Daf Yomi Bava Basra Daf 173 by R’ Eli Stefansky

[Music] good morning R Bo last night we were in ranana and I got back at 1:30 in the morning but I want to say tremendous to the staff including of Remy Cohen Dave sharfman Gary B Moshe they went 2 hours before the she to set up and they got back toes after 1:30 and they had to unload all the equipment at 1:30 in the morning all the screens and the and Remy Cohen is up there in the booth right now nice and bright early so thank you so it's guys like that b if you come to the shabbaton Dave is sitting learning Gary's sing away Sunday morning all of them will be at the shabbaton and if you want to get to meet them up in personal including yourself including meni are you coming I don't want to I don't want to put you on the spot but are you coming you're halfway there so what your wife is coming you're not the kids are you're coming okay galic I think they told me this morning there's only 20 rooms left which is incredible so you got a um a lot to talk about there's a live share I'll be giving a live share in Brooklyn B Park last time that she was the first D of gon 1,500 people showed up my favorite picture one of my favorite pictures of MD it's in the same place a tremendous I forgot his name um he gave us the hall he's part of MD he gave us the entire hall for free with a keyboard I think here it is uh first da of sanin live D B Wednesday evening in the ballroom said right in front of me it's on 51st Street in Brooklyn nice Hall what it's called The Ballroom the ballroom yeah to him um you go to um live I think you have to sign you should sign up what I don't know it says 13 1371 51st Street you'll be there it's K to be you'll be there many will be there it's unbelievable something special we we received this this picture these are guys in a spa there's a like a what is it called what is it called something is like 10 guys that got on Zoom with their robes was so cool holding garas they're talking to me during she live and these are the six that agreed to be in a picture doing it I thought it was very cool um these are the new sponsors we have the amim group amim which uh donated $15,000 towards the shabbaton and this is a pel we have um IR Simon from Adar Global sits right over there right now he's in America he's with the share for 40 days 40 days and donated $30,000 towards the see here in and thein in America it it's basically for the for the here because he's from but we're going to be with the as of Friday 130 joined officials program and 200 Americans so to explain if you're a where's that we have a here where is he Donnie's that's your kid why is he sitting next to you yes hi D what's your first name again that's not what sh you're doing officials program come on 2000 anyways if you're if you're a cop or a you could get 2,000 she if you finished onedin if you've never done D before he's offering $1,000 if you finish that all you have to do is check in every day say I've done 200 people signed up for that so all 200 finished that's $200,000 130 signed up and it's tough to do it when you're a all that milim and all that stuff anyway I'm just I don't really talk a whole lot about the shabbaton oh before I talk about anything I have to say a tremendous shim to Rabbi schomber it's great to have you back wow wow it was it was a long long thing okay wow what's what are you what are you sing [Music] a lot of people say why do you give out free gamar what the guy can't afford a gamar here's a story Marvin diamond from DAV B started with a freeor hoping to last seven days couldn't pass up such a good deal then I was surprised that a month passed by and I was still going strong had a stroke but didn't miss a day as my wife to bring my phone and gar to the hospital bar complete recovery enough so that a week later I was able to bring my grandsons to the SE in Miami where I met rebelli one after another one see after another then the biggie Basra six months now on the verge of finishing Basra today is his 1,000th da adversary thousand D straight I can join the All The Way till the end of sh finally for my personal who would have had thought from a free free that's why I keep on saying you give a guy it's it cost 50 bucks let's say thear shipping a little marketing the guy did a thousand off with us all of us because I watched behind the be with rabbis Goldberg masz and bro and Bon and yes it changed my life too Marvin Diamond Bon Beach Florida originally from Baltimore pictured are my grandson with me at the Miami oh these buttons are not Remy I don't have buttons that's that's why I can't get it um here's Marvin diamond and his two grandsons at the Miami seal I didn't realize how nice it was look at the background the whole nice drapes and everything okay Inon beachal check this out is is Robert Early here here today every time we speak about him he disappears you know he'll come right what ah he flew to America I FR awesome I also did so Asal listen to this they're doing aasra in Baltimore with all this stick from Basra and on the bottom it says and he wrote to me in the email what what theat is and for Robert Robert ear who inspired me to keep on doing this guy got a tremendous from Robert who came here it's not