Transcript
Auto-generated transcript. Not time-synced to the video.
[Music]
good
morning so I want to say tremendous to
the Hebrew sheer surprise birthday
beautiful you could see the leftovers
somebody made a cake they had these
Donuts they had Cola Coca-Cola with a
special rapper mdy rapper they had a
special message
fromin fromo they had people from
America come on Zoom Yi Klein Mar
askanazi um the confetti the confetti
was all MD confetti the sushi sushi
somebody some some wife made Fruit
platters another wife made cookies
another wife made cakes it was
unbelievable
so I know the Americans they want me to
to you next birthday I will bring to
you
oh here it is re Bo if you want to
[Music]
see I was surprised actually I
didn't car
[Applause]
singing Balloons look at those balloons
the ballooner
hello to the Hebrew
Speakers by the way they I don't know
the numbers for English it's high but
the Israelis brought close to 2,000 new
people to sign up 2,000 last night was
at about 19 something so unbelievable
bem the Americans will out to them on
that as well I want to say
tremendously from the famous ojba it's a
giant uh construction show in New York
he's part of the da so he's giving us a
booth a booth over there is not cheap
give a free Booth we are actually
looking for people to man the booth and
he has a base measur and the she is
going to be playing all day long
different different I mean hour she but
different times so check it out a
tremendous is I have to remind in
America in bar Park to on Wednesday
we're starting San hedin live at the
ballroom it's it's uh Rabbi what's his
name again the guy the not Webster Carr
Carr yeah car what's his first name
terrible with names I said I said it's
the same place as last year that's a ter
Golda no that's also his Hall but we're
doing another one in the ballroom the
ball room that's his new Hall I don't
know 51st Street
something um oh here it is boy say you
can see over here the special cocacola
bottles that had different ingredients
it said Gish and you know everything
about the shear the whole thing was very
cool everybody got a little bag with a
with a mug and then different they put a
lot of effort few weeks they worked on
it
so in terms of the
shab very few rooms remain in the 20s so
it's amazing amazing amazing to have
just a few days left and 20 rooms
biter is going to be completely sold
out this is a birthday gift from schy
kin he's excellent in getting gifts I
use his gift every single day this one
and also the benchers that he got me I
told you about the benchers the $410
benchers
$410 whoever comes to you see nicest
benches you've ever seen so what he got
he says this I got you on which is this
Friday they do and he said wait do
we might as well do sanedrin which the
re used to take sanedrin all the time so
it fits right in because we're starting
saned we're starting in New York a day
early on Wednesday it's really Thursday
so if you miss the first you could
start you could sign up with with
this um let me see what I have
here Bo this is the in Belgium we're
getting bigger and we're we had an
amazing inspirational see they were mess
last night in Belgium check this
[Music]
out they have the 8 Minute da the mdy
sign the behind
beautiful
um sh thank you for coming to R I've
been with you online for two and a half
years you Sav me from falling off the
bandwagon mamas thank you for keeping it
real interesting and motivating us to
learning took me 50 years to reach my
first
first afterno after completing a half IR
man inia three years ago and from there
the decision was made to complete a full
cycle the da I don't know what PG
is's what ah please God pray God okay
the DA's daily goal is truly I'm in
Hebrew I'm in English the dav's daily
goal is truly life-changing and app I
appreciate your constant inspiration
carry on
ra to my rebi rebelli lately there was a
Haw about changing non-jewish names to
Jewish ones what about he says the guy's
name I'm looking forward to shabbat
including my roommate eth grade re from
official and singing and
dancing whether it's
or I can't wait to be uplifted from all
the speakers very gifted can't wait to
see you
thereal
Handler oh
his I think he's reading off a piece of
paper I just realized I don't think he
remembers me I lived three years in his
neighborhood he doesn't remember me yeah
the amount of adults I beat up when I
was there and he had a couple Schoo with
me about it pick on people your own
age um
he no he doesn't know he has no clue I
have to go visit him photo from Gabby
spotted at my local pharmacy REO I check
this out I think it's very cool mdy
daily
withell promotes healthy function of
Torah Life One da per day fun engageing
action pack proven to boost your energy
focused and daily inspiration 365 days a
