The Most Hated Man on Social Media

Misha, tell us how you became the largest Jewish kidic real estate influencer dominating social media with about a half a million followers >> with his broken English. >> With the broken English, how do you do it? Okay, so first of all, it's my biggest So, for those who don't know me, my name is Mosha Wer. I'm a real estate agent in New Jersey. It's my biggest honor to be on your show. The first video I saw for you was you gave a rant about the prices of how people just spend money on on nonsense that talk to me. Um because I I feel that's something that's really needed to talk about and I mean I don't want to get distracted. That's a subject myself. Then the sometime a little bit later or before I you did something about the donuts. Donuts was very viral >> and uh I've been watching your stuff. >> By the way, you're the biggest real estate influencer. Clappy is the most viral from person today. Now, not not like if you look at big accounts, he's just building a social media, but in terms of per person per viral video, he is the most viral from person today. I just want to put that >> talking numbers and data. He's the most viral. Now his following on Instagram start building it. But in terms of like if you say every 20 videos he does boom blows up like like no one's business. Anyway, >> he definitely has energy. >> I'm very humbled. >> Humbled humbled >> humbled. >> So uh back to the question. Um >> what's a recipe? Everyone wants to know how do you build? How do you build it? How do you get it? People ask all the time. Did you buy your f? They ask me clappy. Do you maybe me more than clap clappy they see right away with his you know he's a winning personality and his Burberry sweater obviously but people ask all the time did you buy followers I tell them sorry I can't afford to buy followers how do you build a following did you buy followers >> so I did not >> okay >> all organic >> no from India and Pakistan >> I did this mistake on YouTube and I think that's why my YouTube is not really growing because I think the algorithm they they they get >> you tried buying followers >> like in the beginning I I tried >> tell all tell all scandal here it's scandal coming. >> No no no this is on YouTube [laughter] and and again my YouTube was not my not my big uh strong part because I think I think that's what killed it trying to buy followers. I think I bought like thousand followers. I not much not crazy but but I think that's why it's not so growing. So going back let's go back >> your first video. Um, yeah. So, I'm a real estate agent. Nothing really like I don't I don't have social media to post which pizza shop I go to not uh what I do got into real estate was successful and uh I started off with real estate. I start off with coaching big uh Tom Ferry for for co for real estate coaching. Tom Ferry's probably one of the biggest. >> But you became a coach. >> No, no, no. I started Tom Ferry for coaching. >> I I went for coaching with Tom Ferry. So over there there's a >> Don't you need a Goldberg or a Cohen to coach you in real estate or ferry? Doesn't sound like the right >> Italian >> I think. So yeah. Yeah. >> Italian guy. >> Yeah. Yeah, there's a lot of uh himish real estate agents that go there. It's uh it's known in the real estate world. So, he had a kufu where he was mamish pushing video video and same you probably can relate to it. I know you because you're like a wild guy, but to put yourself on camera is like suicide. Like you you rather jump a bridge than do this, right? You probably also know what I >> most people not us >> 99% of the people on our ch my channel all the people I interview have never been on a video in their life. Many of them message me an hour later having regret take the video down. And we won't talk about my policies regarding that. [laughter] But I I inherently believe people need to be thrown off the bridge to let them figure out how to swim. And usually after a while they think >> but I have news for you. It's not just from people. It's also >> human human nature. >> I I meet other real estate agents that are not Jewish and it's there's like a fear to come a camera. It's like public speaking. They say public speaking is the number one fear. The second fear is death. So you'd rather be in the casket than giving the eulogy. It's the vert they say in [laughter] the world. So you learned firsthand that the guy was telling you you went to you paid him to coach you and he's saying you got to get in front of the camera and that's a big it was a big obstacle. >> Yeah. >> So how did you overcome the obstacle? >> So my big thing was I'm my English education is what was in yes for now. [laughter] >> Why not? >> Why not discussion? >> Let's let's stay on topic. Uh this [laughter] is the topic everything tell all >> influence real estate influencer tells all that's the topic >> I mean we can discuss education >> where did you go to yeshiva >> I grew up in bar park I went to visiona maybe I shouldn't disclose the because I don't know but >> well but you're you're a big success story for them >> regular >> regular half a million >> struggling like all struggling like all of us trying to make a living bring panosa trying to be me the is >> regular story nothing special. [laughter] So Tom Ferry with his co how much does Tom Ferry charge for the course you know? >> No it's coaching and it's coaching >> how much >> not with him. >> What if it's >> teachers? >> He is just the name. [laughter] >> How much is it charge? >> It's it's money. It's it's nice money. >> 200 >> probably a package of a certain amount of lessons for a few thousand dollar. >> It's public information, right? >> Public information all secret about it. >> I thought influencers all transparent. No, it's not. >> Only us. [laughter] What does a course charge? >> It's not a course. It's a coaching. >> How much does a coaching? [laughter] >> How much a chingga? >> Basically for a half an hour, >> I think cuz I think it's like $300 for half an hour. >> Oh, we're going into coaching. Next episode, >> Clappy and Frank coaching. 295 for a half hour session. >> If I remember correctly, it was uh I remember it was >> But he taught you to do video, so obviously it was worth it cuz look who you are. I mean, I I definitely think it was worth it because it pushed me to places where I don't think I would ever get to. But anyway, so I had this fear of also I felt like the real estate world there's so many already producing content and I will come like I just want to say there's a famous guy in Crown Heights. He's a coach Fitz Fitz Rabin. He's a popular coach and he charges money. And he says that if you pay, you take it serious, you take yourself serious, you take the coach's advice serious, automatically it's 100% that you're going to generate results. Imagine a guy tells you, "I'll give you free coaching." You'll tell, "I'll meet you in division in three months. It's free. Why do I have to do it?" You start laying out 300 bucks for a half an hour. Every second you're paying attention, you're taking notes, you're recording it, and you're trying to implement the things he said. So, people make >> I think you need to start charging people to watch your show. >> You say we're giving it away for free. Yeah, that's why no one takes you serious. [laughter] >> Anyway, get back to topic. >> On that topic, we do have sponsorship openings. If you ever want us promote your brand food on our podcast, send us a message on Instagram or wherever. Back to >> cloud. My mom is good. I I I hope um I don't know. I know we are connected on since you did you did a podcast on on one of the big ones. >> Kosher money. >> Eight nine months ago. It got like 55,000 views. Yeah. >> So then I messages you. I see your stuff but I don't know if you see my >> I added you ah you're saying I added you to my status that you can see my statuses but >> you never called me to buy any serious art yet. >> That's not my not yet. >> Maybe I'll become rich. I'll have rich time. >> So all price ranges. Everybody's my customer. Everybody's my customer. Okay. Anyway, so what I'm saying, so I I had a rant about podcast. Uh Mo reached out to me about it. He got all offended. But a lot of times you listen to podcast and actually this is what I had to say later but I'll say now I feel I don't have like 24 hours in a day to watch podcast but here and there you know you you travel you watch an hour and it's just a bunch of blah blah maybe five minutes of valuable information you feel scammed you feel you know what I mean >> you feel like you just wasted your time on nonsense. >> So I hope that >> that's how you feel about us. You're saying >> it it wasn't your podcast. You reached out to me but it wasn't about your >> No, the recently I had a few times watching watching watching him podcasts >> after I'm like >> like you put a nice catchy >> caption >> thumbnail. >> Basically what I'm trying to say I hope after the hour how long this will go people will get some real value information. >> I tried getting the price out of you. you were in so easy how much you pay for that coach. So I don't know if you really will as >> uh value there was already there was already value information. People that are going into an industry