we can't even let's not think about it even but just understand that the day after his Shiva on his son on an 18-year-old kid he came to learn the da because he said he had he didn't want to but it just gave and that was it tearing up thinking about it um oh let's do this one and that's it words can I express the grude I feel towards hem for creating a world with such a Mas such as yourself I'm embarrassed to admit that I never learned Basra and that until you came onto the scene and successfully convinced me how dble it was proudly and with hm's continued guidance I'm in the last per with a renewed excitement every day watching youir all or YouTube In addition my WhatsApp media file from mdy for illustrations my kids love those AI animations that Yoshi puts together L knowing that as young as they are you hear this I can adequately explain the story behind each graphic you're not only helping more people learn but you're also helpful helping us in fulfilling the promise of you and your entire family reap the awards both in this world and the next PS while I was looking forward to attend the shabas okay next year be able to AFF it P GL all the way on top of let me just do the sponsors for a second before I forget and Speedy return of all the hostages complete from his grateful family corn and family in in honor of the side of his father-in-law remember that guy cor brother yeah I think that's who it is his father was nter like young like something happened boom don't remember remember you had had a yeah B yeah I'm pretty's father-in-law's father-in-law this in of the of his father-in-law what was his last name was a guy here from what Reuben okay Dr Mark burkson in honor of my father Jerry buron may hasem Grant him continue good health amain the noeller family passed Thursday the of the month the whole sta to make joyable for so many here we go the bottom line is Oh I got to tell you this before I forget you're not going to believe this before shabas the the guy the Israeli she they decided to take this seriously and get people to join Sanhedrin how they encouraged each other to put on their status they didn't just look at me and say yeah it's a great idea of status they actually went and did it and before shabas they got over 500 people to join and by today you're not going to believe this from Arab sh today 1300 people are already joined 1300 this Israelis led by Benny and Dave and all the Israeli guys in addition we're doing a massive SE in the emerald over 350 tickets sold already and we're stopping about 600 I think so on top remember we had a nice Su about AAR falling are we have two people with the same exact name interesting guys I know Sunday morning and the is you know all excited a guy came over to me in ranana we talking about a falling star what's the what's the I'm stuck now what what what's the mathematical equation how do you say it what's the probability what's the probability that you will lose a star a that a star that says a nice a nice sum on it will fall out of your pocket and B that the guy that picks it up is going to be the same exact person as your name same person same name what's probability I mean I did one little that if I don't know it's one out of a million that drop something and you have a thousand people in your city it's one in a billion so I don't know what the probability is comes over to me after she it says his wife's name is I don't know some interesting combination he's walking down the street and he sees a piece of paper so he picks it up and it's a mother writing a a young daughter that going to school says I'm so proud of you somebody completely different the same name so here here's the Propet ability one in a billion after you spoke to after I said the she last night he comes over to me after the she I said this a after suus why don't you scream it out in Middle sh beening okay anyway so we're not concerned the says we're not concerned that something like this will happen this too too farfetched there's no correct correct correct but I'm saying this is is like it's the same probability right y Ben shim or Y Bena in in Williamsburg is just if not how many I don't know any I barely know anyway yeah now somebody's say my daughter's name is okay my daughter's name I know all your daughters it's elisheva and trust me and all the their names Judah thank you thank you so not everybody likes these kind of charts I'll show it anyway there's not a lot going on today when you have how do how do I show this how come my buttons are not working okay so you're going to have to turn everything on you got to be on top of your game when you see me going like this just click and do not take it off on two y shim okay I need the next one this is crazy go hit the button I can't oh this button works okay good it's it's you know it's a lot of I don't like these kind of charts but whatever we have three three uh three things that could happen here you have somebody with the same exact name in the same city could you use AAR so when one against the other the Miss said no way my name is shim your name is shim I can't come to you with the start and say Hey you owe me money cuz maybe it's the opposite maybe I you we have the same name what