year morning or evening caution the
shear is heavily addictive and will
definitely affect your
life um oh one more thank you for yesu
truly made my life more entertaining
regarding the story said from regarding
the I was going to meet my perspect
that's the the he
um he found out that the had a sh on a
certain Su so he learned the
Su I was going to meet my perspective
that day sat down to learn not a common
occurrence pun we learned the
brings I went to meet him he's a huge he
asked me what I'm learning I told him
the then proceed to repeat the whole
need to say this happened a few weeks
later he asked me what I was learning I
told we just started he started asking a
few his new Adam some questions on T I
had no no clue what he's talking about
he quickly realizes who I really am it's
been 23 years and he still doesn't talk
to me in learning since then
after the learning story I stopped
questioning if the whole was a sh if the
was was at
all now I
know until I found during Corona I've
been going
strong return of all the hostages
a lot of the guys already left to
America I'm assuming Robert is probably
in
America I know Seltzer left um yesterday
and and our camera guys are going today
it's going to be fun yovon
oh yovon excited to meet everyone at the
sh from his grateful
family Anonymous from Lakewood asell and
for safe trip and thank you to Yi and
Mark in honor
of his
birthday may he and his family be
bestowed with all the for giving me back
my portion
of my namesakes
who was born near pich
Lithuania alah by his great
neew sponsored by kov LC in honor of
rabii har stansky on his Hebrew birthday
I know that rebi is anti-g giving abas
but since it's Hebrew birthday it has an
extra power thank you to mark ashkanazi
for getting this in Way Beyond the
deadline as on I was trying to prepare I
have to give for she room tomorrow not
simple takes me all day to to do one
share I have to throw it in so I was
learning late and I see on my computer I
see some somebody typing on my
screen and it was Mark ashkanazi
throwing this in there Bo I go to
mdc.com says markazi md.com to see if
your local SE is up there there are
different places like Baltimore and
Cleveland etc etc the art of the month
for for rebelling the whole MD staff to
continue to make t
so many to
to special should have a lot
of should be able to continue giving and
giving here we
are
on like 20 lines from the
bottom so I have a question
I I'll I'll give you the answer in a
hint what are we passing like in terms
of as we had a if you remember we had a
PO Casino scene does anybody remember
what the end was is
as in other words if you do something
that
huh how do you
remember the video the the slot machine
so what's this what's the situation
a person commits himself to something
that he's sure he won't have to he won
he won't have to come through at the end
so we pass let's see here we
go remember the the the whole Cruise
thing I'm not going to show you the
whole thing don't
[Music]
worry turns out that's how we pass him
so let's think about it our friend men's
friend a lot of you know him also from
the
neighborhood he made an as he made he
made an Aros for his friend friend came
over to him want to buy a house do you
mind signing here no problem of course
it's a Mitzvah sight the guy never ended
up paying whatever it was the more you
this that so this guy learning in Kyle
has to pay close to a million dollars or
whatever crazy amount of money for a ky
guy he finished paying it off last year
that's not an he had no hav mean he's
going to have to pay such an exuberant
amount of money
so
that's so how how does Aris work he's
only he's only agreeing to be an AR if
he doesn't have to pay not if he has to
pay if if if gambling if you gamble
money you can't take the guy's money
it's considered stealing because he
never thought he's going to lose that
bet so certainly not so
says the fact that an could commit
himself to to
paying does it even work
makes sense because does work so even if
it's something you don't believe it's
going to happen you are obligated to pay
so
therefore so that's why
Works Accord to says doesn't work so it
shouldn't
work we pass that doesn't work but
everyone in this room once upon a time
pretty much was an
arv so that means it's not a
contradiction how does it work I know I
was arv I know you were an AR I know
Benny's an AR on three things right now
and he's paying it off three AR
Saidi huh what about you were you ever
an AR of yes okay and they still owe me
the money three years
later okay so that's what you say you
got to be careful when you do it but a
lot of people in this room are I don't
know if everybody but it's a MIT right
so it's
to be an and you have to be
careful when that says oh Dr Factor you
brought Dr Factor oh we know him he's a
