Do I really HAVE to take it to court?

welcome to today's daily today we have a repeat of the Commandment the positive commandment to adjudicate Financial disputes in a court of Jewish law now the question is do we say that if you're owed money you must go to a court of Jewish law and settle the dispute or is it optional can you say in your heart you know what I forgive him tell him hey you you know you owe me money I forgive the loan and the answer is of course of course you can in the event that a person does not want to let it go and there's a dispute he should settle it in a court of Jewish law according to Jewish law but in the event that he would like to let it go and forgive Financial Obligations that others have to him that is considered a wonderful thing to do