if somebody else comes and says hey you owe me money to one of the y b shim aim could deflect it and say it's not me you coming to the wrong guy we there's another guy in the same city with the same name go to him and you go to him and he tells you go to the other guy nothing can do about it what if somebody owes them money somebody owes that money can they go after that someone so the mission says yes let's see what it says over here we're going to see three bres uh three three way here the BR says no one could no one you can't use the star for anything can't ask anybody for money just like one can't go to the other we have the same name I cannot collect from you and you can't collect from me so you cannot go to ruen plle place whatever his name and say Hey you owe me a million dollars why because ruen is gonna say I don't owe you a million dollars I owe the other guy a million dollars what's what how does how does how does the first have the where did he get it from if you owe the other shim so why am I holding thear my name is shim I come with thear and go to Judah he said Judah you owe me a million dollars J says no very nice I owe the I admit I owe a million dollars but not to you to the other guy that has the same name why am I holding thear how do I have it so you're going to tell me because you found it in the street we just said the probability that I found that guy with the same name is close to zero so then what is theat why could you deflect it says what's between this and our we already had that I'm scared to go off this okay we'll go off it why not here we go this is just means AAR a piece of paper is worth nothing it's only worth what it's written on it so if it says a million dollars it's worth a million dollars but the actual paper is worth one penny so can I just let's say you Judah owe me money and I have AAR can I just give it over to naali here take thear I gave it to him now you owe him how did it work he didn't make a k you nothing I gave him thear does a work or perhaps it's not enough I have to write another document saying I gave the money you owe me to naali [Music] so the reason why I could use the and the reason why this works you see there's a green thing all the way on the left it works I could use the star to collect is because I could just give it over one gave it over to the other it works how did I get it not because I picked it up in the street he gave it to me the reason why it doesn't work is because I can't just give it to someone I need another document an additional document to say that I gave it to naali and if naali doesn't have another document proving it it doesn't work only in a case like this where there's two people with the same name and there's issues then you need another document to show it if I hold on to AAR hold on when I hold on to AAR then I'm the owner you can't say oh maybe you found it maybe this maybe has my name in it in this situation where we have the same names in the same city and there's a problem then we say prove it that it's yours now there is something let me show you something called har does anybody remember what this means yeah oh very good now I know that you're not looking in the AR scroll cuz you have one of the garas that my father got for his K you remember those big giant red ones they weigh 40 pounds that's what he's using so I know you're not cheating he's right har means power of attorney what's going on here my name is y shim his name is y shim and we come to na tell you owe me a million I come I said you owe me a million dollars he says get out of here I owe him and it goes back and forth you and I get together and I give you power attorney and you give me power attorney then we go to him and now he must pay us why because he owes one of us he can't get out of it now before he's just bouncing around between the two of us but now when me and you get together he owes us the money that's called our then it would work then we could get and then we could do a deal between once we have the money we can split 50/50 we could do something or maybe you know that I'm in the right and and not you whatever it is that's how we can get him the says that I give you the right to collect and you give me the right to collect so both of us together we're collecting it now he can't say oh it's not you it's him it's him it's not yeah you're right it's not me it's him but we're in the star power of attorney V what there are no aen next or you could say that everybody holds that I could just give over a document to somebody else and he could collect with that [Music] document do I need that testify that I gave thear myar says that you owe me a million I do I need to prove it with or no he just waves thear and that's enough you don't have to and that's why you could collect with it but the the reason why you cannot collect with it is because you need to bring and you don't have so you stop we learned in a case obviously this is a case of where the name in the star doesn't match your name right my name is Ellie I go to somebody and say Hey you owe me money you owe me a million dollars and I pull out AAR that says you owe D money he looks at it he says but your name is not D your name is Ellie I say