should hire top coaches. >> Pay the money. >> Pay the money >> and you'll take it serious and you'll implement the ideas they give you and you'll become like our friend Misha over here who has a half a million followers on social media >> in a few years. >> In less than three years or about three years you said >> wait I don't want to lose my my chance. So this is this is another tip just jumping whenever you if you want to try to make it big on social media or wherever you need to give informational valuable information. No one is interested which pizza store you shopped. Promise you >> if there's a guy Mr. Portoy who has millions of gazillions of followers and millions. a bad example because does pizza reviews all day and he's a millionaire millionaire that's he reviews he's giving information he's saying go to this pizza >> exactly exactly gives information he gives information >> I see bigish influences I don't want to say names because I I respect every >> so what's your point if they're big obviously people like them so they're creating value >> I just don't get it used to >> you don't understand it they wouldn't have follow their post status is one advertisement of another advertisement >> because they're giving you good deals. They tell you this is this guy's couch. It's 900. He's doing now 500 couches for 400. And if you say his name, you get another $50. >> Hold on. Why do people read the weekly magazines or with all ads? 98% ads. You understand that also or no? >> I don't understand. >> I just Okay. >> But my wife and kids are doing it. So, >> okay. They read it. Okay. >> They bring home today. When I was a kid, we had the views then the I I grew up in Par. Torah Times. >> Yeah, the Torah Times came out because the views was about all the TV >> TV show times and the from families want something kosher. >> So yeah, the Torah Times came out and and that was only allowed in in our house and you looked for the logo every week >> $25. Our family won a few. I don't know if they still do this or not. >> No, I remember it. But but now it's you have you could come home every week just for free bring home and they have what in Yiddish what to read stuff >> then everyone read them >> but they have what to read also not just what they say they people someone told me the only thing I believe in the magazine is the ads [laughter] in any newspaper where all the editorials the news did not show but ads they trust >> someone paid for it >> but I feel like we're we're losing time >> yeah okay back to back to so >> creating value So, okay, this was a not a mama. Okay, so get back to I want to go to >> how do you create a big how do you create a big social media following? You said creating value. >> So, let me let me track back to the story and hopefully it will be valuable to people. Okay. >> So, he was pushing me to start doing and I I felt like I have nothing to add and you know he told me you know what you speak Yiddish start doing Yiddish videos. That's I don't think I mean till today I don't think there is much real estate advice in Yiddish. Okay that's a good idea. So I started doing one video two videos and then he tells me you anyway is doing the content producing the content why not do it also in English on wrote on >> where' you post which platform where did you post your videos? Um, the Yiddish. >> Yeah. >> On my status. >> WhatsApp status. Yeah. Instagram stories for WhatsApp. >> No, I don't. The the Yiddish only goes on my status and YouTube. I don't >> YouTube. Oh, you still do the Yiddish? >> Still do Yiddish. Yeah, I still do. >> But your views are probably much less than your English, right? >> Yeah, of course. >> Okay. So, you said you're doing Yiddish anyway. >> Do do it already in English. You're already there, you know. So I I still was very So he showed me a realtor in Ukraine heavy accent has thousands of views 3,000 views that time like 3,000 views to me was a you know >> dream for those who don't know Yiddish but but uh I I started doing it and tell you this not magic you start posting get followers doesn't work like this. The key in my system, I see a lot of people who are trying to do social media, they get excited half year and then they give up, get back to it again. By mem three years, every Monday another video. Every Monday another video. >> Oh, once a week. >> Once a week. You only make videos once a week. >> Yeah. In middle in middle of the of the week I I I uh threw out content but not video video. >> You edit them or just as is. >> So I think now you touching on a good subject. So for me personally, this is just like for me personally, I don't edit them. >> Same here. And I feel and I had actually clients telling me that's why they connected to me because it's raw. It's not it's not fancy. I mean I put the captions. Why not? But but uh it's very very simple >> authentic >> and authentic. Yeah. I think people relate because we live in such a such a fake world. There's so much fakeness out there. I'm there coming just as a friend telling you don't be stupid buy a house. I'm saying the same thing every week just in different different angles. Not not exactly but if you take together I give a lot of tips. Uh this week was uh was speak about negotiations. Uh um speak is a another example. So because most of the things I I I give from real life. I'm in this business. I talk to people. Things come up. We look at a house. This okay it's a good video. So it's real life. It's not hypothetic stuff. It's real life experiences and I think people connect to it. >> You think half a million followers? I think I guess [laughter] >> the jury's in. >> So this is my point. I I started started doing this consistently >> once a week. Wow. >> Um so this old smile like I don't record and post. I I'm already two weeks ahead just because you don't know what's going to happen. I had at Kufa I was in Kufa I I got into the hospital two um last year and in the hospital I I post a video. My friend is like how do you do that? You're sitting in the hospital. Yeah. Record before. was I >> you're okay >> it was here anyway um so being consistent and delivering val information one more thing I think also I I I post very short 30 seconds I try it should be 30 seconds 40 seconds should be very because the attention span today's is so short people don't have patience for your long dresses and we are ready Now half an hour in I'm wondering [clears throat] how many people will come till this point. People are so so flaky. So they say >> I think I looked at our data. Our average people our average listener listens for 18 minutes. >> 18 minutes. >> I had a I have a friend >> I have a friend I live in Hillside. I have a friend >> New Jersey. >> Hillside New Jersey. >> We're going to get to that in a second. >> Okay. >> I have a few prepared questions my she has. And one of the things how much time >> one of the things one of the things we want to discuss is how you landed the vision bar park. You landed in hillside New Jersey. >> Okay. We'll get to that soon. Okay. [laughter] >> Okay. So, let's finish this. So, I have a friend. I don't know. I can't say name because >> I didn't ask permission but uh a good guy. Good guy. He tries stuff and I'm pushing my friends. social media social media like again but I can only bring you to the the host of the the water >> the water can't host you anyway so see he puts out he puts out a video 18 minutes >> you got to cut this up [laughter] he >> anyway um I probably missed but it's a conversation it's not uh >> and then you started posting on WhatsApp and YouTube and then I started you jumped to to Instagram and Tik Tok and >> so I started Instagram. I start I so I when I when I started real estate, I opened an account just for real estate to I I already posted the content but not video. The the where I blew up was not from posting some stats and stuff. That's not where it went crazy. I posted week week after week. One week I posted something about if I remember correctly I said and this is actually when I sit down with a client first uh a buy bar buyer think about uh buying this is this is what I do. Yeah, I have a calculator here. You have calculators. Ask how much you pay rent. Not asking 2,00 2400 3,000 4,000 * 12 * * 12 * 5 * 10. if you make the calculations. So I think I I I said the video I I said pay $2,000 rent all together in a month is 2400 24,000 and 5 years 10 years you make a all this money goes to your landlord and you don't see anything. >> Talking to two renters here >> talking to two people that are suffering in this. So maybe maybe maybe maybe maybe the whole podcast drop it. This is maybe if I can help you this is already >> okay. So you do you do the calculation. >> So I I was just sitting with them and I'm showing like look all this money if you buy it could stay in your pocket. So it was a short video 30 seconds. This video kind of blew up. That time blew up means 50,000. By now the video has much more. But it started going like uh viral. >> Viral. Yeah. When I started going viral, I started getting a lot of hate comments. >> That was my next comment. That was my next question I wanted to ask. I have a what's the questions on my mind. Okay. >> I looked at your channel a couple of days ago. >> Hold. Let him finish his