H the answer is he's doing them a favor the other guy down the black also sells it so I'm not he could get a deer anyway oh the other guy sells a full pack I'm only sell him half a pack people they they they come up with crazy excuses to do Terrible Things oh over here also I'm going to eat fruit from a from a stolen field I'm doing the guy a favor like he stole it already I'm just taking from the GH I think I once learned in I don't know what it means I don't know that that's the but I remember those words which it's not true is Nott but everybody knows that oh oh and if he if the owner comes I'm gonna pay him according to that says I'm just trying to use him as a bank and manipulate him to I'll give him a gift at the end of the day I'm a big have a wonderful [Music] day e