great guy he's going to pay us up that
gives you such Anna inside you feel big
and powerful that makes you commit to
it so there b sticks in here it's as if
he himself Bor the money and that's how
he there's a Kon over here he's he's
like
[Music]
the and if the guy stipulated the Mal
stipulated
okay I'll give you the loan on condition
that could go after you the barer or the
AR when could he go after
the only first first when the L doesn't
have
would mean
basically property but what else does it
mean non uh movable objects that are
known known movable such as today a
car known objects so if he has known
object you could go you can't go after
the AR you go after the car you go after
his
property but if the has real estate
apartment you cannot go after
the
guarantor from the fact that the Mish
itself says that this
is only holds that if he has property
the that is you don't go after the the
you go after the the
the it seems like the doesn't even make
the distinction if he has property
doesn't have property you could go after
the right away says the no not true
the is on something very different the
is going to be on a CBL but in fact even
the tanak agrees that if the Lea the B
has property you never go after the the
AR every is going to call up Thea a
bunch of times when they see that he's a
dead be he's ignoring them then they go
after the AR they never call up the AR
first that's what the Persians do the
par
we don't do that so therefore we have to
just stick in a couple words it's as if
it said these
words if you lend somebody money do not
go after the
first but if he makes the stipulation
that you could go after any one you
want then could go after the guarantor
even first however you have to have
another condition
that's that's only in a situation where
the borrower doesn't have any belongings
any real estate or known belongings huh
so what do we have here we have two
conditions first of all there has to be
a stipulation that I could go after
whoever I want first I can go after the
guarantor and also make sure that the
borrower doesn't have property if you
don't have one of those things even if I
made a stipulation I could go after the
gantor first but the Loa has property
have to go to the
first but if the has property you do not
go after
the first only
second then comes the T and
says what's a we're going to see a lot
about a c c is
powerful uses language like ten give him
so a is different is like he's taking
super super responsibility you go after
the the Kon first let me just show you
real quickly this is like the Mas of
the you have a regular AR so first you
have to go after Thea and if that
doesn't work then you can go to the AR
now you have a AR with a condition
that's we we just spoke about AR with
condition means
if you want to you could go after the AR
you can go after me the M says I I don't
want to be busy with Thea I want to be
able to call you first is that okay yes
we just said that's only if he doesn't
have property but if Thea has property
you have to go to the L first even if
you made that condition if you know for
a fact that the L doesn't have any
property he
lives in a hotel and he doesn't even
have a car then you can go directly to
the arv another thing is called the AR
that we just said so here you can go
after the arv right away
now we have something else the is going
to talk about later and that is that if
the takes the money directly from the
Mala and gives it over to Thea he's the
middleman he held on to the money
touched the money then you can't even go
after the L even you wanted did you look
it
up okay so says
the on thises
even a if the has belongings why are you
going after the art of C go straight
after the
borrower that
whenever argues in the is like him
besides three
places in our case says that if the Lea
has property
you don't go after the Aron you go after
the that is not like him when he's ablon
you go directly to the
C this
is she stole her husband's coat so he
divorced her because of that and he said
listen I'll give you get on condition
that's not why he divorced her but she
was a crazy woman so he divorced her she
haven't steal cat he says listen I'm
divorcing you but on condition you give
me back my Cod
and she couldn't find
it he could just give him cash value
says no the get it won't be if you don't
give the actual code is not like the
other case is this is interesting
because what's so if you look over here
just made it easy or it says in the
okay so
that's that's the first in the mishna
means the second underlined word r and
that is that if a person says I don't
have aen he has a case and he says I
don't have any aen this is in Sanhedrin
is a teaser for another month from now
theive the guy says I don't have a and
later on he produces a so too late so we