story. >> No. No. He has more hate comments than about the the the peace plan with the Gaza and Israel. There's more hate comments on your content. So, so I I want to go to the headcom. So, first when I like the real anti-semit stuff like the the the real old >> tropes. I I'll go and I this is again how much time do you have? >> Just continue talking. So I I I it's you know the Lava spoke a lot about there will come a time that the go will say listen that Rash first yeah >> that the will come I didn't say that he said that the the rash already said that that the the [ __ ] was saying list that belongs >> you stole >> yeah yeah >> I started getting comments on my page like me personally why you buying a house. You could steal it. You could steal it. Like stuff like that. Like real at I I I just related to this like it's very maybe it's narcissist a little like you don't care about the only one who touches you all of a sudden. But somehow I started understanding what the Reb said that the go to yell at you. You're you're Ganov. You're Ganov. You have you're Ghanov. I started getting thousands of comments like this like you're Ganov. You're Ganov. And me I I'm I I'm never post about Israel. I post about American politics also or not. I don't post about Yiddish. I know in Kabad this is the worst thing because if you have a channel you got to spread the Yiddish guy with it. It's this like shame [laughter] but but but I try to keep my >> business. You keep your business. I'll tell you a story. So to all the labaves watching I'll make you happy. I had a guy reaching out to me. He sends me a message. I have no idea who this guy sent me a message, a picture of him putting twin. He said, "I you inspired me to put on TW." He said, "I haven't put on TW since my mitzvah. You inspired me to put on TW." So for the way of Okay. >> Check check. >> Checked. Okay. So, but the only thing you can relate to me to what's happening in other places >> because you look Jewish. >> Because I look Jewish. That's it. >> They hate you straight up because you're Jewish. >> So don't tell me. So I have these that that say maybe we shouldn't hate this Jew because maybe he's not a Zionist. Maybe this is already the sophisticated anti-semitis. >> Yeah. This the sophisticated modern anti-semitism is like I don't hate Jewism. I'm a nice guy. I don't hate you. I hate Zionism. [snorts] You really worry about people getting killed. A fraud. You hate Jews. Say it's a farting, you know. [laughter] >> Anyway, um I'm getting uh >> you got all the hate comments, but then the comments help. >> So the first So at first I >> I think if the anti-semitists would realize that they help the Jewish content creators when they do all their hate comments, they may not comment. I >> tell you a funny story. Hey, little little all the anti-semit just know when you write all your anti-semitiff the algorithm shows that you have exciting content and they're going to push you up higher. So I want to thank you for letting us profit off. >> I was on a podcast real estate podcast and I mentioned this and I said that the hate comments said and I said thank you haters for pushing me and one of these guys commented because they made like a short clip out of it. One of the guys uh commented you're welcome. [laughter] >> A real good man as I mentioned a proper anti have this side and I had go we we going like back and forth but I think this is of this podcast so I watched the the the the podcast with the Raashkin that was like next level [laughter] on Seder and okay anyway so um what do I want to say about the anti-semitic comments promote pushed up your video >> no >> encouraging people to buy houses >> so >> is that the general theme of your content encouraging people to buy houses. >> It's about real estate. So, it's about something tips. Uh it's it's not but a lot has to do with the buy. >> I'm actually working a new marketing client who owns a big it's a big mortgage company and I walked into the office and I felt this energy. Oh, you should buy a house. It's like a religion. So, I I never tasted until you walk in this religion. You say I'm [ __ ] up on this religion. >> Yeah. It's interesting. I walked into this huge office, a future American client of mine. >> Listen, my wife and kids go crazy when I walk on the street. They see houses and they see trees. [laughter] >> So anyway, um >> and then it started blowing up from this one piece of content. >> Okay. So at first I felt very violated. You come to my page just to put just to put uh hate >> anti-semitic stuff. >> Like don't come to my page hate. You want to hate go BB Natao's page and hate. [laughter] the I'm not speak I'm not doing anything to instigate >> anyway so I started deleting them and then a friend of mine lives in hillside uh al also big on on uh I don't want to say can't say >> social media a content creator >> you probably know who who >> okay >> and he told me it was the first shot a brother I I met him told me leave all the hate comments just going to help you tak I I bite my tongue I left the I left the comments I don't respond then have people arguing uh blah blah I'm like when someone asks a question about real estate I mean it's impossible to answer everyone answer if someone has a question on the video I respond but I don't go when I don't go >> m people ask me all the time how does it help your business content creation could you explain specific ways how the content converts to real business. >> So, it's a few a few like >> give us examples. People want to know concrete cuz >> you want to have a cute a cute story. >> Yeah. >> I would put an off on a house. >> I mean, I'm talking besides have uh people reach out to me, want to list the house, >> you got listings from your contact a lot. when I would say more buyers than than sellers. But uh but >> who do you >> I I actually had actually had uh it's not my area. So I >> referred >> referred. Yeah. But uh but uh >> but you make money from your content >> from people reaching out. Yeah. >> And you have sponsors also. I see. >> Yeah. That's a side side job. >> Okay. So how does it you about to say a story? Yeah. Sorry about the same story >> um >> about how the content creates into real money. >> So I I I put an offer house in Elizabeth. I put an offer in the house. I want to put I want to have a showing and uh the agent calls me back starts and she thinks that she's talking to the owner. Hi, this real estate agent just called me and he's the best real estate agent out there. like it's she's in a car. She's talking to me and we need to make sure they can get access to the house to see the house. So I was like whoa celebrity service. I had other house other just recent I had a there was a house in Hillside and I sent a message to the agent I want to want to schedule a showing like hollishing like oh we want I want to do a deal with you like please yes >> you can relate to that >> it happens so it definitely helps >> I tell cl all the time people buy stuff from him just because he's such a celebrity >> I happen to give very good products pricing in college. >> That's a sideeshow. They just want to hang out with you. [laughter] >> I'm being honest. [gasps] >> You know, >> people want to say, "Oh, he's my friend." You know, Clappy, that guy, he's my friend. Watch me call him. You get that? Watch me call [laughter] him. You get the video call request. Clap. Did it happen? >> Well, you were quiet. >> I never I never pick up a video call. It's such a [laughter] >> video calling someone like I'll tell you when I do video calls. guys called me up like during COVID and they're like my brother-in-law is not sub he didn't sleep for three days >> and he you give him such I'm like sure call him on video okay or somebody's in the hospital like these types of calls the second they say the word hospital my heart melts like butter hospital was like the key word say hospital and I'm in >> and I have people reaching out I all the time they want me to make a video for a birthday I never did I don't know I just feel a to me I don't know who you are and who your birthday boy is I have no idea who they are But there's a website. It's Cameo, right? >> Yeah, there is. I >> You should be on Cameo. You'll make money. Nothing wrong. >> No, I don't know. Just money. You'll give the money to Kishkiss. Just >> Hey, if you think I should work there should be on Cameo. Put on the comments below. So, we should get that encouragement to do it. Kloppy should definitely be on Cameo. >> So hopefully after uh after this podcast, you both will be on Cameo. >> Okay. >> I'll also do Cameo. It's I'm going to be feel, you know, the results won't be as glor glorious as you guys, but I'll >> since I'm pushing you to you, you know, I have to do it myself. >> We'll see. We'll see. >> So, here's the big question. >> Okay. >> It could be myself, but I'm saying a guy that, let's say, lives in a neighborhood where a house is 2, three, four million. >> So, unless you do really well financially, but a lot of times you're you're mentally say to yourself, it's not shy. It's not even a possibility for me to buy a house, but I have to live here because of X, Y, and Z. This reason, that reason, the other reason. So, you get into this like rut. You're in a pit where you rent, and