you're right but D gave it to me is that good or not good that's I'm holding a document there's a i you I don't care what name it says you owe money to somebody here I'm holding the document pay me like a check yeah like anything else it doesn't have your name sorry but I have your check I have a check it says you have to pay $1,000 you have to pay and in our case in our gar is the same thing thing my name not matching the star is the same thing as my name being the same as somebody else in the city has the same name now we have a problem the name is not good enough for us now you have to bring I asked my and he told me a very nice answer and I found his answer later on let me ask you the Kasha I think it's a it's a it's a typical gar cop kind of thing I'm going to ask a question you have to see what's the difference between this and this asked him there's there's a there's a clout if somebody comes over me and says this jacket is theirs could they make a claim like that why not huh I'm looking for what D is saying RAB D but there's a there's a word there's a there's a statement what whatever I'm holding on to is mine in K it takes three years whatever but in the fact that this this is mine because it's on me I'm holding it huh of the law possession is 9/10 of the law in English yeah okay what do you mean oh that he but I have it now Simon I bought it from him I don't know what okay so if I have AAR this is the question I asked my so first he said it's a good question thought within 20 seconds he came up with this but I found that he was right if I'm holding on it's it's mine what am I concerned maybe it fell maybe I picked it up maybe another gave it to me Maybe not maybe I'm holding on to it it's mine what's the answer very simple after after you hear the answer you say oh why is that why is AAR different than this this this gar that I'm holding on to you're not holding I'm holding the star about getting something else from someone else it's not that's the answer very good you hear what he's saying very good yeah exactly the star is just saying that somebody I'm trying to get a million dollars out of somebody else where's the million dollars I'm not holding on to it he's holding on to it I'm just holding a piece of paper and that's why I can make a there's no here but they talk about it good excellent and I have more respect for you if do such a thing no already up here now it's like above I want to know seriously seriously seriously is it going to be a good speech I'm I'm I'm I want like something like out of this world like a baby oh no I like those but oh no I'm gonna hold myself Stark or I'll bring some lemons and I'll go like this whatever depends oh ver sorry I skipped to bring why do I say they have to bring when the name and the star doesn't match the person or this two how do I know I don't have I do have to bring says you don't have to bring and this is also typical G you have to read this and say why is this different than our case there's a case here you have a bunch of brothers that inherited so one of the brothers the B say oh you see this million dollar star all the starus says $100 he lucky him he has the million doll star in his hand oh and daddy gave it to me right before he died no does that sound normal it's typical yeah I don't know if you know like byes the way it works a lot of times unfortunately this brother walks into the house after and and he takes the es box cuz daddy told me once you know 30 years ago that you get it he he CS this this guy CS that and then fights and issues so the says over he's shaking his head yeah he know exactly what I'm talking about all this brother has thear so he has to bring so says just like the brother has to bring so anytime somebody pulls out AAR he has to bring says this is the biggest problem that we have people are what do mean they make exactly make if Daddy was here sure give it to me he knows I need it he knows I'm poor and my my all the brothers well they need the money people do this all the time it's it's called making a he to yourself you know that you're not right but it's that happens a lot by Brothers it happens by Family by unfortunately but other people not it's like when you have brothers you're so close and this listen I took care of Daddy's last three years I don't deserve a little bit more than everybody else I deserve it so they took a little bit more star than other guy no no no nobody knows nobody cares no that's why they have to bring and not other people AR some people say the opposite that ra actually used this for his case not a using it for himself ra took this and said look I'm right why I'm a how do you know that you don't have to bring a exactly from here only Brothers have to bring a they're bad to each other brothers have a big problem of being one to the other but other people not the reason why it says not to make a big deal like you are making ra but it happens to be we have to make we have to talk about brothers so there's there's logic in the opposite way I agree that Brothers there's a lot of they're going on with Brothers they're brothers and there's a father and there's there's a lot of politics I'm the oldest I'm the youngest he gave he anyways bought you a