don't pass in like
says it's not too late and we say it is
too
late means the second in the Miss I I
think it's
interesting he says to the guy lend the
money and I'll be an
Arab
so with your because we're
starting I'd like to they keep on
bothering me um that is in the SEL you
have to do another video another so
let's let's do it here in she live
hopefully it works on the first try I
have to do it again it's these are very
new we'll do it here and maybe G after I
finish just go out to theor and you show
that we're in a live share so try to be
quiet during because we'll put on the
status whatever it is the S everybody
have anything that I should throw in
there what should I
say no no no this this is for San h
okay fine we'll just go you don't have
anything whatever comes
out get in h in your okay I'll try to
remember
that Rai we're about to begin
sanin you know sanedrin has 30 da of
stories in a it has the most tanak in
all of most of the stories of tanak are
inin it has hundreds of beautiful suas
we're learning
about It's Our obligation to go out
there and get another y to learn to
every day today my birthday T I want to
give everybody here in the room and all
ofas from your children knas from your
wives
you should be to bring more people to
should to finish together getan in your
headin
today thank
you all
right you guys are
amazing so we continue on how does AR
works let me just show you it's very
very it's galic here we go
AR a typical AR has the word lend him
money so you could say the
word and you could say the following
things I'll
up
give is the word ten so it goes like
this ten so if I
use what if I
say these are all check it out what if I
take one word from AR and one word or
two the two words from cab I put them
together I go like
this is he an or is he a cin so is going
to tell us that he's a cin why because
he says the word cin straight out he
didn't say arv he used a weak word of AR
give him money but that's he didn't say
the word AR had he
said then he used the weak word of
but a strong word of of that's we're
going to see two other so leave that on
the screen for a
second here it
is five lines from the
top are
all if he
the I'll pay back I'll I'll give
a question what if I say one word from
the column of and the other two words
from you mix it up the other way you use
the strong word of you
say since in this case on the bottom he
use the word you right he stuck in the
word he didn't say but he said he's a
and if he says and he uses the words of
he says he's an AR
check this out look at this this whole
entire chart every single
one of these things turns
into konas they all turn blue everything
is blue besides
one eight out of the nine
areos when you
say that's that's that's the only way
you could become Anar and says the exact
opposite take a look at the screen for a
second oh I'm
sorry says exact opposite nine eight out
of nine are Aros only if you say 10 you
become a including the one on the bottom
that has a mixed L
of the question that we asked
this is what my father said who was his
father what was his father's
name was
holding the son ofar said this is what
my father said
said if he says such a strong L give it
to him and I will pay you then the Mal
can't come to
the why because in this situation the
becomes the
himself not
true yes there is a concept like that
that the AR becomes the borrower but
only if the AR holds on to the money
momentarily he grabs the money from the
Lea passes it off from the malva and
passes it off to the Lea then he becomes
the borrower and you don't go after Thea
I think at least
initially we had M last night if he
could ever go after the I think yes said
no we have to look it up I don't
know I forgot to look it up we have a
few stories
here what what happens when somebody
owes someone money what do you do first
what's step one step one what do you do
you call him up and say could you please
pay back what did this Dyan do instead
of calling him up instead of making sure
that he's going to pay he went ahead and
he grabbed his apartment his house from
him he threw him out of the
apartment what are you doing do you ask
him maybe he has cash maybe he wants to
pay
back before he even was able to sue the
he took away his
[Music]
property something like this take a look
Rabbi you're fired
okay he fired him he fired the
D he right for firing him
why so the brings two I like this one I
chose this one who am I to choose a but
there's one in the T and this one is a
little bit he brings the other one
what's the other
one the
famous but this one says straight out if
you don't have what to
pay why should you take your mattress
why should you take your bed the is
saying in Mish that when you owe money
you owe your bed just maybe you
shouldn't take it but you owe the bed