you're like, "Okay, it's the only option I have right now. I can move 40 minutes that way, 20 minutes that way." That's probably the biggest issue with why a lot of Fumien are not buying houses because they live in the heart of Bar Park, the heart of Flapush, the heart of Crown Heights, the heart of Williamsburg. >> God, would you move to East Flappish or Repson? >> Again, that's the big question now. Am I under the right circumstances? But I'm saying when you when you live in the heart of Crown Heights and your kids could bike to school or take a scooter and you have people that come to visit, it's very easy on shops. I'm saying the laziness is true or not. You answer the question >> potentially in the right in the right area and the right price potentially. But what I'm saying, >> hold on. With your current rise to fame, I think you're able to >> hopefully we'll be able to buy the hard you know, president Brooklyn, New York. Hopefully, [laughter] you know, that's my business. Hashem. So, but I want you to answer the million fumiadin that live in the heart of Jewish communities, including Labraa, Fairfax, Tarzana, any popular Jewish community where a house went from 300 to 3 million. >> You do this for a living. >> You said you want people to leave this show with a talis with knowledge. What do you tell those people? >> Okay, I'll answer the question, but a little bit. >> Hold on. If someone wants to live on Fifth Avenue because they like the location, can't afford it, like what's then? What's your question? >> Not a possibility. >> Okay. So, >> I want [laughter] to hear how you break it down to the I can't afford it next. You can't. >> Let me let me get back to to your answer, but I want to I want to first start with something else. There is I don't want nothing I don't want to bash or >> stay in theory without names. >> But there is a new development that the whole Jewish >> Okachobee. >> No, I DON'T SAY IT. CUT IT OUT. [laughter] >> GO, GO, GO, GO, GO, GO. >> Everyone is up with it. There's a lot of money putting into marketing. A lot of money. >> Did they sponsor you yet? >> Um, >> did you talk about >> Listen, money talks to everyone. So, if I get 50K, >> just know that Mo is available to promote the place that we don't want to talk about. Maybe for 50k I'll go. >> You'll consider >> I'll I'll I'll I'll break all my >> all your religious beliefs for 50k. That's all. That's all he charges. >> All it takes 50k >> money talks >> because you're about to curse out the place. Okay. >> With 50k, you could do a lot of good things, you know. You need >> anyway. What I want to say is people are very excited about it. >> The me definitely the social media people getting paid are excited about. Yeah. >> Whatever. Whatever. But they don't accept people that are on social medias. >> Oh, it's >> Yeah, there's that tacuness. It's Yeah. >> Signed paper. Imagine >> more stricter than your moist does give stricts serious stuff. They want the serious crowd. So >> whatever. I I think the way it is they they need the social media vi hype that when the coiling man comes and asks what do you think about about because the coiling man sits a coil all day. Yeah. So he doesn't really know what's happening. He sees an idea. So he has his friend that's in business the clinging man. He will ask him no advice >> rich business friend classmate. [laughter] >> So they make the hype on social media. Now this coiling comes of course do it. Yeah. Okay. Whatever. This is >> that's what you're saying. [laughter] >> I make it whatever. So what I want to say is there's a big hype about it. My opinion someone who wants to do some Zach and leave Brooklyn because Brooklyn is not affordable. I come from Brooklyn. I used to live in like I grew up in Park. I got married in Wlesburg. I lived uh 10 years in Wesburg. Um I'm I'm going back six years ago before co the world was still kind of normal and at that time Brooklyn wasn't affordable and I think someone who wants to move leave Brooklyn there are options as we speak there are options >> like >> you can go to Lindon New Jersey you can go to Jersey City goat an island. That one is already a little bit more expensive, but uh and then and then up the hillside, of course. And and uh you go further, you can go to Arizona. There's a nice community over there. >> Casaganda. >> Casag Grand. I had a brother there for a few years. >> He's not there anymore. >> The answer why he's not there anywhere anymore. Maybe we'll help somebody to move there or not to move there. Why isn't your brother there anymore? I think that's personal. >> Oh, I'm sorry. No, >> I'm saying every person has >> In theory, he could in theory a person moved there 10 years ago could still be happy there and everything. >> There are actually still people that are there. So, I'm saying there there's a lot of >> there's options. >> There's a lot of options to go to Florida. But here's a butt. You the listener will tell me now everything I mentioned you will start telling me now I can't go here because >> no you >> friends family >> I think I think they I meant I meant they were finding issues on every place over here too many over here over here there's issues with every place when people come and to sell you a dream. It's not There's nothing there now. It's a fancy dream. It's beautiful. Who doesn't want to live in a dream? We'll see once the first family moves out that I think they change it a little bit. I don't follow like that close. Maybe I shouldn't even talk about it because I didn't listen to all the >> dreams. All the dreams. All I did listen to all everything they have maybe everything I say I'm speaking Irish guys but >> I think I'm I'm old enough I'm not that old but I think I'm not around the street and I I've seen things coming a little bit I can say you know what take my words the same as we are now smoozing don't take >> what's the hate what's the >> hate I'm just saying I'm just saying >> I think they didn't pay you to promote it I think that's >> maybe as I said >> there's going to be a $50,000 50k 50k might change everything. So >> you're saying don't believe the hype in this place. Is that your point? I'm I'm just saying is so first of I saw they are selling you that they are giving you a setup thing moist schools um >> supermarket >> supermarket everything set up and they need for this to work they need the first phase is I think it's 196 people >> I knew this up to failure cuz you can't pick up 196 people at one minute >> they're predicting to fail >> and come No and come come we starting something new and everything should be blah blah blah blah blah blah the more you promise the more you're up to failure. This is my in other words >> next topic we got it. You're the only you're the only non you're the only nonabad guy in hillside you uh how's that what's that like >> or are you kabad hidden like what's your deal? >> Okay so now we're going to start a new different podcast. [laughter] I'm just curious. >> Uh, >> your kids don't go to Kabad schools, right? >> What? >> Your kids go to Kabad school? >> No. >> No. Okay. >> Primary school. >> Where? >> Um, >> can't discuss it. >> That's private. My private school. >> A few minutes drive from where you live? >> Yeah. >> Okay. So, it's perfect. A few minute drive. >> Yeah. >> In bar park. They would also have to go on the bus for 20 minutes. >> So, the secret is that I drive them. Oh, so I never got back to your question. So, so my my point is >> that there are options. You said there are options. >> My point is there are options. >> There are options that are proven that have schools already without promising the world. So you don't need to Florida now renting I I don't and speaking to Labaviches I think have been caution are all yeah doing well. I I think it still applies to >> Have you been to Kingston, PA yet or No, >> I have not been there, but I think it's a nice >> couple hundred fans. I've been >> I know I know I know I know I know I know I know someone who lives there. Yeah. Got >> if if Well, I'm sorry. I just I >> I want to finish. I want to finish. I want to finish. So I I think I think the way I mean look with your eyes what's happening. Brooklyn is not sustainable. Maybe a special move to the suburbs. That's your bottom line. >> Try to make something work that works. And and and uh I I'll say this, the earlier you do it, >> the easier it will be. And and uh it's not it's not saying that once you move life is a bliss. Life always going to be a struggle trying to make it. Someone says the suburbs you need two cars. The taxes are high. The supermarkets are more expensive. You don't actually save money moving to the suburbs. Is that true or false? >> Um but if you own a house >> I amish. I'm cased. So my wife doesn't drive. So I only have one car now. I can't >> you move out? Uh I car >> your wife drives a taxi. When you're out, what does she do? Um, so we Yeah. Uber. Yeah. Uber works. >> People, nonabad woman, you generally don't drive, right? >> You want to start another podcast? >> Yeah. No, just a quick question. Yes or no? >> And the general no. >> Got you. On that topic, social media, what's the how do you how do you deal with that? because I put a lot I want to put people on video like for my my channel >> and