house so he probably wanted to give me this million dollars after you know he never bought me anything so there's always something going on so by Brothers the brothers watch each other like Hawks so maybe since they're so careful then they're always nervous that the other guy is going to thear whatever then they're not going to grab thear so that's why he says no even Brothers have to bring with maybe they wouldn't have to bring anyway you go both ways and finally we have the third oops this way so as the the the Bryson number one says nobody if you find AAR or you have AAR with a name that's very similar to somebody else in the exact same name in the city so the the BR says you can never use it for anything not you against him not them against you and not you to go collect money from anybody you can never use it the second is much more lenient in two out of the three cases you can use the just like you could use the my name is and there's another down the block I can use the to collect money from Judah somebody else they could also use it against each other I can use it against my name is I use against why why did they argue against our so if we think about this for a second a a guy a borrower goes to a cyer brings two aen with him he tells the the cyer and my name is Yim please write AAR that I owe a million dollars to Y bam what could go wrong what could go wrong I'm putting myself in the theault I am I am admitting that I owe a million dollars to another guy by the same name could something go wrong what could go wrong huh fall out of your hands and he could find it he from you no we're not we're not worried about falling out we're not worried about that oh oh he's going to claim he's the Mala it says Yim a million dollars shim he doesn't owe that guy that guy owes him by the way I have to say sh sh you're hiding over there what's your [Music] names from West Hemstead New York all right anybody else that I missed over here sneaking they all like they duck oh no it's coming up but now they warmed up so of hold that you theer has no problem you could write a to why um and therefore since you could write such a that's why you cannot use it against another sometimes Mr will go to a cyer and tell the cyer please write me that another I owe the other bring he tells the the and I want you to write a that I owe money I'm big I'm admitting I owe money to the other my friend after they write and they sign it he goes to the guy and says sir you owe me a million dollars yeah look it says the you owe me a million dollars why should we care he can say it back to him no but he's holding up the star he's holding the star he's holding thear so therefore they're not lying he no they didn't see but Yim admitted what's the big deal didn't see the transaction if you say if your name if your name wasn't y shim your name was nman and my name is Ellie could you go to a s and say please write AAR that nman owes a million dollar what could go wrong nothing go wrong don't you have to have a on the transaction St anything like why what's a big deal he's but you see that you shouldn't do it because it it could be a a bad thing to come out of this so holds that there's no reason to be concerned because no CER in the world will ever write AAR like that and if you produce AAR like that you could go ahead and collect with it if the malva we're going to understand right now the malva finds in his belongings it says that the the of is paid off so then both that have by him are considered paid off says that's only because you found a receip it seems like if there's no receipt you could use I have AAR that says owes me money I could go after but how could that be as the didn't we learn that if you have if there're two people in the same city with the same exact name I can't use the against either one of them because each one could could tell me it's the other [Music] guy the reason why I could go collect with thear is because it has his grandfather's name it says Shob and that's different than the other star so now I know that he's the right guy and I can go after that guy I could go after shim because it says his last name or here in let's say you put in there every you have has a certain social security number in it and that's it so I know it's you so what if you have the same name says the if that's the case so why does it say by us that if he found the receipt then you can't collect from any of the but doesn't the receipt have the social security number on it doesn't the receipt have his grandfather's name on it says the gamar no I'm what happened was there's a grandfather's name on the but the receipt unfortunately forgot to write the grandfather's name so now you're stuck you have two St that have Yim with their grandfather's names different names and you have a receipt that one Yim paid you a million dollars and you don't know which one it is so you're stuck you can't collect with it now by the way does it mean that the guy that owes the million dollars doesn't have to pay of course he has to pay if admits that he has to pay then he has to pay he can't say oh but you you have it says in the mishna you don't you don't have to pay because if you find the receipt then you don't know how