the bed is like a guarantor your house
is the guarantor that's why I keep on
saying nobody should know about this
it's a but if you have a million doll
apartment in B and you owe money think
strong and hard and you're struggling to
pay back the loan it's already a year
two years and the guy's begging for his
money back you have an obligation it
might be go ask the rob it might be that
you have to sell the house that's your
that's
your on a loan no no no no you borrowed
money well do you owe somebody money do
you owe somebody money you have a house
is that okay good no doesn't work here
nice try so I would never I would never
expect somebody to hold on I have I have
an email for you one second let me read
the email
one
second where was it oh to my Reby rebell
lately there's a hack about changing
non-jewish names to Jewish ones what
about
Elvis you can I'm not making this up
here it
is
anyways let's go vior
so says the gamar
no you borrowed money you have to return
the money there's no what you didn't
know you're I don't understand how this
works so says the and in a second I'm
going to tell you something the exact
opposite of what you just
said listen
to just like you have a guyant his name
is Ru you have a bed that his name is a
bed and that bed you have to give to the
to the to the Mal to the lender you have
a house you have to give it to the to
the to the
lender and but we learned we just
learned yesterday in a
if you Bor money from your friend you
shouldn't go after the
guarantor you should go after him first
you can go after him second him you
dying that went after the guarantor
first you don't know what you're doing
you missed the mishna in you're
fired says the
gor so here's a question
here let's get let's do
this there was a guarantor two friends a
friend borrowed a million dollars and he
asked his buddy to be an arv and
unfortunately let's say it happens I
heard it a bunch of times in different
situations where a person struggles to
pay for a wedding it's very very
stressful I don't have to tell the you
all know it's a lot of money it's more
money than the most people people earn
in a year two years whatever it is and
you take upon yourself death and some
people died there was a guy that died at
his own daughter's wedding the guys that
died many people have died during Shas
it's very very stressful the guy dies he
dies and he leaves a
guarantor and he leaves a bunch of small
children the guarantor decides to go and
pay up the loan but he forgot to talk to
the Yim who are only 8 and 10 years
old says the gamar
he did the wrong thing for two reasons
this is what the reason is but he
shouldn't have done
[Music]
it so we have to we have to remember
this say when there was a loan and it
was documented it was a documented loan
it's in a document but because these are
we treat it not as a documented Alan we
treat it as a mil as if there was no
documentation
says it's a tremendous Mitzvah to pay
back a loan but guess what you don't
have to do Mitzvah why because they're 8
years old and 10 years old they for
Mitzvah they're not Mitzvah yet you have
no business making them do Mitzvah when
they're not mitzvas so you're going to
have to wait here
now so that being
said there there are people briskers and
maybe we should do the same thing that
if we pay back a
loan it's an unbelievable thing you can
just pay back the loan or you can pay
back and as you're paying it back like
when you give to somebody you should
probably have a mind hey I'm doing aah
when you say you
have besides all
the you have to
have that's one of the supposed to have
you have to have you should
have which is a Mitzvah the goes as far
as saying that you should borrow money
from somebody so you can be kind the
Mitzvah of giving back there some people
that get married so they could be give
back the wife the whole thing
what yeah I know those people also
there's people that are that
mitvah once a week once a day and
sometimes they do it the same person
they pay back and then they borrow again
yeah there people though you got to
judge favorably why is this guy buying
money because he wants to be the mitvah
have to give it back when they gr up
yeah of course they don't of course they
didn't give it up everybody I thought
everybody understood that anybody in
this room doesn't have to pay back no he
has to pay
back when you have a Mitzvah we could
force it to shake Force literally
Force but listen to this
question elv listening it's a Mitzvah we
have a concept that for a Mitzvah you
only have to pay 20% of what you own so
if I owe $50,000 and in my bank account
they only have
$50,000 I shouldn't be have I have to
pay back $50,000 cuz that's 100% of what
I own I only have to give the borrow the
lender 20 to to buy an only 20% of my
whatever I have so why is this any