actually Gary Vee said you know Gary Vaynerchuk he said it's very he's a big social media guy probably one of the biggest in the world he said it's very interesting you interviewidic people because you never see them on social media what's the general view of the kididic community about social media >> so >> and how do you deal with however >> so I I need to watch what I'm going to say because I might get in trouble for this >> right >> so in general >> tell us what their approach is that's it >> in general the ru Right. >> There's no smartphones. >> No smartphones. Right. >> No social media. >> WhatsApp. Yes or no? >> No WhatsApp. No, you shouldn't be on WhatsApp. There's Betta, >> right? >> And then what's the >> what actually happens? What the the official position? >> I'm not Arav. I'm far from and my D is I don't know. I don't know if it's a D by state. It's it's it's it's not what you just ask me. So general they stay away from media completely. It's a print newspaper. >> Correct. >> Um >> and over there you'll see older evidence >> officially but but unofficially >> right >> I think the last I don't know numbers five years 10 years I think uh when I was a kid. Yeah. I remember >> by way I hate to do this. How old are you? >> You're 30 years old. >> I'm getting closer to the >> to the 40. >> Yeah. I hate to say that >> between 30 [laughter] and 40. Yeah. Okay. >> I mean the highest side already the 30s. >> Okay. Perfect. >> Um so when I was a kid I I know that it was a kabad they had this organization with the bar bomb. So it was an organization they I think that guy was a Holocaust survivor himself. S Shapiro. I don't think he's still alive. Maybe. Yes. I don't I don't want to kill people. But but uh he he had this mission for every kid that died in the Holocaust should be a kid now learns Mishna for him. That was the whole >> It wasn't kabadishna pap. Yeah, >> it wasn't in kabad. It was a it was it wasn't a project. Maybe it was I remember. I remember once they did a >> they did a mala and slides they call slides and instead of slides it was video from Israeld whatever nothing >> holy places >> nothing >> video right. I remember the guy coming the mic says mistake it's video whoever is not allowed to watch video should go out of the room >> and believe it or not >> it was picked up and lift >> it's lift yeah >> so they're again because I know when they did >> and then though still I want to I want to I want to give a shout out to square I I remember like was two years ago year ago there was certain organization that did an event and there was video and they were searching a light left the room because >> because they Don't watch videos. >> You don't watch videos. Even if it's holy, it's pure. It's everything. >> No, you know, even a YouTube video, what could be the issue? I'm just curious. >> When I was a kid kid, I remember like small kid like seven years and and I was in I don't want to say a name school in Dear. I remember the the teachers showing videos. I don't even think it was a Yiddish video was it >> National Geographics >> and I think I think the early Toshi >> 90 >> where the is the the iser on video >> kicked in the show world. Yeah, videos >> any circles more than other like satless or everyone all across the board. all go together besides Kabad is on brand. >> Kabad is on their own. Closest closest thing to Judaism [laughter] is >> I know when they had the big celebration of summer in the Barclay Center, >> they gave everyone binoculars cuz they dka didn't want to use the screens. >> I remember >> I was like what? They use binoculars. They didn't use them just to have a live video of what's going on in their place. >> They didn't. >> I remember one of the sats again. It's not to make fun. just >> one of the teams, I call them teams. >> They they had an event about whatever it was and they had screens and a day later they needed to write a whole nons apology letter. >> Yeah. Yeah. And they said because of security they needed to do it blah blah blah. [laughter] >> So they're averse to anything. >> I was in the mikvah the next day and we spoke. They said I I was like who believes this? that those who have highness th those age of people they believe that anyway. So in general, >> but someone told me although these people are very against video, they all make sure they have private photographers snapping pictures every 5 seconds every time they go to wedding that gets published in all their magazines so the donors could see that they're prestigious enough for them to give money >> because so they're very media uh friendly and very media focused because they need to get the money but videos I'm scared I'm scared in a week from now I'm going to be in show and I'm going to get shouted out by a kiddesh by 20 people that you had on the biggest real estate guy and you were discussing the sat cameras at >> [laughter] >> So, let's get straight to the meat [snorts] and potatoes. A couple wants to buy a house. Let's say somewhere affordable that you know, not three million, but East Flappish. They see a house and it's 7.95 or 825, a one or two family home. >> Tell me the truth. How much cash do you really need? And what is it going to really take to get a mortgage? >> First, first time buyers. >> First time home buyer. >> So, first of all, I I do New Jersey, so the prices are a little bit >> Give us an example. We wait between states >> ratio. What percent down? It really depends. Talk like there's no >> Is it 3% down 5%? >> General the if you are a first- time home buyer and >> the government helps. No, the government helps. >> I'm a I'm a first- time home buyer. >> First time home buyer, you could put down as little as 3%. People don't know this. People, me personally, when I bought my house, I put down 20%. Just because >> Rich guy from social media. >> Yeah. Yeah. Pre pre- social media. >> Um I borrowed from a lot of people money. not allowed to say that because because it's supposed to be your money but have paid back everyone >> FBI outside [laughter] waiting for him >> talk about borrowing money and I I don't want to get sidetracked but today it was uh one of the Jewish influencers posted a video about about uh someone saying you shouldn't borrow money to people because you shouldn't lend money to people because if you're not going to get it back I I reposted it but someone didn't go through. I felt a sim that >> not supposed to pay back money. You know how you know? >> You now you know a mig is more important than aa the terror says he should pay back money. The mig is not to pay back money. [laughter] >> Yeah. It's unfortunately I have a brother who done someone uh nice amount of money supposedly real estate blah blah still waiting for it. A lot of people I get it. Sometimes people have dreams and it's not working out. I guess >> are people borrowing money to buy into this dream? [laughter] >> So, but but I I I got from him $1,000. My sister gave me $1,000, $2,000, $5,000. >> Family affair. >> I had an Excel sheet. I wrote down actually one guy told me like you could and Bandal a few people from there. I asked >> Avenue J. >> Actually, a shout out for Bandal. Beautiful shul. It's like if you want to have a shulish >> a shul that you walk in, you feel >> we had the guy spoke about the podcast. Yeah. >> He now was a rough in a different show. >> Yeah. Yeah. He has his own. Yeah. But >> but that's sh is like stepping back hund years ago. >> Was that until now it's like that? >> I think so. They help each other. >> It's special people. It's like it's holy people. his holy people. >> Ra is a sadic. He's not famous. He He's not on social media like Mishmak. He's a that sits the land all day. He's doing a lot of He's very dedicated to to his community. >> Okay. So 3% as well as 3% down. You could borrow from friends and relatives. >> I borrowed for money from them. >> You can't. >> So officially, no, you're not supposed. You need to know how to do. >> No, no. I'm saying in practice people people need to know how to do it. And and it's so this this what it's a good point actually because cuz I don't want to say people we wasted time. So it's a good point cuz people will not borrow you $10,000. >> Way saying borrow you. I know I had this a lot. Yeah. >> Yeah. It's my English. What can I see? We need better education. It's great. It's great. >> Okay. Anyway, um people will not give you give you better. [laughter] >> Yeah. $1,000 I think people is easy to get. But I had an Excel sheet. I wrote down this guy gave me 10,000. This guy gave me 5,000. This guy gave me a thousand. This guy gave me 500. I wrote down and bro with the time I I was able to pay. >> What about credit cards? What do you What do you think people should swipe credit cards to help them with the down payment? >> I don't think so. >> Okay. Wait. What's get I want to finish this. I want to finish this topic. >> I'm making a down payment. Why can you use a credit card? >> I don't think it's just getting tangled in the the credit card. I'm not a from credit cards at all. Why? Because >> I messed up. Tell me how many >> It's unsecured debt. So they're not they can't steal your ass. >> I'm just off just saying off the record. >> Off the record. >> I know many people started their businesses swiping