to use the receipt it just means you as the as the Mala you the lender you can't go after anybody but if they admit that there was a loone so certainly they have to pay they have to pay we're not talking about the Malvo we're talking about the Leo this is crazy the borrower has a receipt that he paid a million dollar the problem is he owes another million dollar and he doesn't know to which Y and shim they have the same exact name he's Potter you hear what's going on there he's he owes a million dollars but he doesn't know because he doesn't know who to pay we can't be M of him to pay it's hard to understand he Mr Loa borrowed $2 million one from this Yim on the right and one from theim on the left he has a receed that he paid y shim back a million dollar that means he still has a $1 million outstanding debt and doesn't know if the guy from the right guy the left and they can't prove it and he can't prove it so what he supposed to pay again a million dollars to each one he doesn't pay I'm is who who could B than we're talking about we're talking about we're talking about's no there's nothing can do they can't prove it that's exactly what we pass on this on this case on this case I don't know why you said two people money the money the question is which one one of them is lying you put in okay I know if it's exactly but similar fight says gar oh owes money but he found the receipt found that says I paid off the problem is two of them what's the Judah what's the over here what could they do Judah what could they do anybody else what could the this two y shim both of them gave a million dollar loan one of them was paid back oh rabie Greenberg says they do they get together they do a power of attorney remember they get together and now he's going to have to pay the million dollars to both of them he'll give it put it in the middle and now it's going to come out of his pocket but there's one trick says the r and this is brought down I couldn't believe it when I saw it if the Loa is a bad guy he could say I have a receipt that says I paid a million dollar because I actually paid a million dollar to you and a million do to you and both of you together wrote me a receipt that you paid a million dollar it sounds sounds a little tricky proof on the St has to say that both of them did it no the response say you don't have you don't need proof like that to get out of the the power of attorney he just needs to claim that they both paid him back and this is a receipt for both of them if he wants to be a bad guy no's he's not gonna you mean he's not gonna have to pay his loan no he won't have to pay his loan yeah he he owes a million he's going to get out of it exactly but is going to get him nothing you can do can't get out of it he ask you what should a person do when he has the same exact name as somebody else in the city so here in N it's not a problem you put your you could put your license number on you could put that what are you do in the time of the you put your grandfather's name what if what if both them I said yesterday incredible story but you didn't hear this I looked into it but I'll say it again because it's such a crazy a guy B at his 15th child's bris he named his child the same name as another child he forgot he forgot that he that he named what no no but yeah I didn't know okay that I I know B I'm very familiar with most of them come on again why you just name the kid the same name what come just hear the mother fainting in the anyway but what happened was I looked at it what happened was that he named his kid after the stier yob is but his first kid was is Mayor after the after the they both have the ISS but they never use it like they called the kid mayor so he never you know my kid's name is y i once forgot that his name is you know we call him y y y is like a so anyway so that's why I'm just saying that could be a way that the guy has the same name and he actually has the same father and even the same grandfather cuz they happen to be brothers but that's not what we're talking about over here cuz it says one was a one wasn't a okay so you should write keep on going up Generations what they do hold on a second well two questions per person says the mishna listen to this you're going to like this hold on wait we only have four minutes to do the whole I'm look at on it's not it's not short a person tells his son I have a pile here and one of them actually is paid off so take a look at this do you see all the papers here yes these are from people who owe me money in total it's close to $30 million I remember now that one of them is already repaid only he didn't take the star for me which one I've been trying to remember for a [Music] month 20 seconds ago I inherited she from my father but he said that one of them is already repaid he doesn't know which one what am I supposed to do well the mishna says that none of them can be collected continues hello the Mish continues is anyone there okay so million with there's one of them in there I don't know if it's $10 a million dollar one of them is paid off and now what now you can't go after any of them because one of them you know for certain that is paid off is cool on prun you have to assume all $30 million