different says the brisar because it's
not your money you're giving him back
his money not your money that's how he
learns
it
says something completely different he
says let's say the Torah says you should
buy an srig for $1,000 the th says Hey
buy EST for $1,000 and you only have
$1,000 in your bank account do we say oh
you should only use 20% of everything
you have no because the T says straight
out the amount the amount is $1,000 so
even if it's 100% of what you have
that's says the T says pay back your
entire
loan that's the amount the amount is
100% of your loan so there's no 20%
don't come up with any ofas and 20% and
all these there is no you owe money you
pay
back there's another reason why he
shouldn't have taken out
from so we have a we have to be
concerned claim that they believe that
their father was a mench and he gave the
guy a suitcase of cash and he said
listen if I don't come back to pay you I
don't wire you the money here's the
suitcase of cash I'm asking you not to
touch it I need this cash I have other
cash businesses but if something happens
here's the they could claim something
like that so Meo what are you paying
back the loan if perhaps there's a
suitcase of cash somewhere both R Papa
and both raun say raun and R both say
that you do not pay back a loan that's
owed by young children by the
so so
thens they both say the same thing you
shouldn't pay back the loan one says
because it's a Mitzvah don't do mitzvah
for y the other one says perhaps per he
left the suitcase worth the cash so you
have to come up with a situation where
you know there's no suitcase of cash
when you know there's no suitcase of
cash then you're only left with the
don't do a
MIT when the father right before he died
he on on his death bed and he scream out
I owe a million dollars to so and so so
you know there was no suitcase of
cash in the time of the if somebody
didn't pay you hear this H this if
somebody owes money and doesn't pay back
they would put him in
and he says no I don't want to pay not
because he owed money because he says I
don't want to I don't feel like paying
so this guy died in had he paid back or
had he given him a suas of cash the
would have been over so we know there's
no Su of cash however soing
to you could go after but according to
Pap that the is that the you don't have
to do a
Mitzvah so you still don't go after the
even if we know for a fact he didn't pay
back
oh we have to say turning of the
dations for the special shout out today
in honor of my uncle official I can't
wait it's so exciting I'm going to see
you know I'm going to see on chabas over
there in honor my
uncle see
him going to see her and a huge thank
you to repr F going to see her people
said I said once this a joke I hope she
comes she's already in America what are
you talking about she's there before me
plus all the bras and find and Rob bur
of elite Israel real you are not going
to be there unfortunately welcoming all
the new probably standing with you on
your journey to finishing sh together
but y will be
there last night oh and he sent in that
picture I don't think we showed it with
his son with mdy socks at the Cel you
see the on the back what we did show it
we showed it okay no I showed it on the
phone I didn't show it on the screen it
was
says they sent
from somebody wasn't paying back his
loans and they put
him what that we we are concerned that
maybe he left the suitcase but in this
case that he's there's no suitcase of
cash you could go after the and pay back
the debt and the AR will get his money
back in this in our case the AR paid the
debt even though the children are very
young under barah he gets paid back
because you don't have the the guy was
in so there's no way he paid it back and
the AR did the right thing for paying it
for it say don't
forget sanin starts Wednesday Thursday
depending what sh you go to and how I
want to say another thing I have to say
this I I almost forgot because I am
traveling to the United States tomorrow
night so tomorrow there's going to be
four sh it's really the only she that's
important to you guys is the the final
da the other two are in Hebrew doing da
in Hebrew and the first da of sanedrin
live from this Bas measure so if you
want to hear the first Shear in of
sanedrin in Hebrew hopefully there will
be room for you the the the tomorrow
just regular
and should be a little shorter than
usual will do it what time is a good
time to do
it 4 o' we'll do four o00 four o' right
in the B
what four o' but I do want to tell the I
have to say this every time I leave
people fall off the bandwagon and the
reason is very simple I think I'm I'm
thinking about it we're we're creatures
of habit is the biggest habit that we
have in our life we do it every single
day now a day goes by that we don't do
