Bankruptcy: When It's the Right Choice

when they hear the word filing bankruptcy oh no it's not me I don't want to file bankruptcy I agree with you you should try to avoid it I don't agree with you that you should try to avoid it at all cost there's a certain cost that it makes sense for somebody to take a deep look on his credit does it really make sense for me for me not for the Creditor you know stop you know Chase made enough money of you now you have to look on you if I'm not going to do something dramatic I'm not going to afford marrying with my children I'm not going to have any retirement I'm not going to be able to my income instead of saving it goes to pay the credit card you know maybe it's going to take me another I don't know how many years to get out of this hole that I dick for myself so maybe you have to take a closer look if it makes sense to maybe give up on your credit and it's going to come back you wait a few years you have credit back but for now maybe you should say I get toi let me make a new start