credit cards. >> Okay, listen. If it works, it works. I must say I'm I'm not a financial adviser so it's not my type. >> Many people that started everything because no one's going to you know there's you don't have to meet the guy in the next bar mitzvah and say where's my money. Mr. American Express doesn't you know there's no nothing personal. It's just you know they take the risk and anyway they do very well the credit cards and I know because they try they pay a lot of money for referrals. >> Okay. again if it >> I know they do they're very [laughter] >> if it works for you getting >> if it works for you good go >> I know other podcasts are very anti credit card I have to say I I I've done a lot of pursued a lot of my dreams swiping credit cards >> and whether a lot didn't work out the way I wanted to but because of credit cards I was able to pursue the dream and not borrow from friends or family >> and they would be left with nothing and just whatever you work it out you do a payment plan you do a lot of creative options that you could deal with a big billion trillion dollar credit card company as opposed to buying from friends or family if you can't afford to pay them. It gets weird, awkward and credit card very dangerous. A lot of couples have no access to cash and they're swiping credit cards thinking it's at the end of the month comes they can't pay it because they're making $12 an hour. >> If they can't pay it, what happens? >> And then they start paying the minimums and they're paying 30 40% interest and their whole life is just downhill. People should, you know, Ram, that guy Ramuse, what's his name, man? >> Dave Ramsey. >> Dave Ramsey. He said, "When you start going into a designer store and paying 800 and you only pay cash and it's 30, 80, 100, four, five, 6, 670, by the time you get to 800, you put the money back in your pocketbook. You walk out. You got to make these and you buy a pair of shoes for $44." >> Talking to the guy from Mr. Burberry. We're not discussing. What's the code? >> We're not discuss We're not discussing me now. We're discussing [laughter] How's the time now? time now was um 136. But but you're saying if you could if you could put down as little as 3%, you put down 20%. >> So my was because the more you put down the less your mortgage payment and you pay compound interest. >> I was more I was Yeah. So I was more focused on trying to be able to afford the next 30 years of house. So I put down 20. But for some people >> they have good jobs, whatever. They're not worried about the month payment. They just want to get in. 3% can get you in. Now, there's another thing, but I think for a lot of the listeners, this is not really shy. There is government grants. You can get up to $22,000 in New Jersey. I don't know. >> For down payment money. >> What? >> For down payment money. >> For down payment. Yeah. Closing cost and everything. >> $22,000. >> You can get now there's a requirements >> income. >> Income. If you have too much money, they don't need to give you money. We have too less too much debt. They also want >> you're not going to be able to pay the mortgage. You won't be able to pay the mortgage. So there is requirements but it's possible. I want want to say one more thing. Sorry. >> I did a video actually about it a few a few weeks ago and I got people reaching out yen going reaching out to me. Section 8 people don't know this. Section 8 has a um >> option >> h housing uh program whatever I think they you need to go to some courses or whatever and like housing whatever but the there is a program where where instead of paying your rent will pay your mortgage. >> Now >> the government will pay you section 8 in your own house >> your own house. >> They'll pay you your rent in your own house that you bought. >> They pay your No, no, no, no. They pay the mortgage. It's not the money doesn't. >> That means instead of the government pay $2,300 for you to be in section 8, they'll pay your mortgage. >> They pay your mortgage. So, basically, they pay your house because eventually >> you're going to own it. The government doesn't own the doesn't own the title. >> No, it's your house. >> Sounds like the the biggest >> now. And now, now before you reach out to me for this, >> I have no idea about it. Like, this is public information. >> Google it. Google it. Chat it. Gemini it. What else is out there? Grock it. And it could be 100% legal. >> This is this is >> it's legal. It's official >> from I'm not talking about making a dry. This is >> I thought a dry you do it under the husband's name and then the wife gets section for the dry. You don't need me for the dry. You know what to do. [laughter] >> You buy. >> But also just on a practical side, if someone can't afford the mortgage, how long do they have how long can they kick the can down the road until they get >> this? I did a video about it. Some people were upset about it. >> New Jersey and verse New York. Who's more very liberal in New York? Right. >> So if you if you don't pay your landlord >> rent and let's talk about rent then talking about mortgage. >> Yeah. I'm saying if you don't pay your landlord one month, two months, he's not releasing your lease next year. He's >> he's not renewing your lease next year. >> I said releasing renewing. He's not renewing your lease next year cuz a the rent the landlord and the tenant it's a very personal relation. which is also something I spoke about the videos about if he doesn't like you know nose or all of a sudden his son gets married then >> the apartment >> he you're out you're >> but in New York you could stall it for years and make him >> yeah if you're good in the game and and and you haven't tackle nothing better in your life I mean unfortunately there are people like that but if nothing in your life what to do to fight with your landlord >> you could stole it for two three years I heard you could do it for >> I never did it when they asked me to leave I leave but I heard you could stole it for two three years >> yeah yeah but but my point about with a mortgage with a mortgage If you missed your mortgage one once, >> your credit getting shot. I had a a house on the on the on the contract. I was a seller side. The buyer was on vacation, whatever. Mr. mortgage payment on an other house that killed the >> credit. >> Killed the credit. >> One payment. >> One missed payment. >> So, if you're due on the 1st and on the 5th you pay it, you're you're already bad by the bank. >> If if it goes by 30 days, >> oh, an additional 30 days. Yeah, a full How long does it take to evict >> on a mortgage? Let's take one thing at a time. One of the worst case scenarios. So, people encourage people to buy a house. >> I want to stick to this point. >> I have family members that didn't pay a mortgage in 15 years. So, I know >> they still have the house >> and they had it for 15 years. Eventually, the bank said, "Okay, we're finally coming." And then they sold it. >> It's It's fine [laughter] for sale. >> Closed family member. So, I I What what's the repercussions? because you're encouraging people to buy which I think for most people it's our best investment if they're not business people investing in different collectibles art or business they're building their business um on a side note I have a also another close relative who was made fun of oh they never bought a house never bought a house and then I hear the guy dies and all the kids got a ton of money because they sold his share in [snorts] his company okay and they made a ton of money so all everyone laughed and c everyone made fun of them that they didn't have their they didn't own they rented the whole life. Meanwhile, once the guy died and he sold a share in his successful business, they're all partying. >> There's always exceptions to the rule. >> I'm just >> The problem is I I I have family members that renters and they get thrown like also friends from one property to the next like >> you need security I eviction on mortgage and eviction. How long does it take until the bank throws you out of the house? >> Okay, let me finish. Let me finish. >> Let's do focus just >> let me finish the previous idea. So, >> did you say the number or it's you can't talk about it? >> So, so [laughter] >> I'm gonna forget it. Very >> Wait, wait. >> It's to your point. You should buy >> and then with the bank with the with the bank, you skip your mortgage. You skip your mortgage payment for tomorrow. >> Yeah. Your credit goes >> and then and your credit gets shot but but you you pay back. >> You're fine. You're good. You It's They're not going to kick you out. Now, how long it takes? Um >> I'm not a foreclosure expert. So I think after there's like a number of days like after I think it's 75 days or 90 days I think maybe it's 90 days they start selling >> sending you letters notices you could shle it out you could shle it out >> I think for six months for maybe but if you're really really I know people who been with the bank for years so you you just mentioned 15 years >> 15 years as a lawyer >> listen 15 years living for free in a house that's good Okay. [laughter] >> So, what is the realistic number? How long could you stay in a house without paying the mortgage until the >> I I I I would say try to pay the mortgage. Don't