it shab the whole thing and you guys are
used a lot of people used to come in and
I'm here now not here people can't they
don't know what to do with themselves so
there's going to be a mat here every day
there's be bagels and breakfast every
single
morning it's I know that doesn't like
when I go but there's a huge huge in
America in fact last time I gave a
sheare a live sheare in B
parkma with a counter was 1,500 people
in one she there's going to be close to
a thousand people B in the year
Wednesday There's a big crowd a big so
that's why I go to America I'm here
every day I go over there for suum and
things like that so B we're going to
have a seeum here a massive seum we
already have close to 400 tickets sold
400 tickets sold you hear this we're
we're closing it down at 600 bem so at
the emerald we'll have but hold it
together while I'm gone and BM I'll be
back on Thursday it's unbelievable
because I'm leaving on a Tuesday night
I'm coming back on a Thursday and we're
already going to be
holding saned I don't know how the math
works but that's what's going to
happen hope I don't lose the on the
first few days of says
the join.com join.com bring your friends
bring your
friends we got to beat those Israelis
what are they doing I don't know what
they they have like magic close to 2,000
people and this sh just started less
than a year ago they brought in 2,000
people signed up now there is over a
thousand uh English speakers that signed
up and maybe we'll say you know we we're
going after the same people over and
over for the last few years but you guys
have to make a and bring more people to
says
went ahead and paid the loan and now he
goes after the and says listen pay me I
paid your father's loan you pay me and
he's not able to collect from the
however listen to this this is going to
be
amazing if the Mal writes on the bottom
of thear you I I received money from you
then he could go after the now we don't
have the yet we're going to get there
says
according to ra who says that there's a
there's a problem of a suitcase maybe he
left a suitcase of
cash but if the father right before he
died he admitted that he owes the money
obviously there's no suitcase and
therefore you pay the loan and and the
can't do anything about it they have to
pay you but Accord that says
that you don't pay a loan of small
children
because why do the have to pay
this I'll tell you why it's an
amazing when the lender writes in the
his cabal I received money from this AR
he's trans he's transferring over the
loan to the AR now the AR becomes the
new borrower he's the
borrower it comes a real star until now
it was a mil because we view it as a mil
but now it becomes a he's the he's
holding on to the star he goes over to
the say pay up why he becomes the new
the new malva the new
lender you hear when are when do we say
all the they don't have to when it's a
mil but when it's a if there's such a
thing and over here became a new loan as
if the borrow the money themselves
then you know what I threw that out
erase that when he is the actual Mala he
goes after the Ser directly and they
have to pay
says the a Jew let's say borrowed money
from a non-jewish bank he borrow from
the bank and and he had to bring a
friend velv to be his
[Music]
arv
the and the go went directly to the
guarantor and took money from him before
they even went to the
orphans this what they said in
the ACC to that says we have to be
concerned that maybe there
of that's only maybe the borrower gave
up suitcase of cash who do you give
think about it would you give Joo go a
suitcase of a million dollars in cash no
the best case scenario maybe gave a guy
in your neighborhood somebody know a guy
that you di with in he lent you money so
you
give but saying a different thing since
they have crazy Halas they have the
Persian Rule and the Persian rule is you
go after the arv first so there's no
reason to believe that the malva gave
the bank a suitcase of cash why would he
you do that let the bank go after the
guarantor says that goof is the reason
why maybe there was a suitcase of cash
cuz who in the world would be a
guarantor think about it why would I be
a guarantor for you if the bank is going
to come after me before they even come
after you you're going to borrow a
million dollars buy an apartment and I
have to pay for it so why would I be a
guarantor El the only reason I'll be a
guarantor is because you the guy that
buying the department you gave them a
suitcase of cash
the logic is the exact
opposite their law is you go after
theant not for the fact that they G he
gave him a suitcase of cash he wouldn't
accept to be a so in this case we have
to say there was a
suitcase says a person
is is a guarantor to a woman's
Cuba so you have to be concerned that