is paid off you can't do anything with it unless of course people come back come forward and say listen I owed your father money sometimes you have something like that they come at the I want to pay back great but there's a way out of this what if there's two documents and that happens a lot one person took two loans yov ma our famous yo he all the way in the corner he's the corner man he's quiet but knows the Stu we had a few times that nobody knew the answer and he knew the answer he made a of her son you know so so the there's two documents in that pile to the same person now the father said One is paid off okay so one out of the two but the rest of the $30 million you can go after now which one of the of the two one is for a million dollars one is for a half a million dollars so obviously you could only assume that the smaller amount was paid off so sorry yeah sorry the opposite the larger amount is the one that was paid off you are using thear to get money from somebody the Mala says you I have a that says that you paid off so now because the Mal admits that onear was paid off so we have to assume that the larger sum is paid off and he could only go after the smaller sum but here's the interesting you say the whole loan means the loan it seems like the entire loan is paid off I have a great riddle I want don't don't get involved with this one think for a second where does it say in the toyra where does it say in the anybody yeah where the first poliy that we lay in this par because I saw it in it says I think wow that sounds familiar I just couldn't come up with it and then the B said it like oh I said it like six times this week I heard it in Monday Thursday plus two finally the sixth time I got it okay the first first POS says it's interesting it's brought down in means all the fields of Ed so as the if I say in singular my field is Sal to you so that means the larger of the two but if I just say the word maybe it means all my Fields all my real estate according to what you just said means all all everything I owe and so so for the same reason should be everything that I own you know when it comes to Mala the guy holding on to thear he's trying to extract money from somebody else so he has to the burden of proof is on him he's trying to grab money from somebody so therefore we assume it's the the larger amount is paid the smaller amount not but when it comes to a I sold you a field who's extracting from who the buyer is taking out of the seller so the buyer has to prove if he meant this one or that one or all of them says the we all know what this is we're all involved in this is a guarantor if you want to go to today and borrow money for a wedding you have to bring a guarantor I got to say this it's a beautiful thing to be a guarantor it's a big Mitzvah the ra says it's a greater Mitzvah than even giv I saw somebody say that you're acting like AEM to help somebody somebody needs a loan you're not even giving him the money standing on the side on the flip side this is a great cause of aggravation for many people if you don't know what you're doing and you can't afford to pay it Mendy and I know a person in this neighborhood Who let's call him a Kyle guy he learns in Kyo and he paid I think it's a million dollar he was being nice to his friend and he said okay I'll be a guarantor and he just finished paying off a million dollars as a ky guy took him many many years every month he had to pay and pay and pay for something he never benefited never enjoyed because he was a guarantor so if you're a Kyle guy and you can't afford it don't don't sign on a million dollar house sign on a $1,000 loan whatever it is it's a Mitzvah to do I'm not saying it's not a Mitzvah last night in Rana there's an attorney in a real estate he says this is what I deal with all day long these kind of problems people just friends that guaranteed things for other people without knowing he says first of all make sure there's a limit to how long it is make sure there's a limit to the amount that you know the amount he gave us a whole bunch of AAS anyway that being said it's a Mitzvah to do just be careful how you do it I don't want to erase that Mitzvah it is a Mitzvah and people need it loans for houses to to rent an apartment etc etc so the is going to explain it means don't go after the AR I don't know she has to end at 8:30 today and if he says specifically he he makes a condition that I am lending you a million dollars I can go after the AR if I feel like I I'll go after you if I feel like it you can go RAB Bo said don't forget I know that some of you didn't listen to the emails whatever join d.com bring another person to T change their lives it's unbelievable one guy it's it's delegating delegating in the highest degree instead of you trying to to to fill up your bank account with millions and millions of Mitzvah you get somebody else to do it for you you bring this guy he starts learning T you you share his Mitzvah the best way best delegation says the no sponsers today SP tomorrow we're running late here if the lender has real estate real estate he cannot no what did I say oh the the borrower sorry the borrower has real estate so you can't go after the can't go after the this