don't >> I understand, but realistically, someone should know worst case because you want to if you're going to encourage someone to buy a house, they want to know what's the worst case scenario. >> I don't know if you're in this situation, contact a a a you don't know the answer. You think two years, three years? Yeah, it's pro if if if you don't go with an attorney like just follow the process. I think it's much faster than >> Okay, so you got attorney that could attorney could push it >> and they say you got notorized, the paper wasn't stamped, it wasn't delivered to the door, your hand, your kid was home, he was I know a guy, a lawyer. He told me he doesmecky law, not the best law. He said he goes back to court every few weeks for guys in Bur Park and they got a thing to evict, but his wife signed it, but they weren't legally married. So they get another six months then they have to meet him and they have to serve you where they serve. He said you served me I didn't take it. They said you did take it. They said the guy that served you served more than three people that day. So it weren't. He said sometimes on the knot of a paper on how a paper was stamped. A guy in borrow park could be living in a house for free because it dragged on 15 years and then the bank did a short sale and >> you you can if if you really know the game you can you can play the game >> and that's why you should buy a house because you could drag it out and it's not personal. >> It's not what he said with a landlord. I wouldn't ador with the bank. It's >> not his advice. >> I wouldn't advise to you should pay your mortgage, >> right? >> Pay your mortgage. Hashem should bless you. >> Realistically, the difference between renting and buying. Also want to say >> there's no unexpected expenses when you're in it. It's very fixed. Like there's no boiler breaking or the roof. You have to put a new roof >> as a renter. >> As a renter. >> So, >> so financially everyone says it's so great to buy, but there's no if you're in a business at a fixed income. >> Correct. There's no surprises. You know exactly how much you have to pay every month. >> First of all, feeding people into being nebs their whole life. No, I'm just >> No. First of all, first of all, your rent goes up. >> Goes up. It's not like >> you don't pay the rents now that you paid 10 years ago. Rent goes up. >> Rent went up drastically in the last few years. >> Yeah. Okay. It's very hard now to take any president from the last 10 years because also I have this problem with the sellers. They don't up. We had these jumps by co. This is not normal. It's not normal. You buy a house and a year later it's worth 100k more. It's not normal. >> So rents also I don't think we will see this jump like uh I think it will be more stable but rent goes up. Now to answer your question you're right you buy a house you need to take care of landscaping and I I I have got a cleaning uh And if if you own a house, make sure your gutters are clean because just cleaning your gutters can prevent you from water coming to your house. But but so there are expenses, but I call it the the little pennies you pay for for gain like you can save yourself these little pennies, but you lose bigger picture. It's the way I see it. >> Okay. Any more questions? real estate. >> So you have to if you're going to buy a house in Crown Heights and in East Flash and a lot of the Jewish communities, I know it's going on now. I hear this every week in Shaw, there's people living there illegally. So a lot of the times people buy a house for 1.1 in Crown Heights or East Flap 7 to 900,000 and the realtor realizes it's going to be a three-year deal to get rid of the tenants. They say, "You know what? I'll give you the house 100 150 even $200,000 cheaper, but you're going to have to get rid of the tenants." Do you advise people to get a house for 100 to 200 cheaper, but you're going to have to get rid of the tenants and then when you get the house now, you have to get rid of tenants. You have to start either buying them out cash or spending years in court. What's your advice for and against? I get this question all the time. I don't even own property. So, it really depends. >> You pay for the headache. >> No, it depends who you are. If you work and you have a life and real estate is not your thing and you don't have experience with this, what are you doing? You you you you buy your your sick bed because you're getting a discount for it. >> You buy vacant if you're not in the business. >> If if if you have experience and you know the game, of course. That's what you're >> saying. a regular a regular younger man married two kids married 5 years you want to buy a house 800 900 1.3 1.4 for and you don't do real estate for a living. Do not buy a house with tenants no matter how good the deal is. Because every day my friends have these questions again. Are you ready now to to are you buying a house because you want to live there or you want to just have expenses now? >> They they say they want to live there, but maybe if it takes an extra year and they get a big discount, they might be condai. You're saying only buy vacancy. >> You're also able to afford to hold it over if if these tenants are there and they're paying rent. often you're paying you're paying their free rent. >> Yeah. >> And if if it's not your >> caring cost >> if you can get it vacant uh then >> So you're saying buy vacant even if it's way more >> you everything has a price. >> Everything has a price. >> Now if someone I have people telling me it's so expensive to buy Brooklyn. My answer is don't buy in Brooklyn. Don't buy my don't worry my real estate will do fine. >> What's your taxes in Elizabeth a year? my Oh, I just got the bill. >> How much? >> They they >> 15K. >> So So I I I'll put it this I am It's what I pay >> 15,000 in Brooklyn, it's 67. So people running to the suburb, just know about your taxes. >> What I pay >> and the toll. You want to come to New York City, it's $50 a >> What's your tolls exactly from Jersey? >> Wait, wait, wait, >> hold on. Let's talk about your tolls. 40. >> Let's Let's get topic. What I >> It's not a secret. We could How much does it cost for a toll from Jersey to to Brooklyn these days? >> Um Jersey to >> one one. Yeah. Tropical Brooklyn. Just you guys just remember that >> subway's 275. [laughter] >> What I what I pay with >> And you'll need a car. >> Listen what what I pay with a high tax. >> You can walk to the grocery store. >> You listen to me. >> I'm sorry. Yes. [laughter] What I pay with a high taxes in New Jersey altogether, my monthly mortgage payment is less what people pay now for a twobedroom, sixth floor without an elevator in Willisburg. >> What do you say to that? >> Two cars, $20 toll. >> You're living like a You're thinking ghetto. You're totally thinking ghetto. I'm just >> to make living in a Crown Heights house that you don't own >> because you're near Khan's grocery store. You're so excited. >> Addicted to the conveniences near 77. >> I grew up in Brooklyn. I always thought I'm not leaving Brooklyn. Never. Like the vibe. >> Let me ask Let me ask you another question. Are there people that you tell against everything you always preach, are there people that you say do not buy a house? >> Um, this makes sense. If you can't afford, >> if you can't afford, there's no going to buy a house and and going for closure and a year later, it's no fun. >> But but if you make a good pan, and I know that people don't like to discuss numbers because get very uh you know, >> how long how long are we filming for so far? Can I add one last question? A guy has a house. He bought before COVID. He paid three 400 grand pomona. Now it's worth 700 grand. Crazy numbers. Went up 100 grand a year. Do you ad do you advise people to use your equity line of credit, your credit equity line as a piggy bank? Pull out money, make a fancy bar mitzvah, buy another property, get into an investment property, get into another investment property, take the money out to start a business. >> Okay. said I'll say something that I will get heat and me and you flabbush we know it tid sadic I'll tell your name after he had a huge house in know talk about >> not yet >> he used to have guest every week >> yes >> one of the >> okay >> I I think so you know what I mean >> probably yeah no names we'll confirm after >> no names I'm sure you know he had a huge nice house in Bad Bush and I think when he married his kids he took out loans on his house. He lost his house. He lost his house and marrying >> I know people in >> I know people in hillside you know people state of New Jersey I know people period >> who cares where >> who cares where they are know people who took out loans on the house and didn't end well it feels like free money because it is you did nothing and all of a sudden you bought your house for250 And now it's like 600. It feels like free money, but you need to pay it back [laughter] and you're putting your roof over your head >> on Jeopardy. >> On Yeah, exactly. Now, some people they did it, worked for them, they bought another house, they paid back. So, I'm not saying you're going to come to me with every 10 stories for people that did it and it was Mia. I think it comes back to he said before if you're in