maybe the husband and wife made AA they
made a
deal and they pretend that the divorce
right people do that I don't know if an
our societies they do it but I've heard
of this sometimes for you know uh
government benefits whatever it is for
insurance reasons a single parent gets
better benefits so people get divorced
they live together they're married but
the divorc legally the divorced why so
they can get extra $45 a month you know
and section8 whatever it is there
there's different you know he gets his
thing she gets her check shtick people
do it yeah shtick let's get divorced for
one day the guy the guaranteed the
wife's Cuba of $100,000 will have to pay
up the Cuba we already established
yesterday that he can't go after neither
nor he can't go after the husband
because he didn't receive the cash he
can't go after the wife cuz she didn't
guarantee anything was the husband
guaranteed kids they made $100,000 for
says one of the wildest stories
in crazy
story wealthy guy he tells his
daughter-in-law oh you have nothing to
worry about you're marrying my son if he
doesn't give you theba come to me I'm
good for
theba
raun he had a son his name was RA not
the famous ra but
he's doing terribly in in didn't have a
dime to his name he goes to his father
ask him for money his father says get a
job what you what are you
learning says listen we got to feel bad
for this
guy can't anybody listen I don't want to
do it myself but can anybody in Yesa go
over and Whisper to him listen divorce
your wife for a day and then you can get
the money from your father now
everybody's asking the question what in
the world a this a the gadar is telling
the guy to lie and get the divorce so
you get a couple of bucks what is going
on here that's what I'm saying it's one
of the wildest stories in
all do
ask and then she can go collect money
from her
father-in-law and then you get
remarried terrible
idea don't you know the Mish says that
if you do this then a husband in Fr thez
has to say I'll never benefit from you
in my life and we said yesterday has to
be
thank you very
much
us in our days we get divorced in bezin
and it's a it's a recent thing maybe I
don't remember 100 150 200 years it's a
recent thing that we get divorced in
bezin in those
days you get divorced at home you need
to wait them
here so so if you do it in in a in the
street there's no B to tell you that you
have to make this special stipulation
that the M says you have to be
it doesn't even work he can't they'll be
terrible if they did this idea that's
why nobody whispered him this
idea in English they say the rich get
richer the poor get poor literally bu a
guy has a lot of money he invests in the
stack Market he puts in the S&P 500
keeps him growing growing a guy that's
poor he's borrowing money with interest
crazy interest compounding blah blah
blah he has no money
the Ezra he said he so poor he said if I
so have such bad masle if i s nobody
would
die and then he had a that his father
wanted to give him money he says I don't
take gifts his father saw he knows his R
to he put money all over the sidewalk
and he walked right over it he said
what's going on he says I had this today
that I I I want to see what it feels
like to be a blind man so today I closed
my eyes walked all the way to the show
like a blind man she never had mle to
get money people just don't have that
sometimes so says but this is
unbelievable we learned this we should
remember
this himself
said who's a conniving Russ remember I
said it doesn't mean naked it means
conniving remember
this I show you this the chart a guy
says I'll give you this property and
after you die you just give it to the
next guy and after he dies you give it
to it keeps on going and going down the
line says but if the first guy sells it
to somebody else then if he sells it it
stays by the F the guy that he sold it
to so says aay but if anybody tells you
to do that trick you're a Russia you're
making the last guy in the line lose his
property oh so how could a give such an
idea that a guy's going to lose $100,000
the father is going to lose the
father-in-law is going to lose $100,000
to his
daughter-in-law says gamar and this
answers all our questions today
this guy is a m what is he being so
stingy what is he holding back what he
what does he have money for not to give
his own son but one a son is one thing
what about a son
who's felt that this guy is in the wrong
the father-in-law is in the wrong and if
we can't get the money out of him
talking to him nicely and saying hey you
have a son you have a son that's in
learning T and he's struggling if you
don't care then I'm going to trick you
into paying
it um
no just uh real quickly it's shakas
already fine so we'll just finish over
here hold
on we'll stop over here have a wonderful
[Music]
day
e for