week this week this Big R came here to the she and he said I owe him3 34,000 I owe him 34 why because I once guaranteed I told him he said can I trust this other guy I said yes you can trust him he says you guarantee I said yes eight years later I don't know how many years later comes to me says you owe me 34,000 that guy never paid me you owe it to me I said do you have any documentation no do you have document that I said this he says do you remember I said I remember something yeah he says okay you owe it to me I'm an you came he came he looked for me from he waited for me here by the she to tell me I owe him I should pay him right now this week so a woman doesn't trust her new it says in the like a SP shba 100,000 you know SPID they put crazy amounts in there you're 20 years old you're going to give me $100,000 seriously so you bring dcle dcle is going to guarantee it so this couple's not doing well they're having struggle parosa they have a great idea let's get divorc for a day then we'll go to the uncle and grab the $100,000 and then we'll get remarried again idea by the way if that happens who owes the uncle the $100,000 the husband or the wife anybody the husband ow but he didn't get a dime who owes the money to the AR the answer is no one the husband didn't get a dime he got a dime and he it he didn't it went the money went directly to the woman I hear what you're saying but I'm telling you the he can't go after the husband you get the money you gave the money to her he just said he always okay it sounds interesting now what what they have to do now if they really want to use the $100,000 he has to swear that he's never going to benefit from this woman therefore he won't be able to remarry her and they won't get divorced just to make the $100,000 because they won't be able to get married again now can't you go to a rabbi and do he said uh you my wife I'm never going to benefit from you you do it R very good you do R you cannot go to the rabbi maybe they'll do some sort of trickery they go to the uncle get the money invite says the now why is it that if the doesn't have any money you can't go after the if you look at the last words it says you shouldn't go to the I already explained that means you shouldn't go first to the that's the end of the but why can't you go to the they they're trying to say that AR is different than what you think we know AR means if you don't if you didn't pay if the is not paying you go to the AR you go to the guor and he has to pay no I'm going to tell you a different he says like this I'm all my job is to bring you Thea if you're looking for the Lea here here he is go to him go to Thea I have nothing but Thea I'm not going to pay say that's what they did in in Persia in Iran yeah Iranians they were crazy back then as well this is what they did then you can't go after the garant tour what do you mean you can't go after the Gant says not true the Persians are so crazy that they don't even go after the bar they go straight to the gantor that's how crazy they are no I'm saying that they don't use logic they're like the court system in Persia they do things without any reason in other words why can't if this guy's a guarantor why can't I go after the guarant says the you didn't understand don't go after the guarantor first F you could go after him if you never get if there's no money by the first you go to the don't go to him first and that makes a lot of sense you shouldn't go after the guarantor first but if he stipulated said I'm giving you this million condition I can go after the if I feel like it then you can go after the GU first it's a crazy I could be a guarantor without making a king without raising a Y without doing anything what's where do you see this I'll take I take I'm So today we're going to learn New Concept there a concept of gantor AR and it's called AR CBL that's a whole another level how do you become AR kablin by saying the words ten if I if uh let me push it again if the AR says give him I want you to give him the loan then he turns to AR and I can go to him first he's a powerful so since you said and how do I know that was now that POS was said by ruen not by Yehuda asks what do you bring when you arrive from ruen he was already cin but Yuda wasn't says the says the but yob didn't agree to Ru even though he's a cin so why would Yehuda offer to be less than what you Ruben offered he already Ruben was denied so obviously Yuda also stepped it up and became a cin how do I know that AR of works I could just say I'll guarantee it and you are like I did with that Rabbi I said I guarantee it I didn't write down anything there's noar I said I guarantee it you see the idea of to a stranger you should do security for for stranger for your friend stick out your hand to to your to the stranger and get stuck with your words from your mouth and you um trapped so to speak with your words do this you'll be saved you came with the the palm of your hand and this is what we're looking for go give him from your hand the says if you owe him money you're the you should pay with your hand if you just insulted him or whatever then har and bring a lot of friends wow we're going to stop over here rabai have a wonderful day wow for