the business of it and you know what you're getting into then you could play that game. >> If you have an investment house in other words you have a house >> not your primary residence it's already an investment property. >> So in other words >> if you lose it big deal >> fine you lose it. >> So you're saying mortgage out remortgage out every investment property to buy more investment properties because your primary residence you're never going to get kicked out of because you paid a mortgage. the the the beauty of real estate. Some people a lot of people are like stock market I can make more money than the percentage the appreciation but the the beauty of real estate is that forget you you you buy one house you can mamaish grow it with equity >> refi >> right you can mamish grow it what you can do with stack so this is actually a beautiful real estate but my opinion don't do it with your roof overhead your roof overhead is sacred it's your keshakadashim is you raise your family People won't like private loans on individual uh owner occupied houses. Another side question, you always danced around Kabad, but you know, you still kids are in Clayberg. >> How come Kabad has his mission statement for Mayas, but the conversion sales rate is not so like how many guys look like you that you know live in Hillside or what can Kabad do to recruit better if they if if they allowed guys to stay with their Striml and pace? You think Kabad could recruit more uh members? >> So I I I I I I heard you starting your question. I did not see you going go there. >> Okay. Do you think if Kabad would will have Stramble and Pis looking people then they would able to recruit better? >> Okay. So let me tell you some good word that I heard the 770 once. >> Okay. >> Again I want to mention names because sometimes when you mention the name >> but everyone in Kabad is busy about the problems of Kabad, right? It's >> you. You run a sh. >> Yeah. >> How did you know? >> What? >> How did you know? I run a sho. I do run a sh. >> You said this on >> Oh, okay. Okay. You say something. >> He's an avid listener. >> You say something online. Finished. >> Okay. No problem. [laughter] >> Well, it's a nice way of saying he's an avid listener. >> Yeah. Very. >> You know what's funny? In being in this podcast business, people are afraid to admit that they listen to the It's like It's >> their wife. Always their wife. >> Oh, the wife [laughter] listen. They never listen. >> Yeah. Because you're busy people who has time to listen. >> I'm not sure what is it like saying that I'm too cool to listen to your podcast. I don't know like I was in Shivy's like and makes a comment my podcast. So guys like you realize what he just said. He said he listen to your podcast. I'm like >> I got a nickel mi if I got a nickel for every single time a person says I don't listen to podcast but I passed by your podcast and I heard one minute and in that minute [laughter] you three Ma and Kapura that they're not such a loser to listen to my podcast. Kevin, we have episodes that have 12,000 views. We know you're watching. We know you're listening. [laughter] Had us with the kunen. Get to the point. Just admit it. >> Admit it. >> Well, what's my question is why do what do people lose by saying they listen? >> They're so smart and intelligent they wouldn't waste their time watching Clappy and Frank. They would be they would be reading the Wall Street Journal or learning a mimer during their free time. >> Is it saying that they they are embarrassed to say they're learning from us? What's the issue? >> They're French makers. They don't need us. They're they're all geniuses. They don't need us. Okay, going back going back. Can we think better? I want to finish. Yes or no? Someone someone mentioned someone started saying to someone about the problems of Kabad, right? >> Kabat doesn't have problems. It's fine. It's okay. It's okay. So the Kabat is doing fine. Don't worry. >> Well, recruiting. We're not so good. >> Kabat is doing fine. >> We want to build up our memories. >> Relax. Relax. Kabat is doing fine. Think >> we're recruiting well. Oh, this is what I hate about some um circles where it's like a party >> numbers >> especially in the ro it's it's us against >> it's a team it's a >> every time I ask the summer guy what team you're on this I ask what team are you on this team that G guy what team this team that they're all like >> Gar is dangerous okay let's put >> every like five they take is like, "Oh, okay. Now [laughter] >> Kabad has a lot to what to sell. Kabad has >> Kabad has there is [snorts] and >> he sends him >> We should have brought We should have had a Tanya Hashim to give him [laughter] every single guy. If you don't hand the guy, it wasn't an official >> there. Do you think maybe one day you're going to send your kids or what's it looking like? What do I know? >> He lives in hillside. The only nonabag in the whole place. >> He's like holding out. He still sends his kids non. >> Is that a new sh and we're going to give it to each guest with >> a free video all day long. You have to give a guy everybody. You mean a >> Listen, I I had I had my I I I used to go I'm a son every Friday. >> Used to go dance around. He still dances. >> Once I move things change, whatever. But >> I think we need a second episode. We didn't even scratch the surface. >> Oh, is he dancing around Kabad? about everything. We're not going to be able to cover anything. >> I think uh >> so my just in summary, if you want to create a successful social media account like yours, half a million followers, create help people. >> So >> help people create value and they will come. >> Be consistent. Then don't look at your phone every minute. How many followers have you don't refresh? Don't refresh. >> Off the record, clap every second you post. Everybody checks. How many views? How many views? How many views? >> It's how often you checked. Now, you told me a few days ago that I have to start I have to start posting on Instagram every single day. I'm trying. >> I learned that from Reggie Torres. He said he said he posted every day. I listen >> I posted a video a few days ago. It's at 21,000. >> Yeah. >> I posted one yesterday. It's >> And how often do you check? Be honest. >> I look every once every time on my phone every hour. >> It's like stock portfolio. Don't check it every >> No, my other video got 4,000 views. Today's I think it's already had over a thou >> How often do you check? >> [laughter] >> Why is she How often do you check >> to be honest? >> To be honest, >> I check I don't check my views because >> How often do you check the views? >> While while he thinks about it, our [laughter] our advertiser Butcher, DH Butcher, the most delicious butcher shop in the entire Crown Heights on Albony Avenue, their restaurant on Troy Avenue, the most fantastic fantastic restaurant. You do not have to travel to the city. CH Butcher and the restaurant Butcher on Troy Avenue. >> High protein. Whoa. 16 grams of protein. The the Check it out. 16 g. >> Three grams of fat, which is almost nothing. >> Good to go. You don't have to put in the fridge. >> Sodium is low. Everything else says zero. And besides protein, which is good, is 16. So, it's all zero. 0. All natural. And it tastes delicious. It sells. It sells itself. >> He's the first guest that clammed up twice about stupid public like information. Like, what was the first thing we asked you? You get all like oh how much you pay for the course. Now the second question how often you check your phone. This one you still you going to tell us the answer. >> Yeah we won't know the answer. When I when I meant about saying stop checking I'm in this position >> doesn't answer the question doesn't answer let me explain let this position >> circles [laughter] no people [laughter] >> I'm at this place where I do a video in the morning till the night I can have 100k like right >> like nothing >> okay >> and and also So it's going back to what >> how often do you check? >> It depends on what I'm saying. If it's something it will be less, but what whenever So how much >> I I don't follow my advice. What what I meant >> once an hour doesn't follow his advice. He checked. >> But my my point was my point was >> he checked a lot. Checker. >> You check You only post it once a week. >> No, my point was >> I post like listen. My my point was my point was >> TJ, how often you check your uh your podcast views, >> how many times a day? 100 times a day. At least he's honest. >> He He needs therapy. [laughter] >> Follow Theorist Studios. Usually people charge us so much money to use their studio. We don't promote them, but they're so great. They're so flexible. Check out Theorist Studios. Anyway, what were you saying? I'm not holding to it. >> Yeah. >> Don't be Don't be discouraged. >> Got to wrap it up. We got to wrap it up. >> Okay, we're wrapping up. >> Thank you so much. >> You didn't answer how often you check. >> Every hour. >> Signing off. Wait, wait, wait a second. [laughter] Signing off the episode everybody. Smash that like button. Smash that subscribe button. >> Follow Misha Wiger on social media. He's on all platforms. He'll know if you're following him because he keeps checking. [laughter] And uh can't wait to see you all on the next